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Axos Financial (AX)
NYSE:AX
Earnings Data
Report Date
Oct 23, 2025After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
1.92Last Year’s EPS
1.93Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a generally positive sentiment with Axos Financial demonstrating strong loan growth, improved net interest margin, and better credit quality. While there are some challenges, such as increased noninterest expenses and pricing pressure on loan yields, the positive aspects significantly outweigh the negatives.Company Guidance -
Q1 2026
Strong Loan Growth
Axos Financial achieved $856 million of net loan growth linked quarter, representing an increase of 4.2% linked quarter or 16% annualized.
Net Interest Margin Expansion
Net interest margin expanded by 6 basis points to 4.84% for the quarter ended June 30, 2025.
Year-over-Year Increase in Book Value
Book value per share increased by 18% year-over-year.
High Return on Equity and Assets
Axos Financial reported a 17% return on average common equity and a 1.9% return on assets for the quarter.
Net Interest Income Growth
Net interest income was $280 million for the quarter, up 7.7% from the prior year period.
Improved Credit Quality
Total nonaccrual loans declined by $15 million linked quarter, improving the nonaccrual loans to total loans ratio by 89 basis points.
Tax Rate Reduction
The change in the income tax calculation methodology for California is expected to reduce Axos Financial's income tax rate by 3 percentage points starting in the September 2025 quarter.
Assets Under Custody Growth
Total assets under custody increased from $37.1 billion to $39.4 billion, with a net new asset increase of $215 million for the June quarter.
Stock Repurchase
Axos Financial repurchased approximately $31 million of common stock at an average price of $59 per share during the quarter.
AX Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AX Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 30, 2025 | $85.29 | $86.35 | +1.24% |
Apr 30, 2025 | $63.48 | $65.50 | +3.18% |
Jan 28, 2025 | $72.40 | $69.33 | -4.24% |
Oct 30, 2024 | $66.49 | $67.72 | +1.85% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Axos Financial (AX) report earnings?
Axos Financial (AX) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).
What is Axos Financial (AX) earnings time?
Axos Financial (AX) earnings time is at Oct 23, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AX EPS forecast?
AX EPS forecast for the fiscal quarter 2026 (Q1) is 1.92.
