Flushing Financial Corp. (FFIC)
NASDAQ:FFIC
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FFIC Stock Chart & Stats
$16.29
-$0.13(-0.90%)
At close: 4:00 PM EST
$16.29
-$0.13(-0.90%)
Day’s Range― - ―
52-Week Range$11.13 - $17.79
Previous CloseN/A
Volume75.65K
Average Volume (3M)262.51K
Market Cap
$537.73M
Enterprise Value$847.44M
Total Cash (Recent Filing)$158.71M
Total Debt (Recent Filing)$468.42M
Price to Earnings (P/E)22.4
Beta0.97
Next Earnings
Jul 28, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend Yield5.16%
Share Statistics
EPS (TTM)1.00
Shares Outstanding33,883,625
10 Day Avg. Volume304,058
30 Day Avg. Volume262,511
Financial Highlights & Ratios
PEG Ratio-0.18
Price to Book (P/B)0.74
Price to Sales (P/S)1.15
P/FCF Ratio9.38
Enterprise Value/Market Cap1.58
Enterprise Value/Revenue1.76
Enterprise Value/Gross Profit3.73
Enterprise Value/Ebitda16.05
Forecast
1Y Price Target
$16.80Price Target Upside3.13% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.45
Revenue Forecast (FY)$248.26M
Bulls Say, Bears Say
Bulls Say
Improving Leverage And Capital PositionMaterial deleveraging over the last two years meaningfully strengthens financial flexibility and reduces interest and refinancing risk. A lower debt-to-equity ratio improves the bank’s capacity to absorb credit losses and pursue strategic initiatives over the next 2–6 months without urgent capital raises.
Earnings Recovery And Margin ImprovementA meaningful rebound in net income and improved margins indicate management has stabilized core profitability. Sustained profitability recovery supports internal capital generation, dividend payments and provides a firmer base for funding loan growth and absorbing cyclical pressures over the medium term.
Merger Approvals Reduce Execution Risk And Expand FootprintFinal regulatory and shareholder approvals materially lower M&A execution risk and create a larger combined franchise with broader product reach and geography. The structural change can enable scale benefits, diversification of deposit funding, and potential cost or revenue synergies that endure beyond immediate closing.
Bears Say
Sharp TTM Revenue DeclineA falling revenue base undermines the durability of the earnings recovery because continued margin gains may be insufficient if core revenues shrink. Structural top-line weakness limits room for reinvestment, constrains scale economics, and raises risk that profitability slips if net interest margins or fee income weaken.
Volatile And Declining Free Cash FlowDeclining and volatile FCF reduces predictable internal funding for loan growth, dividends, and integration costs from the merger. Persistent variability in cash conversion increases the likelihood of external funding needs or capital management actions during stress periods, weakening long-term financial resilience.
Profitability Still Well Below Historical Peer LevelsROE remaining depressed versus prior stronger years implies modest long-term earning power relative to historical performance. Lower structural returns constrain the bank’s ability to organically rebuild capital and compete for growth, making it more vulnerable to margin compression or credit deterioration.
Flushing Financial News
FFIC FAQ
What was Flushing Financial Corp.’s price range in the past 12 months?
Flushing Financial Corp. lowest stock price was $11.13 and its highest was $17.79 in the past 12 months.
What is Flushing Financial Corp.’s market cap?
Flushing Financial Corp.’s market cap is $537.73M.
When is Flushing Financial Corp.’s upcoming earnings report date?
Flushing Financial Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 63 days.
How were Flushing Financial Corp.’s earnings last quarter?
Flushing Financial Corp. released its earnings results on Apr 28, 2026. The company reported $0.29 earnings per share for the quarter, missing the consensus estimate of $0.32 by -$0.03.
Is Flushing Financial Corp. overvalued?
According to Wall Street analysts Flushing Financial Corp.’s price is currently Undervalued.
Does Flushing Financial Corp. pay dividends?
Flushing Financial Corp. pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 5.16%. See more information on Flushing Financial Corp. dividends here
What is Flushing Financial Corp.’s EPS estimate?
Flushing Financial Corp.’s EPS estimate is 0.37.
How many shares outstanding does Flushing Financial Corp. have?
Flushing Financial Corp. has 33,883,625 shares outstanding.
What happened to Flushing Financial Corp.’s price movement after its last earnings report?
Flushing Financial Corp. reported an EPS of $0.29 in its last earnings report, missing expectations of $0.32. Following the earnings report the stock price went down -2.2%.
Which hedge fund is a major shareholder of Flushing Financial Corp.?
Currently, no hedge funds are holding shares in FFIC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flushing Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$16.80 (3.13% Upside)
$16.80 (3.13% Upside)
Blogger Sentiment
Bullish
FFIC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 365.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $749.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.92%
12-Months-Change
Fundamentals
Return on Equity
4.89%
Trailing 12-Months
Asset Growth
-1.62%
Trailing 12-Months
Company Description
Flushing Financial Corp.
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. In addition, it offers banking services to public municipalities comprising counties, cities, towns, villages, school districts, libraries, fire districts, and various courts. As of December 31, 2021, the company operated 24 full-service offices located in the New York City boroughs of Queens, Brooklyn, and Manhattan; and in Nassau and Suffolk County, New York, as well as an Internet branch. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
FFIC Stock 12 Month Forecast
Average Price Target
$16.80
▲(3.13% Upside)
Technical Analysis
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Ownership Overview
4.96% Insiders
15.51% Mutual Funds
16.64% Other Institutional Investors
47.29% Public Companies and
Individual Investors