Paragon Banking Group PLC (GB:PAG)
LSE:PAG
PAG Stock Chart & Stats
735.00 p
2.00 p(0.29%)
At close: 4:00 PM EST
735.00 p
2.00 p(0.29%)
Day’s Range― - ―
52-Week Range650.50 p - 981.00 p
Previous CloseN/A
Volume78.28K
Average Volume (3M)354.48K
Market Cap
£1.38B
Enterprise Value3.09B
Total Cash (Recent Filing)£0.00
Total Debt (Recent Filing)£1.71B
Price to Earnings (P/E)5.4
Beta1.41
Next Earnings
Jun 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.74%
Share Statistics
EPS (TTM)0.55
Shares Outstanding191,201,860
10 Day Avg. Volume291,721
30 Day Avg. Volume354,483
Financial Highlights & Ratios
PEG Ratio4.23
Price to Book (P/B)1.21
Price to Sales (P/S)1.38
P/FCF Ratio5.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£1,041.67Price Target Upside41.72% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.09
Revenue Forecast (FY)£507.76M
Bulls Say, Bears Say
Bulls Say
Solid Profitability & ROESustained operating and net margins with mid-teens ROE indicate the core lending business earns healthy spreads after costs. This profitability profile supports internally generated capital, dividend capacity and reinvestment, underpinning long-term resilience despite cyclical headwinds.
Strong Cash ConversionFree cash flow tracking net income through reporting periods demonstrates earnings quality and convertibility into real cash. Reliable cash conversion supports funding of lending growth, servicing deposits and sustaining distributions without immediate need for external equity.
Specialist Lending Funded By Retail DepositsA focused buy-to-let and specialist lending model funded through retail savings is a durable structural advantage: stable, sticky deposit funding can lower marginal funding costs and align asset-liability maturity, helping preserve net interest margin over economic cycles.
Bears Say
Rising LeverageA marked increase in leverage in one year raises financial risk for a mortgage-focused lender. Higher debt-to-equity reduces balance sheet flexibility, heightens sensitivity to funding shocks and interest changes, and can constrain capital management and regulatory headroom over months.
Revenue VolatilityLarge year-to-year swings in revenue reflect uneven origination volumes, product mix or fee timing. Persistent volatility complicates planning, forecasting and credit provisioning, making sustainable margin and earnings visibility weaker for investors and management over the medium term.
Sharp FCF Decline In 2025Even though FCF remained positive, a sharp decline reduces the cushion for loan-losses, growth funding and shareholder distributions. Recurrent drops in operating cash flow can force reliance on external funding and weaken the bank's ability to absorb cyclical credit stress.
Paragon Banking Group PLC News
PAG FAQ
What was Paragon Banking Group PLC’s price range in the past 12 months?
Paragon Banking Group PLC lowest share price was 650.50 p and its highest was 981.00 p in the past 12 months.
What is Paragon Banking Group PLC’s market cap?
Paragon Banking Group PLC’s market cap is £1.38B.
When is Paragon Banking Group PLC’s upcoming earnings report date?
Paragon Banking Group PLC’s upcoming earnings report date is Jun 09, 2026 which is in 64 days.
How were Paragon Banking Group PLC’s earnings last quarter?
Paragon Banking Group PLC released its earnings results on Dec 03, 2025. The company reported 0.55 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.55 p.
Is Paragon Banking Group PLC overvalued?
According to Wall Street analysts Paragon Banking Group PLC’s price is currently Undervalued.
Does Paragon Banking Group PLC pay dividends?
Paragon Banking Group PLC pays a Semiannually dividend of 30.3 p which represents an annual dividend yield of 4.74%. See more information on Paragon Banking Group PLC dividends here
What is Paragon Banking Group PLC’s EPS estimate?
Paragon Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paragon Banking Group PLC have?
Paragon Banking Group PLC has 191,201,860 shares outstanding.
What happened to Paragon Banking Group PLC’s price movement after its last earnings report?
Paragon Banking Group PLC reported an EPS of 0.55 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -6.868%.
Which hedge fund is a major shareholder of Paragon Banking Group PLC?
Currently, no hedge funds are holding shares in GB:PAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paragon Banking Group PLC Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
£1,041.67 (41.72% Upside)
£1,041.67 (41.72% Upside)
Blogger Sentiment
Bullish
GB:PAG Sentiment 100%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth £1.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.11%
12-Months-Change
Fundamentals
Return on Equity
12.70%
Trailing 12-Months
Asset Growth
0.97%
Trailing 12-Months
Company Description
Paragon Banking Group PLC
Paragon Banking Group PLC provides financial services in the United Kingdom. It operates through three segments: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgages Lending segment offers buy-to-let, owner-occupied first and second charge lending, and related activities. The Commercial Lending segment provides SME lending, development finance, structured lending, and motor finance services. The Idem Capital segment engages in the acquisition and servicing of products, such as leases, motor finance agreements, mortgages, and unsecured loans; and offers servicing of loan portfolios for clients, including banks, private equity houses, and specialist lenders. It also provides a range of savings products to households. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.
PAG Stock 12 Month Forecast
Average Price Target
1,041.67 p
▲(41.72% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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