International Bancshares Corp. (IBOC)
NASDAQ:IBOC
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IBOC Stock Chart & Stats
$70.08
-$0.19(-0.30%)
At close: 4:00 PM EST
$70.08
-$0.19(-0.30%)
Day’s Range― - ―
52-Week Range$61.15 - $75.44
Previous CloseN/A
Volume51.45K
Average Volume (3M)234.86K
Market Cap
$4.50B
Enterprise Value$4.69B
Total Cash (Recent Filing)$585.94M
Total Debt (Recent Filing)$724.00M
Price to Earnings (P/E)10.3
Beta0.85
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.03%
Share Statistics
EPS (TTM)6.70
Shares Outstanding62,181,244
10 Day Avg. Volume223,663
30 Day Avg. Volume234,862
Financial Highlights & Ratios
PEG Ratio13.21
Price to Book (P/B)1.27
Price to Sales (P/S)3.93
P/FCF Ratio8.36
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue4.42
Enterprise Value/Gross Profit5.60
Enterprise Value/Ebitda8.50
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.74
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profit Margins & Revenue GrowthSustained high TTM net margin (~51.9%) alongside large revenue growth (~53.4%) indicates durable operating leverage and strong demand for core banking services. This supports sustained internal capital generation, reinvestment in the franchise, and resilience across rate cycles over the next several months.
Conservative Balance Sheet And Improving LeverageMaterial decline in leverage and a larger equity base signal a conservative capital structure that enhances resilience to credit stress and interest-rate shocks. Lower debt levels improve regulatory flexibility and capacity to support lending or return capital without compromising solvency over the medium term.
Strong Cash Generation And Earnings QualityHigh operating cash flow and free cash flow close to reported earnings (~97%) reflect genuine earnings quality and cash conversion. Reliable cash generation underpins sustainable dividend capacity, loan book funding and strategic investments, making capital allocation more predictable over 2–6 months.
Bears Say
Easing ROE And Margin VariabilityA notable decline in ROE and fluctuations in net margin suggest pressure on core profitability, potentially from changes in loan yields, funding costs or credit provision. Persisting lower ROE can constrain return-oriented capital actions and signals sensitivity of earnings to macro and credit cycles over coming quarters.
Cash-flow Growth VolatilityWhile absolute cash generation is strong, negative FCF growth and wide year-to-year swings in operating cash flow complicate forecasting and capital planning. Recurring volatility weakens predictability for dividends, buybacks or loan growth and increases reliance on conservative buffers over the medium term.
Broader Shareholder Litigation Exposure From Bylaw ChangesAmendments expanding shareholder access to derivative suits and removing forum/jury waivers structurally increase potential litigation risk and governance scrutiny. Over time this can raise legal costs, management distraction and insurance expenses, impacting capital allocation and strategic initiatives.
International Bancshares News
IBOC FAQ
What was International Bancshares Corp.’s price range in the past 12 months?
International Bancshares Corp. lowest stock price was $61.15 and its highest was $75.44 in the past 12 months.
What is International Bancshares Corp.’s market cap?
International Bancshares Corp.’s market cap is $4.50B.
When is International Bancshares Corp.’s upcoming earnings report date?
International Bancshares Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 175 days.
How were International Bancshares Corp.’s earnings last quarter?
International Bancshares Corp. released its earnings results on May 07, 2026. The company reported $1.64 earnings per share for the quarter, missing the consensus estimate of $1.68 by -$0.04.
Is International Bancshares Corp. overvalued?
According to Wall Street analysts International Bancshares Corp.’s price is currently Overvalued.
Does International Bancshares Corp. pay dividends?
International Bancshares Corp. pays a Semiannually dividend of $0.7 which represents an annual dividend yield of 2.03%. See more information on International Bancshares Corp. dividends here
What is International Bancshares Corp.’s EPS estimate?
International Bancshares Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does International Bancshares Corp. have?
International Bancshares Corp. has 62,181,244 shares outstanding.
What happened to International Bancshares Corp.’s price movement after its last earnings report?
International Bancshares Corp. reported an EPS of $1.64 in its last earnings report, missing expectations of $1.68. Following the earnings report the stock price went up 0.965%.
Which hedge fund is a major shareholder of International Bancshares Corp.?
Currently, no hedge funds are holding shares in IBOC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
International Bancshares Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.09%
12-Months-Change
Fundamentals
Return on Equity
13.16%
Trailing 12-Months
Asset Growth
3.42%
Trailing 12-Months
Company Description
International Bancshares Corp.
International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collection, notary public, escrow, drive up and walk up facilities, and other customary banking services; and Internet banking services, as well as securities products through third party providers. As of February 28, 2022, the company had 170 branch facilities and 263 ATMs serving 76 communities in Texas and Oklahoma. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Technical Analysis
Associated Banc-Corp
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BancFirst
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Texas Capital Bancshares
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United Community Banks
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ServisFirst Bancshares
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Ownership Overview
5.64% Insiders
19.69% Mutual Funds
5.56% Other Institutional Investors
38.34% Public Companies and
Individual Investors