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Total Valuation
First Business Financial has a market cap or net worth of $549.39M. The enterprise value is $627.80.
Market Cap$549.39M
Enterprise Value$627.80
Share Statistics
First Business Financial has 8,362,166 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,362,166
Owned by Insiders5.46%
Owned by Institutions<0.01%
Financial Efficiency
First Business Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.23%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.23%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee765.06K
Profits Per Employee137.86K
Employee Count365
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Business Financial is 10.7. First Business Financial’s PEG ratio is 0.54.
PE Ratio10.7
PS Ratio1.59
PB Ratio1.19
Price to Fair Value1.19
Price to FCF7.25
Price to Operating Cash Flow10.06
PEG Ratio0.54
Income Statement
In the last 12 months, First Business Financial had revenue of 279.25M and earned 50.32M in profits. Earnings per share was 6.06.
Revenue279.25M
Gross Profit159.97M
Operating Income60.45M
Pretax Income60.45M
Net Income50.32M
EBITDA64.23M
Earnings Per Share (EPS)6.06
Cash Flow
In the last 12 months, operating cash flow was 53.45M and capital expenditures -650.00K, giving a free cash flow of 52.80M billion.
Operating Cash Flow53.45M
Free Cash Flow52.80M
Free Cash Flow per Share6.31
Dividends & Yields
First Business Financial pays an annual dividend of $0.34, resulting in a dividend yield of 1.92%
Dividend Per Share$0.34
Dividend Yield1.92%
Payout Ratio19.08%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change25.04%
50-Day Moving Average59.69
200-Day Moving Average55.29
Relative Strength Index (RSI)65.72
Average Volume (3m)25.29K
Important Dates
First Business Financial upcoming earnings date is Jul 30, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
First Business Financial as a current ratio of 0.31, with Debt / Equity ratio of 81.69%
Current Ratio0.31
Quick Ratio0.31
Debt to Market Cap0.57
Net Debt to EBITDA3.56
Interest Coverage Ratio0.55
Taxes
In the past 12 months, First Business Financial has paid 10.13M in taxes.
Income Tax10.13M
Effective Tax Rate0.17
Enterprise Valuation
First Business Financial EV to EBITDA ratio is 10.46, with an EV/FCF ratio of 10.99.
EV to Sales2.41
EV to EBITDA10.46
EV to Free Cash Flow10.99
EV to Operating Cash Flow10.89
Balance Sheet
First Business Financial has $513.54M in cash and marketable securities with $310.48M in debt, giving a net cash position of $203.06M billion.
Cash & Marketable Securities$513.54M
Total Debt$310.48M
Net Cash$203.06M
Net Cash Per Share$24.28
Tangible Book Value Per Share$44.08
Margins
Gross margin is 57.68%, with operating margin of 21.65%, and net profit margin of 18.02%.
Gross Margin57.68%
Operating Margin21.65%
Pretax Margin21.65%
Net Profit Margin18.02%
EBITDA Margin23.00%
EBIT Margin21.65%
Analyst Forecast
The average price target for First Business Financial is $65.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$65.75
Price Target Upside10.82% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast5.94%
EPS Growth Forecast10.27%