Ameris Bancorp (ABCB)
NYSE:ABCB
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ABCB Stock Chart & Stats
$85.28
-$0.23(-0.37%)
At close: 4:00 PM EST
$85.28
-$0.23(-0.37%)
Day’s Range― - ―
52-Week Range$58.91 - $87.98
Previous CloseN/A
Volume63.46K
Average Volume (3M)557.95K
Market Cap
$5.84B
Enterprise Value$5.45B
Total Cash (Recent Filing)$253.81M
Total Debt (Recent Filing)$743.02M
Price to Earnings (P/E)12.0
Beta1.03
Next Earnings
Jul 23, 2026EPS Estimate
1.66Next Dividend Ex-DateN/A
Dividend Yield1.02%
Share Statistics
EPS (TTM)6.02
Shares Outstanding68,269,020
10 Day Avg. Volume536,031
30 Day Avg. Volume557,949
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.25
Price to Sales (P/S)3.05
P/FCF Ratio13.75
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue3.32
Enterprise Value/Gross Profit4.90
Enterprise Value/Ebitda9.15
Forecast
1Y Price Target
$92.07Price Target Upside7.96% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)6.73
Revenue Forecast (FY)$1.30B
Bulls Say, Bears Say
Bulls Say
Strong Profitability MetricsConsistently healthy returns (ROA, ROTCE, PPNR ROA) indicate durable core profitability driven by lending and fee businesses. These metrics support reinvestment, capital returns and resilience through rate cycles, underpinning long‑term shareholder value and operational scalability.
Stable Core Deposit FranchiseA high share of noninterest-bearing deposits and low brokered funding reliance provide a durable, low‑cost funding base. This supports lending growth and margin stability over time and reduces refinancing/funding risks versus peers reliant on wholesale or brokered deposits.
Ample Capital And Active BuybacksStrong capital ratios combined with active, disciplined buybacks signal management confidence and provide flexibility to allocate capital between growth and returns. Robust CET1/TCE cushions support measured balance sheet expansion while preserving regulatory and financial stability.
Bears Say
Volatile Operating And Free Cash FlowPronounced swings in operating and free cash flow reduce predictability of internal funding for loan growth, buybacks or capital expenditures. Persistent volatility can force reliance on external funding or constrain dividend/buyback pacing, limiting financial flexibility over months.
Concentrated CRE And Construction ExposureHigh concentrations in CRE and construction relative to capital raise structural credit risk if localized real estate or construction cycles weaken. Such concentration amplifies potential loss severity versus more diversified loan books and warrants ongoing monitoring of underwriting and reserves.
Margin Pressure From Deposit CostsEven modest, persistent yield‑curve or deposit cost headwinds can erode net interest margin and PPNR over multiple quarters. Given the bank's growth plans and CD repricing dynamics, sustained funding cost pressure would compress earnings leverage and impair margin tailwinds.
Ameris Bancorp News
ABCB FAQ
What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was $58.91 and its highest was $87.98 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is $5.84B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 80 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Apr 23, 2026. The company reported $1.63 earnings per share for the quarter, beating the consensus estimate of $1.554 by $0.076.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.02%. See more information on Ameris Bancorp dividends here
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.66.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 68,269,020 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of $1.63 in its last earnings report, beating expectations of $1.554. Following the earnings report the stock price went up 0.319%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Currently, no hedge funds are holding shares in ABCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ameris Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$92.07 (7.96% Upside)
$92.07 (7.96% Upside)
Blogger Sentiment
Neutral
ABCB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 49.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $287.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
62.08%
12-Months-Change
Fundamentals
Return on Equity
10.81%
Trailing 12-Months
Asset Growth
6.02%
Trailing 12-Months
Company Description
Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
ABCB Company Deck
ABCB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong positives: solid profitability (ROA, ROTCE, PPNR), double-digit revenue growth year-over-year, robust loan production and a healthy deposit franchise (notably noninterest-bearing deposits), active share repurchases, improving tangible book value, and stable credit metrics. Management acknowledged manageable near-term headwinds — expected modest NIM compression (5–10 bps), competitive deposit costs, seasonal expense items, and mortgage revenue sensitivity — but characterized these as controllable or contingent on the macro/rate environment. Given the breadth and magnitude of operational and capital strengths relative to the described challenges, the call's tone and metrics skew clearly favorable.View all ABCB earnings summariesABCB Stock 12 Month Forecast
Average Price Target
$92.07
▲(7.96% Upside)
Technical Analysis
Axos Financial
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Hancock Whitney
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Atlantic Union Bankshares
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ServisFirst Bancshares
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Ownership Overview
5.68% Insiders
27.23% Mutual Funds
4.24% Other Institutional Investors
35.69% Public Companies and
Individual Investors