Kearny Financial (KRNY)
NASDAQ:KRNY
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KRNY Stock Chart & Stats
$8.12
-$0.05(-0.72%)
At close: 4:00 PM EST
$8.12
-$0.05(-0.72%)
Day’s Range― - ―
52-Week Range$5.76 - $8.50
Previous CloseN/A
Volume42.78K
Average Volume (3M)306.40K
Market Cap
$514.03M
Enterprise Value$1.45B
Total Cash (Recent Filing)$1.11B
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)11.7
Beta0.88
Next Earnings
Jul 23, 2026EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend Yield5.8%
Share Statistics
EPS (TTM)0.57
Shares Outstanding64,739,150
10 Day Avg. Volume248,472
30 Day Avg. Volume306,397
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.54
Price to Sales (P/S)1.18
P/FCF Ratio18.88
Enterprise Value/Market Cap2.82
Enterprise Value/Revenue4.20
Enterprise Value/Gross Profit8.50
Enterprise Value/Ebitda30.90
Forecast
1Y Price Target
$9.00Price Target Upside10.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.63
Revenue Forecast (FY)$176.46M
Bulls Say, Bears Say
Bulls Say
Net Interest Margin ExpansionSix straight quarters of NIM expansion indicate sustained improvement in core net interest income driven by better asset yields and funding mix. Persistent NIM gains support durable earnings and cash generation over the next several months if loan/deposit mix execution continues.
Balance-Sheet De-riskingLeverage has moderated materially from prior peaks and overnight borrowings fell, improving funding flexibility and regulatory headroom. A stronger capital/funding posture reduces refinancing and liquidity risk, supporting steadier lending and dividend capacity over the medium term.
Deposit & Operational InitiativesManagement is building deposit-gathering capability and scaling operations via a specialty deposits team and automation partnership, which should strengthen low-cost funding, improve client retention, and lift operating efficiency, supporting sustainable margin improvement if execution holds.
Bears Say
Low Return On EquityTrailing ROE near 4.8% is modest versus historical stronger cycles, limiting the bank's ability to generate retained capital and deliver compelling shareholder returns. Persistently low ROE would constrain reinvestment and reduce resilience to shocks absent sustained margin expansion.
Declining Free Cash FlowFree cash flow is positive but down nearly 15% TTM and below FY2021–FY2023 levels. Weakening cash momentum reduces room to fund growth, absorb credit stress, or expand capital returns, making the franchise more vulnerable if operating gains stall.
Elevated Leverage & Margin VolatilityAlthough leverage has improved, debt-to-equity (~1.39) remains well above earlier conservative levels and net margins have swung materially historically. Elevated leverage combined with cyclical margin swings increases sensitivity to rate and credit cycles, risking earnings volatility.
Kearny Financial News
KRNY FAQ
What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.76 and its highest was $8.50 in the past 12 months.
What is Kearny Financial’s market cap?
Kearny Financial’s market cap is $514.03M.
When is Kearny Financial’s upcoming earnings report date?
Kearny Financial’s upcoming earnings report date is Jul 23, 2026 which is in 70 days.
How were Kearny Financial’s earnings last quarter?
Kearny Financial released its earnings results on Apr 23, 2026. The company reported $0.16 earnings per share for the quarter, the consensus estimate of $0.16 by $0.
Is Kearny Financial overvalued?
According to Wall Street analysts Kearny Financial’s price is currently Undervalued.
Does Kearny Financial pay dividends?
Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 5.8%. See more information on Kearny Financial dividends here
What is Kearny Financial’s EPS estimate?
Kearny Financial’s EPS estimate is 0.17.
How many shares outstanding does Kearny Financial have?
Kearny Financial has 64,739,150 shares outstanding.
What happened to Kearny Financial’s price movement after its last earnings report?
Kearny Financial reported an EPS of $0.16 in its last earnings report, expectations of $0.16. Following the earnings report the stock price went up 2.293%.
Which hedge fund is a major shareholder of Kearny Financial?
Currently, no hedge funds are holding shares in KRNY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kearny Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$9.00 (10.84% Upside)
$9.00 (10.84% Upside)
Blogger Sentiment
Neutral
KRNY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $30.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.03%
12-Months-Change
Fundamentals
Return on Equity
4.75%
Trailing 12-Months
Asset Growth
-1.62%
Trailing 12-Months
Company Description
Kearny Financial
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
KRNY Stock 12 Month Forecast
Average Price Target
$9.00
▲(10.84% Upside)
Technical Analysis
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Ownership Overview
2.91% Insiders
16.76% Mutual Funds
1.75% Other Institutional Investors
64.31% Public Companies and
Individual Investors