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STB Stock Chart & Stats
1290.00 p
-3.00 p(-0.85%)
At close: 4:00 PM EST
1290.00 p
-3.00 p(-0.85%)
Day’s Range― - ―
52-Week Range794.86 p - 1,550.00 p
Previous CloseN/A
Volume22.35K
Average Volume (3M)133.08K
Market Cap
£269.78M
Enterprise Value26.67M
Total Cash (Recent Filing)£528.10M
Total Debt (Recent Filing)£302.60M
Price to Earnings (P/E)15.5
Beta1.48
Next Earnings
Aug 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.66%
Share Statistics
EPS (TTM)0.93
Shares Outstanding19,116,022
10 Day Avg. Volume263,311
30 Day Avg. Volume133,079
Financial Highlights & Ratios
PEG Ratio-1.52
Price to Book (P/B)0.62
Price to Sales (P/S)0.69
P/FCF Ratio1.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.48
Revenue Forecast (FY)£181.10M
Bulls Say, Bears Say
Bulls Say
Specialist Lending + Deposit FundingSecure Trust Bank’s business mixes specialist lending (consumer, vehicle, commercial) with retail savings funding. This model supports durable net interest margins, diversified loan sources and fee income from distribution partnerships, helping sustain revenue across credit cycles and channels.
Improving Capital StructureRecent de‑leveraging and higher equity strengthen the bank’s capital base and resilience. Lower debt reduces funding pressure and interest costs, improving ability to absorb losses and support lending activity or regulatory capital needs over the medium term.
2025 Cash Flow ReboundThe sharp 2025 rebound to positive operating and free cash flow demonstrates the franchise can generate meaningful internal liquidity. Sustained cash generation would support loan growth, capital replenishment or discretionary payouts without sole reliance on wholesale funding.
Bears Say
Profitability VolatilityA swing from profit to loss despite revenue growth signals volatile earnings drivers: credit losses, higher costs or one‑offs. Persistent profitability instability undermines retained earnings, weakens capital accumulation and complicates planning for sustainable dividends or growth.
Inconsistent Cash Flow QualityIrregular operating and free cash flows across multiple years reduce predictability of internal funding. This increases dependency on external funding during stress, constrains strategic investments, and raises execution risk for medium‑term growth plans.
Historical Leverage And SensitivityA history of elevated leverage increases vulnerability to earnings shocks and asset‑quality deterioration. Even with recent improvement, prior high debt levels imply the bank may face capital pressure under stress, limiting strategic flexibility and increasing regulatory scrutiny risk.
Secure Trust Bank News
STB FAQ
What was Secure Trust Bank PLC’s price range in the past 12 months?
Secure Trust Bank PLC lowest share price was 794.86 p and its highest was 1550.00 p in the past 12 months.
What is Secure Trust Bank PLC’s market cap?
Secure Trust Bank PLC’s market cap is £269.78M.
When is Secure Trust Bank PLC’s upcoming earnings report date?
Secure Trust Bank PLC’s upcoming earnings report date is Aug 13, 2026 which is in 43 days.
How were Secure Trust Bank PLC’s earnings last quarter?
Secure Trust Bank PLC released its earnings results on Mar 12, 2026. The company reported 0.048 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.048 p.
Is Secure Trust Bank PLC overvalued?
According to Wall Street analysts Secure Trust Bank PLC’s price is currently Overvalued.
Does Secure Trust Bank PLC pay dividends?
Secure Trust Bank PLC pays a Notavailable dividend of 23.7 p which represents an annual dividend yield of 2.66%. See more information on Secure Trust Bank PLC dividends here
What is Secure Trust Bank PLC’s EPS estimate?
Secure Trust Bank PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Secure Trust Bank PLC have?
Secure Trust Bank PLC has 19,116,022 shares outstanding.
What happened to Secure Trust Bank PLC’s price movement after its last earnings report?
Secure Trust Bank PLC reported an EPS of 0.048 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.064%.
Which hedge fund is a major shareholder of Secure Trust Bank PLC?
Currently, no hedge funds are holding shares in GB:STB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Secure Trust Bank Stock Smart Score
Neutral
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Insider Transactions
Sold Shares
Worth £154.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.39%
12-Months-Change
Fundamentals
Return on Equity
4.70%
Trailing 12-Months
Asset Growth
4.84%
Trailing 12-Months
Company Description
Secure Trust Bank PLC
Secure Trust Bank PLC is a UK-based financial institution offering a diverse array of banking and financial solutions. Its operations are structured across five key divisions: Real Estate Finance, Commercial Finance, Vehicle Finance, Retail Finance, and Debt Management. The Real Estate Finance division specializes in providing capital for property ventures, including residential and commercial investments, new developments, and mixed-use projects. Within Commercial Finance, the bank offers businesses flexible working capital through invoice discounting and factoring, alongside participation in the Coronavirus Business Interruption Loan Scheme. Vehicle Finance facilitates vehicle acquisitions through hire purchase agreements, which are secured by the asset itself; these motor finance products reach customers via a network of dealerships, brokers, and online platforms. The Retail Finance arm, operating under the V12 brand, supplies unsecured point-of-sale credit solutions for both brick-and-mortar and e-commerce retailers, supporting a broad spectrum of retail sectors from cycling, music, and furniture to outdoor goods, electronics, dental services, jewelry, home improvement, and even football season ticket purchases. Debt Management offers specialized services in the area of debt recovery. Additionally, the company is involved in property leasing and rental activities. Established in 1952, Secure Trust Bank PLC maintains its corporate headquarters in Solihull, United Kingdom.
Technical Analysis
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Options Prices
Currently, No data available
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