ROBOT PAYMENT INC. (4374) AI Stock Analysis

• Market Cap: ¥10.73B
• Dividend Yield: 0.47%
• Average Volume (3M): 23.17K
• Price to Earnings (P/E): 21.5
• Beta (1Y): 0.89
• Revenue Growth: 19.35%
• EPS Growth: 71.74%
• Country: JP
• Employees: 128
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 42.73
• Shares Outstanding: 3,815,994
• 10 Day Avg. Volume: 20,320
• 30 Day Avg. Volume: 23,173
• PEG Ratio: 0.25
• Price to Book (P/B): 8.22
• Price to Sales (P/S): 3.41
• P/FCF Ratio: 16.85
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: ¥3,332.00 ▲(10.51% Upside)

The score is driven primarily by strong financial performance—especially the very conservative balance sheet and improved 2024 profitability—tempered by historically inconsistent earnings and cash-flow conversion. Technicals are neutral with limited momentum, and valuation appears moderate with a low dividend yield.

Positive Factors

Balance Sheet Strength

A near-zero debt position significantly reduces financial risk, providing the company with greater flexibility to invest in growth opportunities and weather economic downturns.

Revenue Growth

Sustained revenue growth indicates strong market demand and effective business strategies, enhancing the company's competitive position and future earnings potential.

Profitability Improvement

Improved profitability margins reflect operational efficiency and pricing power, which can lead to sustainable earnings growth and shareholder value creation over time.

Negative Factors

Earnings Volatility

Inconsistent earnings and cash flow history can undermine investor confidence and limit the company's ability to plan long-term strategic initiatives effectively.

Cash Flow Consistency

Irregular cash flow generation challenges the company's ability to consistently fund operations and growth initiatives, potentially impacting its financial stability.

Earnings Consistency

Historical earnings inconsistency raises concerns about the predictability of future performance, which can affect investor trust and valuation stability.

ROBOT PAYMENT INC. Business Overview & Revenue Model

Company Description

ROBOT PAYMENT Inc., a subscription payment company, engages in the financial cloud and payment business in Japan. It offers online payment processing services to merchants with a unified point of contact with payment providers and a collective payment method as an online payment gateway; and accounting DX services that streamlines and automates billing, collection, invoicing, and reminders. The company was incorporated in 2000 and is based in Tokyo, Japan.

How the Company Makes Money

ROBOT PAYMENT INC. generates revenue primarily through transaction fees and service charges associated with its payment processing solutions. The company earns money by charging merchants a percentage of each transaction processed through its platform, as well as fixed fees for additional services such as recurring billing and electronic invoicing. Additionally, partnerships with financial institutions and technology providers may contribute to its earnings by expanding its market reach and enhancing service offerings. ROBOT PAYMENT INC. may also offer subscription-based models for some of its services, providing a steady stream of recurring revenue.

ROBOT PAYMENT INC. Financial Statement Overview

Summary

ROBOT PAYMENT INC. presents a strong financial profile with solid revenue and profit growth, efficient cost management, and robust cash flow generation. The company has shown an ability to improve profitability metrics while maintaining a conservative balance sheet with no debt in the latest period.

Income Statement

ROBOT PAYMENT INC. has demonstrated strong revenue growth, with a significant increase in total revenue over the past few years. The gross profit margin is robust, indicating effective cost management. The net profit margin has improved considerably, showcasing enhanced profitability, though it had been negative in previous years. Both EBIT and EBITDA margins have shown positive trends, reflecting operational efficiency and profitability.

Balance Sheet

The company's balance sheet is strong, with no total debt reported in the latest year, indicating a conservative financial structure. The equity ratio is healthy, signifying a solid equity base relative to total assets. Return on Equity has improved significantly, reflecting better utilization of equity. However, the historical presence of debt and liabilities requires ongoing attention.

Cash Flow

Cash flow metrics are impressive, with substantial operating cash flow and a strong free cash flow generation. The free cash flow has shown consistent growth, and the operating cash flow to net income ratio indicates efficient cash conversion from profits. The company has maintained positive cash flows despite fluctuations in capital expenditures and financing activities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.02B	2.76B	2.21B	1.73B	1.39B	1.08B
Gross Profit	2.73B	2.49B	1.98B	1.53B	1.26B	997.50M
EBITDA	767.26M	617.86M	349.18M	32.87M	259.26M	98.33M
Net Income	428.28M	320.76M	148.18M	-29.52M	135.25M	109.53M
Balance Sheet
Total Assets	7.47B	6.61B	5.72B	4.64B	4.92B	3.74B
Cash, Cash Equivalents and Short-Term Investments	6.10B	3.88B	3.33B	2.73B	3.57B	2.48B
Total Debt	0.00	0.00	6.07M	38.31M	70.63M	124.60M
Total Liabilities	6.42B	5.46B	4.94B	4.09B	4.33B	3.48B
Stockholders Equity	1.05B	1.15B	775.82M	554.83M	590.26M	267.74M
Cash Flow
Free Cash Flow	0.00	559.18M	629.03M	-800.56M	906.24M	-1.03B
Operating Cash Flow	0.00	638.56M	760.93M	-631.44M	1.02B	-876.27M
Investing Cash Flow	0.00	-82.28M	-131.88M	-169.12M	-114.45M	-147.34M
Financing Cash Flow	0.00	-5.38M	-30.77M	-31.92M	185.32M	10.27M

ROBOT PAYMENT INC. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 3015.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4374, the sentiment is Negative. The current price of 3015 is above the 20-day moving average (MA) of 2962.88, above the 50-day MA of 2935.35, and above the 200-day MA of 2657.52, indicating a neutral trend. The MACD of -41.59 indicates Positive momentum. The RSI at 34.90 is Neutral, neither overbought nor oversold. The STOCH value of 13.77 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4374.

ROBOT PAYMENT INC. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
3633	76 Outperform	¥11.72B	14.42	―	2.16%	2.75%	25.24%
3623	73 Outperform	¥6.37B	16.07	―	1.18%	6.95%	-9.62%
4374	71 Outperform	¥10.73B	21.54	―	0.47%	19.35%	71.74%
4430	71 Outperform	¥9.30B	10.13	―	3.06%	27.08%	18.85%
4496	70 Outperform	¥5.71B	33.07	―	2.50%	4.29%	-42.71%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
5129	42 Neutral	¥5.87B	-2.34	―	―	-38.47%	-1453.85%