Goosehead Insurance (GSHD)
NASDAQ:GSHD
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GSHD Stock Chart & Stats
$43.85
-$0.47(-0.44%)
At close: 4:00 PM EST
$43.85
-$0.47(-0.44%)
Day’s Range― - ―
52-Week Range$33.68 - $108.76
Previous CloseN/A
Volume26.52K
Average Volume (3M)455.64K
Market Cap
$1.28B
Enterprise Value$1.66B
Total Cash (Recent Filing)$25.65M
Total Debt (Recent Filing)$375.73M
Price to Earnings (P/E)28.7
Beta0.53
Next Earnings
Jul 29, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.21
Shares Outstanding23,670,666
10 Day Avg. Volume606,488
30 Day Avg. Volume455,640
Financial Highlights & Ratios
PEG Ratio-6.77
Price to Book (P/B)-19.26
Price to Sales (P/S)5.04
P/FCF Ratio21.37
Enterprise Value/Market Cap1.29
Enterprise Value/Revenue4.32
Enterprise Value/Gross Profit5.87
Enterprise Value/Ebitda17.37
Forecast
1Y Price Target
$64.00Price Target Upside45.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)2.19
Revenue Forecast (FY)$419.58M
Bulls Say, Bears Say
Bulls Say
Cash GenerationSizable and repeatable cash generation (FCF ≈ $95M, OCF ≈ $99M TTM) underpins durable financial flexibility. Strong cash conversion (FCF near net income) funds organic investment, technology rollout and buybacks without relying on dilutive financing, supporting long-term strategic optionality.
Scale In DistributionA growing in‑force book (≈2.0M policies, +14%) and expanding producer base deepen recurring renewal streams. Scale strengthens carrier relationships and distribution bargaining power, enabling higher renewalable premium pools and compounding recurring commission revenue over multiple years.
Improving Unit EconomicsMargin expansion (adj. EBITDA 26%, TTM operating ~20%) reflects improving unit economics from productivity gains, centralized servicing and tech. Sustained higher margins enhance cash flow per policy, enabling reinvestment in growth and resilience to carrier commission mix shifts over the medium term.
Bears Say
Negative EquityNegative shareholders' equity is a material balance‑sheet constraint that weakens the capital cushion and makes leverage metrics less meaningful. It raises refinancing and covenant sensitivity risks, limiting strategic flexibility if cash generation or credit access deteriorates.
Contingent Commission VolatilityA meaningful share of ancillary revenue comes from contingent/true‑up commissions which are inherently variable. This reliance introduces earnings and cash volatility tied to carrier profitability metrics and true‑ups, complicating multi‑period revenue visibility and margin forecasting.
Digital & Retention Execution RiskDigital Agent and AI efficiency gains are promising but not yet material; carrier integrations, state work and conversion optimization take time. Coupled with modest retention progress and NPS pressure, execution delays could postpone expected scale efficiencies and digital revenue diversification.
GooseHead Insurance News
GSHD FAQ
What was Goosehead Insurance’s price range in the past 12 months?
Goosehead Insurance lowest stock price was $33.68 and its highest was $108.76 in the past 12 months.
What is Goosehead Insurance’s market cap?
Goosehead Insurance’s market cap is $1.28B.
When is Goosehead Insurance’s upcoming earnings report date?
Goosehead Insurance’s upcoming earnings report date is Jul 29, 2026 which is in 48 days.
How were Goosehead Insurance’s earnings last quarter?
Goosehead Insurance released its earnings results on Apr 22, 2026. The company reported $0.37 earnings per share for the quarter, beating the consensus estimate of $0.199 by $0.171.
Is Goosehead Insurance overvalued?
According to Wall Street analysts Goosehead Insurance’s price is currently Undervalued.
Does Goosehead Insurance pay dividends?
Goosehead Insurance pays a Notavailable dividend of $5.91 which represents an annual dividend yield of N/A. See more information on Goosehead Insurance dividends here
What is Goosehead Insurance’s EPS estimate?
Goosehead Insurance’s EPS estimate is 0.51.
How many shares outstanding does Goosehead Insurance have?
Goosehead Insurance has 23,670,666 shares outstanding.
What happened to Goosehead Insurance’s price movement after its last earnings report?
Goosehead Insurance reported an EPS of $0.37 in its last earnings report, beating expectations of $0.199. Following the earnings report the stock price went up 11.387%.
Which hedge fund is a major shareholder of Goosehead Insurance?
Currently, no hedge funds are holding shares in GSHD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GooseHead Insurance Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$64.00 (45.95% Upside)
$64.00 (45.95% Upside)
Blogger Sentiment
Bullish
GSHD Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 160.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $8.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.5%
Last 30 Days ▲ 7.1%
Last 30 Days ▲ 7.1%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-66.95%
12-Months-Change
Fundamentals
Return on Equity
-30.35%
Trailing 12-Months
Asset Growth
-4.79%
Trailing 12-Months
Company Description
Goosehead Insurance
Goosehead Insurance, Inc. functions as the parent entity for Goosehead Financial, LLC, an enterprise dedicated to delivering personal lines insurance brokerage services throughout the United States. Its operational framework is divided into two primary segments: a direct Corporate Channel and an expansive Franchise Channel. The firm offers a comprehensive suite of insurance products, encompassing coverage for homeowners, automobiles, and various dwelling properties. Their specialized policies include protection against floods, wind damage, and earthquakes, alongside excess liability (umbrella) coverage. Additionally, they provide policies for motorcycles, recreational vehicles, general liability, other property types, and life insurance. By December 31, 2021, the company's network boasted a total of 2,151 franchised locations. Established in 2003, Goosehead Insurance, Inc. maintains its corporate headquarters in Westlake, Texas.
GSHD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong operational and financial quarter with double-digit revenue growth, a meaningful jump in adjusted EBITDA and margin expansion, accelerating new business and enterprise contributions, tangible AI/digital efficiency gains, and active franchise/corporate expansion. Key challenges include NPS pressure from prior price shocks, contingent commission volatility, a deliberate but not yet material revenue contribution from the Digital Agent, some franchise consolidation, and modest liquidity/leverage considerations due to share repurchases. Overall, the positives — durable top-line growth, improving unit economics, meaningful efficiency gains from AI, and scalable distribution advancements — materially outweigh the near-term risks.View all GSHD earnings summariesGSHD Revenue Breakdown
55.03% Franchise Revenue
44.42% Commissions and Agency Fees
0.55% Interest Income
GSHD Stock 12 Month Forecast
Average Price Target
$64.00
▲(45.95% Upside)
Technical Analysis
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Ownership Overview
Currently, No data available
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