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Total Valuation
Civista Bancshares has a market cap or net worth of $573.62M. The enterprise value is $756.63.
Market Cap$573.62M
Enterprise Value$756.63
Share Statistics
Civista Bancshares has 20,783,348 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding20,783,348
Owned by Insiders2.39%
Owned by Institutions14.46%
Financial Efficiency
Civista Bancshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 5.31%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.31%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee465.24K
Profits Per Employee84.33K
Employee Count548
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Civista Bancshares is 10.2. Civista Bancshares’s PEG ratio is 0.27.
PE Ratio10.2
PS Ratio1.53
PB Ratio0.72
Price to Fair Value0.72
Price to FCF9.24
Price to Operating Cash Flow9.90
PEG Ratio0.27
Income Statement
In the last 12 months, Civista Bancshares had revenue of 254.95M and earned 46.21M in profits. Earnings per share was 2.64.
Revenue254.95M
Gross Profit169.17M
Operating Income55.23M
Pretax Income55.23M
Net Income46.21M
EBITDA65.11M
Earnings Per Share (EPS)2.64
Cash Flow
In the last 12 months, operating cash flow was 57.87M and capital expenditures -1.61M, giving a free cash flow of 56.25M billion.
Operating Cash Flow57.87M
Free Cash Flow56.25M
Free Cash Flow per Share2.71
Dividends & Yields
Civista Bancshares pays an annual dividend of $0.18, resulting in a dividend yield of 2.57%
Dividend Per Share$0.18
Dividend Yield2.57%
Payout Ratio24.48%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.75
52-Week Price Change38.08%
50-Day Moving Average28.01
200-Day Moving Average24.44
Relative Strength Index (RSI)40.56
Average Volume (3m)106.13K
Important Dates
Civista Bancshares upcoming earnings date is Oct 23, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 23, 2026
Ex-Dividend Date―
Financial Position
Civista Bancshares as a current ratio of 0.11, with Debt / Equity ratio of 40.29%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.73
Net Debt to EBITDA3.16
Interest Coverage Ratio0.67
Taxes
In the past 12 months, Civista Bancshares has paid 9.02M in taxes.
Income Tax9.02M
Effective Tax Rate0.16
Enterprise Valuation
Civista Bancshares EV to EBITDA ratio is 9.13, with an EV/FCF ratio of 14.12.
EV to Sales2.33
EV to EBITDA9.13
EV to Free Cash Flow14.12
EV to Operating Cash Flow13.74
Balance Sheet
Civista Bancshares has $765.10M in cash and marketable securities with $228.38M in debt, giving a net cash position of $536.72M billion.
Cash & Marketable Securities$765.10M
Total Debt$228.38M
Net Cash$536.72M
Net Cash Per Share$25.82
Tangible Book Value Per Share$22.84
Margins
Gross margin is 65.82%, with operating margin of 21.66%, and net profit margin of 18.13%.
Gross Margin65.82%
Operating Margin21.66%
Pretax Margin21.66%
Net Profit Margin18.13%
EBITDA Margin25.54%
EBIT Margin21.66%
Analyst Forecast
The average price target for Civista Bancshares is $31.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$31.67
Price Target Upside10.80% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast4.88%
EPS Growth Forecast6.47%