Nawi (NAWI) AI Stock Analysis

• Market Cap: ₪1.70B
• Dividend Yield: 6.49%
• Average Volume (3M): 25.07K
• Price to Earnings (P/E): 4.0
• Beta (1Y): 1.10
• Revenue Growth: 33.06%
• EPS Growth: 59.60%
• Country: IL
• Employees: N/A
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): N/A
• Shares Outstanding: 32,757,980
• 10 Day Avg. Volume: 17,669
• 30 Day Avg. Volume: 25,066
• PEG Ratio: 0.85
• Price to Book (P/B): 1.44
• Price to Sales (P/S): 3.50
• P/FCF Ratio: -5.08
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 63 Neutral
• Price Target: 5,810.00 ▲(5.89% Upside)
• Action: Downgraded Date: 01/13/26
• Date: Action: Downgraded 01/13/26

The score is held back primarily by financial risk: sharply negative TTM operating/free cash flow alongside high leverage despite strong reported profitability. Offsetting this, technicals are moderately positive with price above key moving averages, and valuation is appealing with a low P/E and high dividend yield.

Positive Factors

High reported profitability and ROE

Sustained high gross and net margins and solid ROE indicate durable operating economics and pricing power in core products. Over 2–6 months this supports reinvestment capacity, competitive positioning and ability to fund strategic initiatives even if growth slows temporarily.

Negative Factors

High financial leverage

Elevated debt-to-equity materially increases refinancing, interest-rate and covenant risk. Overcoming operational volatility or funding negative cash flow will require external financing or asset sales, constraining strategic flexibility and amplifying downside in tougher credit conditions.

Nawi Business Overview & Revenue Model

Company Description

Nawi Brothers Group Ltd provides finance and non-bank credit services in Israel. The company's services include real estate initiative financing and completion of equity, import/suppliers financing, credit insurance for companies and businesses, f...

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Nawi Brothers Group Ltd provides finance and non-bank credit services in Israel. The company's services include real estate initiative financing and completion of equity, import/suppliers financing, credit insurance for companies and businesses, f...

How the Company Makes Money

Nawi generates revenue through multiple streams, primarily by selling its renewable energy products such as solar panels and energy-efficient appliances directly to consumers and businesses. The company also offers installation and maintenance ser...

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Nawi generates revenue through multiple streams, primarily by selling its renewable energy products such as solar panels and energy-efficient appliances directly to consumers and businesses. The company also offers installation and maintenance ser...

Nawi Financial Statement Overview

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	434.69M	375.03M	372.37M	251.76M	167.23M	136.02M
Gross Profit	253.65M	234.29M	225.52M	187.44M	140.99M	116.10M
EBITDA	215.51M	200.71M	178.65M	175.48M	141.43M	97.82M
Net Income	231.60M	156.81M	142.70M	136.25M	110.11M	74.37M
Balance Sheet
Total Assets	4.87B	4.13B	3.40B	3.43B	3.34B	1.98B
Cash, Cash Equivalents and Short-Term Investments	31.94M	196.58M	229.72M	133.04M	80.59M	31.82M
Total Debt	3.83B	3.16B	2.53B	2.70B	2.66B	1.35B
Total Liabilities	3.88B	3.22B	2.59B	2.74B	2.70B	1.38B
Stockholders Equity	993.70M	911.93M	810.71M	685.48M	644.56M	600.74M
Cash Flow
Free Cash Flow	-1.05B	-258.51M	229.42M	-98.37M	-281.77M	503.77M
Operating Cash Flow	-1.05B	-258.46M	229.43M	-98.34M	-281.05M	503.80M
Investing Cash Flow	138.80M	160.91M	-94.45M	68.00M	-160.06M	-36.24M
Financing Cash Flow	909.00M	97.50M	-136.39M	30.74M	441.67M	-475.70M

Nawi Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5487.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:NAWI, the sentiment is Negative. The current price of 5487 is above the 20-day moving average (MA) of 5319.00, above the 50-day MA of 5439.08, and above the 200-day MA of 5437.85, indicating a bearish trend. The MACD of -104.19 indicates Positive momentum. The RSI at 46.11 is Neutral, neither overbought nor oversold. The STOCH value of 43.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IL:NAWI.

Nawi Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
MNIF	66 Neutral	₪1.50B	7.96	―	4.19%	25.72%	21.70%
JCFN	64 Neutral	₪731.87M	10.01	―	―	29.67%	15.36%
NAWI	63 Neutral	₪1.70B	3.99	―	6.49%	33.06%	59.60%
PEN	62 Neutral	₪598.67M	11.91	―	5.35%	25.73%	45.19%
MCLL	58 Neutral	₪696.55M	11.79	―	1.53%	―	―
DIFI	51 Neutral	₪1.61B	5.48	―	5.03%	0.10%	15.03%