Jiayin Group Inc (JFIN)
NASDAQ:JFIN
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JFIN Stock Chart & Stats
$7.20
$0.09(1.32%)
At close: 4:00 PM EST
$7.20
$0.09(1.32%)
Day’s Range― - ―
52-Week Range$3.70 - $19.23
Previous CloseN/A
Volume26.32K
Average Volume (3M)78.20K
Market Cap
$257.98M
Enterprise Value$2.37B
Total Cash (Recent Filing)$61.84M
Total Debt (Recent Filing)$700.63M
Price to Earnings (P/E)5.3
Beta0.90
Next Earnings
Jun 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield11.97%
Share Statistics
EPS (TTM)29.28
Shares Outstanding26,369,547
10 Day Avg. Volume60,076
30 Day Avg. Volume78,204
Financial Highlights & Ratios
PEG Ratio-0.14
Price to Book (P/B)0.12
Price to Sales (P/S)0.61
P/FCF Ratio0.85
Enterprise Value/Market Cap9.19
Enterprise Value/Revenue0.38
Enterprise Value/Gross Profit0.48
Enterprise Value/Ebitda1.31
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability And ReturnsVery high gross and operating margins and a ~34% ROE indicate a capital-efficient, fee-based fintech model that can sustain returns across cycles. Durable margin strength supports reinvestment, dividends and buybacks and cushions the firm versus volume volatility.
Strong Cash GenerationSubstantial operating cash flow and meaningful free cash flow provide lasting flexibility to fund tech investment, overseas expansion, shareholder returns and working capital. Reliable cash conversion supports strategic initiatives even during regulatory cycles.
Diversified Institutional Funding RelationshipsA broad, growing set of funding partners reduces counterparty concentration risk and improves resilience to funding dislocations. Stable partner breadth supports continued loan facilitation volumes and fee revenue even when individual sources retrench.
Bears Say
Recent Revenue And Quarterly Profit DeclineSharp Q4 declines show the business is sensitive to regulatory-driven volume retrenchment; sustained lower origination volume reduces fee base and creates deleverage against fixed R&D and G&A, threatening midterm revenue trajectory and margin sustainability.
Regulatory And Industry Liquidity PressureStructural tightening of China fintech rules and sector liquidity increases compliance costs, limits product/pricing flexibility and raises counterparty funding risk. These secular headwinds can compress volumes, raise capital costs and reduce long-term growth potential.
Historical Balance-sheet And Cash-flow VariabilityAlthough current leverage is conservative, past episodes of negative equity and higher leverage plus variable free cash flow highlight cyclical liquidity sensitivity. This legacy volatility implies vulnerability if regulatory or funding strains re‑emerge.
Jiayin Group News
JFIN FAQ
What was Jiayin Group Inc’s price range in the past 12 months?
Jiayin Group Inc lowest stock price was $3.70 and its highest was $19.23 in the past 12 months.
What is Jiayin Group Inc’s market cap?
Jiayin Group Inc’s market cap is $257.98M.
When is Jiayin Group Inc’s upcoming earnings report date?
Jiayin Group Inc’s upcoming earnings report date is Jun 10, 2026 which is in 33 days.
How were Jiayin Group Inc’s earnings last quarter?
Jiayin Group Inc released its earnings results on Mar 31, 2026. The company reported $0.275 earnings per share for the quarter, beating the consensus estimate of N/A by $0.275.
Is Jiayin Group Inc overvalued?
According to Wall Street analysts Jiayin Group Inc’s price is currently Overvalued.
Does Jiayin Group Inc pay dividends?
Jiayin Group Inc pays a Annually dividend of $0.79 which represents an annual dividend yield of 11.97%. See more information on Jiayin Group Inc dividends here
What is Jiayin Group Inc’s EPS estimate?
Jiayin Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group Inc have?
Jiayin Group Inc has 26,369,547 shares outstanding.
What happened to Jiayin Group Inc’s price movement after its last earnings report?
Jiayin Group Inc reported an EPS of $0.275 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -12.343%.
Which hedge fund is a major shareholder of Jiayin Group Inc?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
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Blogger Sentiment
Bearish
JFIN Sentiment 70%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.7%
Last 30 Days ▲ 6.3%
Last 30 Days ▲ 6.3%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-53.10%
12-Months-Change
Fundamentals
Return on Equity
37.65%
Trailing 12-Months
Asset Growth
69.06%
Trailing 12-Months
Company Description
Jiayin Group Inc
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
JFIN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a balanced picture: strong full-year growth in loan facilitation, revenue and net income and notable progress in international expansion, AI strategy and shareholder returns are positive. However, Q4 showed pronounced declines in quarterly revenue, operating income and cash balances, driven by regulatory tightening, liquidity pressure and deliberate de-risking that compressed margins and volumes. Management emphasizes a disciplined, compliance-first stance and early signs of stabilization in asset quality, but near-term headwinds persist.View all JFIN earnings summariesTechnical Analysis
Ownership Overview
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Insiders
0.30% Mutual Funds
0.14% Other Institutional Investors
99.37% Public Companies and
Individual Investors