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SFBS Stock Chart & Stats
$77.86
-$0.36(-0.43%)
At close: 4:00 PM EST
$77.86
-$0.36(-0.43%)
Day’s Range― - ―
52-Week Range$67.20 - $90.64
Previous CloseN/A
Volume29.58K
Average Volume (3M)240.29K
Market Cap
$4.84B
Enterprise Value$5.86B
Total Cash (Recent Filing)$2.04B
Total Debt (Recent Filing)$1.58B
Price to Earnings (P/E)16.3
Beta0.90
Next Earnings
Jul 20, 2026EPS Estimate
1.57Next Dividend Ex-DateN/A
Dividend Yield1.82%
Share Statistics
EPS (TTM)5.42
Shares Outstanding54,662,823
10 Day Avg. Volume302,669
30 Day Avg. Volume240,288
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)2.12
Price to Sales (P/S)3.86
P/FCF Ratio11.24
Enterprise Value/Market Cap1.21
Enterprise Value/Revenue5.74
Enterprise Value/Gross Profit10.65
Enterprise Value/Ebitda15.89
Forecast
1Y Price Target
$91.00Price Target Upside16.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.39
Revenue Forecast (FY)$680.19M
Bulls Say, Bears Say
Bulls Say
Repricing Opportunity Driving NIM TailwindA large stock of maturing low-yield loans (about $2.0B near-term and $2.9B over 3 years) provides a durable asset-yield boost as loans reset higher. This structural repricing runway supports sustained net interest income and margin expansion absent major rate reversals.
Best-in-class Operating EfficiencyConsistently sub-30% efficiency reflects a lean operating model that converts revenue into pre-tax earnings effectively. Durable cost discipline supports higher long-term profitability and gives room to invest in growth (e.g., new markets) without eroding core returns.
Strong Capital And Liquidity PositionRobust CET1, tangible equity and a large cash buffer (~10% of assets) provide resilient loss-absorbing capacity and funding optionality. Stable capital and liquidity underpin ability to grow loans, return capital, and withstand cyclical stress while pursuing measured expansion.
Bears Say
Credit Remediation And Charge-offsWhile largely idiosyncratic, the Q1 charge-offs and remaining workout exposure indicate that asset-quality remediation is ongoing. Elevated NPAs and active workouts can pressure provisions, compress near-term earnings, and require management bandwidth during recovery.
Expense Pressure From Texas ExpansionDeliberate front-loaded hiring and buildout in Texas increases fixed operating costs and compresses near-term operating leverage. If revenue ramp from the new market lags expectations, sustained higher expenses could keep efficiency from improving materially.
Loan Yield Variability And Competitive Origination PricingDeclining loan yields and heightened competition for new originations create structural margin sensitivity. Even with repricing tailwinds, more aggressive pricing or continued yield compression on new loans could limit NIM upside and make margins more cyclical.
ServisFirst Bancshares News
SFBS FAQ
What was ServisFirst Bancshares’s price range in the past 12 months?
ServisFirst Bancshares lowest stock price was $67.20 and its highest was $90.64 in the past 12 months.
What is ServisFirst Bancshares’s market cap?
ServisFirst Bancshares’s market cap is $4.84B.
When is ServisFirst Bancshares’s upcoming earnings report date?
ServisFirst Bancshares’s upcoming earnings report date is Jul 20, 2026 which is in 21 days.
How were ServisFirst Bancshares’s earnings last quarter?
ServisFirst Bancshares released its earnings results on Apr 20, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.51 by $0.03.
Is ServisFirst Bancshares overvalued?
According to Wall Street analysts ServisFirst Bancshares’s price is currently Undervalued.
Does ServisFirst Bancshares pay dividends?
ServisFirst Bancshares pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 1.82%. See more information on ServisFirst Bancshares dividends here
What is ServisFirst Bancshares’s EPS estimate?
ServisFirst Bancshares’s EPS estimate is 1.57.
How many shares outstanding does ServisFirst Bancshares have?
ServisFirst Bancshares has 54,662,823 shares outstanding.
What happened to ServisFirst Bancshares’s price movement after its last earnings report?
ServisFirst Bancshares reported an EPS of $1.54 in its last earnings report, beating expectations of $1.51. Following the earnings report the stock price went up 1.152%.
Which hedge fund is a major shareholder of ServisFirst Bancshares?
Currently, no hedge funds are holding shares in SFBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ServisFirst Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$91.00 (16.88% Upside)
$91.00 (16.88% Upside)
Blogger Sentiment
Bullish
SFBS Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 13.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.7%
Last 30 Days ▼ 3.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.78%
12-Months-Change
Fundamentals
Return on Equity
16.32%
Trailing 12-Months
Asset Growth
-2.50%
Trailing 12-Months
Company Description
ServisFirst Bancshares
ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.
SFBS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive operational and financial performance: strong year-over-year EPS growth (+33%), expanding net interest margin (+61 bps YoY), best‑in‑class efficiency (sub‑30%), solid loan and deposit growth, and improving capital and liquidity metrics. Reported headwinds are manageable and largely idiosyncratic — a specific credit charge-off, modest NPA uptick with known near-term reductions, some nonrecurring BOLI volatility, and near-term expense pressure from intentional Texas expansion. Management highlighted meaningful loan repricing opportunities (material pickup on maturing fixed‑rate loans) and expects asset-driven margin expansion, while noting macro/competitive sensitivities (rate path, gas prices, price competition). Overall, the positives materially outweigh the negatives.View all SFBS earnings summariesSFBS Stock 12 Month Forecast
Average Price Target
$91.00
▲(16.88% Upside)
Technical Analysis
Ameris Bancorp
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BancFirst
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Axos Financial
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Atlantic Union Bankshares
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Ownership Overview
6.52% Insiders
20.89% Mutual Funds
15.80% Other Institutional Investors
31.03% Public Companies and
Individual Investors