Kearny Financial (KRNY)
NASDAQ:KRNY
KRNY Stock Chart & Stats
$7.50
-$0.05(-0.72%)
At close: 4:00 PM EST
$7.50
-$0.05(-0.72%)
Day’s Range― - ―
52-Week Range$5.45 - $8.50
Previous CloseN/A
Volume42.78K
Average Volume (3M)306.40K
Market Cap
$485.54M
Enterprise Value$2.31B
Total Cash (Recent Filing)$1.15B
Total Debt (Recent Filing)$1.99B
Price to Earnings (P/E)12.3
Beta0.90
Next Earnings
Apr 23, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend Yield5.8%
Share Statistics
EPS (TTM)0.15
Shares Outstanding64,739,150
10 Day Avg. Volume248,472
30 Day Avg. Volume306,397
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.54
Price to Sales (P/S)1.18
P/FCF Ratio18.88
Enterprise Value/Market Cap4.75
Enterprise Value/Revenue6.71
Enterprise Value/Gross Profit14.07
Enterprise Value/Ebitda53.24
Forecast
1Y Price Target
$8.50Price Target Upside13.33% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)0.69
Revenue Forecast (FY)$183.79M
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent TTM operating cash flow near $40.7M and free cash flow of ~$39.8M (roughly 98% of net income) indicates high earnings quality and durable internal funding. This supports dividends, strategic investment and loss-absorption capacity, improving resilience over the medium term.
Profitability RecoveryReturn to positive net income ($32.4M TTM) and solid net margin (~9%) reflects stabilization after a loss year. Durable profit recovery improves capital accumulation and provides a base for reinvestment and capital return, reducing cyclical vulnerability over the next several quarters.
Balance-sheet & Strategy ActionsDeposit inflows that reduced higher-cost wholesale borrowings, a 20.6% drop in non-performing assets, an automation tie-up, and hiring of a residential lending team are structural moves. They lower funding costs, improve credit quality, and diversify fee pipelines, strengthening medium-term earning power.
Bears Say
Elevated LeverageA debt-to-equity near 1.45x signals elevated leverage for a regional bank. Higher leverage raises sensitivity to credit stress and rate swings, constrains regulatory and strategic flexibility, and limits the firm's ability to expand lending or absorb unexpected losses without raising capital.
Modest Returns (ROE)A modest ROE (~4.3%) indicates limited effectiveness in deploying equity to generate profits. Sustained low returns slow capital buildup, reduce room for reinvestment or dividend growth, and may pressure strategic choices if management must prioritize capital conservation over growth.
Revenue Softness & VolatilityA ~4% decline in TTM revenue and historical swings (profitability collapses then rebounds) point to structural volatility in core income. This unpredictability hampers planning for loan growth, expense control and consistent dividend coverage unless revenue diversification and stability improve.
Kearny Financial News
KRNY FAQ
What was Kearny Financial’s price range in the past 12 months?
Kearny Financial lowest stock price was $5.45 and its highest was $8.50 in the past 12 months.
What is Kearny Financial’s market cap?
Kearny Financial’s market cap is $485.54M.
When is Kearny Financial’s upcoming earnings report date?
Kearny Financial’s upcoming earnings report date is Apr 23, 2026 which is in 25 days.
How were Kearny Financial’s earnings last quarter?
Kearny Financial released its earnings results on Jan 22, 2026. The company reported $0.15 earnings per share for the quarter, missing the consensus estimate of $0.16 by -$0.01.
Is Kearny Financial overvalued?
According to Wall Street analysts Kearny Financial’s price is currently Undervalued.
Does Kearny Financial pay dividends?
Kearny Financial pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 5.8%. See more information on Kearny Financial dividends here
What is Kearny Financial’s EPS estimate?
Kearny Financial’s EPS estimate is 0.15.
How many shares outstanding does Kearny Financial have?
Kearny Financial has 64,739,150 shares outstanding.
What happened to Kearny Financial’s price movement after its last earnings report?
Kearny Financial reported an EPS of $0.15 in its last earnings report, missing expectations of $0.16. Following the earnings report the stock price went down -1.939%.
Which hedge fund is a major shareholder of Kearny Financial?
Currently, no hedge funds are holding shares in KRNY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kearny Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$8.50 (13.33% Upside)
$8.50 (13.33% Upside)
Blogger Sentiment
Neutral
KRNY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $61.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.03%
12-Months-Change
Fundamentals
Return on Equity
4.31%
Trailing 12-Months
Asset Growth
-1.43%
Trailing 12-Months
Company Description
Kearny Financial
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
KRNY Stock 12 Month Forecast
Average Price Target
$8.50
▲(13.33% Upside)
Technical Analysis
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Ownership Overview
2.91% Insiders
16.81% Mutual Funds
8.18% Other Institutional Investors
57.99% Public Companies and
Individual Investors