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GSHD Stock Chart & Stats
$58.75
$4.85(9.00%)
At close: 4:00 PM EDT
$58.75
$4.85(9.00%)
Day’s Range― - ―
52-Week Range$33.68 - $90.16
Previous CloseN/A
Volume934.76K
Average Volume (3M)576.73K
Market Cap
$2.35B
Enterprise Value$2.00K
Total Cash (Recent Filing)$23.66M
Total Debt (Recent Filing)$372.84M
Price to Earnings (P/E)46.4
Beta0.59
Next Earnings
Oct 28, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.43
Shares Outstanding23,802,805
10 Day Avg. Volume601,954
30 Day Avg. Volume576,727
Financial Highlights & Ratios
PEG Ratio-6.80
Price to Book (P/B)-19.26
Price to Sales (P/S)5.04
P/FCF Ratio21.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$66.50Price Target Upside13.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)2.15
Revenue Forecast (FY)$424.88M
Bulls Say, Bears Say
Bulls Say
Recurring Commission-based Model & Distribution MixGoosehead's core economics derive from third‑party commission renewals and a mix of capital‑light franchise plus corporate agencies. That creates durable recurring revenue as policies renew, lets expansion scale with limited balance‑sheet investment, and diversifies producer channels over time.
Sustained Revenue And Margin ExpansionMulti‑year revenue growth coupled with substantial EBIT/EBITDA margin expansion indicates strong unit economics and operating leverage across distribution. Higher margins improve cash flow generation and provide capacity for reinvestment into agent growth, tech, and selective capital allocation without relying solely on external financing.
Strong Operating Cash Flow And Free Cash FlowConsistently positive and sizable operating and free cash flows give Goosehead durable financial flexibility to fund franchise support, digital investments, and shareholder returns. Reliable cash generation reduces dependence on capital markets and underpins longer‑term growth investments and working capital needs.
Bears Say
Weakened Balance Sheet / Rising LeverageNegative equity and materially higher debt levels elevate refinancing and covenant risk, complicate leverage metrics, and reduce capital flexibility. This constrains the company's ability to absorb shocks, pursue opportunistic M&A, or sustain buybacks without increasing liquidity or deleveraging over the medium term.
Contingent Commission And Carrier DependencyA meaningful and variable portion of ancillary revenue depends on carrier contingent commissions, which fluctuate with carrier economics and true‑ups. That dependence increases revenue and margin volatility, making earnings less predictable and tying performance to third‑party underwriting and carrier incentive policies.
Customer Perception & Franchise Retention HeadwindsDeclining NPS and slower retention improvements risk pressuring renewals — the bedrock of recurring commissions. Franchise exits and consolidation suggest uneven unit economics across geographies, potentially slowing organic production growth and requiring management focus to stabilize retention and brand reputation.
GooseHead Insurance News
GSHD FAQ
What was GooseHead Insurance Inc’s price range in the past 12 months?
GooseHead Insurance Inc lowest stock price was $33.68 and its highest was $90.16 in the past 12 months.
What is GooseHead Insurance Inc’s market cap?
GooseHead Insurance Inc’s market cap is $2.35B.
When is GooseHead Insurance Inc’s upcoming earnings report date?
GooseHead Insurance Inc’s upcoming earnings report date is Oct 28, 2026 which is in 72 days.
How were GooseHead Insurance Inc’s earnings last quarter?
GooseHead Insurance Inc released its earnings results on Jul 22, 2026. The company reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.474 by $0.166.
Is GooseHead Insurance Inc overvalued?
According to Wall Street analysts GooseHead Insurance Inc’s price is currently Undervalued.
Does GooseHead Insurance Inc pay dividends?
GooseHead Insurance Inc pays a Notavailable dividend of $5.91 which represents an annual dividend yield of N/A. See more information on GooseHead Insurance Inc dividends here
What is GooseHead Insurance Inc’s EPS estimate?
GooseHead Insurance Inc’s EPS estimate is 0.53.
How many shares outstanding does GooseHead Insurance Inc have?
GooseHead Insurance Inc has 23,802,805 shares outstanding.
What happened to GooseHead Insurance Inc’s price movement after its last earnings report?
GooseHead Insurance Inc reported an EPS of $0.64 in its last earnings report, beating expectations of $0.474. Following the earnings report the stock price went up 4.864%.
Which hedge fund is a major shareholder of GooseHead Insurance Inc?
Currently, no hedge funds are holding shares in GSHD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GooseHead Insurance Stock Smart Score
Neutral
1
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5
6
7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$66.50 (13.19% Upside)
$66.50 (13.19% Upside)
Blogger Sentiment
Bullish
GSHD Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 160.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $13.9M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-47.88%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-6.81%
Trailing 12-Months
Company Description
GooseHead Insurance Inc
Goosehead Insurance, Inc. functions as the parent entity for Goosehead Financial, LLC, an enterprise dedicated to delivering personal lines insurance brokerage services throughout the United States. Its operational framework is divided into two primary segments: a direct Corporate Channel and an expansive Franchise Channel. The firm offers a comprehensive suite of insurance products, encompassing coverage for homeowners, automobiles, and various dwelling properties. Their specialized policies include protection against floods, wind damage, and earthquakes, alongside excess liability (umbrella) coverage. Additionally, they provide policies for motorcycles, recreational vehicles, general liability, other property types, and life insurance. By December 31, 2021, the company's network boasted a total of 2,151 franchised locations. Established in 2003, Goosehead Insurance, Inc. maintains its corporate headquarters in Westlake, Texas.
GSHD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call emphasized broad-based operational momentum: double-digit premium and policy growth, improving client retention, strong revenue and adjusted EBITDA expansion, substantial gains in producer productivity, successful technology rollouts (Digital Agent and Lily), and accelerating enterprise partnerships. Key upside drivers included a large year-over-year increase in contingent commissions, robust new business commissions and royalties, and continued franchise monetization (average payments to franchises +35% YoY). Offsetting items include planned higher comp and G&A spending tied to growth investments (which may compress margins ex-contingent), contingent commission volatility, moderate pricing declines in auto (and modest home pressure), some one-time implementation and contract termination costs, and a modest cash balance relative to debt. On balance, positives notably outweigh the risks, driven by consistent execution, meaningful top-line and profitability improvements, and a clear path for scaling distribution and technology.View all GSHD earnings summariesGSHD Revenue Breakdown
55.03% Franchise Revenue
44.42% Commissions and Agency Fees
0.55% Interest Income
GSHD Stock 12 Month Forecast
Average Price Target
$66.50
▲(13.19% Upside)
Technical Analysis
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