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OSB Group PLC (GB:OSB)
LSE:OSB

OSB Group PLC (OSB) AI Stock Analysis

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GB:OSB

OSB Group PLC

(LSE:OSB)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
698.00p
â–²(9.83% Upside)
The score is driven primarily by moderately strong but volatile financial performance (revenue and cash flow rebounded, but margins and cash flows have been inconsistent and leverage remains meaningful). Valuation is a key positive (low P/E and high dividend yield), while technicals show a strong uptrend but stretched momentum that increases near-term risk. Corporate actions are supportive due to ongoing buybacks and capital structure strengthening.
Positive Factors
Debt Elimination
Eliminating debt enhances financial stability by reducing interest obligations and financial risk, allowing more resources for strategic investments and growth.
Share Buyback Program
The share buyback program indicates confidence in the company's financial health and aims to enhance shareholder value by reducing share count, potentially increasing EPS.
Strategic Market Positioning
Strategic diversification and transformation initiatives enhance OSB's market positioning, supporting sustainable growth and resilience in a competitive industry.
Negative Factors
Revenue Decline
A decline in revenue growth can signal challenges in market demand or competitive pressures, potentially impacting long-term profitability and market share.
Gross Profit Margin Decline
A decline in gross profit margin indicates rising costs or pricing pressures, which can erode profitability and require strategic adjustments to maintain margins.
Cash Flow Volatility
Volatile cash flow can hinder financial planning and investment capacity, impacting the company's ability to fund growth initiatives consistently.

OSB Group PLC (OSB) vs. iShares MSCI United Kingdom ETF (EWC)

OSB Group PLC Business Overview & Revenue Model

Company DescriptionOSB Group Plc, through its subsidiaries, operates as a specialist lending and retail savings company in the United Kingdom and the Channel Islands. It provides private rented sector related buy-to-let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding, and asset finance services. The company also provides buy-to-let and specialist residential mortgages, mortgage servicing, administration, and retail savings products; and back office processing services. The company was founded in 1847 and is headquartered in Chatham, the United Kingdom.
How the Company Makes MoneyOSB Group PLC generates revenue primarily through interest income from its lending activities. The company extends loans to individuals and businesses, charging interest on these borrowed funds, which constitutes the bulk of its revenue. Key revenue streams include buy-to-let mortgages, commercial real estate financing, and residential development loans. Additionally, OSB Group earns from fees and commissions associated with loan origination and servicing. Significant factors contributing to its earnings include a strong focus on niche markets, strategic brand positioning, and maintaining a robust underwriting process to manage risk effectively.

OSB Group PLC Financial Statement Overview

Summary
OSB Group PLC exhibits strong financial performance with impressive revenue and profit growth, enhanced by a solid equity position and efficient cash management. The elimination of debt in 2024 significantly improves financial stability, though the decline in gross profit margin and past cash flow volatility are areas to monitor.
Income Statement
The company has demonstrated strong revenue growth from 2019 to 2024, with a notable improvement in net profit margins. However, the gross profit margin decreased significantly in 2024 due to a substantial increase in cost of goods sold. EBIT and EBITDA margins were not available for 2024, which could indicate a lack of operational efficiency clarity.
Balance Sheet
The balance sheet shows a solid equity position with a consistent increase in stockholders' equity over the years. The company's debt-to-equity ratio improved significantly in 2024 as total debt was eliminated, reducing financial risk. The equity ratio remains strong, indicating financial stability.
Cash Flow
The cash flow analysis highlights a robust free cash flow growth in 2024, with a substantial increase in operating cash flow. The company has a strong free cash flow to net income ratio, suggesting efficient cash management. However, the fluctuation in operating cash flow in previous years indicates some cash flow volatility.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue636.00M2.09B609.60M1.08B758.70M740.90M
Gross Profit636.00M664.90M651.70M744.70M615.60M740.90M
EBITDA374.80M0.00386.20M544.90M479.10M294.30M
Net Income271.90M308.10M282.60M410.00M345.30M196.30M
Balance Sheet
Total Assets30.29B30.24B29.59B27.57B24.53B22.65B
Cash, Cash Equivalents and Short-Term Investments2.78B3.23B2.34B3.04B2.74B0.00
Total Debt1.90B3.96B4.99B5.38B4.82B4.05B
Total Liabilities28.11B28.02B27.45B25.37B22.51B20.98B
Stockholders Equity2.18B2.22B2.14B2.20B2.02B1.62B
Cash Flow
Free Cash Flow121.80M2.19B-66.20M917.50M347.00M162.70M
Operating Cash Flow158.90M2.24B-40.40M929.20M353.80M170.20M
Investing Cash Flow-84.10M-29.30M-2.41B-2.71B-1.67B-1.11B
Financing Cash Flow-789.20M-1.49B1.92B2.09B1.68B1.21B

OSB Group PLC Technical Analysis

Technical Analysis Sentiment
Positive
Last Price635.50
Price Trends
50DMA
579.71
Positive
100DMA
563.70
Positive
200DMA
525.77
Positive
Market Momentum
MACD
18.27
Positive
RSI
67.03
Neutral
STOCH
55.80
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:OSB, the sentiment is Positive. The current price of 635.5 is above the 20-day moving average (MA) of 619.33, above the 50-day MA of 579.71, and above the 200-day MA of 525.77, indicating a bullish trend. The MACD of 18.27 indicates Positive momentum. The RSI at 67.03 is Neutral, neither overbought nor oversold. The STOCH value of 55.80 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:OSB.

OSB Group PLC Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
£1.48B8.2515.18%11.03%8.78%-38.83%
68
Neutral
£2.26B9.0212.04%5.34%-7.30%-27.83%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
£1.17B14.639.75%9.91%-28.89%-12.14%
66
Neutral
£2.26B34.865.21%1.22%-7.30%-27.69%
65
Neutral
£1.64B9.6212.70%4.74%-4.98%3.02%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:OSB
OSB Group PLC
635.50
296.70
87.58%
GB:ASHM
Ashmore Group PLC
178.00
44.21
33.04%
GB:LRE
Lancashire Holdings
608.00
81.94
15.58%
GB:PAG
Paragon Banking Group PLC
877.00
222.78
34.05%
GB:TBCG
TBC Bank
3,870.00
1,038.78
36.69%
GB:JUST
Just Group plc
217.50
82.07
60.60%

OSB Group PLC Corporate Events

Business Operations and StrategyStock Buyback
OSB Group Cancels 97,068 Shares Under Buyback Programme
Positive
Dec 31, 2025

OSB Group PLC has repurchased 97,068 of its ordinary shares on 30 December 2025 across the London Stock Exchange, CBOE BXE and CBOE CXE as part of the share buyback programme launched earlier in March 2025, paying a volume-weighted average price of just over 644p per share and arranging for all of the repurchased stock to be cancelled. Following this transaction, the company’s share capital will be reduced to 355,721,898 ordinary shares in issue with no treasury shares held, slightly increasing earnings per share and consolidating voting power among remaining shareholders, in line with its ongoing capital-return strategy.

The most recent analyst rating on (GB:OSB) stock is a Hold with a £698.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group Cancels 155,159 Shares Under Ongoing Buyback Programme
Positive
Dec 30, 2025

OSB Group PLC has repurchased 155,159 of its ordinary shares on 29 December 2025 across the London Stock Exchange, CBOE BXE and CBOE CXE as part of its ongoing share buyback programme initiated in March 2025, with the shares bought at prices around 639p–643p and all repurchased stock set to be cancelled. Following settlement and cancellation, the company’s share capital will comprise 355,818,966 ordinary shares in issue with no shares held in treasury, confirming the new total voting rights outstanding for investors and index calculations.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £775.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group Cancels 89,815 Shares Under Ongoing Buyback Programme
Positive
Dec 29, 2025

OSB Group PLC has repurchased 89,815 of its ordinary shares on 24 December 2025 across the London Stock Exchange, CBOE BXE and CBOE CXE as part of its previously announced share buyback programme, with the shares bought at prices around 640–645 pence each. The repurchased shares will be cancelled, reducing the company’s total shares in issue to 355,971,191 and leaving no shares held in treasury, thereby marginally increasing the proportionate ownership and voting power of remaining shareholders and signalling continued capital return to investors.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £775.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group Cancels 174,000 Shares in Ongoing Buyback Programme
Positive
Dec 24, 2025

OSB Group PLC has repurchased 174,191 of its ordinary shares on 23 December 2025 across the London Stock Exchange, CBOE BXE and CBOE CXE as part of its ongoing share buyback programme launched earlier in the year. The shares, bought at prices ranging roughly between 634.5p and 642.5p and executed through broker Citigroup Global Markets Limited, will be cancelled, reducing the company’s total shares in issue to 356,061,006 and leaving no shares in treasury; this move effectively concentrates earnings per share and voting power among remaining shareholders and signals continued capital management activity by the bank.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £775.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group Cancels 168,283 Shares Under Ongoing Buyback Programme
Positive
Dec 23, 2025

OSB Group PLC has repurchased 168,283 of its ordinary shares at prices ranging around 630p per share across the London Stock Exchange and Cboe venues, with all bought-back shares to be cancelled. The transaction, executed through Citigroup Global Markets Limited as part of the ongoing buyback programme launched in March 2025, reduces the company’s share count to 356,235,197 and leaves no shares in treasury, effectively consolidating voting rights among remaining shareholders and signalling continued capital management discipline.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group Cancels 101,346 Shares Under Ongoing Buyback Programme
Positive
Dec 22, 2025

OSB Group PLC has repurchased 101,346 of its £0.01 ordinary shares on 19 December 2025 via the London Stock Exchange and related venues under its ongoing share buyback programme, at prices between 628.50p and 632.00p per share and an average price of 630.68p, and will cancel the shares. Following this latest tranche of buybacks, the company’s share capital will consist of 356,397,278 ordinary shares with no shares held in treasury, leaving the same number of voting rights in issue and modestly enhancing earnings per share and ownership stakes for remaining investors as the programme progresses.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group Cancels 42,993 Shares in Ongoing Buyback Programme
Positive
Dec 19, 2025

OSB Group PLC has repurchased 42,993 of its ordinary shares on 18 December 2025 via Citigroup Global Markets Limited as part of its ongoing share buyback programme, paying a volume-weighted average price of 610.11p per share and buying across the London Stock Exchange and associated venues. Following the cancellation of these shares, the company’s share capital will comprise 356,498,624 ordinary shares, all carrying voting rights, a small reduction that incrementally enhances remaining shareholders’ ownership percentages and signals continued capital management activity by the group.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyRegulatory Filings and Compliance
OSB Group’s MREL Set to Align With Minimum Capital Requirements From 2026
Neutral
Dec 19, 2025

OSB Group PLC has received confirmation from the Bank of England that, from 1 January 2026, its preferred resolution strategy will be as a transfer firm, meaning the Group’s minimum requirement for own funds and eligible liabilities (MREL) will be aligned with its minimum capital requirements, comprising Pillar 1 and Pillar 2A capital as set by the Prudential Regulation Authority. The company plans to outline the implications of this new regulatory treatment for its capital and funding plans when it reports its 2025 full-year results on 5 March 2026, a development that could influence its balance sheet strategy and capital structure in the specialist lending and retail savings market.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback Program
Positive
Dec 18, 2025

OSB Group PLC has undertaken a share buyback program, purchasing and subsequently canceling 54,887 of its ordinary shares. This transaction aims to optimize the company’s capital structure and reinforce shareholder value by decreasing the total number of shares in circulation, bringing the total shares issued to 356,541,617.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback to Optimize Capital Structure
Positive
Dec 17, 2025

OSB Group PLC announced the repurchase of 32,300 ordinary shares as part of its ongoing share buyback program. This move, executed through Citigroup Global Markets Limited, reflects the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Reducing Share Count
Positive
Dec 15, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 20,000 of its ordinary shares on the London Stock Exchange and other venues, as part of its ongoing buyback programme initiated in March 2025. This move reduces the total number of shares in circulation to 356,615,645, potentially enhancing shareholder value by increasing the earnings per share and consolidating ownership.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback
Positive
Dec 12, 2025

OSB Group PLC announced the repurchase and cancellation of 25,284 ordinary shares as part of its ongoing share buyback program. This transaction, executed on the London Stock Exchange and facilitated by Citigroup Global Markets Limited, reduces the total number of shares in issue to 356,635,645, potentially enhancing shareholder value and signaling confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Dec 11, 2025

OSB Group PLC, a financial services company, has executed a share buyback transaction, purchasing 69,284 of its ordinary shares on December 10, 2025, as part of its ongoing buyback program. This move reduces the total number of shares in circulation to 356,660,929, potentially enhancing shareholder value by increasing earnings per share and reflecting the company’s confidence in its financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Dec 10, 2025

OSB Group PLC has repurchased 53,617 of its ordinary shares as part of its ongoing share buyback program, initially announced in March 2025. The repurchased shares will be canceled, reducing the total number of shares in circulation to 356,730,213, which could potentially enhance shareholder value by increasing earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels Repurchased Shares
Positive
Dec 9, 2025

OSB Group PLC has repurchased 2,873 of its ordinary shares as part of its ongoing share buyback program, which was announced earlier in March 2025. This transaction, executed through Citigroup Global Markets Limited, will result in the cancellation of the repurchased shares, adjusting the total number of shares in issue to 356,783,830, thereby impacting the company’s capital structure and potentially enhancing shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels 8,895 Shares
Positive
Dec 8, 2025

OSB Group PLC announced the repurchase of 8,895 ordinary shares as part of its ongoing share buyback program, which was initiated earlier in March 2025. The repurchased shares will be canceled, reducing the total number of shares in issue to 356,750,449, thereby potentially increasing shareholder value and consolidating the company’s equity position.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback
Positive
Dec 5, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 17,504 of its ordinary shares at an average price of 565.89p per share. This move is part of a previously announced buyback program, aiming to reduce the number of shares in circulation, thereby potentially increasing the value of remaining shares and enhancing shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Regulatory Filings and Compliance
OSB Group PLC Announces Total Voting Rights Update
Neutral
Dec 1, 2025

OSB Group PLC announced that as of 28 November 2025, its total issued share capital with voting rights consists of 356,545,749 ordinary shares. This information is crucial for shareholders and others with notification obligations to determine their interest in the company under the Financial Conduct Authority’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Nov 26, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 7,398 of its ordinary shares on the London Stock Exchange and other platforms, as part of its ongoing share buyback program. This move reduces the company’s total number of shares in issue to 356,545,749, potentially enhancing shareholder value by decreasing the supply of shares and increasing earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyPrivate Placements and Financing
OSB Group PLC Announces Tender Offer Results for £150M Securities
Neutral
Nov 25, 2025

OSB Group PLC has announced the results of its tender offer for its £150,000,000 Fixed Rate Resetting Perpetual Subordinated Contingent Convertible Securities. The company has accepted to purchase £132,928,000 of the securities tendered, subject to certain conditions, leaving £17,072,000 outstanding. This move is likely to impact the company’s financial strategy and market positioning.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback
Positive
Nov 25, 2025

OSB Group PLC, a financial services company, has executed a share buyback transaction, purchasing 36,556 of its ordinary shares on the London Stock Exchange and other platforms, with the shares to be canceled. This move is part of the company’s ongoing share buyback program, which aims to reduce the number of shares in circulation, potentially increasing the value of remaining shares and signaling confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels Shares
Neutral
Nov 24, 2025

OSB Group PLC has announced a transaction involving the repurchase of 139,236 of its ordinary shares on the London Stock Exchange and other venues, as part of its ongoing share buyback program. This move will result in the cancellation of these shares, reducing the total number of shares in issue to 356,589,703, which may impact the company’s market positioning by potentially increasing the value of remaining shares and affecting shareholder voting rights.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyPrivate Placements and Financing
OSB Group PLC Issues £150 Million Convertible Securities
Positive
Nov 21, 2025

OSB Group PLC has announced the issuance of £150 million Fixed Rate Reset Perpetual Subordinated Contingent Convertible Securities with an initial fixed interest rate of 7.750% per annum. This strategic financial move aims to strengthen the company’s capital structure and enhance its market position, potentially impacting stakeholders by providing a stable investment opportunity.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Enhances Shareholder Value Through Share Buyback
Positive
Nov 21, 2025

OSB Group PLC announced the repurchase of 94,177 of its ordinary shares as part of its ongoing share buyback program, which was initiated in March 2025. The repurchased shares will be canceled, reducing the total number of shares in issue to 356,728,939, thereby potentially increasing the value of remaining shares and enhancing shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels 237,692 Shares
Positive
Nov 20, 2025

OSB Group PLC has announced the purchase and cancellation of 237,692 of its ordinary shares as part of its ongoing share buyback program. This transaction, executed through Citigroup Global Markets Limited, reduces the total number of shares in issue to 356,823,116, potentially enhancing shareholder value and reflecting the company’s commitment to returning capital to shareholders.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Nov 19, 2025

OSB Group PLC announced the repurchase of 209,555 of its ordinary shares on the London Stock Exchange and other platforms. This move is part of the company’s share buyback program initiated earlier in the year, aiming to reduce the number of shares in circulation and potentially enhance shareholder value. Following this transaction, the total number of ordinary shares in issue will be 357,060,808, with no shares held in treasury, thereby maintaining the total number of voting rights at the same figure.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Private Placements and Financing
OSB Group PLC Launches Cash Tender Offer for £150 Million Securities
Neutral
Nov 17, 2025

OSB Group PLC has announced a cash tender offer for its £150 million Fixed Rate Resetting Perpetual Subordinated Contingent Convertible Securities. The offer aims to provide liquidity for investors and manage the refinancing of these securities alongside the issuance of new sterling-denominated additional tier 1 securities. The securities purchased through this offer will be cancelled, and the acceptance of the tender is contingent upon the successful issuance of the new securities.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels 37,038 Shares
Neutral
Nov 17, 2025

OSB Group PLC announced the repurchase of 37,038 of its ordinary shares as part of its share buyback program. The shares were acquired on the London Stock Exchange and other venues, with the highest price paid per share being 553.00p and the lowest 544.50p. This transaction reduces the total number of ordinary shares in issue to 357,382,647, impacting the company’s capital structure and potentially enhancing shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Nov 14, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 60,785 of its ordinary shares on the London Stock Exchange and other platforms. This move is part of the company’s ongoing share buyback program, which aims to enhance shareholder value by reducing the number of shares in circulation. The repurchased shares will be cancelled, leaving a total of 357,419,685 ordinary shares in issue, with no shares held in treasury. This strategic decision could potentially strengthen the company’s market position and reflect positively on its financial health, signaling confidence in its future prospects.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyExecutive/Board Changes
OSB Group CEO Announces Retirement by 2026
Neutral
Nov 13, 2025

OSB Group PLC has announced that its CEO, Andy Golding, will retire by the end of 2026, initiating a search for his successor. Golding, who has been instrumental in the company’s growth and market positioning, will continue to lead the company until his retirement, ensuring the delivery of strategic goals set for 2025 and 2026. This leadership transition is significant for stakeholders as it aims to maintain the company’s trajectory of strong performance and shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Nov 10, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 40,097 of its ordinary shares on the London Stock Exchange and other platforms through Citigroup Global Markets Limited. This move is part of the company’s ongoing share buyback program announced earlier this year, and following the cancellation of these shares, the total number of shares in issue will be reduced to 357,480,470, potentially enhancing shareholder value by increasing earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Nov 7, 2025

OSB Group PLC announced the purchase of 11,763 of its ordinary shares as part of its ongoing share buyback program. This transaction, conducted through Citigroup Global Markets Limited, will result in the cancellation of the repurchased shares, reducing the total number of shares in issue to 357,520,567. This move is part of the company’s strategy to enhance shareholder value by reducing the number of shares available in the market, potentially increasing the value of remaining shares.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £725.00 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback Program
Positive
Nov 6, 2025

OSB Group PLC has executed a share buyback program, purchasing 198,503 of its ordinary shares on the London Stock Exchange and other venues. This move is part of a broader strategy to manage the company’s capital structure, potentially enhancing shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyFinancial Disclosures
OSB Group PLC Reports Strong Performance in First Nine Months of 2025
Positive
Nov 6, 2025

OSB Group PLC reported a resilient financial performance for the first nine months of 2025, aligning with its strategic goals and maintaining strong credit quality. The group saw a 19% increase in loan originations and successfully sold a portfolio of second charge mortgages, optimizing its loan book towards higher-yielding assets. Retail deposits increased, and the group completed a £578m securitisation of owner-occupied prime mortgages, achieving its best-ever pricing. The company is on track to meet its 2025 guidance, with a focus on managing costs and enhancing returns in a competitive market.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback
Positive
Nov 5, 2025

OSB Group PLC has announced the repurchase of 163,050 of its ordinary shares as part of its share buyback program. This move is expected to reduce the number of shares in circulation, potentially increasing the value of remaining shares and demonstrating the company’s confidence in its financial position.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback Program
Positive
Nov 4, 2025

OSB Group PLC has executed a share buyback program, purchasing 123,655 of its ordinary shares on various exchanges, including the London Stock Exchange, through Citigroup Global Markets Limited. The repurchased shares will be canceled, reducing the total number of shares in issue to 357,893,883. This move is part of the company’s ongoing strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Adjusts Voting Rights
Neutral
Nov 3, 2025

OSB Group PLC announced a transaction involving the repurchase of 183,527 of its ordinary shares on the London Stock Exchange and other platforms, as part of its share buyback program. This move will result in the cancellation of these shares, reducing the total number of shares in issue to 358,017,538, thereby potentially impacting shareholder voting rights and the company’s market position.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback as Part of Ongoing Program
Positive
Oct 31, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 142,086 ordinary shares on the London Stock Exchange and other platforms. This move is part of the company’s ongoing buyback program, which aims to reduce the number of shares in circulation, potentially enhancing shareholder value and reflecting confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 30, 2025

OSB Group PLC has announced the repurchase of 106,725 of its ordinary shares as part of its ongoing share buyback program. This move is expected to reduce the total number of shares in circulation, potentially increasing the value of remaining shares and demonstrating the company’s commitment to returning value to shareholders.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 29, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 68,032 of its ordinary shares on the London Stock Exchange and other venues. This move is part of a previously announced buyback program aimed at reducing the number of shares in circulation, potentially enhancing shareholder value by increasing earnings per share and providing support to the share price.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 28, 2025

OSB Group PLC announced the repurchase of 35,876 of its ordinary shares as part of its ongoing share buyback program. This transaction, executed through Citigroup Global Markets Limited, reflects the company’s strategy to enhance shareholder value by reducing the number of shares in circulation, thereby potentially increasing the value of remaining shares.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback, Cancels 71,635 Shares
Positive
Oct 27, 2025

OSB Group PLC has announced the repurchase of 71,635 of its ordinary shares on the London Stock Exchange and other platforms as part of its share buyback program. This transaction, executed through Citigroup Global Markets Limited, will result in the cancellation of these shares, reducing the total number of shares in issue to 358,553,784. This move is part of the company’s strategy to manage its share capital and potentially enhance shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Reducing Share Count
Positive
Oct 24, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 43,175 of its ordinary shares on the London Stock Exchange and other venues, as part of its ongoing share buyback program initiated in March 2025. This move reduces the total number of shares in circulation to 358,625,419, potentially enhancing shareholder value by increasing the earnings per share and demonstrating confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback, Reducing Share Count
Positive
Oct 23, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 50,188 of its ordinary shares on the London Stock Exchange, as part of a previously announced buyback program. This move reduces the total number of shares in circulation to 358,668,594, potentially increasing the value of remaining shares and reflecting the company’s strategy to return value to shareholders.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 22, 2025

OSB Group PLC announced the repurchase of 184,789 of its ordinary shares on October 21, 2025, as part of its ongoing share buyback program. The repurchased shares will be canceled, reducing the total number of shares in issue to 358,718,782, which could potentially enhance shareholder value by increasing earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Optimize Capital Structure
Positive
Oct 21, 2025

OSB Group PLC announced a repurchase of 142,053 of its ordinary shares on the London Stock Exchange and other platforms, as part of its ongoing share buyback program. This transaction, executed by Citigroup Global Markets Limited, will result in the cancellation of the repurchased shares, reducing the total number of shares in issue to 358,903,571, thereby potentially enhancing shareholder value and optimizing the company’s capital structure.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancelling 199,206 Shares
Positive
Oct 20, 2025

OSB Group PLC announced the purchase and cancellation of 199,206 ordinary shares as part of its share buyback program. This transaction reduces the total number of shares in issue to 359,045,624, potentially enhancing shareholder value by increasing earnings per share and reflecting confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Enhances Shareholder Value with Share Buyback
Positive
Oct 17, 2025

OSB Group PLC has repurchased 183,111 ordinary shares as part of its ongoing share buyback program, which was announced in March 2025. This transaction reduces the total number of shares in circulation to 359,244,830, potentially enhancing shareholder value by increasing the earnings per share and demonstrating confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback to Optimize Capital Structure
Positive
Oct 16, 2025

OSB Group PLC announced the repurchase of 91,320 of its ordinary shares as part of its share buyback program, which was initially announced in March 2025. The repurchased shares will be canceled, reducing the total number of shares in issue to 359,427,941. This move is part of the company’s strategy to enhance shareholder value and optimize its capital structure.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback, Cancels 70,671 Shares
Neutral
Oct 15, 2025

OSB Group PLC announced the repurchase of 70,671 ordinary shares as part of its share buyback program, which was initially announced in March 2025. The repurchased shares, acquired through Citigroup Global Markets Limited, will be canceled, reducing the total number of shares in issue to 359,519,261. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels 119,220 Shares
Positive
Oct 13, 2025

OSB Group PLC has announced the purchase and cancellation of 119,220 of its ordinary shares as part of its share buyback program. This transaction, executed through Citigroup Global Markets Limited, reduces the total number of shares in issue to 359,639,905, potentially enhancing shareholder value by increasing the earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Business Operations and StrategyStock Buyback
OSB Group PLC Executes Share Buyback, Cancels 62,548 Shares
Positive
Oct 10, 2025

OSB Group PLC announced the repurchase of 62,548 ordinary shares as part of its ongoing share buyback program. This transaction, executed on October 9, 2025, through Citigroup Global Markets Limited, will result in the cancellation of these shares, reducing the total number of shares in issue to 359,759,125. The move is part of the company’s strategy to manage its capital structure and could potentially enhance shareholder value by increasing earnings per share.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Enhances Shareholder Value with Share Buyback
Positive
Oct 9, 2025

OSB Group PLC has announced the repurchase of 74,524 of its ordinary shares as part of its ongoing share buyback program. This move is aimed at reducing the number of shares in circulation, potentially increasing the value of remaining shares and demonstrating confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 8, 2025

OSB Group PLC announced the repurchase of 101,533 of its ordinary shares as part of its ongoing share buyback program. This transaction, executed through Citigroup Global Markets Limited, is aimed at reducing the number of shares in circulation, potentially increasing the value of remaining shares and demonstrating confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Reducing Share Count
Positive
Oct 7, 2025

OSB Group PLC announced the repurchase of 90,432 of its ordinary shares as part of its share buyback program, with the shares being purchased on the London Stock Exchange and other venues. This move reduces the total number of shares in circulation to 359,997,730, potentially increasing shareholder value and reflecting the company’s confidence in its financial position.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Cancels 47,269 Shares
Positive
Oct 6, 2025

OSB Group PLC announced the repurchase of 47,269 ordinary shares on the London Stock Exchange as part of its ongoing share buyback program. This transaction, executed through Citigroup Global Markets Limited, will result in the cancellation of the repurchased shares, reducing the total number of shares in issue to 360,084,887, thereby potentially enhancing shareholder value.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Executes Share Buyback, Reduces Share Count
Positive
Oct 3, 2025

OSB Group PLC has executed a share buyback transaction, purchasing 41,400 of its ordinary shares on the London Stock Exchange and other platforms, as part of its ongoing share buyback program. This move reduces the company’s total number of ordinary shares in issue to 360,132,156, potentially enhancing shareholder value and indicating confidence in the company’s financial health.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Stock Buyback
OSB Group PLC Advances Share Buyback Program with Recent Share Repurchase
Positive
Oct 2, 2025

OSB Group PLC announced the repurchase of 22,998 of its ordinary shares as part of its ongoing share buyback program. This move, executed through Citigroup Global Markets Limited, aims to enhance shareholder value by reducing the number of shares in circulation, thereby potentially increasing the value of remaining shares.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Regulatory Filings and Compliance
OSB Group PLC Announces Total Voting Rights Update
Neutral
Oct 1, 2025

OSB Group PLC announced that as of 30 September 2025, its total issued share capital with voting rights consists of 360,196,554 ordinary shares. This figure is crucial for shareholders and others with notification obligations to determine their interest in the company under the Financial Conduct Authority’s rules. The announcement highlights the company’s transparency in its share capital structure, which is important for maintaining regulatory compliance and investor confidence.

The most recent analyst rating on (GB:OSB) stock is a Buy with a £6.35 price target. To see the full list of analyst forecasts on OSB Group PLC stock, see the GB:OSB Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 30, 2025