Metro Bank PLC (GB:MTRO)
LSE:MTRO
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MTRO Stock Chart & Stats
145.20 p
-0.50 p(-0.55%)
At close: 4:00 PM EST
145.20 p
-0.50 p(-0.55%)
Day’s Range― - ―
52-Week Range98.30 p - 179.80 p
Previous CloseN/A
Volume118.31K
Average Volume (3M)1.08M
Market Cap
£1.15B
Enterprise Value559.98M
Total Cash (Recent Filing)£2.19B
Total Debt (Recent Filing)£1.58B
Price to Earnings (P/E)16.5
Beta0.66
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.08
Shares Outstanding673,452,100
10 Day Avg. Volume946,774
30 Day Avg. Volume1,084,048
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)0.65
Price to Sales (P/S)0.94
P/FCF Ratio-0.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£195.00Price Target Upside34.30% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.13
Revenue Forecast (FY)£659.00M
Bulls Say, Bears Say
Bulls Say
Revenue RecoveryA ~43% revenue increase and return to positive net income with an ~8% margin in 2025 indicates the core banking franchise is regaining commercial traction. Sustained loan growth and improved spread execution would support recurring net interest and fee income over the coming months, aiding balance-sheet repair and underwriting capacity.
Improving Return On EquityImproved ROE to mid-single digits signals progress toward profitability normalization and better capital efficiency versus recent loss years. A positive equity base with recovering returns provides management more flexibility to retain earnings, absorb losses, and support lending activity over the medium term.
Diversified Retail/commercial ModelA mixed retail and commercial banking model with branch and digital distribution supports diversified deposit sourcing and fee income. Physical stores plus digital channels help retain customers and deposit stability, while diversified lending (mortgages, unsecured, business) spreads credit exposure and sustains multiple revenue streams over time.
Bears Say
Severely Negative Cash FlowSustained large negative operating and free cash flows undermine internal funding, forcing reliance on wholesale funding, asset sales, or equity issuance. Persistent cash outflows erode liquidity buffers and constrain strategic investments, increasing refinancing and operational risk over the next several quarters.
Rising LeverageA sharp rise in debt-to-equity materially increases financial risk and reduces shock absorption capacity. Higher leverage elevates funding cost sensitivity and regulatory scrutiny, limiting balance-sheet flexibility to support lending growth or absorb credit stress over a multi-month horizon.
Earnings VolatilityMeaningful swings between losses and profits indicate earnings are sensitive to credit cycles, funding costs, and one-off items. This volatility undermines confidence in recurring profitability, complicates capital planning, and raises the probability management must take corrective measures during adverse macro or credit conditions.
Metro Bank News
MTRO FAQ
What was Metro Bank PLC’s price range in the past 12 months?
Metro Bank PLC lowest share price was 98.30 p and its highest was 179.80 p in the past 12 months.
What is Metro Bank PLC’s market cap?
Metro Bank PLC’s market cap is £1.15B.
When is Metro Bank PLC’s upcoming earnings report date?
Metro Bank PLC’s upcoming earnings report date is Aug 05, 2026 which is in 63 days.
How were Metro Bank PLC’s earnings last quarter?
Metro Bank PLC released its earnings results on Mar 04, 2026. The company reported 0.033 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.033 p.
Is Metro Bank PLC overvalued?
According to Wall Street analysts Metro Bank PLC’s price is currently Undervalued.
Does Metro Bank PLC pay dividends?
Metro Bank PLC does not currently pay dividends.
What is Metro Bank PLC’s EPS estimate?
Metro Bank PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Metro Bank PLC have?
Metro Bank PLC has 673,452,100 shares outstanding.
What happened to Metro Bank PLC’s price movement after its last earnings report?
Metro Bank PLC reported an EPS of 0.033 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.926%.
Which hedge fund is a major shareholder of Metro Bank PLC?
Currently, no hedge funds are holding shares in GB:MTRO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Metro Bank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£195.00 (34.30% Upside)
£195.00 (34.30% Upside)
Insider Transactions
Bought Shares
Worth £881.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
53.84%
12-Months-Change
Fundamentals
Return on Equity
5.16%
Trailing 12-Months
Asset Growth
-6.13%
Trailing 12-Months
Company Description
Metro Bank PLC
Metro Bank PLC, together with its subsidiaries, provides retail and commercial banking services in the United Kingdom. The company offers personal banking products and services, including current, cash, and savings accounts; residential mortgages; credit cards and personal loans; pet insurance; and safe deposit box services. It also provides business banking products and services comprising business bank, commercial and community current, foreign currency, and insolvency practitioner accounts; deposit accounts, including business and community instant access deposit and fixed term deposit, business notice account, client premium and flexible client term deposit, and business loan calculator accounts; business and commercial loans and overdrafts, asset and invoice financing, bounce back loan, and recovery loan scheme. In addition, the company offers private banking services, such as private bank, saving, foreign currency, and money management accounts; and partnership loans, overdrafts, unsecured consumer lending, automotive finance, and digital lending products for SMEs. Metro Bank PLC was incorporated in 2007 and is headquartered in London, the United Kingdom.
MTRO Stock 12 Month Forecast
Average Price Target
195.00 p
▲(34.30% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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