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Hiscox (GB:HSX)
LSE:HSX
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Hiscox (HSX) AI Stock Analysis

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GB:HSX

Hiscox

(LSE:HSX)

Rating:71Outperform
Price Target:
1,419.00p
â–²(10.51% Upside)
Hiscox's overall score reflects strong valuation and positive earnings call sentiment, offset by moderate financial performance and neutral technical indicators. The company's strategic initiatives and robust capital management are key strengths, while challenges in cash flow and market conditions pose risks.
Positive Factors
Analyst Rating Upgrade
Analyst upgrades the rating to Overweight and price target to GBp1,400.
Earnings Momentum
There is visibility on accelerating earnings momentum in Retail, which is favorable in the context of the negative pricing backdrop for the wider specialty/reinsurance sector.
Growth Trajectory
Management gave clear visibility on Retail’s growth trajectory and announced a $200m efficiency program to promote margin expansion.
Negative Factors
Cost Offsetting Benefits
Hiscox launched an operating efficiency programme anticipated to yield cost cuts and significant ongoing earnings benefits, although the costs will offset near-term benefits.

Hiscox (HSX) vs. iShares MSCI United Kingdom ETF (EWC)

Hiscox Business Overview & Revenue Model

Company DescriptionHiscox Ltd. is a global specialist insurer headquartered in London, primarily focused on providing insurance solutions to individuals and businesses. The company operates through several divisions, including Hiscox UK & Ireland, Hiscox Europe, Hiscox International, and Hiscox Re & ILS, offering a range of products such as property, liability, professional indemnity, and specialty insurance. Hiscox is known for its expertise in niche markets and provides tailored insurance products designed to meet the unique needs of its clients.
How the Company Makes MoneyHiscox generates revenue primarily through the underwriting of insurance policies. The key revenue streams include premiums collected from policyholders for various insurance products, such as personal and commercial lines, as well as reinsurance. The company also earns investment income from the premiums it receives before they are paid out in claims. Hiscox's success is bolstered by its strong brand reputation, expertise in underwriting, and a diversified portfolio that includes specialty lines. Additionally, strategic partnerships with brokers and agents help facilitate distribution and reach a broader customer base, contributing to its overall earnings.

Hiscox Earnings Call Summary

Earnings Call Date:Aug 06, 2025
(Q2-2025)
|
% Change Since: |
Next Earnings Date:Mar 10, 2026
Earnings Call Sentiment Positive
The earnings call presented a generally positive outlook with strong profitability, premium growth, and significant shareholder returns despite challenges such as market rate reductions and wildfire losses.
Q2-2025 Updates
Positive Updates
Strong Profitability and Returns
The group achieved a robust combined ratio of 92.6% despite the highest ever losses from wildfires, with a group operating return on tangible equity of 14.5%, aligning with the mid-teens target.
Premium Growth
Added $160 million of premium in the first half, with Retail premiums up 6% in constant currency, and the London Market and Re & ILS segments also showing growth.
Capital Management and Shareholder Returns
Strong organic capital generation has led to significant shareholder returns, including a $275 million share buyback and a 20% increase in the final dividend per share.
Investment Performance
An investment result of $235 million reflects the growing asset base and higher bond yields, contributing to strong financial performance.
Negative Updates
Market Rate Reductions
Rates have reduced from peaks in 2023 and 2024, with London Market rates down 4% in aggregate and Re & ILS rates down 6%, indicating potential future profitability pressures.
Wildfire Loss Impact
The California wildfires resulted in significant losses, impacting the financial performance despite positive reserve developments.
Company Guidance
In the call, Hiscox provided guidance on various financial metrics, highlighting a strong performance in the first half of the fiscal year 2025. The company added $160 million in premiums, achieving a robust combined ratio of 92.6% despite significant wildfire losses. The group reported an operating return on tangible equity of 14.5%, aligning with its mid-teens target, and saw a 15% year-over-year increase in net asset value per share. Capital generation was robust, with a BSCR significantly above the target range. Hiscox announced a $275 million share buyback, up from the initially planned $175 million, and committed to a 20% increase in the final dividend per share for the year. The retail segment experienced a 6% premium increase in constant currency, and the London Market business showed growth with a combined ratio in the 80s for five consecutive years. Meanwhile, Re & ILS achieved a combined ratio of 99.5% despite wildfire losses, and the company plans to continue leveraging technology and partnerships to drive growth across its business segments.

Hiscox Financial Statement Overview

Summary
Hiscox shows stable revenue growth and improved operational efficiency, but faces challenges in profit margins and cash flow generation. The balance sheet reflects solid equity growth and better leverage management, though profitability on equity has declined. Attention to cash flow and profitability ratios is necessary to sustain financial health.
Income Statement
75
Positive
Hiscox's income statement reveals a moderate revenue growth rate with a 2.66% increase from 2023 to 2024. The gross profit margin holds steady at 100% due to the nature of the insurance industry. However, the net profit margin slightly declined to 17.06% from 19.89% the previous year. The EBIT margin is not applicable for 2024, indicating potential volatility in operating income. The EBITDA margin improved, reflecting better operational efficiency.
Balance Sheet
70
Positive
The balance sheet shows strong equity growth, with the equity ratio improving to 32.81% in 2024 from 29.79% in 2023, indicating enhanced financial stability. The debt-to-equity ratio decreased, reflecting improved leverage management, though still slightly high at 0.20. ROE decreased to 17.01% from 21.61%, pointing to reduced profitability on equity.
Cash Flow
60
Neutral
Cash flow analysis shows a significant decrease in free cash flow from 188.4M in 2023 to 75.3M in 2024, indicating cash generation challenges. The operating cash flow to net income ratio dropped to 0.18 from 0.33, suggesting potential cash flow issues relative to net income, while free cash flow to net income ratio also declined, raising concerns about cash efficiency.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue3.78B3.81B3.70B2.98B3.29B3.25B
Gross Profit3.78B3.68B3.58B2.98B3.29B3.25B
EBITDA125.50M799.20M730.00M335.60M248.20M-199.70M
Net Income720.80M627.20M712.00M253.90M189.50M-293.70M
Balance Sheet
Total Assets11.34B11.24B11.06B13.72B13.85B13.86B
Cash, Cash Equivalents and Short-Term Investments1.11B1.23B1.47B1.40B1.35B1.64B
Total Debt661.90M743.00M754.20M635.90M746.50M946.10M
Total Liabilities7.97B7.55B7.76B11.31B11.31B11.50B
Stockholders Equity3.37B3.69B3.30B2.42B2.54B2.35B
Cash Flow
Free Cash Flow364.10M75.30M188.40M290.60M-42.30M-188.60M
Operating Cash Flow367.00M114.40M232.10M373.40M16.60M-117.10M
Investing Cash Flow-29.70M-38.50M-34.20M-81.90M-36.60M-52.70M
Financing Cash Flow-255.10M-282.60M-128.90M-190.90M-246.20M592.80M

Hiscox Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1284.00
Price Trends
50DMA
1284.74
Negative
100DMA
1243.99
Positive
200DMA
1159.00
Positive
Market Momentum
MACD
-0.80
Positive
RSI
44.75
Neutral
STOCH
29.83
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HSX, the sentiment is Negative. The current price of 1284 is below the 20-day moving average (MA) of 1315.30, below the 50-day MA of 1284.74, and above the 200-day MA of 1159.00, indicating a neutral trend. The MACD of -0.80 indicates Positive momentum. The RSI at 44.75 is Neutral, neither overbought nor oversold. The STOCH value of 29.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:HSX.

Hiscox Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
81
Outperform
£10.24B12.3865.36%5.75%22.62%106.27%
77
Outperform
£1.44B8.0315.18%12.83%8.78%-38.83%
74
Outperform
£4.73B6.5722.59%3.18%6.00%-24.29%
71
Outperform
$4.30B9.4716.60%2.14%1.12%-18.14%
68
Neutral
$17.80B11.8710.23%3.74%9.69%1.18%
66
Neutral
―
―26.11%-29.43%
65
Neutral
£343.17M8.7416.39%4.50%7.77%35.65%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:HSX
Hiscox
1,284.00
146.56
12.88%
GB:ADM
Admiral
3,342.00
696.19
26.31%
GB:BEZ
Beazley
785.50
37.91
5.07%
GB:DLG
Direct Line Insurance
304.80
128.97
73.35%
GB:LRE
Lancashire Holdings
592.00
20.17
3.53%
GB:SBRE
Sabre Insurance Group plc
140.00
5.54
4.12%

Hiscox Corporate Events

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 18, 2025

Hiscox Ltd announced the purchase of 58,143 ordinary shares as part of its share buyback programme, with prices ranging from 1,314.00 GBp to 1,335.00 GBp. This move is part of Hiscox’s strategy to manage its capital structure and enhance shareholder value, potentially impacting the company’s stock liquidity and market perception.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback of 72,266 Shares
Neutral
Aug 15, 2025

Hiscox Ltd has announced the purchase of 72,266 of its own ordinary shares as part of its share buyback program, which was initially announced in February 2025. The shares were bought at prices ranging from 1,312.00 GBp to 1,328.00 GBp and will be subsequently cancelled. This move is part of Hiscox’s ongoing efforts to manage its capital structure and return value to shareholders, potentially impacting the company’s stock performance and market perception.

Stock Buyback
Hiscox Ltd Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 14, 2025

Hiscox Ltd has announced the purchase of 80,000 of its own ordinary shares as part of its share buyback programme. The shares were acquired at prices ranging from 1,310.00 GBp to 1,334.00 GBp and will be cancelled, which is expected to enhance shareholder value by reducing the number of shares outstanding.

Stock Buyback
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 13, 2025

Hiscox Ltd has announced the purchase of 80,000 of its own ordinary shares as part of its share buyback program. The shares were acquired at a volume-weighted average price of 1,338.80 GBp and will be cancelled, which is expected to enhance shareholder value and optimize the company’s capital structure.

Business Operations and StrategyFinancial Disclosures
Hiscox Ltd Updates Syndicate Estimates for 2023 and 2024
Positive
Aug 12, 2025

Hiscox Ltd has announced updated estimates for its Syndicate 33 and Syndicate 6104 accounts for the years 2023 and 2024. The revised estimates show an increase in the expected range of returns for both syndicates, reflecting a positive adjustment in their financial outlook. This announcement indicates a potential for improved profitability and may enhance Hiscox’s position in the insurance market, providing stakeholders with a more optimistic view of future performance.

Stock Buyback
Hiscox Ltd Advances Share Buyback Program with New Share Purchase
Positive
Aug 12, 2025

Hiscox Ltd has announced the purchase of 80,000 of its own ordinary shares as part of its ongoing share buyback program. The shares were bought at prices ranging from 1,350 to 1,366 GBp and will be cancelled, which is expected to enhance shareholder value and optimize the company’s capital structure.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Aug 11, 2025

Hiscox Ltd, a company operating a share buyback programme, has repurchased 80,000 of its ordinary shares at a volume-weighted average price of 1,348.52 pence per share through Peel Hunt LLP. This transaction, part of the company’s ongoing strategy announced earlier in the year, indicates a commitment to managing its capital structure and potentially enhancing shareholder value by reducing the number of shares in circulation.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 8, 2025

Hiscox Ltd has executed a share buyback program, purchasing 80,000 of its own ordinary shares at prices ranging from 1,333.00 GBp to 1,358.28 GBp, with a volume-weighted average price of 1,345.07 GBp. This move is part of the company’s ongoing strategy to manage its capital structure and return value to shareholders, potentially enhancing shareholder value and signaling confidence in the company’s financial health.

Stock BuybackBusiness Operations and Strategy
Hiscox Expands Share Buyback Program Amid Strong Performance
Positive
Aug 6, 2025

Hiscox Ltd has announced an increase in its share repurchase program from $175 million to $275 million to return additional capital to shareholders. This move reflects the company’s strong performance and capital formation, allowing it to enhance shareholder returns while maintaining a robust balance sheet. The increased buyback is part of Hiscox’s strategy to capitalize on growth opportunities, particularly in its retail sector, and to improve balance sheet efficiency.

Stock BuybackDividendsBusiness Operations and StrategyFinancial Disclosures
Hiscox Reports Strong Growth and Profitability in H1 2025
Positive
Aug 6, 2025

Hiscox Ltd reported broad-based growth and strong profitability in its interim results for the first half of 2025, with a 5.7% increase in insurance contract written premium to $2,941.6 million. Despite facing the largest wildfire insurance event in history, the company maintained a healthy operating return on tangible equity of 14.5% and increased its interim dividend by 9.1%. Hiscox’s diversified business model and strategic capital management, including a $100 million increase in its share buyback program, have strengthened its balance sheet and positioned it for continued growth, particularly in its Retail segment.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Aug 6, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 of its own ordinary shares at a volume-weighted average price of 1,274.25 GBp per share. This move is part of a previously announced buyback initiative and reflects the company’s strategy to manage its capital structure, potentially enhancing shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback of 45,000 Shares
Positive
Aug 5, 2025

Hiscox Ltd has announced the purchase of 45,000 of its own ordinary shares as part of its ongoing share buyback program. The shares were acquired through Peel Hunt LLP at a volume-weighted average price of 1,270.11 GBp and will be subsequently cancelled. This move is part of Hiscox’s strategy to optimize its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 4, 2025

Hiscox Ltd has executed a share buyback transaction as part of its ongoing Buyback Programme, purchasing 40,000 Ordinary Shares at a price of 1,275 GBp each. This move is part of the company’s strategy to manage its capital structure and return value to shareholders, potentially impacting its market positioning and shareholder relations.

Regulatory Filings and Compliance
Hiscox Ltd Announces Total Voting Rights Update
Neutral
Aug 1, 2025

Hiscox Ltd has announced its total voting rights as of July 31, 2025, with an issued ordinary share capital of 343,546,233 shares, of which 7,523,190 are held in treasury and do not carry voting rights. This results in a total of 336,023,043 voting rights, a figure that shareholders can use to determine their interest or changes in interest under the Disclosure and Transparency Rules.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback of 50,000 Shares
Positive
Aug 1, 2025

Hiscox Ltd announced the purchase of 50,000 of its own ordinary shares as part of its share buyback programme. The shares were bought at a volume-weighted average price of 1,287.90 GBp and will be cancelled, aligning with the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Stock Buyback
Hiscox Executes Share Buyback Program
Positive
Jul 31, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at an average price of 1,280.50 pence per share. This move is part of a previously announced buyback initiative, and the acquired shares are set to be cancelled, potentially enhancing shareholder value by reducing the number of shares outstanding.

Stock Buyback
Hiscox Ltd Advances Share Buyback Programme with Recent Purchase
Positive
Jul 30, 2025

Hiscox Ltd announced the purchase of 40,000 ordinary shares as part of its ongoing share buyback programme, with the highest price paid per share being 1,303 GBp and the lowest at 1,297 GBp. This strategic move is likely aimed at enhancing shareholder value and optimizing the company’s capital structure, reflecting a positive outlook on its financial health and market position.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback to Optimize Capital Structure
Positive
Jul 28, 2025

Hiscox Ltd has announced the purchase of 40,000 of its own ordinary shares as part of its share buyback programme initiated earlier this year. The shares were acquired at prices ranging from 1,287.00 GBp to 1,297.00 GBp and will be cancelled, reflecting the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 25, 2025

Hiscox Ltd announced the purchase of 40,000 Ordinary Shares as part of its share buyback programme, with each share bought at a price of 1,302.00 GBp. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 24, 2025

Hiscox Ltd has executed a share buyback transaction as part of its ongoing Buyback Programme, purchasing 40,000 ordinary shares at a volume-weighted average price of 1,315.41 GBp per share. This strategic move is aimed at optimizing the company’s capital structure and potentially enhancing shareholder value by reducing the number of outstanding shares.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback as Part of Capital Strategy
Neutral
Jul 23, 2025

Hiscox Ltd has executed a share buyback transaction as part of its ongoing Buyback Programme, purchasing 50,000 ordinary shares through Peel Hunt LLP. The shares were bought at prices ranging between 1,288.00 GBp and 1,305.00 GBp, with a volume-weighted average price of 1,296.70 GBp, and will be subsequently cancelled. This move is part of Hiscox’s strategy to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback of 50,000 Shares
Positive
Jul 22, 2025

Hiscox Ltd has announced the purchase of 50,000 of its own ordinary shares as part of its ongoing share buyback programme. The shares were acquired through Peel Hunt LLP at a volume-weighted average price of 1,296.92 GBp and will be cancelled, reflecting the company’s strategy to enhance shareholder value and optimize its capital structure.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback of 50,000 Shares
Neutral
Jul 21, 2025

Hiscox Ltd has announced the purchase of 50,000 of its own ordinary shares as part of its ongoing share buyback program. The shares were bought at prices ranging from 1,276.00 GBp to 1,283.00 GBp, with a volume-weighted average price of 1,277.92 GBp. This move is part of Hiscox’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares outstanding.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Jul 17, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 ordinary shares at a consistent price of 1,259 GBp each. This transaction, conducted through Peel Hunt LLP, is part of a broader strategy announced earlier in the year, aimed at optimizing the company’s capital structure and potentially enhancing shareholder value.

Stock Buyback
Hiscox Advances Share Buyback with Recent Purchase
Positive
Jul 16, 2025

Hiscox Ltd announced the purchase of 40,000 of its own ordinary shares as part of its ongoing share buyback programme. The shares were bought at a volume-weighted average price of 1,255.75 GBp and will be cancelled, which is expected to positively impact the company’s stock value and shareholder returns.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback of 10,000 Shares
Positive
Jul 15, 2025

Hiscox Ltd has announced the purchase of 10,000 of its own ordinary shares as part of its ongoing share buyback program. The shares were acquired at a consistent price of 1,245 GBp per share and will be cancelled, reflecting the company’s strategic efforts to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 14, 2025

Hiscox Ltd has announced the purchase of 40,000 of its own ordinary shares as part of its share buyback program, with prices ranging from 1,228.00 GBp to 1,240.00 GBp. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of outstanding shares.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 11, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 of its own ordinary shares at a volume-weighted average price of 1,240.50 GBp per share. This move is part of a previously announced buyback initiative and reflects the company’s strategy to manage its capital structure, potentially enhancing shareholder value by reducing the number of shares outstanding.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 10, 2025

Hiscox Ltd has executed a share buyback transaction as part of its previously announced Buyback Programme, purchasing 40,000 Ordinary Shares at a price of 1,242.00 GBp per share. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

Stock Buyback
Hiscox Ltd Executes Share Buyback to Enhance Shareholder Value
Positive
Jul 8, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 of its own ordinary shares through Peel Hunt LLP, with prices ranging from 1,256.00 GBp to 1,261.00 GBp. This move, part of a previously announced buyback program, is aimed at enhancing shareholder value by reducing the number of shares in circulation, potentially increasing the value of remaining shares.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Jul 7, 2025

Hiscox Ltd has announced the purchase of 50,000 of its own ordinary shares as part of its ongoing share buyback programme, with the shares bought at a volume weighted average price of 1,248.00 GBp. This move is part of Hiscox’s strategy to enhance shareholder value and optimize its capital structure, reflecting confidence in its financial stability and future growth prospects.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 4, 2025

Hiscox Ltd has executed a share buyback transaction as part of its ongoing Buyback Programme, purchasing 40,000 Ordinary Shares at a consistent price of 1,238.00 GBp per share. This strategic move, conducted through Peel Hunt LLP, reflects Hiscox’s commitment to optimizing its capital structure and potentially enhancing shareholder value by reducing the number of shares in circulation.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback as Part of Capital Management Strategy
Positive
Jul 3, 2025

Hiscox Ltd has executed a share buyback, purchasing 50,000 of its own ordinary shares as part of its ongoing Buyback Programme. The shares were acquired at a volume-weighted average price of 1,259.28 GBp and will be canceled, reflecting the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jul 2, 2025

Hiscox Ltd has executed a share buyback transaction, purchasing 30,000 of its own ordinary shares as part of its previously announced buyback programme. The shares were acquired at a volume-weighted average price of 1,257.33 GBp and will be subsequently cancelled, indicating a strategic move to optimize capital structure and potentially enhance shareholder value.

Regulatory Filings and Compliance
Hiscox Ltd Announces Total Voting Rights Update
Neutral
Jul 1, 2025

Hiscox Ltd has announced its total voting rights as of June 30, 2025, with an issued ordinary share capital of 344,459,352 shares, of which 7,523,190 are held in treasury and do not carry voting rights. This results in a total of 336,936,162 voting rights, which shareholders can use to calculate their interests in the company under the Disclosure and Transparency Rules.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Jul 1, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at an average price of 1,262.83 GBp per share. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

Stock Buyback
Hiscox Executes Share Buyback Programme
Positive
Jun 30, 2025

Hiscox Ltd has executed a share buyback, purchasing 25,000 ordinary shares at a volume-weighted average price of 1,268 GBp per share. This transaction is part of a previously announced buyback programme, and the acquired shares will be cancelled, potentially enhancing shareholder value by reducing the number of shares outstanding.

Stock Buyback
Hiscox Executes Share Buyback Program
Positive
Jun 27, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at prices ranging from 1,263.00 GBp to 1,266.00 GBp, with a volume-weighted average price of 1,265.00 GBp. The shares acquired through this program will be cancelled, which is expected to impact the company’s share capital structure positively by potentially increasing the value of remaining shares and demonstrating confidence in the company’s financial health.

Business Operations and StrategyRegulatory Filings and Compliance
Hiscox Ltd Sees Increase in Major Holdings by Boston Partners
Positive
Jun 26, 2025

Hiscox Ltd, a non-UK issuer, has announced a change in its major holdings as Boston Partners, previously known as Robeco Investment Management, Inc., has increased its voting rights in the company to 5.18% from a previous 4.93%. This change, effective as of June 25, 2025, indicates a strategic move by Boston Partners, potentially impacting Hiscox’s shareholder dynamics and signaling confidence in the company’s future prospects.

Stock Buyback
Hiscox Ltd Executes Share Buyback to Boost Shareholder Value
Positive
Jun 26, 2025

Hiscox Ltd has executed a share buyback transaction, purchasing 30,000 of its own ordinary shares at a price of 1,269 GBp per share. This move is part of the company’s ongoing share buyback programme announced earlier in the year, aimed at enhancing shareholder value by reducing the number of shares in circulation. The purchased shares will be canceled, potentially impacting the company’s stock value and market perception positively.

Stock Buyback
Hiscox Advances Share Buyback with Recent Purchase
Positive
Jun 25, 2025

Hiscox Ltd has announced the purchase of 30,000 of its own ordinary shares as part of its share buyback program initiated earlier in the year. The shares were bought at a volume-weighted average price of 1,273 GBp and will be canceled, which is expected to impact the company’s share capital structure and potentially enhance shareholder value.

Stock Buyback
Hiscox Ltd Executes Share Buyback Programme
Positive
Jun 24, 2025

Hiscox Ltd has announced the purchase of 30,000 of its own ordinary shares as part of its ongoing share buyback programme. The shares were bought at a volume-weighted average price of 1,262.08 GBp and will be cancelled, reflecting the company’s commitment to returning value to shareholders and potentially improving its stock value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Optimize Capital Structure
Positive
Jun 23, 2025

Hiscox Ltd has executed a share buyback programme, purchasing 30,000 of its own ordinary shares at a price of 1,287 pence per share. This move is part of a strategic initiative to manage the company’s capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

Stock Buyback
Hiscox Ltd Executes Share Buyback as Part of Ongoing Programme
Neutral
Jun 20, 2025

Hiscox Ltd has executed a share buyback transaction, purchasing 30,000 ordinary shares at a volume weighted average price of 1,269.67 GBp per share. This move is part of its ongoing share buyback programme announced earlier in the year, and the purchased shares will be cancelled, potentially impacting the company’s share value and shareholder equity.

Stock Buyback
Hiscox Ltd Executes Share Buyback to Enhance Shareholder Value
Positive
Jun 17, 2025

Hiscox Ltd announced the purchase of 30,000 of its own ordinary shares as part of its ongoing share buyback programme. The shares were bought at a volume-weighted average price of 1,283.75 GBp and will be cancelled, reflecting the company’s commitment to returning value to shareholders and optimizing its capital structure.

Stock Buyback
Hiscox Ltd Executes Share Buyback Program
Positive
Jun 13, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at prices ranging from 1,290.00 GBp to 1,292.00 GBp. This move is part of a previously announced buyback initiative and is expected to impact the company’s share value positively by reducing the number of shares in circulation, potentially increasing earnings per share and shareholder value.

Private Placements and FinancingBusiness Operations and Strategy
Hiscox Ltd Completes Successful Tender Offer for Subordinated Notes
Neutral
Jun 12, 2025

Hiscox Ltd has successfully completed a tender offer for its Fixed to Floating Rate Callable Subordinated Notes due 2045, accepting £261,208,000 in aggregate principal amount of the Notes. This move follows the issuance of new notes and satisfies the New Financing Condition, with the remaining Notes being cancelled, leaving £13,792,000 outstanding. The tender offer and new financing are part of Hiscox’s strategic financial management, potentially impacting its market positioning and stakeholder interests.

Stock Buyback
Hiscox Executes Share Buyback Program
Neutral
Jun 12, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at a price of 1,325 pence per share. This move is part of a previously announced buyback initiative, and the purchased shares will be cancelled, potentially impacting the company’s share value and market positioning.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Neutral
Jun 11, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 of its own ordinary shares at an average price of 1,318.33 GBp per share. This move is part of a previously announced strategy to enhance shareholder value, and the purchased shares will be cancelled, potentially impacting the company’s stock value and market perception.

Stock Buyback
Hiscox Ltd Executes Share Buyback to Enhance Shareholder Value
Positive
Jun 10, 2025

Hiscox Ltd has announced the purchase of 20,000 of its own ordinary shares as part of its ongoing share buyback programme. The shares were bought at prices ranging from 1,346.00 GBp to 1,351.50 GBp and will be cancelled, which is expected to enhance shareholder value and optimize the company’s capital structure.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Jun 9, 2025

Hiscox Ltd has executed a share buyback program, purchasing 30,000 ordinary shares at a volume-weighted average price of 1,333.25 GBp per share. This move is part of a broader strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

Delistings and Listing ChangesDividends
Hiscox Ltd Seeks Listing for New Ordinary Shares
Positive
Jun 6, 2025

Hiscox Ltd has announced its application to have 146,706 Ordinary Shares admitted to the Official List of the Financial Conduct Authority and the London Stock Exchange. These shares are part of the company’s Scrip Dividend Alternative related to the final dividend and are expected to be listed on June 9, 2025. This move is likely to enhance the company’s financial flexibility and provide shareholders with additional options for dividend reinvestment, potentially strengthening Hiscox’s market position.

Other
Hiscox Announces Change in Major Shareholder Voting Rights
Neutral
Jun 5, 2025

Hiscox Ltd has announced a change in the voting rights held by Boston Partners, formerly known as Robeco Investment Management, Inc., which is based in New York, USA. As of June 2, 2025, Boston Partners’ voting rights in Hiscox have decreased from 5.298% to 4.93%, marking a disposal of voting rights. This change may impact Hiscox’s shareholder dynamics and influence within the company, although the broader implications for stakeholders are not detailed in the release.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Jun 5, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 ordinary shares at a volume-weighted average price of 1,302.50 GBp per share. This move is part of a previously announced buyback initiative, reflecting the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Private Placements and FinancingBusiness Operations and Strategy
Hiscox Ltd Announces $500 Million Tender Offer for Subordinated Notes
Neutral
Jun 4, 2025

Hiscox Ltd has announced the U.S. dollar Maximum Acceptance Amount for its tender offer concerning its Fixed to Floating Rate Callable Subordinated Notes due 2045. The company has set the Maximum Acceptance Amount at $500 million, which will be converted into sterling based on the prevailing exchange rate at the expiration deadline. This move is part of Hiscox’s strategic financial management, potentially impacting its financial structure and market positioning.

Stock Buyback
Hiscox Executes Share Buyback Program
Positive
Jun 4, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 ordinary shares at an average price of 1,283.18 GBp per share. This move is part of a previously announced buyback initiative, and the purchased shares will be cancelled, potentially enhancing shareholder value and reflecting confidence in the company’s financial health.

Stock Buyback
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Jun 3, 2025

Hiscox Ltd has executed a share buyback program, purchasing 45,000 of its own ordinary shares at prices ranging from 1,268.00 GBp to 1,284.00 GBp, with a volume-weighted average price of 1,275.11 GBp. This move is part of a previously announced buyback programme aimed at enhancing shareholder value by reducing the number of outstanding shares, which can positively impact earnings per share and market perception.

Regulatory Filings and Compliance
Hiscox Ltd Announces Total Voting Rights Update
Neutral
Jun 2, 2025

Hiscox Ltd has announced its total voting rights as of May 30, 2025, with an issued ordinary share capital of 344,616,100 shares, of which 7,523,190 are held in Treasury and do not carry voting rights. This results in a total of 337,092,910 voting rights, which shareholders can use to calculate their interests in accordance with the Disclosure and Transparency Rules.

Private Placements and FinancingBusiness Operations and Strategy
Hiscox Announces Tender Offer for Subordinated Notes
Neutral
Jun 2, 2025

Hiscox Ltd has announced a tender offer for its £275,000,000 Fixed to Floating Rate Callable Subordinated Notes due 2045, inviting holders to tender their notes for purchase. This move is part of Hiscox’s strategy to refinance existing debt and manage its debt maturity profile proactively. The offer includes the issuance of new U.S. dollar-denominated fixed to floating rate callable subordinated notes, contingent upon market conditions. This financial maneuver is expected to impact Hiscox’s operations by optimizing its debt structure, potentially affecting stakeholders who hold or intend to purchase these financial instruments.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
Jun 2, 2025

Hiscox Ltd has executed a share buyback transaction as part of its previously announced Buyback Programme, purchasing 25,000 Ordinary Shares at a volume weighted average price of 1,274.40 GBp. This move is part of the company’s strategy to manage its capital structure and enhance shareholder value by reducing the number of shares in circulation.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback Program
Positive
Jun 2, 2025

Hiscox Ltd has executed a share buyback program, purchasing 25,000 of its own ordinary shares through Peel Hunt LLP. The shares were bought at prices ranging from 1,272.00 GBp to 1,281.00 GBp and will be cancelled, reflecting the company’s strategic move to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
May 30, 2025

Hiscox Ltd has executed a share buyback, purchasing 25,000 of its own ordinary shares as part of its previously announced Buyback Programme. The shares were bought at prices ranging from 1,251.00 GBp to 1,262.00 GBp and will be cancelled, reflecting the company’s strategy to manage its capital structure and enhance shareholder value.

Stock Buyback
Hiscox Executes Share Buyback Program
Neutral
May 29, 2025

Hiscox Ltd has executed a share buyback program, purchasing 40,000 of its own ordinary shares at a volume-weighted average price of 1,260.46 GBp per share. This move is part of a previously announced buyback strategy and the purchased shares will be cancelled, potentially impacting the company’s share value and capital structure.

Executive/Board ChangesBusiness Operations and Strategy
Hiscox Appoints Peter Clarke as New Chair to Drive Expansion
Positive
May 29, 2025

Hiscox Ltd has announced the appointment of Peter Clarke as Chair designate, effective from July 1, 2025, pending regulatory approval. Clarke brings extensive experience from his roles in financial services and insurance, which is expected to support Hiscox’s ambitious expansion plans and strengthen its position in the insurance market. Hiscox’s CEO, Aki Hussain, expressed confidence in Clarke’s ability to contribute to the company’s growth, while also acknowledging the contributions of outgoing Interim Chair Colin Keogh.

Dividends
Hiscox Announces Correction to Dividend Payment Date
Neutral
May 28, 2025

Hiscox Ltd announced a correction to the payment date for its final dividend, now set for 9 June 2025, while maintaining all other details unchanged. The company is offering a scrip dividend alternative, with the Scrip Reference Share Price calculated at 1,237p based on recent market data, impacting shareholders who opted for this alternative.

DividendsBusiness Operations and Strategy
Hiscox Announces Scrip Dividend Reference Price
Neutral
May 28, 2025

Hiscox Ltd has announced the Scrip Reference Share Price for its scrip dividend alternative, set at 1,237p. This price is determined based on the average closing market quotations from the London Stock Exchange over a specified period. The scrip dividend alternative allows shareholders to receive dividends in the form of additional shares rather than cash, with the Pound Sterling equivalent of the dividend being 22.23p per share. This move could impact shareholder value and influence the company’s financial strategy by offering flexibility in dividend payments.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback, Cancels 29,000 Shares
Neutral
May 28, 2025

Hiscox Ltd has announced the purchase of 29,000 of its own ordinary shares as part of its share buyback programme, which was initially announced in February 2025. The shares were bought at a volume-weighted average price of 1,257.17 GBp and will be cancelled, reflecting the company’s strategy to manage its capital structure and return value to shareholders.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback to Enhance Shareholder Value
Positive
May 27, 2025

Hiscox Ltd has announced the purchase and cancellation of 40,000 of its own ordinary shares as part of its share buyback program, executed through Peel Hunt LLP. This move is part of a strategic effort to manage the company’s capital structure and potentially enhance shareholder value, reflecting confidence in its financial position and future prospects.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Executes Share Buyback as Part of Capital Strategy
Positive
May 23, 2025

Hiscox Ltd has executed a share buyback transaction as part of its ongoing Buyback Programme, purchasing 36,382 ordinary shares at an average price of 1,192.39 GBp per share. This move is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value by reducing the number of shares outstanding.

DividendsBusiness Operations and Strategy
Hiscox Unveils Strategic Growth Plans and Enhanced Shareholder Returns
Positive
May 22, 2025

Hiscox Ltd hosted a Capital Markets Day, highlighting its strategy to deliver sustainable returns through its diversified business model and technical capabilities. The company outlined plans for its Retail business to capture opportunities in a $317 billion market, aiming for double-digit premium growth by 2028. Hiscox also announced initiatives to enhance growth and efficiency, targeting a $200 million annualized P&L benefit by 2028, and introduced new capital efficiency measures to maximize shareholder returns. The company is setting new guidance for enhanced shareholder returns, including a mid-teens operating return on tangible equity and a 20% increase in the final dividend per share for 2025.

Stock BuybackBusiness Operations and Strategy
Hiscox Advances Share Buyback Program with New Share Purchase
Positive
May 22, 2025

Hiscox Ltd has announced the purchase of 55,000 of its own ordinary shares as part of its share buyback program. The shares were bought at prices ranging from 1,193.00 GBp to 1,203.00 GBp, with a volume-weighted average price of 1,198.02 GBp. This move is part of Hiscox’s strategy to enhance shareholder value by reducing the number of outstanding shares, which may positively impact the company’s earnings per share and market perception.

Stock BuybackBusiness Operations and Strategy
Hiscox Executes Share Buyback Program
Positive
May 21, 2025

Hiscox Ltd has executed a share buyback program, purchasing 45,000 of its own ordinary shares at a volume-weighted average price of 1,196.24 GBp per share. The shares were bought through Peel Hunt LLP and will be canceled, reflecting the company’s strategic decision to manage its capital structure and potentially enhance shareholder value.

Stock BuybackBusiness Operations and Strategy
Hiscox Ltd Advances Share Buyback Program with Recent Purchase
Positive
May 20, 2025

Hiscox Ltd has announced the purchase of 40,000 of its own ordinary shares as part of its ongoing share buyback program. The shares were acquired at prices ranging from 1,174.00 GBp to 1,192.00 GBp, with a volume-weighted average price of 1,182.82 GBp. This move is part of the company’s strategy to manage its capital structure and return value to shareholders, potentially impacting its stock market performance and investor relations.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 07, 2025