Flushing Financial Corp. (FFIC)
NASDAQ:FFIC
FFIC Stock Chart & Stats
$15.79
-$0.13(-0.90%)
At close: 4:00 PM EST
$15.79
-$0.13(-0.90%)
Day’s Range― - ―
52-Week Range$11.02 - $17.79
Previous CloseN/A
Volume75.65K
Average Volume (3M)262.51K
Market Cap
$539.77M
Enterprise Value$1.01B
Total Cash (Recent Filing)$126.08M
Total Debt (Recent Filing)$592.34M
Price to Earnings (P/E)32.5
Beta0.95
Next Earnings
Apr 28, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield5.16%
Share Statistics
EPS (TTM)0.32
Shares Outstanding33,883,625
10 Day Avg. Volume304,058
30 Day Avg. Volume262,511
Financial Highlights & Ratios
PEG Ratio-0.18
Price to Book (P/B)0.74
Price to Sales (P/S)1.15
P/FCF Ratio9.38
Enterprise Value/Market Cap1.87
Enterprise Value/Revenue2.06
Enterprise Value/Gross Profit4.46
Enterprise Value/Ebitda25.10
Forecast
1Y Price Target
$16.80Price Target Upside6.40% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.45
Revenue Forecast (FY)$248.26M
Bulls Say, Bears Say
Bulls Say
Merger Approvals ProgressAdvancing regulatory and shareholder approvals materially de‑risk the planned OceanFirst merger, a structural transaction that would add scale and geographic diversification. If consummated, the combination can deliver lasting revenue diversification, cost synergies and a larger deposit base over multiple quarters.
Improved LeverageLower leverage enhances balance‑sheet flexibility and reduces interest‑sensitive funding pressure, supporting lending capacity and dividend policy. Improved capital structure is a durable positive that increases resilience to credit stress and gives management room for strategic moves over the next several quarters.
Return To Profitability & Revenue GrowthA rebound to positive net income with mid‑single digit revenue growth signals operational recovery and underlying loan/deposit business strength. This sustained earnings re‑establishment provides a platform for rebuilding margins and retained earnings, supporting long‑term capital generation if trends continue.
Bears Say
Weak Cash GenerationAn abrupt drop to zero operating and free cash flow is a structural red flag for earnings quality and internal funding ability. Weak cash conversion limits the bank’s capacity to self‑fund loan growth, dividends or acquisitions, and increases reliance on external funding or balance‑sheet adjustments over coming quarters.
Low Return On EquityROE well below historical peaks indicates the franchise is generating poor returns on capital, weakening long‑term shareholder value creation. Persistently low profitability constrains capital accumulation and limits strategic flexibility, raising the bar for management to restore pre‑cycle margins sustainably.
Merger Execution/regulatory RiskPending final Fed clearance and standard closing conditions introduce meaningful execution risk that could delay or alter strategic benefits. Delays or additional regulatory conditions can affect projected synergies, integration timing, and capital planning, generating structural uncertainty for months ahead.
Flushing Financial News
FFIC FAQ
What was Flushing Financial Corp.’s price range in the past 12 months?
Flushing Financial Corp. lowest stock price was $11.02 and its highest was $17.79 in the past 12 months.
What is Flushing Financial Corp.’s market cap?
Flushing Financial Corp.’s market cap is $539.77M.
When is Flushing Financial Corp.’s upcoming earnings report date?
Flushing Financial Corp.’s upcoming earnings report date is Apr 28, 2026 which is in 13 days.
How were Flushing Financial Corp.’s earnings last quarter?
Flushing Financial Corp. released its earnings results on Jan 27, 2026. The company reported $0.32 earnings per share for the quarter, missing the consensus estimate of $0.35 by -$0.03.
Is Flushing Financial Corp. overvalued?
According to Wall Street analysts Flushing Financial Corp.’s price is currently Undervalued.
Does Flushing Financial Corp. pay dividends?
Flushing Financial Corp. pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 5.16%. See more information on Flushing Financial Corp. dividends here
What is Flushing Financial Corp.’s EPS estimate?
Flushing Financial Corp.’s EPS estimate is 0.32.
How many shares outstanding does Flushing Financial Corp. have?
Flushing Financial Corp. has 33,883,625 shares outstanding.
What happened to Flushing Financial Corp.’s price movement after its last earnings report?
Flushing Financial Corp. reported an EPS of $0.32 in its last earnings report, missing expectations of $0.35. Following the earnings report the stock price went down -1.223%.
Which hedge fund is a major shareholder of Flushing Financial Corp.?
Currently, no hedge funds are holding shares in FFIC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flushing Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$16.80 (6.40% Upside)
$16.80 (6.40% Upside)
Blogger Sentiment
Bullish
FFIC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 71.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $46.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.92%
12-Months-Change
Fundamentals
Return on Equity
2.67%
Trailing 12-Months
Asset Growth
-3.84%
Trailing 12-Months
Company Description
Flushing Financial Corp.
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. In addition, it offers banking services to public municipalities comprising counties, cities, towns, villages, school districts, libraries, fire districts, and various courts. As of December 31, 2021, the company operated 24 full-service offices located in the New York City boroughs of Queens, Brooklyn, and Manhattan; and in Nassau and Suffolk County, New York, as well as an Internet branch. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
FFIC Stock 12 Month Forecast
Average Price Target
$16.80
▲(6.40% Upside)
Technical Analysis
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Ownership Overview
5.16% Insiders
15.82% Mutual Funds
13.95% Other Institutional Investors
51.23% Public Companies and
Individual Investors