GMO Payment Gateway Inc (JP:3769)
:3769
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GMO Payment Gateway
(3769)
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Rating:67Neutral
Price Target:
¥9,606.00
▲(17.58% Upside)
Action:Reiterated
Date:05/17/26
The score is primarily supported by strong underlying financial performance (high margins and healthy ROE) but is pulled down by weak technicals (below major moving averages and negative MACD) and a relatively high P/E; the dividend provides only a modest valuation offset. Earnings call impact is limited due to missing qualitative details.
Positive Factors
High Profitability
Sustained high gross, EBIT and net margins indicate durable earnings power and operational efficiency. Such margin cushions support reinvestment, pricing flexibility and ability to withstand competitive pressures, underpinning long-term free cash generation and shareholder returns.
Negative Factors
Slowing Revenue Growth
A material slowdown from prior mid-to-high teen growth to ~3.7% TTM reduces the company’s growth runway. Slower top-line expansion limits operating leverage benefits, constrains reinvestment capacity and makes sustaining margins and high ROE more challenging over time.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability
Sustained high gross, EBIT and net margins indicate durable earnings power and operational efficiency. Such margin cushions support reinvestment, pricing flexibility and ability to withstand competitive pressures, underpinning long-term free cash generation and shareholder returns.
Read all positive factors
GMO Payment Gateway (3769) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥647.16B
Dividend Yield1.47%
Average Volume (3M)194.85K
Price to Earnings (P/E)22.6
Beta (1Y)0.65
Revenue Growth11.96%
EPS Growth18.70%
CountryJP
Employees853
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)316.53
Shares Outstanding76,557,550
10 Day Avg. Volume198,670
30 Day Avg. Volume194,853
Financial Highlights & Ratios
PEG Ratio1.73
Price to Book (P/B)5.57
Price to Sales (P/S)7.63
P/FCF Ratio11.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥10,400.00Price Target Upside27.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)318.19
Revenue Forecast (FY)¥94.37B
GMO Payment Gateway Business Overview & Revenue Model
Company Description
GMO Payment Gateway, Inc., together with its subsidiaries, provides financial services and integrated payment related services. It operates through three segments: Payment Enhancement Business, Payment Processing Business, and Money Service Busine...
How the Company Makes Money
GMO Payment Gateway primarily makes money by charging merchants and business clients fees to accept and process electronic payments and to use its payment-related platforms. Key revenue streams generally include: (1) transaction-based fees earned ...
GMO Payment Gateway Financial Statement Overview
Summary
Income Statement
88
Very Positive
Balance Sheet
78
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 87.83B | 82.50B | 73.78B | 63.12B | 50.30B | 41.67B |
| Gross Profit | 58.45B | 55.49B | 48.10B | 39.98B | 33.63B | 28.10B |
| EBITDA | 39.69B | 36.34B | 31.47B | 23.85B | 37.13B | 15.38B |
| Net Income | 24.02B | 21.83B | 18.70B | 13.47B | 24.15B | 8.82B |
Balance Sheet | ||||||
| Total Assets | 451.54B | 406.80B | 344.70B | 292.35B | 273.41B | 215.46B |
| Cash, Cash Equivalents and Short-Term Investments | 234.58B | 220.04B | 174.05B | 138.96B | 130.47B | 106.52B |
| Total Debt | 74.01B | 65.38B | 55.86B | 51.16B | 45.02B | 38.26B |
| Total Liabilities | 330.86B | 290.62B | 238.88B | 197.54B | 184.15B | 157.64B |
| Stockholders Equity | 117.28B | 113.01B | 102.90B | 92.27B | 87.12B | 55.85B |
Cash Flow | ||||||
| Free Cash Flow | 46.61B | 54.22B | 49.58B | 5.97B | 9.65B | -6.41B |
| Operating Cash Flow | 46.98B | 54.50B | 50.08B | 6.50B | 9.97B | -6.16B |
| Investing Cash Flow | -7.39B | -8.07B | -5.82B | 17.41B | -4.73B | 2.20B |
| Financing Cash Flow | 8.06B | -1.24B | -3.75B | -6.44B | 2.61B | 12.64B |
GMO Payment Gateway Technical Analysis
Positive
8170.00
Price Trends
8180.68
Positive
8502.02
Positive
8601.74
Negative
Market Momentum
109.44
Negative
55.07
Neutral
75.54
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3769, the sentiment is Positive. The current price of 8170 is above the 20-day moving average (MA) of 8031.25, below the 50-day MA of 8180.68, and below the 200-day MA of 8601.74, indicating a neutral trend. The MACD of 109.44 indicates Negative momentum. The RSI at 55.07 is Neutral, neither overbought nor oversold. The STOCH value of 75.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3769.
GMO Payment Gateway Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ¥9.72B | 12.90 | ― | 0.47% | 17.60% | 71.29% | |
72 Outperform | ¥4.96B | 17.62 | ― | 2.50% | 5.48% | 240.29% | |
71 Outperform | ¥6.41B | 8.95 | ― | 1.18% | 12.84% | 24.85% | |
71 Outperform | ¥44.33B | 20.49 | ― | 0.52% | 25.31% | 22.71% | |
67 Neutral | ¥647.16B | 22.60 | 20.54% | 1.47% | 11.96% | 18.70% | |
65 Neutral | ¥8.95B | 12.54 | ― | 2.16% | -1.76% | 25.65% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
* Technology Sector Average
JP:3769
GMO Payment Gateway
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GMO Payment Gateway Corporate Events
GMO Payment Gateway Lifts Profits and Keeps Outlook as Dividend Rises
May 15, 2026
GMO Payment Gateway reported solid first-half fiscal 2026 results, with revenue up 13.1% year on year to ¥46.1 billion and operating profit rising 22.7% to ¥18.8 billion, driving a 22.3% increase in profit attributable to owners of the p...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.