International Bancshares Corp. (IBOC)

NASDAQ:IBOC

IBOC

International Bancshares

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International Bancshares (IBOC) Price & Analysis

66 Followers

IBOC Stock Chart & Stats

$70.08

-$0.19(-0.30%)

At close: Jan 08 4:00 PM EST

$70.08

-$0.19(-0.30%)

Day’s Range― - ―

52-Week Range$61.15 - $75.44

Previous CloseN/A

Volume51.45K

Average Volume (3M)234.86K

Market Cap

$4.54B

Enterprise Value$4.63B

Total Cash (Recent Filing)$585.94M

Total Debt (Recent Filing)$724.00M

Price to Earnings (P/E)10.9

Beta0.82

Next Earnings

Nov 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.03%

Share Statistics

EPS (TTM)6.70

Shares Outstanding62,181,244

10 Day Avg. Volume223,663

30 Day Avg. Volume234,862

Financial Highlights & Ratios

PEG Ratio13.21

Price to Book (P/B)1.27

Price to Sales (P/S)3.93

P/FCF Ratio8.75

Enterprise Value/Market Cap1.02

Enterprise Value/Revenue4.35

Enterprise Value/Gross Profit5.52

Enterprise Value/Ebitda8.37

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)6.74

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

High Profitability / MarginsSustained, very high net and operating margins indicate durable earnings power relative to peers. High margins support internal capital generation, allow reinvestment in lending and services, and provide a buffer through interest-rate and credit cycles, underpinning long-term profitability.

Strong Recent Revenue GrowthMaterial top-line expansion reflects successful client acquisition, higher loan and fee volumes, or balance-sheet growth. Persistent revenue growth increases scale, diversifies income streams, and improves operating leverage, supporting sustainable earnings and capital accumulation over months.

Conservative Balance Sheet & Cash GenerationLow leverage and strong free cash flow conversion demonstrate financial resilience and high earnings quality. Robust FCF that tracks net income supports dividends, loan growth, and capitalization while limiting refinancing risk, enhancing stability across economic cycles.

Bears Say

Margin And ROE VariabilityDeclining ROE from prior peaks and noted margin swings indicate earnings sensitivity to rate and credit cycles. Variability can constrain predictable capital returns and planning; management may need sustained revenue or margin improvements to restore prior ROE levels over months.

Free Cash Flow Growth VolatilityWhile absolute FCF is strong, negative FCF growth and year-to-year swings signal timing and working-capital sensitivity. Volatile cash generation can complicate capital allocation, dividend consistency, and reserve planning, particularly if credit or deposit conditions shift.

Geographic Concentration RiskHeavy exposure to Texas and border-region economies concentrates credit and deposit risk to regional cycles, commodity trends, and localized regulatory or cross-border dynamics. Limited geographic diversification can amplify adverse local economic or policy shocks over months.

International Bancshares News

International Bancshares Shareholders Back Directors and Governance Measures

An update from International Bancshares ( ($IBOC) ) is now available. On May 18, 2026, International Bancshares Corporation...

19d ago

IBOC

International Bancshares Expands Shareholder Rights Through Bylaw Changes

International Bancshares ( ($IBOC) ) just unveiled an update. On May 12, 2026, International Bancshares Corporation’s board approved...

27d ago

IBOC

International Bancshares boosts semi-annual dividend to shareholders

International Bancshares ( ($IBOC) ) has provided an announcement. On January 30, 2026, International Bancshares Corporation’s Board of...

4M ago

IBOC

International Bancshares board raises cash dividend 4.3% to 73c per share

International Bancshares (IBOC) Board of Directors approved the declaration of a $0.73 per share cash dividend for shareholders...

4M ago

IBOC

GlobalFoundries downgraded, TeraWulf upgraded: Wall Street’s top analyst calls

The most talked about and market moving research calls around Wall Street are now in one place. Here...

5M ago

GFS

BFLY

International Bancshares initiated with a Buy at Freedom Capital

Freedom Capital analyst Amirlan Kalymbekov initiated coverage of International Bancshares (IBOC) with a Buy rating and $85 price...

5M ago

IBOC

International Bancshares Reports Strong Q3 2025 Earnings

International Bancshares ( ($IBOC) ) has released its Q3 earnings. Here is a breakdown of the information International...

7M ago

IBOC

International Bancshares Amends By-Laws Affecting Shareholder Rights

International Bancshares ( ($IBOC) ) has shared an update. On August 6, 2025, International Bancshares Corporation (IBC) amended...

10M ago

IBOC

International Bancshares Reports Steady Q2 2025 Earnings

International Bancshares ( ($IBOC) ) has released its Q2 earnings. Here is a breakdown of the information International...

10M ago

IBOC

International Bancshares Announces Semi-Annual Cash Dividend

International Bancshares ( ($IBOC) ) just unveiled an announcement. On August 1, 2025, International Bancshares Corporation announced that...

10M ago

IBOC

International Bancshares Holds Annual Shareholders Meeting

International Bancshares ( ($IBOC) ) has issued an announcement. On May 19, 2025, International Bancshares Corporation held its...

1y ago

IBOC

International Bancshares Reports Strong Q1 2025 Earnings

International Bancshares ( ($IBOC) ) has released its Q1 earnings. Here is a breakdown of the information International...

1y ago

IBOC

International Bancshares Announces $150 Million Stock Buyback

International Bancshares ( ($IBOC) ) has shared an update. On March 12, 2025, International Bancshares Corporation’s Board of...

1y ago

IBOC

International Bancshares announces 6% increase in cash dividend to 70c per share

International Bancshares (IBOC) announced that on Jan. 31, 2025, IBC’s Board of Directors approved the declaration of a...

1y ago

IBOC

IBOC FAQ

What was International Bancshares Corp.’s price range in the past 12 months?

International Bancshares Corp. lowest stock price was $61.15 and its highest was $75.44 in the past 12 months.

What is International Bancshares Corp.’s market cap?

International Bancshares Corp.’s market cap is $4.54B.

When is International Bancshares Corp.’s upcoming earnings report date?

International Bancshares Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 150 days.

How were International Bancshares Corp.’s earnings last quarter?

International Bancshares Corp. released its earnings results on May 07, 2026. The company reported $1.64 earnings per share for the quarter, missing the consensus estimate of $1.68 by -$0.04.

Is International Bancshares Corp. overvalued?

According to Wall Street analysts International Bancshares Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does International Bancshares Corp. pay dividends?

International Bancshares Corp. pays a Semiannually dividend of $0.73 which represents an annual dividend yield of 2.03%. See more information on International Bancshares Corp. dividends here

What is International Bancshares Corp.’s EPS estimate?

International Bancshares Corp.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does International Bancshares Corp. have?

International Bancshares Corp. has 62,181,244 shares outstanding.

What happened to International Bancshares Corp.’s price movement after its last earnings report?

International Bancshares Corp. reported an EPS of $1.64 in its last earnings report, missing expectations of $1.68. Following the earnings report the stock price went up 0.965%.

Which hedge fund is a major shareholder of International Bancshares Corp.?

Currently, no hedge funds are holding shares in IBOC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

International Bancshares Stock Smart Score

Neutral

Fundamentals

Return on Equity

13.16%

Trailing 12-Months

Asset Growth

3.42%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

International Bancshares Corp.

International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collection, notary public, escrow, drive up and walk up facilities, and other customary banking services; and Internet banking services, as well as securities products through third party providers. As of February 28, 2022, the company had 170 branch facilities and 263 ATMs serving 76 communities in Texas and Oklahoma. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.