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Flagstar Financial (FLG)
NYSE:FLG
FLG Stock Chart & Stats
Day’s Range― - ―
52-Week Range$8.56 - $13.35
Previous CloseN/A
Volume1.54M
Average Volume (3M)4.82M
Market Cap
$5.07B
Enterprise Value$10.37B
Total Cash (Recent Filing)$8.09B
Total Debt (Recent Filing)$13.18B
Price to Earnings (P/E)―
Beta0.86
Next Earnings
Oct 22, 2025EPS Estimate
-0.05Last Dividend Ex-Date
Sep 05, 2025Dividend Yield0.33%
Share Statistics
EPS (TTM)-0.19
Shares Outstanding415,561,200
10 Day Avg. Volume4,334,778
30 Day Avg. Volume4,822,496
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.37
Price to Sales (P/S)0.47
P/FCF Ratio59.78
Enterprise Value/Market Cap2.05
Enterprise Value/Revenue1.87
Enterprise Value/Gross Profit6.42
Enterprise Value/Ebitda-17.14
Forecast
1Y Price Target
$13.70Price Target Upside12.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
Bulls Say, Bears Say
Bulls Say
Credit Quality ImprovementFlagstar has made significant improvements in the credit quality of its portfolio and has increased reserves more than four times since the last rent freeze in 2020.
Interest Rate ImpactRate cuts could benefit FLG more than its peers, enhancing the company's position.
Market ValuationShares trading at 0.6x TBV and top tier CET1 suggest the sell-off is overdone.
Bears Say
Balance Sheet ShrinkageHigher than expected commercial real estate payoffs are resulting in a smaller balance sheet than the company originally expected.
NYC Mayoral Election ImpactShares are likely to see incremental downside pressure over the near-term due to the NYC mayoral election results.
Potential Rent FreezesPotential rent freezes will likely remain an overhang on the stock until November.
Flagstar Financial News
FLG FAQ
What was Flagstar Financial’s price range in the past 12 months?
Flagstar Financial lowest stock price was $8.56 and its highest was $13.35 in the past 12 months.
What is Flagstar Financial’s market cap?
Flagstar Financial’s market cap is $5.07B.
When is Flagstar Financial’s upcoming earnings report date?
Flagstar Financial’s upcoming earnings report date is Oct 22, 2025 which is in 30 days.
How were Flagstar Financial’s earnings last quarter?
Flagstar Financial released its earnings results on Jul 25, 2025. The company reported -$0.19 earnings per share for the quarter, missing the consensus estimate of -$0.144 by -$0.046.
Is Flagstar Financial overvalued?
According to Wall Street analysts Flagstar Financial’s price is currently Undervalued.
Does Flagstar Financial pay dividends?
Flagstar Financial pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.33%. See more information on Flagstar Financial dividends here
What is Flagstar Financial’s EPS estimate?
Flagstar Financial’s EPS estimate is -0.05.
How many shares outstanding does Flagstar Financial have?
Flagstar Financial has 415,561,200 shares outstanding.
What happened to Flagstar Financial’s price movement after its last earnings report?
Flagstar Financial reported an EPS of -$0.19 in its last earnings report, missing expectations of -$0.144. Following the earnings report the stock price went down -5.482%.
Which hedge fund is a major shareholder of Flagstar Financial?
Currently, no hedge funds are holding shares in FLG
Flagstar Financial Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$13.70 (12.39% Upside)
$13.70 (12.39% Upside)
Blogger Sentiment
Bullish
FLG Sentiment 75%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 33.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 2.5%
Last 30 Days <0.1%
Last 30 Days <0.1%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.01%
12-Months-Change
Fundamentals
Return on Equity
-7.62%
Trailing 12-Months
Asset Growth
-22.53%
Trailing 12-Months
Company Description
Flagstar Financial
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
FLG Company Deck
FLG Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
Flagstar Financial's earnings call highlighted significant achievements, particularly in their C&I growth strategy and expense reductions, which have improved credit quality and capital ratios. However, challenges remain, including reported net losses, reduced net interest income guidance, and a continued need to address criticized and classified loans. Overall, the positive developments slightly outweigh the negative aspects, indicating a cautiously optimistic outlook.View all FLG earnings summariesFLG Stock 12 Month Forecast
Average Price Target
$13.70
▲(12.39% Upside)
Technical Analysis
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Ownership Overview
36.80% Insiders
12.75% Mutual Funds
0.12% Other Institutional Investors
27.04% Public Companies and
Individual Investors