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Total Valuation
Ameris Bancorp has a market cap or net worth of $6.06B. The enterprise value is $5.48B.
Market Cap$6.06B
Enterprise Value$5.48B
Share Statistics
Ameris Bancorp has 67,292,500 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding67,292,500
Owned by Insiders5.76%
Owned by Institutions19.22%
Financial Efficiency
Ameris Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.50%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.50%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee605.66K
Profits Per Employee149.87K
Employee Count2,750
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ameris Bancorp is 14.1. Ameris Bancorp’s PEG ratio is 0.79.
PE Ratio14.1
PS Ratio3.05
PB Ratio1.25
Price to Fair Value1.25
Price to FCF13.75
Price to Operating Cash Flow11.52
PEG Ratio0.79
Income Statement
In the last 12 months, Ameris Bancorp had revenue of 1.67B and earned 412.15M in profits. Earnings per share was 6.02.
Revenue1.67B
Gross Profit1.14B
Operating Income533.76M
Pretax Income533.76M
Net Income412.15M
EBITDA572.20M
Earnings Per Share (EPS)6.02
Cash Flow
In the last 12 months, operating cash flow was 530.48M and capital expenditures -25.59M, giving a free cash flow of 504.89M billion.
Operating Cash Flow530.48M
Free Cash Flow504.89M
Free Cash Flow per Share7.50
Dividends & Yields
Ameris Bancorp pays an annual dividend of $0.2, resulting in a dividend yield of 1.02%
Dividend Per Share$0.2
Dividend Yield1.02%
Payout Ratio13.84%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change35.83%
50-Day Moving Average85.88
200-Day Moving Average79.01
Relative Strength Index (RSI)59.89
Average Volume (3m)557.95K
Important Dates
Ameris Bancorp upcoming earnings date is Jul 23, 2026, Before Open (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Ameris Bancorp as a current ratio of 0.62, with Debt / Equity ratio of 25.05%
Current Ratio0.62
Quick Ratio0.62
Debt to Market Cap0.14
Net Debt to EBITDA0.85
Interest Coverage Ratio1.17
Taxes
In the past 12 months, Ameris Bancorp has paid 121.61M in taxes.
Income Tax121.61M
Effective Tax Rate0.23
Enterprise Valuation
Ameris Bancorp EV to EBITDA ratio is 9.74, with an EV/FCF ratio of 15.08.
EV to Sales3.35
EV to EBITDA9.74
EV to Free Cash Flow15.08
EV to Operating Cash Flow14.28
Balance Sheet
Ameris Bancorp has $1.33B in cash and marketable securities with $1.02B in debt, giving a net cash position of $306.52M billion.
Cash & Marketable Securities$1.33B
Total Debt$1.02B
Net Cash$306.52M
Net Cash Per Share$4.56
Tangible Book Value Per Share$43.91
Margins
Gross margin is 70.01%, with operating margin of 32.05%, and net profit margin of 24.75%.
Gross Margin70.01%
Operating Margin32.05%
Pretax Margin32.05%
Net Profit Margin24.75%
EBITDA Margin34.35%
EBIT Margin32.05%
Analyst Forecast
The average price target for Ameris Bancorp is $92.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$92.67
Price Target Upside8.66% Upside
Analyst ConsensusModerate Buy
Analyst Count5
Revenue Growth Forecast0.32%
EPS Growth Forecast17.91%