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First Business Financial Services (FBIZ)
:FBIZ
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First Business Financial (FBIZ) Stock Statistics & Valuation Metrics

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Total Valuation

First Business Financial has a market cap or net worth of $438.07M. The enterprise value is $516.27M.
Market Cap$438.07M
Enterprise Value$516.27M

Share Statistics

First Business Financial has 8,318,840 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,318,840
Owned by Insiders5.69%
Owned by Institutions20.82%

Financial Efficiency

First Business Financial’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 5.93%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.93%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee741.19K
Profits Per Employee124.99K
Employee Count354
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio9.6
PS Ratio0.00
PB Ratio1.14
Price to Fair Value1.15
Price to FCF6.53
Price to Operating Cash Flow6.39
PEG Ratio1.54

Income Statement

In the last 12 months, First Business Financial had revenue of 262.38M and earned 44.24M in profits. Earnings per share was 5.69.
Revenue262.38M
Gross Profit144.63M
Operating Income51.15M
Pretax Income51.15M
Net Income44.24M
EBITDA54.89M
Earnings Per Share (EPS)5.69

Cash Flow

In the last 12 months, operating cash flow was 60.11M and capital expenditures 94.00K, giving a free cash flow of 60.20M billion.
Operating Cash Flow60.11M
Free Cash Flow60.20M
Free Cash Flow per Share7.24

Dividends & Yields

First Business Financial pays an annual dividend of $0.29, resulting in a dividend yield of 2.18%
Dividend Per Share$0.29
Dividend Yield2.18%
Payout Ratio19.64%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.95
52-Week Price Change35.83%
50-Day Moving Average49.72
200-Day Moving Average47.95
Relative Strength Index (RSI)62.71
Average Volume (3m)55.00K

Important Dates

First Business Financial upcoming earnings date is Jul 24, 2025, After Close (Confirmed).
Last Earnings DateApr 24, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateMay 09, 2025

Financial Position

First Business Financial as a current ratio of 0.17, with Debt / Equity ratio of 87.54%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap0.85
Net Debt to EBITDA3.10
Interest Coverage Ratio0.47

Taxes

In the past 12 months, First Business Financial has paid 6.91M in taxes.
Income Tax6.91M
Effective Tax Rate0.13

Enterprise Valuation

First Business Financial EV to EBITDA ratio is 9.97, with an EV/FCF ratio of 9.56.
EV to Sales2.09
EV to EBITDA9.97
EV to Free Cash Flow9.56
EV to Operating Cash Flow9.52

Balance Sheet

First Business Financial has $530.01M in cash and marketable securities with $294.19M in debt, giving a net cash position of -$235.82M billion.
Cash & Marketable Securities$530.01M
Total Debt$294.19M
Net Cash-$235.82M
Net Cash Per Share-$28.35
Tangible Book Value Per Share$38.86

Margins

Gross margin is 101.10%, with operating margin of 19.49%, and net profit margin of 16.86%.
Gross Margin101.10%
Operating Margin19.49%
Pretax Margin19.49%
Net Profit Margin16.86%
EBITDA Margin20.92%
EBIT Margin19.49%

Analyst Forecast

The average price target for First Business Financial is $58.25, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$58.25
Price Target Upside9.29% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast12.02%
EPS Growth Forecast26.09%

Scores

Smart Score6
AI Score79
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