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JFIN Stock Chart & Stats
$2.16
-$0.05(-2.26%)
At close: 4:00 PM EDT
$2.16
-$0.05(-2.26%)
Day’s Range― - ―
52-Week Range$2.12 - $14.70
Previous Close$2.16
Volume19.05K
Average Volume (3M)96.01K
Market Cap
$113.03M
Enterprise Value$257.19
Total Cash (Recent Filing)$430.28M
Total Debt (Recent Filing)$691.31M
Price to Earnings (P/E)0.8
Beta1.11
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield36.57%
Share Statistics
EPS (TTM)18.00
Shares Outstanding25,329,546
10 Day Avg. Volume66,189
30 Day Avg. Volume96,006
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.47
Price to Sales (P/S)2.41
P/FCF Ratio3.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Repeat-borrower MixA 76.3% repeat-borrower share indicates durable customer retention and higher-quality borrower relationships. Over months this reduces acquisition costs, stabilizes fee revenue per borrower, and strengthens partner confidence in credit performance, supporting a more resilient marketplace fee model.
Advanced Anti-fraud & AIHigh-accuracy multimodal anti-fraud and AI-driven tooling materially lower fraud losses and underwriting error rates. Persistent reductions in credit losses and faster model iteration create a sustainable competitive advantage, improving margins and partner trust over the medium term.
Strong Cash Generation HistorySizeable recent operating and free cash flows demonstrate the platform can convert earnings into cash, supporting reinvestment, tech spend and shareholder returns. Even with variability, this cash-generation capacity underpins financial flexibility and resilience over coming quarters.
Bears Say
Sharp Volume & Revenue DeclineA near-50% drop in transaction volume and >57% revenue decline materially reduce core fee income and scale economics. Persisting lower origination activity weakens partner economics, compresses margins, and undermines the platform fee model unless volumes sustainably recover.
Return To Net Loss & Margin PressureReversal to operating and net losses signals the platform's fixed and facilitation costs are no longer covered by fee income at current volumes. Continued losses would erode cash buffers and limit ability to invest in tech or maintain partner incentives, risking long-term competitiveness.
Regulatory Headwinds & Rising DelinquenciesRegulatory rate caps and an industry-level loan contraction tighten borrower liquidity and depress origination volumes, while rising 90+ day delinquencies increase expected credit costs. Combined, these structural pressures constrain growth and tighten partner appetite for facilitation.
Jiayin Group News
JFIN FAQ
What was Jiayin Group Inc’s price range in the past 12 months?
Jiayin Group Inc lowest stock price was $2.12 and its highest was $14.70 in the past 12 months.
What is Jiayin Group Inc’s market cap?
Jiayin Group Inc’s market cap is $113.03M.
When is Jiayin Group Inc’s upcoming earnings report date?
Jiayin Group Inc’s upcoming earnings report date is Aug 26, 2026 which is in 24 days.
How were Jiayin Group Inc’s earnings last quarter?
Jiayin Group Inc released its earnings results on Jun 23, 2026. The company reported -$0.29 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.29.
Is Jiayin Group Inc overvalued?
According to Wall Street analysts Jiayin Group Inc’s price is currently Overvalued.
Does Jiayin Group Inc pay dividends?
Jiayin Group Inc pays a Annually dividend of $0.8 which represents an annual dividend yield of 36.57%. See more information on Jiayin Group Inc dividends here
What is Jiayin Group Inc’s EPS estimate?
Jiayin Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group Inc have?
Jiayin Group Inc has 25,329,546 shares outstanding.
What happened to Jiayin Group Inc’s price movement after its last earnings report?
Jiayin Group Inc reported an EPS of -$0.29 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -28.392%.
Which hedge fund is a major shareholder of Jiayin Group Inc?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
1
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5
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8
9
10
Blogger Sentiment
Bearish
JFIN Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 8.5%
Last 30 Days ▲ 8.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-85.53%
12-Months-Change
Fundamentals
Return on Equity
36.57%
Trailing 12-Months
Asset Growth
40.33%
Trailing 12-Months
Company Description
Jiayin Group Inc
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
JFIN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call highlighted meaningful operational and strategic progress — notably stronger repeat-borrower engagement, rapid growth in the technology empowerment business, international expansion, and significant AI and anti-fraud improvements. However, these positives were overshadowed by material financial deterioration: large year-over-year declines in transaction volume (-45.8%) and revenue (-57.4%), a return to a net loss (RMB 61.7 million), declining cash balances, and rising 90+ day delinquencies. Management emphasized cost controls and strategic shifts (product diversification, tech services, tightened underwriting), but near-term guidance points to an even smaller Q2 volume range (RMB 9.5–10.5 billion), indicating continued pressure. Overall, although strategic initiatives and technology investments are promising for the medium term, the immediate financial and market trends are negative.View all JFIN earnings summariesTechnical Analysis
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Ownership Overview
33.23% Insiders
0.31% Mutual Funds
0.22% Other Institutional Investors
66.10% Public Companies and
Individual Investors