Flagstar Financial (FLG)
NYSE:FLG
FLG Stock Chart & Stats
$14.04
-$0.17(-1.84%)
At close: 4:00 PM EST
$14.04
-$0.17(-1.84%)
Day’s Range― - ―
52-Week Range$9.75 - $14.54
Previous CloseN/A
Volume1.54M
Average Volume (3M)4.89M
Market Cap
$5.84B
Enterprise Value$17.47B
Total Cash (Recent Filing)$16.25B
Total Debt (Recent Filing)$12.18B
Price to Earnings (P/E)―
Beta1.06
Next Earnings
Apr 24, 2026EPS Estimate
0.03Next Dividend Ex-DateN/A
Dividend Yield0.31%
Share Statistics
EPS (TTM)0.05
Shares Outstanding415,993,070
10 Day Avg. Volume4,188,689
30 Day Avg. Volume4,886,189
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.64
Price to Sales (P/S)1.11
P/FCF Ratio-8.70
Enterprise Value/Market Cap2.99
Enterprise Value/Revenue3.69
Enterprise Value/Gross Profit9.65
Enterprise Value/Ebitda-205.55
Forecast
1Y Price Target
$15.41Price Target Upside9.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
EPS Forecast (FY)0.52
Revenue Forecast (FY)$2.48B
Bulls Say, Bears Say
Bulls Say
Balance Sheet And Strategic ShiftAnalyst's upgrade to Buy cites a substantially strengthened balance sheet and a strategic shift toward a traditional commercial bank model that should enhance earnings stability and investor confidence.
Credit Trends And Net Interest IncomeImproving credit trends, strong reserves, and expected growth in commercial and industrial lending alongside lower funding costs point to rising net interest income and higher profitability.
Share Repurchases And ValuationStock trading below tangible book value makes planned share buybacks highly accretive and could trigger a re-rating as capital is returned to shareholders.
Bears Say
Execution Risk For Growth StrategyIf the company fails to execute a commercial lending growth strategy and instead shrinks the balance sheet, net interest income could decline and pressure future profitability.
Reliance On A Single Analyst ReportTreating the analyst's recommendation as the sole basis for investment decisions risks overlooking disclosures, potential biases, and alternative analyses that could change the investment view.
Research Conflicts Of InterestThe research firm conducts and seeks business with covered companies, creating potential conflicts that may undermine the objectivity and reliability of analyst reports.
Flagstar Financial News
FLG FAQ
What was Flagstar Financial’s price range in the past 12 months?
Flagstar Financial lowest stock price was $9.75 and its highest was $14.54 in the past 12 months.
What is Flagstar Financial’s market cap?
Flagstar Financial’s market cap is $5.84B.
When is Flagstar Financial’s upcoming earnings report date?
Flagstar Financial’s upcoming earnings report date is Apr 24, 2026 which is in 10 days.
How were Flagstar Financial’s earnings last quarter?
Flagstar Financial released its earnings results on Jan 30, 2026. The company reported $0.05 earnings per share for the quarter, beating the consensus estimate of $0.015 by $0.035.
Is Flagstar Financial overvalued?
According to Wall Street analysts Flagstar Financial’s price is currently Undervalued.
Does Flagstar Financial pay dividends?
Flagstar Financial pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.31%. See more information on Flagstar Financial dividends here
What is Flagstar Financial’s EPS estimate?
Flagstar Financial’s EPS estimate is 0.03.
How many shares outstanding does Flagstar Financial have?
Flagstar Financial has 415,993,070 shares outstanding.
What happened to Flagstar Financial’s price movement after its last earnings report?
Flagstar Financial reported an EPS of $0.05 in its last earnings report, beating expectations of $0.015. Following the earnings report the stock price went down -2.365%.
Which hedge fund is a major shareholder of Flagstar Financial?
Currently, no hedge funds are holding shares in FLG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flagstar Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$15.41 (9.76% Upside)
$15.41 (9.76% Upside)
Blogger Sentiment
Bullish
FLG Sentiment 75%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 1.6M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 3.2%
Last 30 Days ▼ 3.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.50%
12-Months-Change
Fundamentals
Return on Equity
-2.18%
Trailing 12-Months
Asset Growth
-12.60%
Trailing 12-Months
Company Description
Flagstar Financial
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
FLG Company Deck
FLG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a clear positive trajectory: the bank returned to profitability, delivered meaningful pre‑provision revenue improvement and operating leverage, expanded NIM (adjusted), strengthened capital and liquidity, materially reduced CRE exposure, and showed momentum in C&I origination. Key challenges include elevated payoff activity that reduced near-term NII and balance sheet size, concentrated risks and maturities in the NYC multifamily/CRE portfolio, near-term delinquency volatility, and sizable CD maturities that create funding rollover risk. Management presented concrete remediation and growth plans (further deleveraging of wholesale funding, continued ACL strength, expense controls, and targeted C&I growth), and emphasized that many credit metrics are improving.View all FLG earnings summariesFLG Stock 12 Month Forecast
Average Price Target
$15.41
▲(9.76% Upside)
Technical Analysis
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Ownership Overview
18.70% Insiders
14.00% Mutual Funds
43.22% Other Institutional Investors
1.28% Public Companies and
Individual Investors