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AX Stock Chart & Stats
$95.83
$0.05(0.05%)
At close: 4:00 PM EDT
$95.83
$0.05(0.05%)
Day’s Range― - ―
52-Week Range$74.89 - $105.74
Previous Close$95.88
Volume357.45K
Average Volume (3M)414.98K
Market Cap
$5.50B
Enterprise Value$5.64K
Total Cash (Recent Filing)$1.27B
Total Debt (Recent Filing)$496.92M
Price to Earnings (P/E)11.2
Beta1.09
Next Earnings
Oct 22, 2026EPS Estimate
2.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.66
Shares Outstanding56,734,840
10 Day Avg. Volume332,343
30 Day Avg. Volume414,980
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)1.74
Price to Sales (P/S)2.52
P/FCF Ratio21.22
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$118.80Price Target Upside23.97% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)9.6
Revenue Forecast (FY)$1.62B
Bulls Say, Bears Say
Bulls Say
Sustained Earnings And Asset GrowthDouble-digit growth in earnings, assets and deposits indicates strong customer acquisition and operating momentum. Continued expansion across lending and fee businesses can support durable revenue growth while diversifying the earnings base.
Strong Funding And Credit ProfileDiversified, substantially protected funding reduces liquidity risk as the balance sheet grows. Low nonperforming assets and substantial loss coverage provide resilience against credit deterioration and support continued lending capacity.
Digital Platform ExpansionArc expands Axos’s technology capabilities and access to underserved small businesses, complementing its digital-first distribution. Over time, the platform could deepen client relationships, increase fee opportunities and improve product scalability.
Bears Say
Volatile Cash ConversionThe sharp cash-flow swing creates uncertainty around the consistency of earnings conversion and internally generated capital. Persistent volatility could constrain reinvestment, acquisitions or shareholder returns even while reported profitability remains strong.
Elevated Operating CostsA higher efficiency ratio indicates that growth is carrying a meaningful operating-cost burden. Legal, hiring and integration expenses may pressure margins and require successful execution before technology and acquisitions generate sufficient operating leverage.
Loan-yield And Credit Risk PressureCompetition can compress spreads on new production, while monitored C&I exposures create downside risk if borrowers weaken. Together, these factors may limit margin expansion and increase provisions as the loan portfolio continues to scale.
AX FAQ
What was Axos Financial’s price range in the past 12 months?
Axos Financial lowest stock price was $74.89 and its highest was $105.74 in the past 12 months.
What is Axos Financial’s market cap?
Axos Financial’s market cap is $5.50B.
When is Axos Financial’s upcoming earnings report date?
Axos Financial’s upcoming earnings report date is Oct 22, 2026 which is in 56 days.
How were Axos Financial’s earnings last quarter?
Axos Financial released its earnings results on Jul 30, 2026. The company reported $2.16 earnings per share for the quarter, beating the consensus estimate of $2.156 by $0.004.
Is Axos Financial overvalued?
According to Wall Street analysts Axos Financial’s price is currently Undervalued.
Does Axos Financial pay dividends?
Axos Financial does not currently pay dividends.
What is Axos Financial’s EPS estimate?
Axos Financial’s EPS estimate is 2.26.
How many shares outstanding does Axos Financial have?
Axos Financial has 56,734,840 shares outstanding.
What happened to Axos Financial’s price movement after its last earnings report?
Axos Financial reported an EPS of $2.16 in its last earnings report, beating expectations of $2.156. Following the earnings report the stock price went up 2.975%.
Which hedge fund is a major shareholder of Axos Financial?
Currently, no hedge funds are holding shares in AX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Axos Financial Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$118.80 (23.97% Upside)
$118.80 (23.97% Upside)
Blogger Sentiment
Bullish
AX Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 124.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $229.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.6%
Last 30 Days ▲ 0.3%
Last 30 Days ▲ 0.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.36%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
20.59%
Trailing 12-Months
Company Description
Axos Financial
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
AX Company Deck
AX Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong core performance: robust organic loan growth ($856M Q/Q), deposit growth (+7.6% YoY to $20.8B), improving NIM (4.84%), solid profitability (17% ROE, adjusted EPS ~$1.87), and meaningful custody business momentum (AUC +$2.3B, net new assets +$215M). Management highlighted continued credit stability, a healthy $2.0B loan pipeline, and a forthcoming ~3 percentage-point reduction in state tax rate that should boost future EPS. Headwinds were largely manageable and mostly one-time or strategic (a $5.6M deferred tax impairment, modest increase in professional services and new-team costs, competitive pressure on new loan yields, and some monitoring of C&I nonaccruals). On balance, positive operational trends and outlook beat the limited near-term negatives, supporting a constructive view on the company’s trajectory.View all AX earnings summariesAX Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$118.80
▲(23.97% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
4.37% Insiders
27.82% Mutual Funds
14.26% Other Institutional Investors
21.71% Public Companies and
Individual Investors








