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Intesa Sanpaolo SpA (IT:ISP)
:ISP
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Intesa Sanpaolo SpA
(LSE:ISP)
Rating:61Neutral
Price Target:―
Intesa Sanpaolo SpA (ISP) vs. iShares MSCI Italy ETF (EWI)
Market Cap
€86.47B
Dividend Yield6.89%
Average Volume (3M)60.95M
Price to Earnings (P/E)9.9
Beta (1Y)1.20
Revenue Growth6.32%
EPS Growth17.08%
CountryIT
Employees91,825
SectorFinancial
Sector Strength82
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.14
Shares Outstanding17,803,670,000
10 Day Avg. Volume59,542,529
30 Day Avg. Volume60,953,304
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)1.30
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€5.57Price Target Upside10.96% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
Intesa Sanpaolo SpA Business Overview & Revenue Model
Company DescriptionIntesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; corporate, investment banking, and public finance services; industrial credit, factoring, and leasing services; asset management solutions; life and non-life insurance products; and bancassurance and pension fund, and fiduciary services. It also provides consumer credit and E-money; wealth management and private banking services. The company serves individuals, small and medium-sized businesses, non-profit organizations, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. is headquartered in Turin, Italy.
How the Company Makes MoneyIntesa Sanpaolo generates revenue primarily through its core banking activities. The company earns money from interest income on loans and advances to customers, which is a key revenue stream. Additionally, it earns fee and commission income from services such as asset management, insurance products, and transaction banking. The bank also benefits from trading activities and investment income, which contribute to its earnings. Strategic partnerships and collaborations with international financial institutions further enhance its revenue potential by expanding its service offerings and customer base. Cost management and operational efficiency strategies also play a significant role in maximizing profitability.
Intesa Sanpaolo SpA Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | ||||
| Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|
| Income Statement | Total Revenue | |||
| 25.83B | 23.16B | 22.47B | 22.40B | 19.85B | Gross Profit |
| 25.83B | 25.17B | 22.47B | 22.40B | 19.85B | EBIT |
| 14.26B | 11.11B | 6.02B | 5.32B | 3.34B | EBITDA |
| 0.00 | 0.00 | 7.76B | 6.76B | 5.92B | Net Income Common Stockholders |
| 8.67B | 7.72B | 4.38B | 4.18B | 2.15B |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
| 0.00 | 89.27B | 144.20B | 147.09B | 86.77B | Total Assets |
| 0.00 | 963.57B | 975.68B | 1.07T | 1.00T | Total Debt |
| 0.00 | 93.71B | 96.14B | 101.21B | 107.15B | Net Debt |
| 0.00 | -100.69B | -27.71B | -45.88B | 20.39B | Total Liabilities |
| -67.23B | 899.44B | 913.86B | 1.00T | 936.29B | Stockholders Equity |
| 67.23B | 63.96B | 61.66B | 63.77B | 65.87B |
| Cash Flow | Free Cash Flow | |||
| 0.00 | -18.99B | 100.43B | 6.91B | -3.61B | Operating Cash Flow |
| 0.00 | -17.34B | 102.28B | 8.80B | -2.17B | Investing Cash Flow |
| 0.00 | -588.00M | -538.00M | -2.23B | -357.00M | Financing Cash Flow |
| 0.00 | -5.59B | -3.52B | -5.59B | 2.68B |
Intesa Sanpaolo SpA Technical Analysis
Positive
5.02
Price Trends
4.56
Positive
4.45
Positive
4.01
Positive
Market Momentum
0.09
Positive
64.47
Neutral
83.06
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:ISP, the sentiment is Positive. The current price of 5.02 is above the 20-day moving average (MA) of 4.84, above the 50-day MA of 4.56, and above the 200-day MA of 4.01, indicating a bullish trend. The MACD of 0.09 indicates Positive momentum. The RSI at 64.47 is Neutral, neither overbought nor oversold. The STOCH value of 83.06 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IT:ISP.
Intesa Sanpaolo SpA Peers Comparison
Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
64 Neutral | $12.76B | 9.77 | 7.59% | 16985.66% | 12.30% | -7.71% | |
61 Neutral | €86.47B | 9.94 | 13.56% | 6.89% | 6.32% | 17.08% | |
| $97.92B | 10.07 | 14.91% | 3.89% | ― | ― | ||
| €15.33B | 8.11 | 13.41% | 9.86% | ― | ― | ||
| €10.90B | 8.00 | 13.24% | 7.82% | ― | ― | ||
| €11.72B | 17.95 | 28.46% | 3.86% | ― | ― | ||
| €15.96B | 12.44 | 11.91% | 5.72% | ― | ― |
* Financial Sector Average
Performance Comparison
IT:ISP
Intesa Sanpaolo SpA
5.02
1.71
51.57%
UNCFF
UniCredit SpA
67.50
29.75
78.81%
GB:0RLA
Banco BPM S.p.A.
10.33
4.55
78.72%
GB:0MU6
BPER Banca S.p.A.
7.95
3.41
75.11%
GB:0QVF
FinecoBank SpA
19.26
5.06
35.63%
GB:0HBF
Mediobanca Banca di Credito Finanziario S.p.A.
19.56
6.08
45.10%
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.