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Jiayin Group ( (JFIN) ) just unveiled an announcement.
On November 6, 2025, Jiayin Group Inc.’s subsidiary, Shanghai Jirongzhicheng Enterprise Development Co., Ltd., entered into a loan facility agreement with financial institutions for up to RMB600 million, maturing on November 11, 2032. This loan, secured by mortgaging commercial property and pledging equity, will be used as general working capital, potentially enhancing Jiayin’s operational capacity and market positioning.
The most recent analyst rating on (JFIN) stock is a Buy with a $10.50 price target. To see the full list of analyst forecasts on Jiayin Group stock, see the JFIN Stock Forecast page.
Spark’s Take on JFIN Stock
According to Spark, TipRanks’ AI Analyst, JFIN is a Outperform.
Jiayin Group’s overall stock score is driven by strong financial performance and attractive valuation, offset by weak technical indicators. The earnings call provided positive insights into growth and technological advancements, though increased expenses pose a challenge. The stock’s undervaluation and high dividend yield are significant positives.
To see Spark’s full report on JFIN stock, click here.
More about Jiayin Group
Jiayin Group Inc. is a leading fintech platform in China, established in 2011, that connects underserved individual borrowers with financial institutions. The company operates a secure platform with a comprehensive risk management system and employs advanced big data analytics to assess risk profiles.
Average Trading Volume: 97,742
Technical Sentiment Signal: Hold
Current Market Cap: $499.5M
For detailed information about JFIN stock, go to TipRanks’ Stock Analysis page.

