Nawi Brothers Group Ltd (IL:NAWI)
TASE:NAWI
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Nawi
(TASE:NAWI)
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Rating:69Neutral
Price Target:
5,373.00
▼(-2.08% Downside)
Action:Reiterated
Date:05/31/26
The score is supported by attractive valuation (low P/E and strong dividend yield) and positive technical momentum with price above major moving averages. The main offset is financial risk from very high leverage and weak/volatile cash flow conversion despite strong reported profitability.
Positive Factors
High profitability & margins
Sustaining very high EBIT and net margins gives the company durable operating leverage and pricing power in its market. These margins support reinvestment, dividend capacity, and resilience to revenue softness, making earnings generation structurally stronger over months.
Negative Factors
Very high leverage
A roughly 4.3x debt-to-equity ratio materially elevates refinancing and interest-rate sensitivity, constrains strategic optionality, and magnifies earnings volatility. High leverage makes the firm vulnerable to adverse credit conditions over a multi-month horizon.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability & margins
Sustaining very high EBIT and net margins gives the company durable operating leverage and pricing power in its market. These margins support reinvestment, dividend capacity, and resilience to revenue softness, making earnings generation structurally stronger over months.
Read all positive factors
Nawi (NAWI) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪1.61B
Dividend Yield6.49%
Average Volume (3M)25.07K
Price to Earnings (P/E)6.7
Beta (1Y)1.14
Revenue Growth34.45%
EPS Growth44.28%
CountryIL
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)7.29
Shares Outstanding32,791,214
10 Day Avg. Volume17,669
30 Day Avg. Volume25,066
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)1.75
Price to Sales (P/S)3.88
P/FCF Ratio-2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Nawi Business Overview & Revenue Model
Company Description
Nawi Brothers Group Ltd, established in Tel Aviv, Israel, in 1984, operates as a key provider of non-bank financial and credit solutions throughout the country. Formerly known as Golden Equity Holdings Ltd until its rebranding in January 2011, the...
Nawi Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
46
Neutral
Cash Flow
28
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 480.29M | 459.10M | 375.03M | 372.37M | 251.76M | 167.23M |
| Gross Profit | 275.80M | 262.58M | 234.29M | 225.52M | 187.44M | 140.99M |
| EBITDA | 231.41M | 222.11M | 200.71M | 178.65M | 175.48M | 141.43M |
| Net Income | 238.87M | 235.64M | 156.81M | 142.70M | 136.25M | 110.11M |
Balance Sheet | ||||||
| Total Assets | 5.54B | 5.39B | 4.13B | 3.40B | 3.43B | 3.34B |
| Cash, Cash Equivalents and Short-Term Investments | 91.41M | 19.92M | 196.58M | 229.72M | 133.04M | 80.59M |
| Total Debt | 4.40B | 4.33B | 3.16B | 2.53B | 2.70B | 2.66B |
| Total Liabilities | 4.48B | 4.37B | 3.22B | 2.59B | 2.74B | 2.70B |
| Stockholders Equity | 1.06B | 1.01B | 911.93M | 810.71M | 685.48M | 644.56M |
Cash Flow | ||||||
| Free Cash Flow | -683.88M | -865.87M | -258.51M | 229.42M | -98.37M | -281.77M |
| Operating Cash Flow | -678.63M | -861.53M | -258.46M | 229.43M | -98.34M | -281.05M |
| Investing Cash Flow | -82.79M | 25.99M | 160.91M | -94.45M | 68.00M | -160.06M |
| Financing Cash Flow | 660.69M | 840.69M | 97.50M | -136.39M | 30.74M | 441.67M |
Nawi Technical Analysis
Negative
5487.00
Price Trends
5246.02
Negative
5306.69
Negative
5236.98
Negative
Market Momentum
-104.51
Positive
39.82
Neutral
9.72
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:NAWI, the sentiment is Negative. The current price of 5487 is above the 20-day moving average (MA) of 5230.63, above the 50-day MA of 5246.02, and above the 200-day MA of 5236.98, indicating a bearish trend. The MACD of -104.51 indicates Positive momentum. The RSI at 39.82 is Neutral, neither overbought nor oversold. The STOCH value of 9.72 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IL:NAWI.
Nawi Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | ₪1.61B | 6.73 | ― | 6.49% | 34.45% | 44.28% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ₪1.74B | 11.70 | ― | 5.03% | -5.73% | 29.37% | |
62 Neutral | ₪659.64M | 12.07 | ― | 1.53% | 5.95% | -3.63% | |
60 Neutral | ₪742.52M | 10.33 | ― | 5.35% | 11.65% | 21.57% | |
58 Neutral | ₪1.44B | 7.36 | ― | 4.19% | 20.21% | 21.17% | |
57 Neutral | ₪675.57M | 8.09 | ― | ― | 28.26% | 15.92% |
* Financial Sector Average
IL:NAWI
Nawi
4,907.00
-826.65
-14.42%
IL:PEN
Peninsula Group
332.60
75.71
29.47%
IL:MNIF
Menif
2,300.00
176.78
8.33%
IL:DIFI
Direct Finance
58,900.00
8,468.82
16.79%
IL:MCLL
Michlol Fin
1,340.00
142.00
11.85%
IL:JCFN
Jacob Finance & Investments Ltd.
2,751.00
-592.42
-17.72%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.