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Ameris Bancorp (ABCB)
NYSE:ABCB
ABCB Stock Chart & Stats
$77.66
-$0.23(-0.37%)
At close: 4:00 PM EST
$77.66
-$0.23(-0.37%)
Day’s Range― - ―
52-Week Range$48.27 - $87.98
Previous CloseN/A
Volume63.46K
Average Volume (3M)492.03K
Market Cap
$5.27B
Enterprise Value$5.99B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$692.34M
Price to Earnings (P/E)12.9
Beta1.04
Next Earnings
Apr 23, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend Yield1.02%
Share Statistics
EPS (TTM)1.59
Shares Outstanding68,315,150
10 Day Avg. Volume374,845
30 Day Avg. Volume492,033
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.25
Price to Sales (P/S)3.05
P/FCF Ratio27.16
Enterprise Value/Market Cap1.14
Enterprise Value/Revenue3.65
Enterprise Value/Gross Profit5.39
Enterprise Value/Ebitda10.05
Forecast
1Y Price Target
$89.42Price Target Upside15.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)6.5
Revenue Forecast (FY)$1.27B
Bulls Say, Bears Say
Bulls Say
Consistent Profitability And NIM ExpansionRecord FY2025 earnings and expanding net interest margin demonstrate durable core earnings power from spread-based lending. Stable ~10% ROE and positive operating leverage indicate the bank can sustain profitability through the rate/credit cycle while funding franchise growth.
Conservative Leverage And Strong Capital RatiosImproving debt-to-equity, CET1 at 13.2% and tangible common equity around 11.4% provide long-term financial flexibility. This capital cushion supports organic loan growth, loss absorption, regulatory compliance, and continued shareholder returns without jeopardizing franchise stability.
Strong Loan Production And Capacity For Capital ReturnsA sizable production pipeline and rising earning assets combined with an active buyback program show franchise momentum and optionality. The ability to grow loans while returning capital reflects effective balance sheet management and durable capacity to enhance shareholder value.
Bears Say
Volatile Operating And Free Cash FlowLarge swings in operating and free cash flow undermine predictability of internal funding for growth and buybacks. If weak cash generation persists, management may have to curtail capital returns, raise external funding, or slow organic expansion, increasing execution risk.
Margin Pressure From Deposit Funding CompetitionManagement guidance for 5–10 bps NIM compression from deposit cost pressure signals structural funding challenges. Persistent competition for deposits and a lower noninterest-bearing deposit mix can erode net interest spread and restrain long-term margin sustainability as loan growth requires higher-cost funding.
Mortgage Revenue And Servicing VolatilityMaterial swings in mortgage revenue and MSR-related income make noninterest income less reliable. Given the bank's modest mortgage servicing scale and seasonal volatility, fee income instability could increase earnings cyclicality and weaken diversified revenue resilience over time.
Ameris Bancorp News
ABCB FAQ
What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was $48.27 and its highest was $87.98 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is $5.27B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s upcoming earnings report date is Apr 23, 2026 which is in 53 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Jan 29, 2026. The company reported $1.59 earnings per share for the quarter, beating the consensus estimate of $1.576 by $0.014.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.02%. See more information on Ameris Bancorp dividends here
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.56.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 68,315,150 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of $1.59 in its last earnings report, beating expectations of $1.576. Following the earnings report the stock price went down -0.836%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Currently, no hedge funds are holding shares in ABCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ameris Bancorp Stock Smart Score
Neutral
1
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3
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5
6
7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$89.42 (15.14% Upside)
$89.42 (15.14% Upside)
Blogger Sentiment
Neutral
ABCB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 49.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $287.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 0.2%
Last 30 Days ▲ 0.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.94%
12-Months-Change
Fundamentals
Return on Equity
10.53%
Trailing 12-Months
Asset Growth
4.43%
Trailing 12-Months
Company Description
Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
ABCB Company Deck
ABCB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong positive operating and capital outcomes: record net income and EPS, margin and efficiency improvements, robust loan production and pipelines, tangible book value growth (~14.5%), and disciplined capital returns including buybacks. Near-term headwinds include deposit cost pressure that could compress margin (management expects a modest 5–10 bps decline), seasonal Q1 expense increases, mortgage revenue volatility, elevated Q4 CRE payoffs that temporarily reduced net loan growth, and a short-term uptick in quarterly net charge-offs. Overall, the positives around core profitability, asset quality and capital strength outweigh the transitory and manageable challenges called out.View all ABCB earnings summariesABCB Stock 12 Month Forecast
Average Price Target
$89.42
▲(15.14% Upside)
Technical Analysis
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Ownership Overview
5.35% Insiders
27.85% Mutual Funds
18.56% Other Institutional Investors
21.41% Public Companies and
Individual Investors