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Jiayin Group (JFIN)
:JFIN
US Market
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Jiayin Group (JFIN) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 26, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
0.72
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 25, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted strong growth in loan facilitation, significant advancements in AI technology, and robust net income growth. However, challenges such as regulatory impacts, pricing pressure, and a notable decline in cash and cash equivalents were also discussed.
Company Guidance
In the third quarter of 2025, Jiayin Group Inc. reported robust financial performance, achieving a loan facilitation volume of RMB 32.2 billion, marking a 20.6% year-over-year increase. The company's non-GAAP income from operations rose approximately 50.3% year-over-year to RMB 190 million, aligning with its previously issued guidance. Despite the regulatory changes in October, which exerted downward pressure on pricing, the company maintained a net profit margin of 25.6% for the quarter. Jiayin Group's strategic efforts led to a significant increase in repeat borrowers, accounting for 78.6% of facilitation volume, while the average borrowing amount per transaction grew by 19.5% to RMB 9,115. The company projects its Q4 loan facilitation volume at RMB 23-25 billion, aiming for a full-year volume between RMB 127.8 billion and RMB 129.8 billion, reflecting a year-over-year growth of 26.8% to 28.8%. Additionally, the full-year non-GAAP operating profit guidance is set at RMB 1.99 billion to RMB 2.06 billion, indicating a growth of 52.3% to 57.6%.
Strong Loan Facilitation Growth
The company facilitated RMB 32.2 billion in loan volume, a year-on-year increase of approximately 20.6%.
Significant Increase in Non-GAAP Income
Non-GAAP income from operations increased by approximately 50.3% year-on-year to RMB 190 million.
Technological Advancements
The company achieved multiple significant innovations in AI, reducing fraud detection time from a week to within two hours.
Overseas Market Expansion
Indonesian business scale increased by nearly 200% year-on-year, and the number of borrowers rose by approximately 150%.
Net Income Growth
Net income for the third quarter was RMB 370.765 million, representing an increase of 39.7% from the same period of 2024.
Repeat Borrowers Driving Growth
Repeat borrowers' share of facilitation volume rose to 78.6%, driving the overall average borrowing amounts up by approximately 19.5%.

Jiayin Group (JFIN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

JFIN Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 26, 2026
2025 (Q4)
- / -
0.721
Nov 25, 2025
2025 (Q3)
- / 1.03
0.70845.76% (+0.32)
Aug 20, 2025
2025 (Q2)
- / 1.38
0.62122.58% (+0.76)
Jun 04, 2025
2025 (Q1)
- / 1.40
0.71694.83% (+0.68)
Mar 27, 2025
2024 (Q4)
- / 0.71
0.977-27.53% (-0.27)
Nov 20, 2024
2024 (Q3)
- / 0.73
0.827-11.97% (-0.10)
Aug 27, 2024
2024 (Q2)
- / 0.62
0.832-25.84% (-0.21)
Jun 06, 2024
2024 (Q1)
- / 0.71
1.31-45.65% (-0.60)
Mar 28, 2024
2023 (Q4)
- / 0.98
2.49-60.76% (-1.51)
Nov 22, 2023
2023 (Q3)
- / 0.83
0.67921.80% (+0.15)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

JFIN Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 25, 2025
$7.22$7.41+2.63%
Aug 20, 2025
$12.84$12.25-4.60%
Jun 04, 2025
$14.53$15.73+8.26%
Mar 27, 2025
$11.56$14.18+22.66%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Jiayin Group (JFIN) report earnings?
Jiayin Group (JFIN) is schdueled to report earning on Mar 26, 2026, Before Open (Confirmed).
    What is Jiayin Group (JFIN) earnings time?
    Jiayin Group (JFIN) earnings time is at Mar 26, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
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          What is JFIN EPS forecast?
          Currently, no data Available
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