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Paragon Banking Group PLC
(LSE:PAG)
Paragon Banking Group PLC (PAG) vs. iShares MSCI United Kingdom ETF (EWC)
Paragon Banking Group PLC Business Overview & Revenue Model
Paragon Banking Group PLC Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 870.70M | 1.26B | 501.20M | 455.10M | 779.40M | 354.50M |
| Gross Profit | 248.60M | 0.00 | 501.20M | 455.10M | 604.90M | 361.30M |
| EBITDA | 259.00M | 256.50M | 260.40M | 207.50M | 423.40M | 220.00M |
| Net Income | 180.30M | 180.30M | 186.00M | 153.90M | 313.60M | 164.50M |
Balance Sheet | ||||||
| Total Assets | 19.93B | 19.93B | 19.27B | 18.42B | 16.65B | 15.14B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 0.00 | 2.53B | 2.99B | 1.93B | 1.38B |
| Total Debt | 1.71B | 1.71B | 1.01B | 3.10B | 4.02B | 4.46B |
| Total Liabilities | 18.51B | 18.51B | 17.85B | 17.01B | 15.24B | 13.90B |
| Stockholders Equity | 1.42B | 1.42B | 1.42B | 1.41B | 1.42B | 1.24B |
Cash Flow | ||||||
| Free Cash Flow | -486.30M | 327.80M | 2.21B | 2.17B | 1.17B | 873.80M |
| Operating Cash Flow | -485.00M | 329.10M | 2.22B | 2.17B | 1.17B | 878.10M |
| Investing Cash Flow | -627.00M | -911.10M | -424.70M | -3.10M | -2.40M | -4.30M |
| Financing Cash Flow | 976.00M | 446.00M | -2.26B | -1.10B | -595.60M | -1.44B |
Paragon Banking Group PLC Technical Analysis
Paragon Banking Group PLC Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | £246.34M | 10.59 | 6.47% | 2.66% | 9.09% | -9.36% | |
68 Neutral | £2.24B | 8.94 | 12.04% | 5.34% | -7.30% | -27.83% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | £1.66B | 9.66 | 12.70% | 4.74% | -4.98% | 3.02% | |
62 Neutral | £838.92M | 7.91 | 9.14% | ― | -29.12% | 964.19% | |
59 Neutral | £142.44M | 8.78 | 6.22% | 5.68% | 1.68% | -46.69% | |
49 Neutral | £291.68M | -3.77 | -16.30% | ― | -3.77% | -147.20% |
Paragon Banking Group PLC Corporate Events
Paragon Banking Group PLC has repurchased 80,000 of its £1 ordinary shares on 5 January 2026 through Jefferies International as part of its previously announced £50 million share buyback programme. The shares were bought at prices between 848.50p and 864.50p, with a volume-weighted average price of 857.8501p, and are being held in treasury, taking the company’s treasury holdings to 4,786,428 shares and leaving 192,618,532 ordinary shares in issue, which now represents the total voting rights for shareholders under UK disclosure rules.
The most recent analyst rating on (GB:PAG) stock is a Hold with a £924.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has confirmed that, as of 31 December 2025, its issued share capital comprises 197,404,960 ordinary shares, of which 4,706,428 are held in treasury, leaving 192,698,532 voting shares in circulation. The updated voting rights figure provides the reference denominator shareholders must use to assess and report any notifiable holdings or changes under the FCA’s Disclosure Guidance and Transparency Rules, reinforcing regulatory transparency and ensuring investors have clarity on the company’s capital and governance structure.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has repurchased 166,751 of its £1 ordinary shares on 19 December 2025 through Jefferies International as part of its ongoing share buyback programme of up to £50 million, paying a volume-weighted average price of 879.1490 pence per share. Following this latest tranche, Paragon holds 4,706,428 shares in treasury and has 192,698,532 ordinary shares in issue, a figure that defines the company’s total voting rights and provides the reference point for investors monitoring their disclosure obligations under UK transparency rules.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has continued executing its up to £50 million share buyback programme, repurchasing 162,679 ordinary £1.00 shares on 18 December 2025 via Jefferies International at a volume-weighted average price of 870.6807p, with trades executed across multiple venues including the London Stock Exchange, CHI-X, BATE, Aquis and Turquoise. Following this latest tranche, the bank now holds 4,554,600 shares in treasury and has 192,850,360 ordinary shares in issue carrying voting rights, a reduction in free float that can enhance earnings per share and signals ongoing capital management aimed at returning surplus capital to shareholders while potentially supporting the stock’s valuation.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC announced the purchase of 156,117 of its ordinary shares, ranging between 859.00p and 871.00p per share, as part of its £50 million share buyback program launched on December 3, 2025. This action enhances shareholder value, reduces outstanding shares, and aligns with broader market strategies, marking an important step in improving operational efficiency and consolidating its financial position.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has executed a share buyback program, purchasing 149,206 of its ordinary shares at an average price of 859.0374 pence per share. This move is part of a larger £50 million buyback initiative announced earlier in December 2025, aimed at optimizing the company’s capital structure and potentially enhancing shareholder value.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has executed a share buyback program, purchasing 143,984 of its ordinary shares through Jefferies International Limited. This transaction is part of a larger £50 million buyback initiative announced earlier in December 2025. The buyback is intended to optimize the company’s capital structure and potentially enhance shareholder value, reflecting a strategic move to strengthen its market position and provide returns to its stakeholders.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC announced the purchase of 136,576 of its ordinary shares as part of a £50 million share buyback program. This move is part of the company’s strategy to enhance shareholder value and optimize its capital structure, reflecting confidence in its financial stability and future prospects.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has announced the purchase of 127,615 of its ordinary shares as part of a share buyback program valued up to £50 million. This transaction, executed through Jefferies International Limited, reflects the company’s strategy to manage its capital structure and potentially enhance shareholder value. Following this purchase, Paragon holds 3,806,038 shares in treasury, with 193,598,922 shares remaining in issue, which also represents the total voting rights. The buyback could signal confidence in the company’s financial health and may impact its stock valuation positively.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has executed a share buyback program, purchasing 120,994 ordinary shares at an average price of 806.0898 pence per share. This buyback is part of a larger £50 million program announced earlier, and it reflects the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has executed a share buyback program, purchasing 116,210 of its ordinary shares at a volume-weighted average price of 813.2133 pence per share. This transaction, part of a larger £50 million buyback initiative announced earlier, reflects the company’s efforts to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC announced a transaction involving its Chief Financial Officer, Richard Woodman, who purchased 15,000 ordinary shares in the company. This move, conducted through a Self-Invested Personal Pension, highlights a significant personal investment by a key executive, potentially signaling confidence in the company’s future performance and stability.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has executed a share buyback program, purchasing 112,000 of its ordinary shares at an average price of 802.1076 pence per share. This move is part of a larger £50 million buyback initiative announced earlier in December 2025, aimed at consolidating the company’s share capital and potentially enhancing shareholder value.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC announced the acquisition of ordinary shares for its Executive Directors as part of their annual bonus arrangements for FY 2025. This move aligns with the company’s remuneration policy, requiring a mix of cash and shares with a one-year retention period, indicating a commitment to aligning executive interests with shareholder value.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £1050.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC reported robust financial results for the year ending September 2025, with a 17.5% return on tangible equity and an 8.7% increase in dividends. The company announced a £50 million share buy-back for FY26, reflecting its strong capital position and commitment to shareholder returns. Paragon has made significant progress in its digital transformation, launching the Spring app-based savings brand and a digital buy-to-let origination platform, which have enhanced customer experience and operational efficiency. Despite an uncertain external environment, Paragon remains optimistic about growth opportunities in its specialist markets, supported by a strong capital base and a clear strategic direction.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £931.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has announced its capital structure as of November 30, 2025, which consists of 197,404,960 ordinary shares, with 3,334,478 held in treasury. Consequently, the total number of voting rights in the company is 194,070,482. This information is crucial for shareholders to determine their notification requirements under the FCA’s Disclosure Guidance and Transparency Rules, impacting how they manage their interests in the company.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £931.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.
Paragon Banking Group PLC has announced its current capital structure, which includes 197,404,960 ordinary shares, with 3,354,095 held in Treasury, resulting in 194,050,865 voting rights. This information is crucial for shareholders to assess their interests in the company and comply with the FCA’s Disclosure Guidance and Transparency Rules.
The most recent analyst rating on (GB:PAG) stock is a Buy with a £931.00 price target. To see the full list of analyst forecasts on Paragon Banking Group PLC stock, see the GB:PAG Stock Forecast page.