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FBIZ Stock Chart & Stats
$59.33
$0.08(0.18%)
At close: 4:00 PM EST
$59.33
$0.08(0.18%)
Day’s Range― - ―
52-Week Range$45.90 - $66.77
Previous CloseN/A
Volume4.47K
Average Volume (3M)25.29K
Market Cap
$549.39M
Enterprise Value$627.80
Total Cash (Recent Filing)$513.54M
Total Debt (Recent Filing)$310.48M
Price to Earnings (P/E)10.7
Beta0.76
Next Earnings
Jul 30, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend Yield1.92%
Share Statistics
EPS (TTM)6.14
Shares Outstanding8,362,166
10 Day Avg. Volume17,199
30 Day Avg. Volume25,287
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)1.19
Price to Sales (P/S)1.59
P/FCF Ratio7.25
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$65.75Price Target Upside10.82% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)6.22
Revenue Forecast (FY)$183.25M
Bulls Say, Bears Say
Bulls Say
Loan & Deposit GrowthSustained double‑digit loan growth and material core deposit gains improve net interest income capacity and reduce reliance on volatile wholesale funding. Durable core funding supports lower funding costs, funds loan originations, and underpins multi‑period organic growth and predictable balance‑sheet expansion.
Diversified Fee Income / Private WealthGrowing fee income, led by private wealth, strengthens revenue diversification and lowers sensitivity to NIM swings. A recurring advisory/wealth stream improves fee stability, supports cross‑sell, and helps sustain margins over economic cycles versus banks reliant solely on interest spread.
Stronger Balance Sheet & Cash GenerationMeaningfully reduced leverage and high‑quality operating cash flow enhance financial flexibility, lower refinancing risk, and permit disciplined capital allocation. Mid‑teens ROE with equity growth supports dividends, reinvestment, and loan growth while providing buffers during credit cycles.
Bears Say
Top‑Line Softness & Margin NormalizationA modest TTM revenue decline and multi‑year margin reversion reduce incremental earnings leverage. If revenue growth does not reaccelerate, operating leverage improvements may be insufficient to offset normalized margins, constraining durable EPS growth over the medium term.
Elevated Charge‑offs & CRE Resolution TimingHigher-than-target charge‑offs and a remaining downgraded CRE balance introduce credit risk and timing uncertainty. Delayed resolution of the CRE position can prolong provision volatility and weigh on capital deployment and earnings visibility across the next several quarters.
Expense Run‑Rate PressureRising payroll and professional costs lift the baseline expense level, challenging operating leverage targets. Unless revenue growth sustainably exceeds expense increases, elevated run‑rate could compress efficiency and limit excess cash available for reinvestment or shareholder returns.
First Business Financial News
FBIZ FAQ
What was First Business Financial Services’s price range in the past 12 months?
First Business Financial Services lowest stock price was $45.90 and its highest was $66.77 in the past 12 months.
What is First Business Financial Services’s market cap?
First Business Financial Services’s market cap is $549.39M.
When is First Business Financial Services’s upcoming earnings report date?
First Business Financial Services’s upcoming earnings report date is Jul 30, 2026 which is in 10 days.
How were First Business Financial Services’s earnings last quarter?
First Business Financial Services released its earnings results on Apr 23, 2026. The company reported $1.44 earnings per share for the quarter, beating the consensus estimate of $1.416 by $0.024.
Is First Business Financial Services overvalued?
According to Wall Street analysts First Business Financial Services’s price is currently Undervalued.
Does First Business Financial Services pay dividends?
First Business Financial Services pays a Quarterly dividend of $0.34 which represents an annual dividend yield of 1.92%. See more information on First Business Financial Services dividends here
What is First Business Financial Services’s EPS estimate?
First Business Financial Services’s EPS estimate is 1.56.
How many shares outstanding does First Business Financial Services have?
First Business Financial Services has 8,362,166 shares outstanding.
What happened to First Business Financial Services’s price movement after its last earnings report?
First Business Financial Services reported an EPS of $1.44 in its last earnings report, beating expectations of $1.416. Following the earnings report the stock price went down -2.2%.
Which hedge fund is a major shareholder of First Business Financial Services?
Currently, no hedge funds are holding shares in FBIZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Business Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$65.75 (10.82% Upside)
$65.75 (10.82% Upside)
Hedge Fund Trend
Decreased
By 29.3K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.51%
12-Months-Change
Fundamentals
Return on Equity
1.92%
Trailing 12-Months
Asset Growth
9.53%
Trailing 12-Months
Company Description
First Business Financial Services
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
FBIZ Stock 12 Month Forecast
Average Price Target
$65.75
▲(10.82% Upside)
Technical Analysis
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Ownership Overview
5.46% Insiders
19.30% Mutual Funds
<0.01% Other Institutional Investors
59.29% Public Companies and
Individual Investors