Ameris Bancorp (ABCB)
NYSE:ABCB
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ABCB Stock Chart & Stats
$85.28
-$0.23(-0.37%)
At close: 4:00 PM EST
$85.28
-$0.23(-0.37%)
Day’s Range― - ―
52-Week Range$59.54 - $90.00
Previous CloseN/A
Volume63.46K
Average Volume (3M)557.95K
Market Cap
$5.99B
Enterprise Value$5.37B
Total Cash (Recent Filing)$1.33B
Total Debt (Recent Filing)$1.02B
Price to Earnings (P/E)13.7
Beta1.02
Next Earnings
Jul 23, 2026EPS Estimate
1.66Next Dividend Ex-DateN/A
Dividend Yield1.02%
Share Statistics
EPS (TTM)6.37
Shares Outstanding67,292,500
10 Day Avg. Volume536,031
30 Day Avg. Volume557,949
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.25
Price to Sales (P/S)3.05
P/FCF Ratio13.75
Enterprise Value/Market Cap0.90
Enterprise Value/Revenue3.21
Enterprise Value/Gross Profit4.58
Enterprise Value/Ebitda8.71
Forecast
1Y Price Target
$91.00Price Target Upside6.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)6.74
Revenue Forecast (FY)$1.30B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And MarginsConsistently above-peer profitability (ROA, ROTCE and ~26% net margin) underpins durable internal capital generation and supports reinvestment, reserves and shareholder returns. High operating profitability increases resilience to modest margin compression and cyclical credit stress.
Stable Core Deposit FranchiseA strong mix of noninterest-bearing deposits and limited brokered funding provides a low-cost, sticky funding base that supports loan growth and cushions NIM pressure. Durable deposit composition reduces wholesale funding risk and enhances funding stability over multiple quarters.
Ample Capital And Active BuybacksHealthy capital ratios combined with active share repurchases and tangible book value growth signal both capacity to absorb losses and management confidence. This balance supports measured capital returns while preserving room for organic and acquisitive balance-sheet expansion.
Bears Say
Large Adverse Legal VerdictA substantial jury award creates material potential liability that could require accruals, reduce regulatory capital or constrain liquidity if realized. Even if appealed, the uncertainty raises the prospect of diverted management focus, higher legal expense, and tighter capital return capacity.
Concentrated CRE And Construction ExposureHigh concentrations in CRE and construction relative to capital amplify vulnerability to localized real estate stress or a downturn in commercial lending. Concentrations can drive sudden reserve building and capital erosion, making credit risk management and stress testing critical.
Volatile Cash Flows And Normalized MarginsWhile recent FCF is strong, historical volatility in operating cash flow and normalization from earlier peak margins reduce predictability of internal funding. That inconsistency can complicate capital planning, provisioning and the reliability of buybacks or dividend strategies over several quarters.
Ameris Bancorp News
ABCB FAQ
What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was $59.54 and its highest was $90.00 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is $5.99B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 37 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Apr 23, 2026. The company reported $1.63 earnings per share for the quarter, beating the consensus estimate of $1.554 by $0.076.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 1.02%. See more information on Ameris Bancorp dividends here
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.66.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 67,292,500 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of $1.63 in its last earnings report, beating expectations of $1.554. Following the earnings report the stock price went up 0.319%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Currently, no hedge funds are holding shares in ABCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ameris Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$91.00 (6.71% Upside)
$91.00 (6.71% Upside)
Blogger Sentiment
Neutral
ABCB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 18.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
62.08%
12-Months-Change
Fundamentals
Return on Equity
10.81%
Trailing 12-Months
Asset Growth
6.02%
Trailing 12-Months
Company Description
Ameris Bancorp
Ameris Bancorp operates as the parent entity for Ameris Bank, delivering a comprehensive suite of banking solutions to both individual and business clients. Its core operational footprint covers Georgia, Alabama, Florida, North Carolina, and South Carolina. The company organizes its diverse activities into five main divisions: Banking, Retail Mortgage, Warehouse Lending, SBA, and Premium Finance. Customers have access to a variety of deposit products, including commercial and personal checking accounts, interest-bearing savings accounts, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Beyond deposits, Ameris Bancorp extends numerous lending options, encompassing commercial real estate, residential mortgages, agricultural financing, and commercial and industrial loans. Consumer lending includes loans for motor vehicles, home improvements, and home equity, alongside credit lines secured by savings or small unsecured personal loans. Additionally, the company specializes in the origination, administration, and servicing of loans for commercial insurance premiums and those backed by the Small Business Administration (SBA). Ameris Bancorp maintains a substantial physical presence, with 165 domestic full-service banking branches and an additional 35 offices dedicated to mortgage and loan origination. Established in 1971, the company's corporate headquarters are located in Atlanta, Georgia.
ABCB Company Deck
ABCB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong positives: solid profitability (ROA, ROTCE, PPNR), double-digit revenue growth year-over-year, robust loan production and a healthy deposit franchise (notably noninterest-bearing deposits), active share repurchases, improving tangible book value, and stable credit metrics. Management acknowledged manageable near-term headwinds — expected modest NIM compression (5–10 bps), competitive deposit costs, seasonal expense items, and mortgage revenue sensitivity — but characterized these as controllable or contingent on the macro/rate environment. Given the breadth and magnitude of operational and capital strengths relative to the described challenges, the call's tone and metrics skew clearly favorable.View all ABCB earnings summariesABCB Stock 12 Month Forecast
Average Price Target
$91.00
▲(6.71% Upside)
Technical Analysis
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Ownership Overview
5.76% Insiders
28.35% Mutual Funds
19.22% Other Institutional Investors
18.95% Public Companies and
Individual Investors