Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 25.68B | 23.99B | 22.96B | 18.07B | 22.29B | 11.25B |
Gross Profit | 24.98B | 26.58B | 25.36B | 18.07B | 18.60B | 11.25B |
EBITDA | 14.79B | 14.08B | 12.97B | 8.66B | 3.34B | -544.00M |
Net Income | 10.60B | 9.72B | 9.51B | 6.46B | 2.10B | -2.91B |
Balance Sheet | ||||||
Total Assets | 860.33B | 784.00B | 784.97B | 857.77B | 916.67B | 931.46B |
Cash, Cash Equivalents and Short-Term Investments | 41.80B | 41.55B | 72.34B | 134.24B | 162.27B | 165.62B |
Total Debt | 96.02B | 122.72B | 186.12B | 237.23B | 125.91B | 325.23B |
Total Liabilities | 791.91B | 721.16B | 720.73B | 794.28B | 854.58B | 871.51B |
Stockholders Equity | 68.02B | 62.44B | 64.08B | 63.34B | 62.19B | 59.51B |
Cash Flow | ||||||
Free Cash Flow | 0.00 | -8.33B | -41.72B | 9.09B | -8.76B | 81.89B |
Operating Cash Flow | 0.00 | -7.08B | -41.13B | 10.26B | -7.52B | 83.32B |
Investing Cash Flow | 0.00 | -1.06B | -787.00M | -237.00M | -699.00M | 569.00M |
Financing Cash Flow | 0.00 | -10.99B | -8.45B | -5.55B | -1.41B | 660.00M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
79 Outperform | €18.70B | 8.29 | 14.64% | 6.20% | -0.56% | 2.54% | |
74 Outperform | $98.66B | 9.41 | 16.99% | 3.90% | 27.78% | 12.17% | |
73 Outperform | €18.15B | 7.57 | 16.45% | 8.19% | 2.23% | 72.08% | |
72 Outperform | €11.41B | 17.55 | 32.83% | 3.91% | 2.97% | 4.64% | |
70 Outperform | €12.75B | 9.73 | 11.90% | 6.91% | -19.78% | 7.06% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | €97.01B | 10.50 | 15.91% | 6.22% | -5.85% | 15.20% |
UniCredit S.p.A., a leading European commercial bank, has reported a record third quarter and nine-month performance for 2025, showcasing its consistent profitable growth across its diverse business lines. The bank, headquartered in Milan, operates primarily in the financial services sector, offering a range of banking products and services across Europe.
UniCredit’s recent earnings call conveyed a generally positive sentiment, underscoring the bank’s robust financial performance marked by record net profits and improved return on tangible equity. The call highlighted significant strides in cost efficiency and strategic initiatives, despite acknowledging challenges such as the termination of the BPM transaction, the impact of declining interest rates on net interest income (NII), and geopolitical volatility. Overall, the positive developments, including upgraded guidance and strong capital generation, were emphasized as outweighing the negatives.
UniCredit S.p.A, a prominent banking institution in Europe, operates across various financial services sectors, including retail banking, corporate banking, and wealth management, with a significant presence in Italy, Germany, and Central and Eastern Europe.