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FLG Stock Chart & Stats
$13.85
-$0.86(-5.85%)
At close: 4:00 PM EDT
$13.85
-$0.86(-5.85%)
Day’s Range― - ―
52-Week Range$10.57 - $15.44
Previous CloseN/A
Volume11.38M
Average Volume (3M)5.10M
Market Cap
$5.59B
Enterprise Value$18.45K
Total Cash (Recent Filing)$16.97B
Total Debt (Recent Filing)$10.94B
Price to Earnings (P/E)395.0
Beta0.88
Next Earnings
Oct 23, 2026EPS Estimate
0.1Next Dividend Ex-DateN/A
Dividend Yield0.3%
Share Statistics
EPS (TTM)0.03
Shares Outstanding415,092,830
10 Day Avg. Volume4,411,573
30 Day Avg. Volume5,099,439
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.64
Price to Sales (P/S)1.11
P/FCF Ratio-8.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$16.73Price Target Upside20.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)0.34
Revenue Forecast (FY)$2.18B
Bulls Say, Bears Say
Bulls Say
Capital Strength And BuybackA CET1 ratio of 13.16% with roughly $1.6B excess capital and a $250M buyback signals a durable capital buffer versus peers. That capital flexibility supports loss-absorbing capacity, enables targeted capital returns, and funds growth or reserves through multi‑quarter stress periods.
C&I Loan Growth And DiversificationSustained, large C&I origination and net growth indicate a strategic shift toward higher-yield, relationship-driven commercial lending. A growing C&I pipeline diversifies revenue away from legacy CRE concentration and supports repeatable interest income and fee streams across cycles.
Deposit Growth And Funding-cost ImprovementConsistent core deposit gains and lower deposit costs provide a more stable, lower-cost funding base. Combined with disciplined expense reductions, this improves net interest margin resilience and supports durable liquidity even as higher‑cost CDs roll off over multiple quarters.
Bears Say
Weak Cash Generation / Negative Free Cash FlowNegative TTM free cash flow and volatile operating cash flow history materially constrain financial flexibility. Persistent weak cash generation can force reliance on capital, limit dividend/share repurchase sustainability, and reduce ability to absorb credit losses or fund growth without dilution.
Elevated CRE / Rent-regulated Multifamily ConcentrationLarge NYC rent-regulated multifamily exposure and elevated nonaccruals concentrate downside risk in a stressed sub-sector. Even as balances decline, regulatory/rent policy scenarios and localized credit stress can drive multi‑quarter credit losses, reserve volatility, and constrained asset‑earner growth.
Thin Profitability And Shrinking RevenueVery low margins, minimal ROE and shrinking revenue limit the bank's ability to generate sustainable internal returns. Thin profitability reduces buffer against credit or margin shocks and means consistent improvement requires sustained revenue diversification or meaningful margin expansion.
Flagstar Financial News
FLG FAQ
What was Flagstar Financial, Inc.’s price range in the past 12 months?
Flagstar Financial, Inc. lowest stock price was $10.57 and its highest was $15.44 in the past 12 months.
What is Flagstar Financial, Inc.’s market cap?
Flagstar Financial, Inc.’s market cap is $5.59B.
When is Flagstar Financial, Inc.’s upcoming earnings report date?
Flagstar Financial, Inc.’s upcoming earnings report date is Oct 23, 2026 which is in 60 days.
How were Flagstar Financial, Inc.’s earnings last quarter?
Flagstar Financial, Inc. released its earnings results on Jul 24, 2026. The company reported $0.06 earnings per share for the quarter, missing the consensus estimate of $0.064 by -$0.004.
Is Flagstar Financial, Inc. overvalued?
According to Wall Street analysts Flagstar Financial, Inc.’s price is currently Undervalued.
Does Flagstar Financial, Inc. pay dividends?
Flagstar Financial, Inc. pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.3%. See more information on Flagstar Financial, Inc. dividends here
What is Flagstar Financial, Inc.’s EPS estimate?
Flagstar Financial, Inc.’s EPS estimate is 0.1.
How many shares outstanding does Flagstar Financial, Inc. have?
Flagstar Financial, Inc. has 415,092,830 shares outstanding.
What happened to Flagstar Financial, Inc.’s price movement after its last earnings report?
Flagstar Financial, Inc. reported an EPS of $0.06 in its last earnings report, missing expectations of $0.064. Following the earnings report the stock price went down -5.846%.
Which hedge fund is a major shareholder of Flagstar Financial, Inc.?
Currently, no hedge funds are holding shares in FLG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flagstar Financial Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$16.73 (20.77% Upside)
$16.73 (20.77% Upside)
Blogger Sentiment
Neutral
FLG Sentiment 75%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Increased
By 700.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.8%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.18%
12-Months-Change
Fundamentals
Return on Equity
0.30%
Trailing 12-Months
Asset Growth
-4.90%
Trailing 12-Months
Company Description
Flagstar Financial, Inc.
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FLG Company Deck
FLG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed clear operational progress: a third consecutive profitable quarter, robust and diversified C&I loan growth, meaningful deposit growth, disciplined expense control, material reduction in CRE/multifamily exposure, and a strong capital position that supported a $250 million buyback. These positive developments were balanced against near-term headwinds: elevated charge-offs and a modest rise in nonaccruals, continued high CRE/multifamily payoffs that reduce interest income, a slight compression in NIM in the quarter (though June showed improvement), and a lower near-term revenue guide driven by gain-on-sale and interest income pressures. Overall, management presented a credible execution story with risks acknowledged and under active management.View all FLG earnings summariesFLG Stock 12 Month Forecast
Average Price Target
$16.73
▲(20.77% Upside)
Technical Analysis
Axos Financial
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First Financial Bankshares
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Hancock Whitney
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Atlantic Union Bankshares
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United Bankshares
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Ownership Overview
19.09% Insiders
13.60% Mutual Funds
39.38% Other Institutional Investors
5.25% Public Companies and
Individual Investors