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Paragon Banking Group PLC (GB:PAG)
LSE:PAG
Total Valuation
Paragon Banking Group PLC has a market cap or net worth of £1.62B. The enterprise value is 1.71B.
Market Cap£1.62B
Enterprise Value1.71B
Share Statistics
Paragon Banking Group PLC has 193,169,160 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding193,169,160
Owned by Insiders1.01%
Owned by Institutions―
Financial Efficiency
Paragon Banking Group PLC’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is -3.00%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-3.00%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee894.26K
Profits Per Employee127.78K
Employee Count1,411
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Paragon Banking Group PLC is 9.3. Paragon Banking Group PLC’s PEG ratio is 4.23.
PE Ratio9.3
PS Ratio1.36
PB Ratio1.21
Price to Fair Value1.21
Price to FCF5.23
Price to Operating Cash Flow-3.60
PEG Ratio4.23
Income Statement
In the last 12 months, Paragon Banking Group PLC had revenue of 1.26B and earned 180.30M in profits. Earnings per share was 0.91.
Revenue1.26B
Gross Profit0.00
Operating Income256.50M
Pretax Income256.50M
Net Income180.30M
EBITDA256.50M
Earnings Per Share (EPS)0.91
Cash Flow
In the last 12 months, operating cash flow was -485.00M and capital expenditures -1.30M, giving a free cash flow of -486.30M billion.
Operating Cash Flow-485.00M
Free Cash Flow-486.30M
Free Cash Flow per Share-2.52
Dividends & Yields
Paragon Banking Group PLC pays an annual dividend of 30.3p, resulting in a dividend yield of 4.74%
Dividend Per Share30.3p
Dividend Yield4.74%
Payout Ratio37.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.47
52-Week Price Change21.89%
50-Day Moving Average829.57
200-Day Moving Average854.44
Relative Strength Index (RSI)54.42
Average Volume (3m)354.48K
Important Dates
Paragon Banking Group PLC upcoming earnings date is Jun 9, 2026, Before Open (Confirmed).
Last Earnings DateDec 3, 2025
Next Earnings DateJun 9, 2026
Ex-Dividend Date―
Financial Position
Paragon Banking Group PLC as a current ratio of 0.28, with Debt / Equity ratio of 120.17%
Current Ratio0.28
Quick Ratio0.28
Debt to Market Cap0.99
Net Debt to EBITDA6.65
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Paragon Banking Group PLC has paid 76.20M in taxes.
Income Tax76.20M
Effective Tax Rate0.30
Enterprise Valuation
Paragon Banking Group PLC EV to EBITDA ratio is 13.34, with an EV/FCF ratio of 10.44.
EV to Sales2.71
EV to EBITDA13.34
EV to Free Cash Flow10.44
EV to Operating Cash Flow10.40
Balance Sheet
Paragon Banking Group PLC has £0.00 in cash and marketable securities with £1.71B in debt, giving a net cash position of -£1.71B billion.
Cash & Marketable Securities£0.00
Total Debt£1.71B
Net Cash-£1.71B
Net Cash Per Share-£8.83
Tangible Book Value Per Share£6.31
Margins
Gross margin is 28.55%, with operating margin of 20.33%, and net profit margin of 14.29%.
Gross Margin28.55%
Operating Margin20.33%
Pretax Margin20.33%
Net Profit Margin14.29%
EBITDA Margin20.33%
EBIT Margin20.33%
Analyst Forecast
The average price target for Paragon Banking Group PLC is £1,025.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target£1,025.00
Price Target Upside20.23% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-4.98%
EPS Growth Forecast3.02%