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Civista Bancshares Inc (CIVB)
NASDAQ:CIVB
CIVB Stock Chart & Stats
$24.87
-$0.68(-3.37%)
At close: 4:00 PM EST
$24.87
-$0.68(-3.37%)
Day’s Range― - ―
52-Week Range$17.47 - $25.59
Previous CloseN/A
Volume21.13K
Average Volume (3M)106.13K
Market Cap
$479.54M
Enterprise Value$687.17M
Total Cash (Recent Filing)$761.92M
Total Debt (Recent Filing)$284.18M
Price to Earnings (P/E)9.4
Beta0.74
Next Earnings
Apr 24, 2026EPS Estimate
0.58Next Dividend Ex-DateN/A
Dividend Yield2.96%
Share Statistics
EPS (TTM)0.75
Shares Outstanding19,312,880
10 Day Avg. Volume178,429
30 Day Avg. Volume106,125
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.72
Price to Sales (P/S)1.53
P/FCF Ratio0.00
Enterprise Value/Market Cap1.43
Enterprise Value/Revenue2.72
Enterprise Value/Gross Profit4.12
Enterprise Value/Ebitda12.29
Forecast
1Y Price Target
$27.33Price Target Upside9.89% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Loan Growth OutlookAnalyst expects loan growth to accelerate on the back of a robust origination pipeline, which should drive revenue expansion and improve core business trends.
Management And Capital StrategyAnalyst highlights strong management execution, including strategic equity use and deal-driven cost savings, which should bolster the bank's capital position and support future growth plans.
Valuation, Margins And Expense ControlAnalyst points to attractive relative valuation combined with rising non-interest income and disciplined expense control as factors that could enable margin expansion and enhance the stock's risk-reward profile.
Bears Say
Civista Bancshares News
CIVB FAQ
What was Civista Bancshares Inc’s price range in the past 12 months?
Civista Bancshares Inc lowest stock price was $17.46 and its highest was $25.59 in the past 12 months.
What is Civista Bancshares Inc’s market cap?
Civista Bancshares Inc’s market cap is $479.54M.
When is Civista Bancshares Inc’s upcoming earnings report date?
Civista Bancshares Inc’s upcoming earnings report date is Apr 24, 2026 which is in 72 days.
How were Civista Bancshares Inc’s earnings last quarter?
Civista Bancshares Inc released its earnings results on Jan 29, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.62 by $0.13.
Is Civista Bancshares Inc overvalued?
According to Wall Street analysts Civista Bancshares Inc’s price is currently Undervalued.
Does Civista Bancshares Inc pay dividends?
Civista Bancshares Inc pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.96%. See more information on Civista Bancshares Inc dividends here
What is Civista Bancshares Inc’s EPS estimate?
Civista Bancshares Inc’s EPS estimate is 0.58.
How many shares outstanding does Civista Bancshares Inc have?
Civista Bancshares Inc has 19,312,880 shares outstanding.
What happened to Civista Bancshares Inc’s price movement after its last earnings report?
Civista Bancshares Inc reported an EPS of $0.75 in its last earnings report, beating expectations of $0.62. Following the earnings report the stock price went up 5.754%.
Which hedge fund is a major shareholder of Civista Bancshares Inc?
Currently, no hedge funds are holding shares in CIVB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Civista Bancshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$27.33 (9.89% Upside)
$27.33 (9.89% Upside)
Blogger Sentiment
Bullish
CIVB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 346.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $21.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.33%
12-Months-Change
Fundamentals
Return on Equity
9.73%
Trailing 12-Months
Asset Growth
1.28%
Trailing 12-Months
Company Description
Civista Bancshares Inc
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
CIVB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights strong core operating performance: significant year-over-year earnings and EPS growth, NIM expansion, meaningful organic loan growth, strengthened capital ratios, improved efficiency, and strategic progress on acquisition, digital and leasing initiatives. Key negatives are largely one-time or transitional: acquisition-related nonrecurring charges, a year-long decline in lease-related noninterest income, a modest uptick in nonperforming/past-due loans driven by an isolated participation, and near-term elevated expenses for integration and investments. Overall, the positives — recurring revenue and margin expansion, deposit funding improvements, capital accretion, and expense discipline — substantially outweigh the transitory lowlights.View all CIVB earnings summariesCIVB Stock 12 Month Forecast
Average Price Target
$27.33
▲(9.89% Upside)
Technical Analysis
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Ownership Overview
3.18% Insiders
16.79% Mutual Funds
1.44% Other Institutional Investors
66.17% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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