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JFIN Stock Chart & Stats
$2.31
-$0.07(-2.94%)
At close: 4:00 PM EDT
$2.31
-$0.07(-2.94%)
Day’s Range― - ―
52-Week Range$2.12 - $14.70
Previous Close$2.63
Volume24.98K
Average Volume (3M)96.01K
Market Cap
$127.16M
Enterprise Value$257.19
Total Cash (Recent Filing)$430.28M
Total Debt (Recent Filing)$691.31M
Price to Earnings (P/E)0.9
Beta1.07
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield32.51%
Share Statistics
EPS (TTM)18.00
Shares Outstanding25,329,546
10 Day Avg. Volume66,189
30 Day Avg. Volume96,006
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.47
Price to Sales (P/S)2.41
P/FCF Ratio3.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability And Conservative LeverageStrong annual margins and low leverage provide a resilient foundation for the platform. If operating conditions stabilize, the balance sheet should give Jiayin flexibility to invest in technology, manage credit risk and withstand cyclical pressure.
Positive Cash GenerationRecent positive operating and free cash flow shows that the business has historically converted earnings into liquidity. This supports funding for product development, risk controls and shareholder returns, although cash generation remains variable.
Retention And Technology-Based DiversificationHigh repeat usage can reduce acquisition dependence, while technology services and international growth broaden Jiayin’s platform model. These capabilities may improve partner value and diversify revenue beyond China loan facilitation over time.
Bears Say
Severe Revenue And Profitability ContractionThe sharp decline in activity and reversal to a quarterly loss challenge the durability of recent earnings. Lower scale can reduce operating leverage and limit resources available for technology, compliance and borrower acquisition.
Regulatory And Industry Volume PressureRate caps and a smaller addressable lending market can structurally compress facilitation fees and borrower liquidity. Further guided volume reduction suggests pressure may persist beyond one quarter, requiring a lower-cost and more diversified model.
Chief Risk Officer VacancyA vacant chief risk officer role creates a governance and oversight gap for a regulated consumer-finance platform. Prolonged uncertainty could complicate underwriting accountability, regulatory engagement and execution of tighter credit controls.
Jiayin Group News
JFIN FAQ
What was Jiayin Group Inc’s price range in the past 12 months?
Jiayin Group Inc lowest stock price was $2.12 and its highest was $14.70 in the past 12 months.
What is Jiayin Group Inc’s market cap?
Jiayin Group Inc’s market cap is $127.16M.
When is Jiayin Group Inc’s upcoming earnings report date?
Jiayin Group Inc’s upcoming earnings report date is Aug 28, 2026 which is in 4 days.
How were Jiayin Group Inc’s earnings last quarter?
Jiayin Group Inc released its earnings results on Jun 23, 2026. The company reported -$0.29 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Jiayin Group Inc overvalued?
According to Wall Street analysts Jiayin Group Inc’s price is currently Overvalued.
Does Jiayin Group Inc pay dividends?
Jiayin Group Inc pays a Annually dividend of $0.8 which represents an annual dividend yield of 32.51%. See more information on Jiayin Group Inc dividends here
What is Jiayin Group Inc’s EPS estimate?
Jiayin Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group Inc have?
Jiayin Group Inc has 25,329,546 shares outstanding.
What happened to Jiayin Group Inc’s price movement after its last earnings report?
Jiayin Group Inc reported an EPS of -$0.29 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -28.392%.
Which hedge fund is a major shareholder of Jiayin Group Inc?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
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Blogger Sentiment
Bearish
JFIN Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-85.53%
12-Months-Change
Fundamentals
Return on Equity
32.51%
Trailing 12-Months
Asset Growth
40.33%
Trailing 12-Months
Company Description
Jiayin Group Inc
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
JFIN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call highlighted meaningful operational and strategic progress — notably stronger repeat-borrower engagement, rapid growth in the technology empowerment business, international expansion, and significant AI and anti-fraud improvements. However, these positives were overshadowed by material financial deterioration: large year-over-year declines in transaction volume (-45.8%) and revenue (-57.4%), a return to a net loss (RMB 61.7 million), declining cash balances, and rising 90+ day delinquencies. Management emphasized cost controls and strategic shifts (product diversification, tech services, tightened underwriting), but near-term guidance points to an even smaller Q2 volume range (RMB 9.5–10.5 billion), indicating continued pressure. Overall, although strategic initiatives and technology investments are promising for the medium term, the immediate financial and market trends are negative.View all JFIN earnings summariesTechnical Analysis
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Ownership Overview
33.23% Insiders
0.31% Mutual Funds
0.43% Other Institutional Investors
65.89% Public Companies and
Individual Investors