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First Business Financial Services (FBIZ)
NASDAQ:FBIZ
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First Business Financial (FBIZ) Stock Statistics & Valuation Metrics

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Total Valuation

First Business Financial has a market cap or net worth of $473.21M. The enterprise value is $646.57M.
Market Cap$473.21M
Enterprise Value$646.57M

Share Statistics

First Business Financial has 8,362,166 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,362,166
Owned by Insiders5.35%
Owned by Institutions7.81%

Financial Efficiency

First Business Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.23%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.23%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee788.83K
Profits Per Employee142.14K
Employee Count354
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Business Financial is 9.0. First Business Financial’s PEG ratio is 0.53.
PE Ratio9.0
PS Ratio1.59
PB Ratio1.19
Price to Fair Value1.19
Price to FCF7.25
Price to Operating Cash Flow8.67
PEG Ratio0.53

Income Statement

In the last 12 months, First Business Financial had revenue of 279.25M and earned 50.32M in profits. Earnings per share was 6.06.
Revenue279.25M
Gross Profit159.97M
Operating Income60.45M
Pretax Income60.45M
Net Income50.32M
EBITDA60.45M
Earnings Per Share (EPS)6.06

Cash Flow

In the last 12 months, operating cash flow was 53.45M and capital expenditures -650.00K, giving a free cash flow of 52.80M billion.
Operating Cash Flow53.45M
Free Cash Flow52.80M
Free Cash Flow per Share6.31

Dividends & Yields

First Business Financial pays an annual dividend of $0.29, resulting in a dividend yield of 2.08%
Dividend Per Share$0.29
Dividend Yield2.08%
Payout Ratio19.08%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.78
52-Week Price Change21.80%
50-Day Moving Average55.61
200-Day Moving Average52.83
Relative Strength Index (RSI)68.76
Average Volume (3m)25.29K

Important Dates

First Business Financial upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date

Financial Position

First Business Financial as a current ratio of 0.31, with Debt / Equity ratio of 81.69%
Current Ratio0.31
Quick Ratio0.31
Debt to Market Cap0.57
Net Debt to EBITDA3.78
Interest Coverage Ratio0.55

Taxes

In the past 12 months, First Business Financial has paid 10.13M in taxes.
Income Tax10.13M
Effective Tax Rate0.17

Enterprise Valuation

First Business Financial EV to EBITDA ratio is 11.11, with an EV/FCF ratio of 10.99.
EV to Sales2.41
EV to EBITDA11.11
EV to Free Cash Flow10.99
EV to Operating Cash Flow10.89

Balance Sheet

First Business Financial has $513.54M in cash and marketable securities with $310.48M in debt, giving a net cash position of $203.06M billion.
Cash & Marketable Securities$513.54M
Total Debt$310.48M
Net Cash$203.06M
Net Cash Per Share$24.28
Tangible Book Value Per Share$44.08

Margins

Gross margin is 57.68%, with operating margin of 21.65%, and net profit margin of 18.02%.
Gross Margin57.68%
Operating Margin21.65%
Pretax Margin21.65%
Net Profit Margin18.02%
EBITDA Margin21.65%
EBIT Margin21.65%

Analyst Forecast

The average price target for First Business Financial is $65.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$65.75
Price Target Upside10.82% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast5.94%
EPS Growth Forecast10.27%

Scores

Smart Score6
AI Score