Metro Bank PLC (GB:MTRO)
LSE:MTRO
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MTRO Stock Chart & Stats
145.20 p
-0.50 p(-0.55%)
At close: 4:00 PM EST
145.20 p
-0.50 p(-0.55%)
Day’s Range― - ―
52-Week Range98.30 p - 159.80 p
Previous CloseN/A
Volume118.31K
Average Volume (3M)1.08M
Market Cap
£1.04B
Enterprise Value436.07M
Total Cash (Recent Filing)£2.19B
Total Debt (Recent Filing)£1.58B
Price to Earnings (P/E)5.2
Beta0.59
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.08
Shares Outstanding673,420,800
10 Day Avg. Volume946,774
30 Day Avg. Volume1,084,048
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)0.65
Price to Sales (P/S)0.94
P/FCF Ratio-0.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£170.00Price Target Upside17.08% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.13
Revenue Forecast (FY)£658.00M
Bulls Say, Bears Say
Bulls Say
2025 Revenue & Profitability RecoveryA ~43% revenue increase and return to positive net income with ~8% margin in 2025 demonstrates the bank can rebuild core lending and fee economics. This recovery indicates the franchise can generate operating profitability over time if cash generation and capital mix trends continue to improve.
Durable Banking Business ModelThe bank's core model—deposit-funded lending driving net interest income complemented by fee income—provides structurally diversified revenue. That mix supports margin resilience across cycles and offers a stable long-term earnings base if deposit and lending franchises remain intact.
Improved Equity And ROEPositive equity and mid-single-digit ROE indicate the franchise is generating returns above insolvency risk and beginning to re-leverage profitability into shareholder capital. Improved ROE gives a foundation to rebuild capital buffers and support measured loan growth if profitability sustains.
Bears Say
Severely Negative Cash GenerationOperating and free cash flow deficits exceeding £1bn in 2024–25 represent a material structural weakness. Persistent large outflows undermine internal funding capacity, increase reliance on wholesale or equity financing, and raise questions about the sustainability and quality of reported earnings.
Rising Leverage And Tighter Capital StructureDebt-to-equity roughly doubling to ~1.28x materially increases financial leverage and reduces loss-absorption capacity. Higher leverage heightens sensitivity to funding costs and credit stress, constrains strategic flexibility, and could force capital raises or deleveraging under adverse conditions.
Earnings Volatility Across CycleSharp swings from prior losses to 2025 profit show persistent earnings volatility. That undermines predictability of cash flows and capital planning, complicates risk management, and means recent margin improvement may not be durable without structural changes to lending mix or cost base.
Metro Bank News
MTRO FAQ
What was Metro Bank PLC’s price range in the past 12 months?
Metro Bank PLC lowest share price was 98.30 p and its highest was 159.80 p in the past 12 months.
What is Metro Bank PLC’s market cap?
Metro Bank PLC’s market cap is £1.04B.
When is Metro Bank PLC’s upcoming earnings report date?
Metro Bank PLC’s upcoming earnings report date is Aug 05, 2026 which is in 85 days.
How were Metro Bank PLC’s earnings last quarter?
Metro Bank PLC released its earnings results on Mar 04, 2026. The company reported 0.033 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.033 p.
Is Metro Bank PLC overvalued?
According to Wall Street analysts Metro Bank PLC’s price is currently Undervalued.
Does Metro Bank PLC pay dividends?
Metro Bank PLC does not currently pay dividends.
What is Metro Bank PLC’s EPS estimate?
Metro Bank PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Metro Bank PLC have?
Metro Bank PLC has 673,420,800 shares outstanding.
What happened to Metro Bank PLC’s price movement after its last earnings report?
Metro Bank PLC reported an EPS of 0.033 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.926%.
Which hedge fund is a major shareholder of Metro Bank PLC?
Currently, no hedge funds are holding shares in GB:MTRO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Metro Bank Stock Smart Score
Outperform
1
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£170.00 (17.08% Upside)
£170.00 (17.08% Upside)
Insider Transactions
Bought Shares
Worth £881.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
53.84%
12-Months-Change
Fundamentals
Return on Equity
5.16%
Trailing 12-Months
Asset Growth
-6.13%
Trailing 12-Months
Company Description
Metro Bank PLC
Metro Bank PLC, together with its subsidiaries, provides retail and commercial banking services in the United Kingdom. The company offers personal banking products and services, including current, cash, and savings accounts; residential mortgages; credit cards and personal loans; pet insurance; and safe deposit box services. It also provides business banking products and services comprising business bank, commercial and community current, foreign currency, and insolvency practitioner accounts; deposit accounts, including business and community instant access deposit and fixed term deposit, business notice account, client premium and flexible client term deposit, and business loan calculator accounts; business and commercial loans and overdrafts, asset and invoice financing, bounce back loan, and recovery loan scheme. In addition, the company offers private banking services, such as private bank, saving, foreign currency, and money management accounts; and partnership loans, overdrafts, unsecured consumer lending, automotive finance, and digital lending products for SMEs. Metro Bank PLC was incorporated in 2007 and is headquartered in London, the United Kingdom.
MTRO Stock 12 Month Forecast
Average Price Target
170.00 p
▲(17.08% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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