Kearny Financial (KRNY)
NASDAQ:KRNY
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KRNY Stock Chart & Stats
$8.12
-$0.05(-0.72%)
At close: 4:00 PM EST
$8.12
-$0.05(-0.72%)
Day’s Range― - ―
52-Week Range$5.76 - $9.18
Previous CloseN/A
Volume42.78K
Average Volume (3M)306.40K
Market Cap
$590.42M
Enterprise Value$1.46B
Total Cash (Recent Filing)$1.11B
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)16.0
Beta0.86
Next Earnings
Jul 23, 2026EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend Yield5.8%
Share Statistics
EPS (TTM)0.57
Shares Outstanding64,739,150
10 Day Avg. Volume248,472
30 Day Avg. Volume306,397
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.54
Price to Sales (P/S)1.18
P/FCF Ratio18.88
Enterprise Value/Market Cap2.48
Enterprise Value/Revenue4.24
Enterprise Value/Gross Profit8.58
Enterprise Value/Ebitda29.81
Forecast
1Y Price Target
$9.50Price Target Upside17.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.63
Revenue Forecast (FY)$176.46M
Bulls Say, Bears Say
Bulls Say
Net Interest Margin ExpansionSustained NIM expansion driven by asset repricing, portfolio mix improvements and funding optimization increases the durability of net interest income. Over the next 2–6 months, higher and stable NIM supports recurring earnings, aids margin coverage of fixed costs, and underpins dividend capacity.
Improving Capital & LeverageModerating leverage and stronger tangible capital reduce balance-sheet risk and enhance loss-absorption capacity. This de-risking improves regulatory headroom and gives management more flexibility to grow loans, pay dividends, and invest in efficiency initiatives without materially increasing insolvency risk.
Deposit-Focused Funding StrategyA strategic shift toward lower-cost core deposits and specialty deposit capabilities strengthens funding stability and reduces reliance on volatile wholesale borrowings. Over months, a stickier deposit base supports more predictable funding costs, enabling steadier loan growth and margin preservation.
Bears Say
Modest Return On EquityLow ROE indicates limited capital efficiency and constrains shareholder returns absent sustained profit improvement. Even with improving NIM, Kearny must scale profitable lending or materially improve margins to lift ROE toward peer norms; otherwise capital deployment choices remain constrained.
Weakening Free Cash Flow MomentumDeclining free cash flow reduces flexibility for reinvestment, loan growth, technology spending, and dividend support. Although FCF roughly matches earnings today, the negative trajectory suggests pressure on internal funding for strategic initiatives and may force reliance on slower organic growth or capital actions.
Elevated Leverage Vs. Stronger YearsWhile leverage has improved, debt-to-equity remains materially above pre‑stress levels, leaving the franchise more sensitive to credit or rate shocks. Elevated leverage can amplify earnings volatility and constrain strategic optionality until capital ratios return closer to historical stronger levels.
Kearny Financial News
KRNY FAQ
What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.76 and its highest was $9.18 in the past 12 months.
What is Kearny Financial’s market cap?
Kearny Financial’s market cap is $590.42M.
When is Kearny Financial’s upcoming earnings report date?
Kearny Financial’s upcoming earnings report date is Jul 23, 2026 which is in 27 days.
How were Kearny Financial’s earnings last quarter?
Kearny Financial released its earnings results on Apr 23, 2026. The company reported $0.16 earnings per share for the quarter, the consensus estimate of $0.16 by $0.
Is Kearny Financial overvalued?
According to Wall Street analysts Kearny Financial’s price is currently Undervalued.
Does Kearny Financial pay dividends?
Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 5.8%. See more information on Kearny Financial dividends here
What is Kearny Financial’s EPS estimate?
Kearny Financial’s EPS estimate is 0.17.
How many shares outstanding does Kearny Financial have?
Kearny Financial has 64,739,150 shares outstanding.
What happened to Kearny Financial’s price movement after its last earnings report?
Kearny Financial reported an EPS of $0.16 in its last earnings report, expectations of $0.16. Following the earnings report the stock price went up 2.293%.
Which hedge fund is a major shareholder of Kearny Financial?
Currently, no hedge funds are holding shares in KRNY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kearny Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$9.50 (17.00% Upside)
$9.50 (17.00% Upside)
Blogger Sentiment
Neutral
KRNY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 144.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $189.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.03%
12-Months-Change
Fundamentals
Return on Equity
4.75%
Trailing 12-Months
Asset Growth
-1.62%
Trailing 12-Months
Company Description
Kearny Financial
Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.
KRNY Stock 12 Month Forecast
Average Price Target
$9.50
▲(17.00% Upside)
Technical Analysis
Ownership Overview
2.88% Insiders
17.54% Mutual Funds
13.33% Other Institutional Investors
52.37% Public Companies and
Individual Investors