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Grupo Financiero Galicia SA
(NASDAQ:GGAL)
Grupo Financiero Galicia SA (GGAL) vs. SPDR S&P 500 ETF (SPY)
Grupo Financiero Galicia SA Business Overview & Revenue Model
Grupo Financiero Galicia SA Earnings Call Summary
Grupo Financiero Galicia SA Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.34T | 10.63T | 13.89T | 8.52T | 2.86T | 865.71B |
| Gross Profit | 5.71T | 6.66T | 6.88T | 4.33T | 1.63T | 497.46B |
| EBITDA | 1.35T | 2.40T | 1.37T | 633.50B | 376.09B | 160.48B |
| Net Income | 915.98B | 1.62T | 734.24B | 329.38B | 188.62B | 74.01B |
Balance Sheet | ||||||
| Total Assets | 42.00T | 32.52T | 10.22T | 10.49T | 3.27T | 1.59T |
| Cash, Cash Equivalents and Short-Term Investments | 8.69T | 3.76T | 2.00T | 627.91B | 462.49B | 307.79B |
| Total Debt | 2.72T | 2.16T | 465.73B | 491.26B | 160.31B | 85.89B |
| Total Liabilities | 34.90T | 26.45T | 8.20T | 8.59T | 2.68T | 1.32T |
| Stockholders Equity | 7.09T | 6.06T | 2.02T | 1.90T | 593.09B | 275.22B |
Cash Flow | ||||||
| Free Cash Flow | 3.62T | -2.92T | 1.59T | 1.74T | -302.46B | 519.33B |
| Operating Cash Flow | 3.88T | -2.70T | 6.22T | 1.79T | -281.92B | 540.28B |
| Investing Cash Flow | 827.76B | 939.32B | -178.26B | -137.68B | -17.57B | -19.94B |
| Financing Cash Flow | -1.84T | 413.52B | -500.34B | 83.96B | 51.13B | -103.22B |
Grupo Financiero Galicia SA Technical Analysis
Grupo Financiero Galicia SA Risk Analysis
Grupo Financiero Galicia SA Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $1.08B | 56.81 | 2.35% | 1.69% | -50.96% | -89.23% | |
71 Outperform | $8.20B | 8.84 | 17.93% | 2.03% | -36.51% | -39.66% | |
69 Neutral | $14.31B | 12.50 | 24.13% | 4.28% | 12.43% | 56.30% | |
69 Neutral | $3.61B | 14.86 | 10.17% | 0.69% | -39.57% | -49.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $5.00B | 12.00 | 7.66% | 2.07% | -55.81% | -78.94% | |
63 Neutral | $4.85B | 11.38 | 9.69% | 3.05% | -6.62% | 111.94% |
Grupo Financiero Galicia SA Corporate Events
On December 2, 2025, Grupo Financiero Galicia S.A. announced the issuance of a cash dividend amounting to Ps. 37,446,115,300.47, which will be available to shareholders registered by December 5, 2025, starting from December 11, 2025. This decision, authorized during the Ordinary Shareholders’ Meeting on April 29, 2025, reflects the company’s commitment to returning value to its shareholders and could positively impact its market positioning and shareholder relations.
On December 2, 2025, Grupo Financiero Galicia S.A. announced the payment of cash dividends to its shareholders, as decided in the shareholders’ meeting on April 29, 2025. The dividends, amounting to Ps. 37,446,115,300.47, will be distributed to shareholders registered by December 5, 2025, with payments commencing on December 11, 2025. The distribution is subject to applicable taxes, including a 7% withholding tax under Argentine law. This move reflects the company’s commitment to returning value to its shareholders and may influence its market positioning positively.
On November 28, 2025, Grupo Financiero Galicia S.A. announced that its subsidiary, Banco de Galicia y Buenos Aires S.A., has made the sixth installment of cash dividends for the fiscal year 2024, amounting to ARS 37,446,788,165.99. This distribution, authorized by the Argentine Central Bank, reflects the company’s ongoing commitment to its shareholders and is subject to a 7% withholding tax as per Argentine tax laws.
On November 25, 2025, Grupo Financiero Galicia S.A. announced its financial results for the third quarter ending September 30, 2025, reporting a significant net loss of Ps.87,710 million. This loss was primarily driven by high integration expenses related to the acquisition of HSBC’s businesses in Argentina and increased funding costs due to regulatory changes. The company’s return on equity (ROE) for the quarter was negative at 4.7%, reflecting a challenging economic environment and operational adjustments. Despite these challenges, the company maintains a strong market presence with a 15.7% share in loans and a 17.8% share in deposits to the private sector.
On November 4, 2025, Grupo Financiero Galicia S.A. announced that its board of directors approved a cash dividend payment to shareholders, following a decision made at the shareholders’ meeting on April 29, 2025. The payment, amounting to Ps. 36,589,216,664.57 or Ps. 22.7792259740615 per share, will be distributed to shareholders registered by November 7, 2025, with the payment date set for November 12, 2025. The dividend distribution will be subject to applicable taxes and will be processed through Caja de Valores S.A. for local shareholders and the Bank of New York Mellon for ADR holders. This announcement reflects the company’s commitment to returning value to its shareholders and may impact its financial positioning in the Argentine market.
On November 4, 2025, Grupo Financiero Galicia S.A. announced a cash dividend distribution amounting to Ps. 36,589,216,664.57, to be made available to shareholders registered by November 7, 2025, with payments starting on November 12, 2025. This decision follows the authorizations granted during the Ordinary Shareholders’ Meeting held on April 29, 2025, and is expected to impact the company’s financial operations positively, reinforcing its commitment to delivering shareholder value.
On October 31, 2025, Grupo Financiero Galicia S.A. announced that its subsidiary, Banco de Galicia y Buenos Aires S.A., has initiated the fifth payment of dividends for the fiscal year 2024. The dividend payment, amounting to ARS 36,589,874,132.56, is distributed in accordance with the Argentine Central Bank’s authorization and follows the established payment schedule. This distribution is subject to a 7% withholding tax as per Argentine Income Tax Law, and it reflects the company’s commitment to returning value to its shareholders.
On October 13, 2025, Grupo Financiero Galicia S.A. announced that the Argentine Central Bank approved the appointment of Mr. Diego H. Rivas as the new CEO of its subsidiary, Banco de Galicia y Buenos Aires S.A. This leadership change, effective following the Central Bank’s resolution dated October 9, 2025, is expected to influence the bank’s strategic direction and operational focus, potentially impacting stakeholders and the bank’s position in the Argentine financial market.
On October 2, 2025, Grupo Financiero Galicia S.A. announced a cash dividend payment to its shareholders, as decided in the shareholders’ meeting on April 29, 2025. The payment, amounting to Ps. 35,845,086,882.80, will be distributed to shareholders registered by October 7, 2025, with the payment date set for October 13, 2025. This dividend distribution is subject to applicable taxes, including a 7% withholding tax, and will be processed through Caja de Valores S.A. for local shareholders and through the Bank of New York Mellon for ADR holders. The announcement reflects the company’s commitment to returning value to its shareholders and may have implications for its financial positioning and stakeholder relations.
On October 2, 2025, Grupo Financiero Galicia S.A. announced a significant financial decision to distribute a cash dividend amounting to Ps. 35,845,086,882.80 to shareholders registered by October 7, 2025. This move, authorized during the Ordinary Shareholders’ Meeting on April 29, 2025, reflects the company’s commitment to returning value to its investors and could positively impact its market position by enhancing shareholder satisfaction.
On September 30, 2025, Grupo Financiero Galicia S.A. announced that its subsidiary, Banco de Galicia y Buenos Aires S.A., has made available the fourth installment of cash dividends for the fiscal year 2024, amounting to ARS 35,845,730,979.60. This distribution, authorized by the Argentine Central Bank, is subject to a 7% withholding tax and reflects the company’s commitment to returning value to its shareholders, potentially strengthening its market position and stakeholder confidence.