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GCBC Stock Chart & Stats
$33.00
$0.42(1.27%)
At close: 4:00 PM EDT
$33.00
$0.42(1.27%)
Day’s Range― - ―
52-Week Range$21.25 - $36.02
Previous Close$33.42
Volume27.04K
Average Volume (3M)16.04K
Market Cap
$569.67M
Enterprise Value$714.73
Total Cash (Recent Filing)$492.65M
Total Debt (Recent Filing)$107.34M
Price to Earnings (P/E)13.9
Beta0.80
Next Earnings
Oct 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.2%
Share Statistics
EPS (TTM)2.29
Shares Outstanding17,025,484
10 Day Avg. Volume15,633
30 Day Avg. Volume16,040
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)1.58
Price to Sales (P/S)2.85
P/FCF Ratio13.87
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High And Sustainable MarginsTTM net profit (~27%) and operating margins (~31%) reflect durable underwriting, fee income and cost control in core community-banking activities. Such margin levels support internal capital formation, reinvestment and resilience of core earnings through normal cycles.
Strong Cash Generation And Earnings QualityFree cash flow nearly equals reported net income, indicating high cash conversion and reliable earnings quality. Consistent FCF supports dividend payouts, funding for loan growth and securities investment without heavy reliance on external financing.
Disciplined Capital Returns And Regulatory-aligned WaiverA 10% dividend increase plus the MHC’s waiver (after Fed nonobjection) signals management discipline in capital allocation and regulatory coordination. Concentrating payouts to minority shareholders while preserving capital at the MHC supports measured shareholder returns and flexibility.
Bears Say
Margin Compression And SensitivityReported margin compression versus prior years indicates earnings are sensitive to interest-rate spreads and credit-cycle dynamics. If NIMs tighten or credit costs rise, sustaining current high margins will require faster repricing, tighter credit or additional cost reductions.
Volatile Leverage And Cash-flow TimingDebt-to-equity and cash-flow conversion have varied materially over recent years, increasing cyclicality and execution risk. Such swings can constrain lending plans and capital actions in stressed periods and make capital planning less predictable over the medium term.
Concentrated Majority Ownership (MHC 54.1%)Majority ownership by the federal mutual holding company can limit minority shareholder influence on strategy and capital choices. While the MHC’s waiver aids near-term payouts, concentrated control can create persistent governance and alignment risks for public investors.
Greene County Bancorp News
GCBC FAQ
What was Greene County Bancorp’s price range in the past 12 months?
Greene County Bancorp lowest stock price was $21.25 and its highest was $36.02 in the past 12 months.
What is Greene County Bancorp’s market cap?
Greene County Bancorp’s market cap is $569.67M.
When is Greene County Bancorp’s upcoming earnings report date?
Greene County Bancorp’s upcoming earnings report date is Oct 27, 2026 which is in 86 days.
How were Greene County Bancorp’s earnings last quarter?
Greene County Bancorp released its earnings results on Jul 23, 2026. The company reported $0.666 earnings per share for the quarter, beating the consensus estimate of N/A by $0.666.
Is Greene County Bancorp overvalued?
According to Wall Street analysts Greene County Bancorp’s price is currently Overvalued.
Does Greene County Bancorp pay dividends?
Greene County Bancorp pays a Quarterly dividend of $0.11 which represents an annual dividend yield of 1.2%. See more information on Greene County Bancorp dividends here
What is Greene County Bancorp’s EPS estimate?
Greene County Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Greene County Bancorp have?
Greene County Bancorp has 17,025,484 shares outstanding.
What happened to Greene County Bancorp’s price movement after its last earnings report?
Greene County Bancorp reported an EPS of $0.666 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.23%.
Which hedge fund is a major shareholder of Greene County Bancorp?
Currently, no hedge funds are holding shares in GCBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Greene County Bancorp Stock Smart Score
Neutral
1
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5
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10
Blogger Sentiment
Bullish
GCBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 6.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $287.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.01%
12-Months-Change
Fundamentals
Return on Equity
1.20%
Trailing 12-Months
Asset Growth
4.48%
Trailing 12-Months
Company Description
Greene County Bancorp
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
Technical Analysis
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Ownership Overview
2.89% Insiders
3.86% Mutual Funds
1.57% Other Institutional Investors
86.23% Public Companies and
Individual Investors