Flushing Financial Corp. (FFIC)
NASDAQ:FFIC
Total Valuation
Flushing Financial has a market cap or net worth of $505.54M. The enterprise value is $971.80M.
Market Cap$505.54M
Enterprise Value$971.80M
Share Statistics
Flushing Financial has 33,883,625 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding33,883,625
Owned by Insiders5.16%
Owned by Institutions13.95%
Financial Efficiency
Flushing Financial’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 9.29%.
Return on Equity (ROE)0.03
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)9.29%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee793.73K
Profits Per Employee33.06K
Employee Count571
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Flushing Financial is 27.7. Flushing Financial’s PEG ratio is -0.18.
PE Ratio27.7
PS Ratio1.15
PB Ratio0.74
Price to Fair Value0.74
Price to FCF9.38
Price to Operating Cash Flow8.43
PEG Ratio-0.18
Income Statement
In the last 12 months, Flushing Financial had revenue of 453.22M and earned 18.88M in profits. Earnings per share was 0.54.
Revenue453.22M
Gross Profit189.73M
Operating Income34.52M
Pretax Income34.52M
Net Income18.88M
EBITDA39.86M
Earnings Per Share (EPS)0.54
Cash Flow
In the last 12 months, operating cash flow was 61.02M and capital expenditures -5.22M, giving a free cash flow of 55.80M billion.
Operating Cash Flow61.02M
Free Cash Flow55.80M
Free Cash Flow per Share1.65
Dividends & Yields
Flushing Financial pays an annual dividend of $0.22, resulting in a dividend yield of 5.16%
Dividend Per Share$0.22
Dividend Yield5.16%
Payout Ratio84.62%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.98
52-Week Price Change21.25%
50-Day Moving Average15.59
200-Day Moving Average14.01
Relative Strength Index (RSI)42.71
Average Volume (3m)262.51K
Important Dates
Flushing Financial upcoming earnings date is Apr 28, 2026, After Close (Confirmed).
Last Earnings DateJan 27, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Flushing Financial as a current ratio of 3.45, with Debt / Equity ratio of 83.67%
Current Ratio3.45
Quick Ratio3.45
Debt to Market Cap1.03
Net Debt to EBITDA11.70
Interest Coverage Ratio0.14
Taxes
In the past 12 months, Flushing Financial has paid 15.64M in taxes.
Income Tax15.64M
Effective Tax Rate0.45
Enterprise Valuation
Flushing Financial EV to EBITDA ratio is 24.83, with an EV/FCF ratio of 17.73.
EV to Sales2.18
EV to EBITDA24.83
EV to Free Cash Flow17.73
EV to Operating Cash Flow16.22
Balance Sheet
Flushing Financial has $126.08M in cash and marketable securities with $592.34M in debt, giving a net cash position of -$466.26M billion.
Cash & Marketable Securities$126.08M
Total Debt$592.34M
Net Cash-$466.26M
Net Cash Per Share-$13.76
Tangible Book Value Per Share$20.50
Margins
Gross margin is 46.16%, with operating margin of 7.62%, and net profit margin of 4.17%.
Gross Margin46.16%
Operating Margin7.62%
Pretax Margin7.62%
Net Profit Margin4.17%
EBITDA Margin8.79%
EBIT Margin7.62%
Analyst Forecast
The average price target for Flushing Financial is $16.80, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$16.80
Price Target Upside12.60% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast-11.91%
EPS Growth Forecast-235.73%