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Kearny Financial (KRNY)
NASDAQ:KRNY
KRNY Stock Chart & Stats
$7.61
-$0.05(-0.72%)
At close: 4:00 PM EST
$7.61
-$0.05(-0.72%)
Day’s Range― - ―
52-Week Range$5.45 - $8.50
Previous CloseN/A
Volume42.78K
Average Volume (3M)306.40K
Market Cap
$492.66M
Enterprise Value$2.32B
Total Cash (Recent Filing)$1.15B
Total Debt (Recent Filing)$1.99B
Price to Earnings (P/E)12.3
Beta0.89
Next Earnings
Apr 23, 2026EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend Yield5.8%
Share Statistics
EPS (TTM)0.15
Shares Outstanding64,739,150
10 Day Avg. Volume248,472
30 Day Avg. Volume306,397
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.54
Price to Sales (P/S)1.18
P/FCF Ratio18.88
Enterprise Value/Market Cap4.71
Enterprise Value/Revenue6.75
Enterprise Value/Gross Profit14.16
Enterprise Value/Ebitda53.59
Forecast
1Y Price Target
$8.75Price Target Upside14.98% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.62
Revenue Forecast (FY)$183.79M
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityFree cash flow closely tracking net income indicates high earnings quality and persistent internal funding. Over the next 2–6 months this durable cash generation supports dividends, loan originations, provisioning, and strategic investments without heavy reliance on costly external capital.
Earnings Recovery And MarginsRecovery to positive TTM net income and a roughly 9% net margin shows operational resilience after a prior loss. Sustained profitability and margin stability strengthen retained earnings, helping rebuild capital and enabling steady lending and investment activity over the medium term.
Balance-Sheet Optimization & Strategic ActionsDeposit inflows and reduced non-performing assets improve funding mix and credit quality, lowering reliance on costly wholesale borrowings. Automation and a new residential lending team diversify fee income and cut costs, while a maintained dividend signals disciplined capital allocation.
Bears Say
Elevated Leverage And Modest ROEMeaningful leverage versus the company’s history and modest ROE constrain capital flexibility and increase sensitivity to interest and credit shocks. Over months, elevated debt levels limit capacity to fund growth initiatives, absorb losses, or raise shareholder returns without external capital.
Revenue Softness And Earnings VolatilityDeclining TTM revenue and prior-year losses reveal persistent mix or demand weakness and uneven execution. Structural revenue softness and earnings swings make long-term planning and cost leverage harder to achieve, raising the risk of renewed profit pressure under stress.
Low NIM And Liability SensitivityA relatively low net interest margin combined with a liability-sensitive funding profile makes earnings heavily dependent on beneficial rate moves and deposit pricing. Structurally, this increases the risk of margin compression if rates or competitive deposit costs move unfavorably.
Kearny Financial News
KRNY FAQ
What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.45 and its highest was $8.50 in the past 12 months.
What is Kearny Financial’s market cap?
Kearny Financial’s market cap is $492.66M.
When is Kearny Financial’s upcoming earnings report date?
Kearny Financial’s upcoming earnings report date is Apr 23, 2026 which is in 47 days.
How were Kearny Financial’s earnings last quarter?
Kearny Financial released its earnings results on Jan 22, 2026. The company reported $0.15 earnings per share for the quarter, missing the consensus estimate of $0.16 by -$0.01.
Is Kearny Financial overvalued?
According to Wall Street analysts Kearny Financial’s price is currently Undervalued.
Does Kearny Financial pay dividends?
Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 5.8%. See more information on Kearny Financial dividends here
What is Kearny Financial’s EPS estimate?
Kearny Financial’s EPS estimate is 0.16.
How many shares outstanding does Kearny Financial have?
Kearny Financial has 64,739,150 shares outstanding.
What happened to Kearny Financial’s price movement after its last earnings report?
Kearny Financial reported an EPS of $0.15 in its last earnings report, missing expectations of $0.16. Following the earnings report the stock price went down -1.939%.
Which hedge fund is a major shareholder of Kearny Financial?
Currently, no hedge funds are holding shares in KRNY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kearny Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$8.75 (14.98% Upside)
$8.75 (14.98% Upside)
Blogger Sentiment
Neutral
KRNY Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Decreased
By 1.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $30.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.03%
12-Months-Change
Fundamentals
Return on Equity
3.92%
Trailing 12-Months
Asset Growth
-1.60%
Trailing 12-Months
Company Description
Kearny Financial
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
KRNY Stock 12 Month Forecast
Average Price Target
$8.75
▲(14.98% Upside)
Technical Analysis
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Ownership Overview
2.91% Insiders
16.66% Mutual Funds
8.18% Other Institutional Investors
58.05% Public Companies and
Individual Investors