Strong Loan Facilitation Growth
The company facilitated RMB 32.2 billion in loan volume, a year-on-year increase of approximately 20.6%.
Significant Increase in Non-GAAP Income
Non-GAAP income from operations increased by approximately 50.3% year-on-year to RMB 190 million.
Technological Advancements
The company achieved multiple significant innovations in AI, reducing fraud detection time from a week to within two hours.
Overseas Market Expansion
Indonesian business scale increased by nearly 200% year-on-year, and the number of borrowers rose by approximately 150%.
Net Income Growth
Net income for the third quarter was RMB 370.765 million, representing an increase of 39.7% from the same period of 2024.
Repeat Borrowers Driving Growth
Repeat borrowers' share of facilitation volume rose to 78.6%, driving the overall average borrowing amounts up by approximately 19.5%.