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An announcement from Secure Trust Bank ( (GB:STB) ) is now available.
Secure Trust Bank has agreed to sell its Consumer Vehicle Finance business, including its portfolio of hire purchase and personal contract purchase loans and the Moneyway brand, to funds managed by LCM Partners for an estimated £458.6 million, a premium to book value, with completion expected in the first quarter of 2026. The deal will accelerate the bank’s previously announced exit from new vehicle finance lending, generate a small gain on sale, and materially strengthen its capital position by lifting its pro forma CET1 ratio by around 195 basis points to 14.8%, freeing up capital for higher-return core activities and potential shareholder distributions while STB continues to service the portfolio for a period and retains liability for any future FCA motor finance commission redress on relevant loans; the board views the move as a strategically significant step to improve returns on equity and refocus the bank on its core lending franchises.
The most recent analyst rating on (GB:STB) stock is a Buy with a £1138.00 price target. To see the full list of analyst forecasts on Secure Trust Bank stock, see the GB:STB Stock Forecast page.
Spark’s Take on GB:STB Stock
According to Spark, TipRanks’ AI Analyst, GB:STB is a Outperform.
Secure Trust Bank’s overall score is driven by its attractive valuation and positive technical indicators, suggesting potential for price appreciation. However, financial performance is constrained by profitability and cash flow challenges. Corporate events highlight insider confidence but also regulatory risks.
To see Spark’s full report on GB:STB stock, click here.
More about Secure Trust Bank
Secure Trust Bank PLC is an established, well-capitalised UK retail bank with a 72-year trading history, operating primarily from Solihull in the West Midlands. The group focuses on business finance through its Real Estate Finance and Commercial Finance divisions, and on consumer finance via its V12 Retail Finance arm, positioning itself as a specialist lender in selected UK retail and commercial lending niches.
Average Trading Volume: 90,301
Technical Sentiment Signal: Strong Buy
Current Market Cap: £202.4M
Learn more about STB stock on TipRanks’ Stock Analysis page.