Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 5.99B | 6.38B | 6.05B | 2.18B | 1.75B | 1.77B |
Gross Profit | 1.46B | 1.49B | 2.80B | 1.35B | 1.35B | 1.10B |
EBITDA | -941.00M | -1.19B | 115.00M | 849.00M | 827.00M | 612.00M |
Net Income | -891.00M | -1.12B | -79.00M | 650.00M | 596.00M | 511.00M |
Balance Sheet | ||||||
Total Assets | 97.63B | 100.16B | 114.06B | 90.14B | 59.53B | 56.31B |
Cash, Cash Equivalents and Short-Term Investments | 25.44B | 25.83B | 20.62B | 10.66B | 6.82B | 6.48B |
Total Debt | 14.18B | 14.43B | 28.62B | 31.66B | 20.56B | 16.35B |
Total Liabilities | 89.47B | 91.99B | 105.69B | 81.32B | 52.48B | 49.46B |
Stockholders Equity | 8.15B | 8.17B | 8.37B | 8.82B | 7.04B | 6.84B |
Cash Flow | ||||||
Free Cash Flow | -220.00M | 50.00M | 197.00M | 1.02B | 286.00M | 334.00M |
Operating Cash Flow | -210.00M | 86.00M | 263.00M | 1.03B | 290.00M | 334.00M |
Investing Cash Flow | 13.07B | 15.45B | 20.67B | -6.32B | -2.76B | -1.02B |
Financing Cash Flow | -13.24B | -11.59B | -11.41B | 5.17B | 2.73B | 1.90B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
79 Outperform | $5.91B | 8.53 | 12.68% | 3.26% | 7.12% | 2.56% | |
79 Outperform | $5.80B | 12.51 | 7.41% | 3.08% | 7.51% | 8.42% | |
74 Outperform | $5.21B | 24.55 | 6.63% | 2.96% | 8.10% | 6.95% | |
74 Outperform | $5.34B | 12.49 | 6.33% | 4.62% | 0.20% | 9.86% | |
72 Outperform | $4.91B | 10.30 | 9.73% | 6.17% | -0.17% | 1.69% | |
68 Neutral | $17.10B | 11.44 | 9.70% | 3.58% | 11.11% | -4.78% | |
51 Neutral | $5.00B | ― | -10.40% | 0.33% | -8.17% | 73.59% |
Flagstar Financial, Inc. announced plans to streamline its operations by eliminating its bank holding company structure, aiming to reduce duplicative supervision and regulation, and achieve annual cost savings of approximately $15 million. The company intends to issue a preliminary proxy in August 2025, with a shareholder meeting scheduled for October 2025, and expects to complete the merger by the fourth quarter of 2025, pending necessary approvals.
The most recent analyst rating on (FLG) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on Flagstar Financial stock, see the FLG Stock Forecast page.
On July 24, 2025, Flagstar Financial, Inc. announced an internal reorganization plan to merge with its wholly-owned subsidiary, Flagstar Bank, N.A. This merger, approved by the boards of both entities, aims to streamline the corporate structure, reduce costs, and eliminate redundant activities. The merger will result in Flagstar Bank, N.A. continuing as the surviving entity, maintaining the same brand name, management, and board of directors. The reorganization is subject to regulatory and shareholder approval, with expectations to complete it by the end of 2025. The move is intended to enhance the company’s focus on its customers and communities, while also maintaining its position as a publicly traded company on the NYSE under the ticker symbol ‘FLG’.
The most recent analyst rating on (FLG) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on Flagstar Financial stock, see the FLG Stock Forecast page.
On July 1, 2025, Flagstar Bank entered into an employment agreement with Richard Raffetto, appointing him as the Senior Executive Vice President and President of Commercial and Private Banking. The agreement includes a base salary of $700,000, eligibility for a cash bonus, and participation in the company’s long-term equity incentive program. It also outlines conditions for termination and post-employment covenants, impacting the company’s executive management and potentially its strategic direction.
The most recent analyst rating on (FLG) stock is a Buy with a $14.00 price target. To see the full list of analyst forecasts on Flagstar Financial stock, see the FLG Stock Forecast page.
On June 4, 2025, Flagstar Financial, Inc. held its annual shareholders’ meeting virtually. At this meeting, shareholders elected three directors for three-year terms and ratified KPMG LLP as the independent registered public accounting firm for the fiscal year ending December 31, 2025. Additionally, the shareholders approved, on a non-binding advisory basis, the compensation of the company’s named executive officers.
The most recent analyst rating on (FLG) stock is a Hold with a $13.00 price target. To see the full list of analyst forecasts on Flagstar Financial stock, see the FLG Stock Forecast page.
On April 25, 2025, Flagstar Financial announced its first quarter results, highlighting significant growth in credit commitments and loan originations, driven by strategic focus areas such as expanding product offerings and reducing operating expenses. The company is actively managing its commercial real estate portfolio and aims to improve its earnings profile by reducing costs and enhancing operational efficiencies, with over 80% of targeted efficiencies already realized.