Education
About Us
Working with TipRanks
Follow Us
Paragon Banking Group PLC (GB:PAG)
LSE:PAG
Total Valuation
Paragon Banking Group PLC has a market cap or net worth of £1.60B. The enterprise value is 866.72M.
Market Cap£1.60B
Enterprise Value866.72M
Share Statistics
Paragon Banking Group PLC has 193,986,240 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding193,986,240
Owned by Insiders0.97%
Owned by Institutions―
Financial Efficiency
Paragon Banking Group PLC’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 1.64%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.64%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee930.69K
Profits Per Employee179.87K
Employee Count1,411
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Paragon Banking Group PLC is 8.4. Paragon Banking Group PLC’s PEG ratio is 0.30.
PE Ratio8.4
PS Ratio1.24
PB Ratio1.15
Price to Fair Value1.15
Price to FCF0.74
Price to Operating Cash Flow-2.81
PEG Ratio0.30
Income Statement
In the last 12 months, Paragon Banking Group PLC had revenue of 1.31B and earned 186.00M in profits. Earnings per share was 0.89.
Revenue1.31B
Gross Profit481.70M
Operating Income253.80M
Pretax Income253.80M
Net Income186.00M
EBITDA260.40M
Earnings Per Share (EPS)0.89
Cash Flow
In the last 12 months, operating cash flow was -611.80M and capital expenditures -1.00M, giving a free cash flow of -612.80M billion.
Operating Cash Flow-611.80M
Free Cash Flow-612.80M
Free Cash Flow per Share-3.16
Dividends & Yields
Paragon Banking Group PLC pays an annual dividend of 13.6p, resulting in a dividend yield of 4.83%
Dividend Per Share13.6p
Dividend Yield4.83%
Payout Ratio38.53%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.58
52-Week Price Change19.67%
50-Day Moving Average869.96
200-Day Moving Average832.86
Relative Strength Index (RSI)46.30
Average Volume (3m)354.48K
Important Dates
Paragon Banking Group PLC upcoming earnings date is Dec 3, 2025, Before Open (Confirmed).
Last Earnings DateJun 4, 2025
Next Earnings DateDec 3, 2025
Ex-Dividend DateJul 03, 2025
Financial Position
Paragon Banking Group PLC as a current ratio of 0.63, with Debt / Equity ratio of 46.63%
Current Ratio0.63
Quick Ratio0.63
Debt to Market Cap0.68
Net Debt to EBITDA-5.81
Interest Coverage Ratio0.31
Taxes
In the past 12 months, Paragon Banking Group PLC has paid 67.80M in taxes.
Income Tax67.80M
Effective Tax Rate0.27
Enterprise Valuation
Paragon Banking Group PLC EV to EBITDA ratio is 0.47, with an EV/FCF ratio of 0.05.
EV to Sales0.09
EV to EBITDA0.47
EV to Free Cash Flow0.05
EV to Operating Cash Flow0.05
Balance Sheet
Paragon Banking Group PLC has £2.13B in cash and marketable securities with £656.90M in debt, giving a net cash position of £1.47B billion.
Cash & Marketable Securities£2.13B
Total Debt£656.90M
Net Cash£1.47B
Net Cash Per Share£7.60
Tangible Book Value Per Share£5.94
Margins
Gross margin is 8.81%, with operating margin of 19.33%, and net profit margin of 14.16%.
Gross Margin8.81%
Operating Margin19.33%
Pretax Margin19.33%
Net Profit Margin14.16%
EBITDA Margin19.83%
EBIT Margin19.33%
Analyst Forecast
The average price target for Paragon Banking Group PLC is £991.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target£991.50
Price Target Upside17.27% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast6.25%
EPS Growth Forecast10.48%