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ABCB Stock Chart & Stats
$85.28
-$0.23(-0.37%)
At close: 4:00 PM EST
$85.28
-$0.23(-0.37%)
Day’s Range― - ―
52-Week Range$64.64 - $92.44
Previous CloseN/A
Volume63.46K
Average Volume (3M)557.95K
Market Cap
$5.93B
Enterprise Value$5.48B
Total Cash (Recent Filing)$1.33B
Total Debt (Recent Filing)$1.02B
Price to Earnings (P/E)13.8
Beta1.01
Next Earnings
Jul 23, 2026EPS Estimate
1.66Next Dividend Ex-DateN/A
Dividend Yield1.02%
Share Statistics
EPS (TTM)6.37
Shares Outstanding67,292,500
10 Day Avg. Volume536,031
30 Day Avg. Volume557,949
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.25
Price to Sales (P/S)3.05
P/FCF Ratio13.75
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue3.28
Enterprise Value/Gross Profit4.68
Enterprise Value/Ebitda8.90
Forecast
1Y Price Target
$92.67Price Target Upside8.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)6.74
Revenue Forecast (FY)$1.30B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Return MetricsAmeris reports durable profitability metrics (ROA, ROTCE, PPNR ROA) that generate recurring internal capital. Consistent earnings and strong PPNR support reinvestment, dividend/buyback capacity and buffer against stress, underpinning long-term franchise resilience and strategic flexibility.
Robust Loan Production And Diversified Fee IncomeHigh loan origination and a large pipeline drive sustained earning-asset growth while fee income (~22% of revenue) reduces reliance on net interest income. This combination enhances revenue diversification and supports stable future net interest and noninterest revenue across rate cycles.
Solid Capital And Capacity For ReturnsHealthy regulatory capital (CET1 ~13%, TCE >11%) alongside active repurchases signal strong capital generation and management discipline. This capital buffer enables shareholder returns while supporting moderate asset growth and provides resilience to absorb shocks without immediate dilution or emergency funding.
Bears Say
Major Adverse Jury Verdict With Material ExposureThe large jury award creates uncertain but potentially material cash and capital implications. An adverse final outcome or accrual could pressure liquidity, constrain buybacks or organic growth, and require capital reallocation, introducing durable event risk until fully resolved.
Concentration In Commercial Real Estate And Construction LoansHigh CRE and construction exposure relative to capital amplifies sensitivity to property market downturns. Concentrations can quickly translate into elevated loss severity and reserve needs in a cyclical slowdown, threatening capital ratios and lending capacity over a multi-quarter horizon.
Volatile Cash Flows Despite Strong TTM Free Cash FlowAlthough recent TTM free cash flow is robust, historical volatility in operating cash coverage reduces predictability of internally generated funding. That inconsistency can complicate capital planning and increase reliance on funding markets during stress, raising structural funding risk.
Ameris Bancorp News
ABCB FAQ
What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was $64.64 and its highest was $92.44 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is $5.93B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 14 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Apr 23, 2026. The company reported $1.63 earnings per share for the quarter, beating the consensus estimate of $1.554 by $0.076.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.02%. See more information on Ameris Bancorp dividends here
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.66.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 67,292,500 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of $1.63 in its last earnings report, beating expectations of $1.554. Following the earnings report the stock price went up 0.32%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Currently, no hedge funds are holding shares in ABCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ameris Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$92.67 (8.66% Upside)
$92.67 (8.66% Upside)
Blogger Sentiment
Neutral
ABCB Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 18.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
62.08%
12-Months-Change
Fundamentals
Return on Equity
10.81%
Trailing 12-Months
Asset Growth
6.02%
Trailing 12-Months
Company Description
Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
ABCB Company Deck
ABCB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong positives: solid profitability (ROA, ROTCE, PPNR), double-digit revenue growth year-over-year, robust loan production and a healthy deposit franchise (notably noninterest-bearing deposits), active share repurchases, improving tangible book value, and stable credit metrics. Management acknowledged manageable near-term headwinds — expected modest NIM compression (5–10 bps), competitive deposit costs, seasonal expense items, and mortgage revenue sensitivity — but characterized these as controllable or contingent on the macro/rate environment. Given the breadth and magnitude of operational and capital strengths relative to the described challenges, the call's tone and metrics skew clearly favorable.View all ABCB earnings summariesABCB Stock 12 Month Forecast
Average Price Target
$92.67
▲(8.66% Upside)
Technical Analysis
Axos Financial
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First Financial Bankshares
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Hancock Whitney
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Atlantic Union Bankshares
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ServisFirst Bancshares
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Ownership Overview
5.76% Insiders
28.37% Mutual Funds
2.00% Other Institutional Investors
35.85% Public Companies and
Individual Investors