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Grupo Financiero Galicia (GGAL)
NASDAQ:GGAL
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Grupo Financiero Galicia SA (GGAL) Price & Analysis

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GGAL Stock Chart & Stats

$47.90
$0.13(0.18%)
At close: 4:00 PM EST
$47.90
$0.13(0.18%)

Bulls Say, Bears Say

Bulls Say
Market PositionGalicia is expected to benefit the most under a more benign operating environment given its exposure to the City and Province of Buenos Aires and its credit card business.
Net IncomeGalicia reported net income better-than-expected on better revenue generation, greater cost control and lower provision charges.
Stock RatingThere is attractive upside potential of 60% prompting a Buy rating.
Bears Say
EarningsAccumulated earnings in 1H25 implied an ROAE of 9.1%, which is below 12-13% guided.
Operating ExpensesEarnings are expected to decline because of high operating expenses related to HSBC’s acquisition and higher provision charges on accelerated loan growth.
ROAEReported ROAE of 8.9% represents a decline from previous levels.

Grupo Financiero Galicia SA News

GGAL FAQ

What was Grupo Financiero Galicia’s price range in the past 12 months?
Grupo Financiero Galicia lowest stock price was $25.89 and its highest was $62.52 in the past 12 months.
    What is Grupo Financiero Galicia’s market cap?
    Grupo Financiero Galicia’s market cap is $8.40B.
      When is Grupo Financiero Galicia’s upcoming earnings report date?
      Grupo Financiero Galicia’s upcoming earnings report date is Aug 20, 2026 which is in 70 days.
        How were Grupo Financiero Galicia’s earnings last quarter?
        Grupo Financiero Galicia released its earnings results on May 27, 2026. The company reported $0.298 earnings per share for the quarter, missing the consensus estimate of $0.474 by -$0.176.
          Is Grupo Financiero Galicia overvalued?
          According to Wall Street analysts Grupo Financiero Galicia’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Grupo Financiero Galicia pay dividends?
            Grupo Financiero Galicia pays a Monthly dividend of $0.411 which represents an annual dividend yield of 1.82%. See more information on Grupo Financiero Galicia dividends here
              What is Grupo Financiero Galicia’s EPS estimate?
              Grupo Financiero Galicia’s EPS estimate is 0.82.
                How many shares outstanding does Grupo Financiero Galicia have?
                Grupo Financiero Galicia has 132,503,200 shares outstanding.
                  What happened to Grupo Financiero Galicia’s price movement after its last earnings report?
                  Grupo Financiero Galicia reported an EPS of $0.298 in its last earnings report, missing expectations of $0.474. Following the earnings report the stock price went up 4.944%.
                    Which hedge fund is a major shareholder of Grupo Financiero Galicia?
                    Currently, no hedge funds are holding shares in GGAL
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Grupo Financiero Galicia

                      Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertise—including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trusts—catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.

                      Grupo Financiero Galicia SA (GGAL) Earnings & Revenues

                      GGAL Company Deck

                      GGAL Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      Balanced / Neutral — The call presented a mixed picture: material near-term challenges (sharp deterioration in asset quality, large provisioning and banking losses, and a 91% YoY decline in net income) were offset by strong liquidity and capital positions, solid deposit and loan growth on a yearly basis, diversified non-bank profit contributors, and management’s clear 2026 guidance (25% loan growth, 10%–11% ROE, cost-of-risk ~8%). Given the severity of recent credit deterioration but the healthy capital/liquidity buffer and credible plans for improvement, the tone is cautious but constructive.View all GGAL earnings summaries
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                      Ownership Overview

                      1.23%15.83%81.92%
                      Insiders
                      15.83% Other Institutional Investors
                      81.92% Public Companies and
                      Individual Investors
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