Want to see IBOC full AI Analyst Report?
IBOC Stock Chart & Stats
$70.08
-$0.19(-0.30%)
At close: 4:00 PM EST
$70.08
-$0.19(-0.30%)
Day’s Range― - ―
52-Week Range$63.20 - $78.46
Previous CloseN/A
Volume51.45K
Average Volume (3M)234.86K
Market Cap
$4.84B
Enterprise Value$4.71B
Total Cash (Recent Filing)$585.94M
Total Debt (Recent Filing)$724.00M
Price to Earnings (P/E)11.6
Beta0.80
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.03%
Share Statistics
EPS (TTM)6.70
Shares Outstanding62,181,244
10 Day Avg. Volume223,663
30 Day Avg. Volume234,862
Financial Highlights & Ratios
PEG Ratio13.19
Price to Book (P/B)1.27
Price to Sales (P/S)3.93
P/FCF Ratio8.75
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue4.44
Enterprise Value/Gross Profit5.63
Enterprise Value/Ebitda8.53
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.74
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability / MarginsSustained, very high net and operating margins indicate durable earnings power relative to peers. High margins support internal capital generation, allow reinvestment in lending and services, and provide a buffer through interest-rate and credit cycles, underpinning long-term profitability.
Strong Recent Revenue GrowthMaterial top-line expansion reflects successful client acquisition, higher loan and fee volumes, or balance-sheet growth. Persistent revenue growth increases scale, diversifies income streams, and improves operating leverage, supporting sustainable earnings and capital accumulation over months.
Conservative Balance Sheet & Cash GenerationLow leverage and strong free cash flow conversion demonstrate financial resilience and high earnings quality. Robust FCF that tracks net income supports dividends, loan growth, and capitalization while limiting refinancing risk, enhancing stability across economic cycles.
Bears Say
Margin And ROE VariabilityDeclining ROE from prior peaks and noted margin swings indicate earnings sensitivity to rate and credit cycles. Variability can constrain predictable capital returns and planning; management may need sustained revenue or margin improvements to restore prior ROE levels over months.
Free Cash Flow Growth VolatilityWhile absolute FCF is strong, negative FCF growth and year-to-year swings signal timing and working-capital sensitivity. Volatile cash generation can complicate capital allocation, dividend consistency, and reserve planning, particularly if credit or deposit conditions shift.
Geographic Concentration RiskHeavy exposure to Texas and border-region economies concentrates credit and deposit risk to regional cycles, commodity trends, and localized regulatory or cross-border dynamics. Limited geographic diversification can amplify adverse local economic or policy shocks over months.
International Bancshares News
IBOC FAQ
What was International Bancshares Corp.’s price range in the past 12 months?
International Bancshares Corp. lowest stock price was $63.20 and its highest was $78.46 in the past 12 months.
What is International Bancshares Corp.’s market cap?
International Bancshares Corp.’s market cap is $4.84B.
When is International Bancshares Corp.’s upcoming earnings report date?
International Bancshares Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 128 days.
How were International Bancshares Corp.’s earnings last quarter?
International Bancshares Corp. released its earnings results on May 07, 2026. The company reported $1.64 earnings per share for the quarter, missing the consensus estimate of $1.68 by -$0.04.
Is International Bancshares Corp. overvalued?
According to Wall Street analysts International Bancshares Corp.’s price is currently Overvalued.
Does International Bancshares Corp. pay dividends?
International Bancshares Corp. pays a Semiannually dividend of $0.73 which represents an annual dividend yield of 2.03%. See more information on International Bancshares Corp. dividends here
What is International Bancshares Corp.’s EPS estimate?
International Bancshares Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does International Bancshares Corp. have?
International Bancshares Corp. has 62,181,244 shares outstanding.
What happened to International Bancshares Corp.’s price movement after its last earnings report?
International Bancshares Corp. reported an EPS of $1.64 in its last earnings report, missing expectations of $1.68. Following the earnings report the stock price went up 0.965%.
Which hedge fund is a major shareholder of International Bancshares Corp.?
Currently, no hedge funds are holding shares in IBOC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
International Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
IBOC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 117.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $720.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.09%
12-Months-Change
Fundamentals
Return on Equity
13.16%
Trailing 12-Months
Asset Growth
3.42%
Trailing 12-Months
Company Description
International Bancshares Corp.
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.
Technical Analysis
Associated Banc-Corp
―
BancFirst
―
Texas Capital Bancshares
―
United Community Banks
―
ServisFirst Bancshares
―
Ownership Overview
5.82% Insiders
21.35% Mutual Funds
12.95% Other Institutional Investors
29.47% Public Companies and
Individual Investors











