Mediobanca Banca di Credito Finanziario S.p.A. (IT:MB)
:MB
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Mediobanca Banca di Credito Finanziario S.p.A.
(MB)
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Rating:62Neutral
Price Target:
€19.50
▼(-5.66% Downside)
Action:N/ADate:07/18/25
Mediobanca's overall stock score of 62 is primarily driven by solid financial performance, with strong profitability margins tempered by operational and cash flow concerns. A favorable valuation with a low P/E ratio and high dividend yield provides a positive boost, while bearish technical indicators reflect short-term downside risks.
Mediobanca Banca di Credito Finanziario S.p.A. (MB) vs. iShares MSCI Italy ETF (EWI)
Market Cap
€16.01B
Dividend Yield6.61%
Average Volume (3M)6.53M
Price to Earnings (P/E)12.1
Beta (1Y)1.43
Revenue Growth-23.69%
EPS Growth32.49%
CountryIT
Employees5,443
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)1.61
Shares Outstanding813,279,660
10 Day Avg. Volume2,101,517
30 Day Avg. Volume6,533,505
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)1.43
Price to Sales (P/S)4.58
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€16.80Price Target Upside-18.72% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering1
EPS Forecast (FY)1.62
Revenue Forecast (FY)€3.81B
Mediobanca Banca di Credito Finanziario S.p.A. Business Overview & Revenue Model
Company Description
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment...
How the Company Makes Money
Mediobanca generates revenue through a diversified model that includes fees and commissions from its corporate and investment banking activities, interest income from its consumer banking operations, and management fees from its wealth management ...
Mediobanca Banca di Credito Finanziario S.p.A. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
60
Neutral
Cash Flow
55
Neutral
| Breakdown | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.51B | 5.28B | 3.93B | 2.87B | 2.99B |
| Gross Profit | 3.51B | 3.25B | 2.91B | 2.51B | 2.59B |
| EBITDA | 1.40B | 1.82B | 1.52B | 1.25B | 1.17B |
| Net Income | 1.33B | 1.27B | 1.03B | 906.98M | 807.58M |
Balance Sheet | |||||
| Total Assets | 103.95B | 99.23B | 91.64B | 90.57B | 82.60B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 3.36B | 4.76B | 8.33B | 2.38B |
| Total Debt | 8.58B | 34.86B | 35.45B | 22.75B | 22.88B |
| Total Liabilities | 92.75B | 87.98B | 80.19B | 79.82B | 71.50B |
| Stockholders Equity | 11.20B | 11.16B | 11.33B | 10.65B | 11.01B |
Cash Flow | |||||
| Free Cash Flow | 0.00 | 550.37M | -3.24B | 5.80B | -1.45B |
| Operating Cash Flow | 0.00 | 601.53M | -3.16B | 5.86B | -1.40B |
| Investing Cash Flow | 0.00 | -3.48B | 170.29M | 263.54M | -953.17M |
| Financing Cash Flow | 0.00 | 2.00B | -633.95M | -821.05M | 4.52B |
Mediobanca Banca di Credito Finanziario S.p.A. Technical Analysis
Positive
20.67
Price Trends
17.52
Positive
17.39
Positive
17.74
Positive
Market Momentum
0.70
Negative
77.27
Negative
91.66
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:MB, the sentiment is Positive. The current price of 20.67 is above the 20-day moving average (MA) of 17.29, above the 50-day MA of 17.52, and above the 200-day MA of 17.74, indicating a bullish trend. The MACD of 0.70 indicates Negative momentum. The RSI at 77.27 is Negative, neither overbought nor oversold. The STOCH value of 91.66 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IT:MB.
Mediobanca Banca di Credito Finanziario S.p.A. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | €13.74B | 11.61 | 26.99% | 6.35% | -12.38% | 10.36% | |
76 Outperform | €100.41B | 10.67 | 14.41% | 6.08% | -8.94% | 11.50% | |
71 Outperform | €6.35B | 14.62 | 31.07% | 4.75% | 2.86% | 3.37% | |
65 Neutral | €98.95B | 10.29 | 16.32% | 4.15% | 0.31% | 16.61% | |
65 Neutral | €12.90B | 10.31 | 40.02% | 3.35% | 0.32% | -0.89% | |
62 Neutral | €16.01B | 12.07 | 11.91% | 6.61% | -23.69% | 32.49% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IT:MB
Mediobanca Banca di Credito Finanziario S.p.A.
19.50
2.58
15.24%
IT:UCG
UniCredit SpA
64.06
14.50
29.25%
IT:BGN
Banca Generali SpA
54.20
2.17
4.17%
IT:FBK
FinecoBank SpA
20.77
3.18
18.09%
IT:ISP
Intesa Sanpaolo SpA
5.63
1.14
25.50%
IT:BMED
Banca Mediolanum SpA
18.26
5.57
43.92%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.