Education
About Us
Working with TipRanks
Follow Us
Greene County Bancorp (GCBC)
NASDAQ:GCBC
GCBC Stock Chart & Stats
$22.25
-$0.11(-0.41%)
At close: 4:00 PM EST
$22.25
-$0.11(-0.41%)
Day’s Range― - ―
52-Week Range$20.00 - $27.41
Previous CloseN/A
Volume8.70K
Average Volume (3M)16.04K
Market Cap
$375.78M
Enterprise Value$581.10M
Total Cash (Recent Filing)$420.39M
Total Debt (Recent Filing)$214.12M
Price to Earnings (P/E)10.3
Beta0.83
Next Earnings
Apr 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)0.60
Shares Outstanding17,026,829
10 Day Avg. Volume15,633
30 Day Avg. Volume16,040
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)1.58
Price to Sales (P/S)2.85
P/FCF Ratio13.87
Enterprise Value/Market Cap1.55
Enterprise Value/Revenue4.14
Enterprise Value/Gross Profit7.04
Enterprise Value/Ebitda13.68
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High And Durable ProfitabilityTTM net margin near 26% reflects sustained core profitability from lending and fees. Durable margins provide a buffer against cyclical credit losses and funding cost swings, supporting internal capital generation, dividend capacity, and reinvestment over the next several quarters.
Strong Cash Generation (FCF ~ Net Income)Free cash flow roughly matching net income indicates high earnings quality and real cash conversion. Reliable cash generation supports shareholder distributions, organic growth, and loan book funding without heavy reliance on external financing, enhancing financial resilience.
Conservative Balance Sheet With Solid ROEA conservative capital structure paired with ~15% ROE signals efficient use of equity and room to absorb shocks. Growing equity bolsters loss-absorbing capacity and supports measured loan growth, preserving regulatory flexibility and credibility with depositors.
Bears Say
Margin Compression Vs 2021–2022 PeaksProfitability has weakened from prior peaks as net and gross margins compressed versus 2021–2022. If competitive pressures, deposit costs, or asset yield erosion persist, sustained margin compression would materially reduce earnings power and slow capital build over multiple quarters.
Volatile Leverage And Uneven Cash Flow GrowthHistoric swings in leverage and uneven FCF growth complicate strategic planning and raise refinancing and capital-timing risk. Such variability can force reactive capital moves, constrain lending during stress periods, and undermine predictability of dividends and investments.
Mutual Holding Company Will Not Waive DividendThe MHC's decision to take, rather than waive, its dividend materially alters capital allocation: a majority owner taking cash reduces retained capital available for loan growth or buffers. This structural shift limits internal flexibility and could constrain strategic investments over coming quarters.
Greene County Bancorp News
GCBC FAQ
What was Greene County Bancorp’s price range in the past 12 months?
Greene County Bancorp lowest stock price was $20.00 and its highest was $27.41 in the past 12 months.
What is Greene County Bancorp’s market cap?
Greene County Bancorp’s market cap is $375.78M.
When is Greene County Bancorp’s upcoming earnings report date?
Greene County Bancorp’s upcoming earnings report date is Apr 28, 2026 which is in 56 days.
How were Greene County Bancorp’s earnings last quarter?
Greene County Bancorp released its earnings results on Jan 21, 2026. The company reported $0.604 earnings per share for the quarter, beating the consensus estimate of N/A by $0.604.
Is Greene County Bancorp overvalued?
According to Wall Street analysts Greene County Bancorp’s price is currently Overvalued.
Does Greene County Bancorp pay dividends?
Greene County Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 1.63%. See more information on Greene County Bancorp dividends here
What is Greene County Bancorp’s EPS estimate?
Greene County Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Greene County Bancorp have?
Greene County Bancorp has 17,026,829 shares outstanding.
What happened to Greene County Bancorp’s price movement after its last earnings report?
Greene County Bancorp reported an EPS of $0.604 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.636%.
Which hedge fund is a major shareholder of Greene County Bancorp?
Currently, no hedge funds are holding shares in GCBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Greene County Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Increased
By 17.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $320.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.01%
12-Months-Change
Fundamentals
Return on Equity
14.53%
Trailing 12-Months
Asset Growth
7.58%
Trailing 12-Months
Company Description
Greene County Bancorp
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
Technical Analysis
Bank Of Marin Bancorp
―
Community West Bancshares
―
Civista Bancshares
―
Sierra Bancorp
―
Blue Ridge Bankshares
―
Ownership Overview
1.47% Insiders
3.83% Mutual Funds
0.89% Other Institutional Investors
90.15% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---