Ford Motor (F) AI Stock Analysis

• Market Cap: $52.96B
• Dividend Yield: 5.64%
• Average Volume (3M): 53.72M
• Price to Earnings (P/E): 11.4
• Beta (1Y): 0.93
• Revenue Growth: 3.75%
• EPS Growth: 33.37%
• Country: US
• Employees: 170,000
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Manufacturers
• EPS (TTM): 0.45
• Shares Outstanding: 3,913,646,500
• 10 Day Avg. Volume: 53,165,940
• 30 Day Avg. Volume: 53,718,285
• PEG Ratio: 0.19
• Price to Book (P/B): 0.88
• Price to Sales (P/S): 0.21
• P/FCF Ratio: 5.84
• Enterprise Value/Market Cap: 3.22
• Enterprise Value/Revenue: 0.90
• Enterprise Value/Gross Profit: 11.95
• Enterprise Value/Ebitda: 13.87
• 1Y Price Target: $13.27
• Price Target Upside: -0.15% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 13
• EPS Forecast (FY): 1.06
• Revenue Forecast (FY): $182.02B

• Rating: 71 Outperform
• Price Target: $14.50 ▲(9.10% Upside)

Ford's overall stock score reflects a balance of strengths and challenges. The company's strong cash flow and attractive valuation are significant positives, while high leverage and recent operational challenges, such as the Novelis fire, present risks. Technical indicators suggest a positive market sentiment, supporting the stock's outlook.

Positive Factors

Strong Cash Flow

Ford's robust cash flow generation enhances its financial flexibility, supporting investments in growth areas and debt management.

Cost Improvements

Significant cost improvements bolster Ford's profitability and competitiveness, enabling reinvestment in strategic initiatives.

Strategic Realignment

Ford's strategic shift towards profitable segments like Ford Pro and energy storage positions it for sustainable growth.

Negative Factors

High Leverage

Ford's significant leverage could constrain financial flexibility and increase vulnerability to economic downturns.

Model e Losses

Ongoing losses in the Model e division highlight challenges in achieving profitability in the EV segment, impacting overall margins.

Novelis Fire Impact

The Novelis fire disrupts supply chains, potentially affecting production and financial performance in the near term.

Ford Motor Business Overview & Revenue Model

Company Description

Ford Motor Company develops, delivers, and services a range of Ford trucks, commercial cars and vans, sport utility vehicles, and Lincoln luxury vehicles worldwide. It operates through Ford Blue, Ford Model e, and Ford Pro; Ford Next; and Ford Credit segments. The company sells Ford and Lincoln vehicles, service parts, and accessories through distributors and dealers, as well as through dealerships to commercial fleet customers, daily rental car companies, and governments. It also engages in vehicle-related financing and leasing activities to and through automotive dealers. In addition, the company provides retail installment sale contracts for new and used vehicles; and direct financing leases for new vehicles to retail and commercial customers, such as leasing companies, government entities, daily rental companies, and fleet customers. Further, it offers wholesale loans to dealers to finance the purchase of vehicle inventory; and loans to dealers to finance working capital and enhance dealership facilities, purchase dealership real estate, and other dealer vehicle programs. The company was incorporated in 1903 and is based in Dearborn, Michigan.

How the Company Makes Money

Ford generates revenue primarily through the sale of vehicles and related services. Its key revenue streams include the sale of new vehicles, financing solutions through Ford Credit, and parts and services provided to customers. The company earns a significant portion of its income from retail and fleet vehicle sales, along with financing and leasing options that enhance customer accessibility. Additionally, Ford has formed strategic partnerships and collaborations, especially in the electric vehicle sector, to enhance its market position and drive innovation. These relationships, along with the growing demand for electric and hybrid vehicles, are pivotal as the company transitions towards a more sustainable future.

Ford Motor Financial Statement Overview

Summary

Ford Motor's financial performance is moderate with stable revenue growth and operational efficiency. However, high leverage poses a financial risk, despite strong cash flow generation.

Income Statement

Ford Motor's income statement shows a moderate performance with a stable revenue growth rate of 2.34% in the TTM period. The gross profit margin has decreased to 7.53% from previous years, indicating pressure on production costs or pricing. The net profit margin is relatively low at 2.48%, reflecting challenges in converting revenue into profit. However, the company has maintained a positive EBIT margin of 3.43% and EBITDA margin of 5.68%, suggesting operational efficiency.

Balance Sheet

The balance sheet reveals a high debt-to-equity ratio of 3.47, indicating significant leverage which could pose financial risk. Return on equity is moderate at 10.35%, showing decent profitability relative to shareholder equity. The equity ratio stands at 15.74%, suggesting a reliance on debt financing over equity.

Cash Flow

Ford's cash flow statement indicates a strong free cash flow growth rate of 17.44% in the TTM period, highlighting improved cash generation. The operating cash flow to net income ratio is 4.34, suggesting robust cash flow relative to net income. The free cash flow to net income ratio is 0.58, indicating a healthy conversion of net income into free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	189.59B	184.99B	176.19B	158.06B	136.34B	127.14B
Gross Profit	14.27B	15.51B	16.16B	17.16B	16.44B	5.79B
EBITDA	12.30B	14.24B	11.81B	4.76B	25.54B	7.99B
Net Income	4.71B	5.88B	4.35B	-1.98B	17.94B	-1.28B
Balance Sheet
Total Assets	300.99B	285.20B	273.31B	255.88B	257.04B	267.26B
Cash, Cash Equivalents and Short-Term Investments	42.19B	38.35B	40.17B	44.07B	49.59B	49.96B
Total Debt	164.28B	160.86B	151.11B	140.47B	139.49B	163.00B
Total Liabilities	253.57B	240.34B	230.51B	212.72B	208.41B	236.45B
Stockholders Equity	47.39B	44.84B	42.77B	43.24B	48.52B	30.69B
Cash Flow
Free Cash Flow	11.90B	6.74B	6.68B	-13.00M	9.56B	18.53B
Operating Cash Flow	20.43B	15.42B	14.92B	6.85B	15.79B	24.27B
Investing Cash Flow	-17.25B	-24.37B	-17.63B	-4.35B	2.75B	-18.61B
Financing Cash Flow	232.00M	7.49B	2.58B	2.51B	-23.50B	2.31B

Ford Motor Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.29
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For F, the sentiment is Positive. The current price of 13.29 is below the 20-day moving average (MA) of 13.31, above the 50-day MA of 12.97, and above the 200-day MA of 11.18, indicating a neutral trend. The MACD of 0.14 indicates Positive momentum. The RSI at 51.67 is Neutral, neither overbought nor oversold. The STOCH value of 30.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for F.

Ford Motor Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TM	81 Outperform	$285.30B	9.27	12.51%	2.57%	7.30%	12.42%
GM	73 Outperform	$77.19B	16.63	4.44%	0.69%	2.58%	-46.27%
TSLA	73 Outperform	$1.61T	324.44	7.03%	―	-1.56%	-59.09%
F	71 Outperform	$52.96B	11.40	10.26%	5.64%	3.75%	33.37%
HMC	69 Neutral	$40.96B	9.98	5.23%	4.19%	0.34%	-25.49%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
LI	55 Neutral	$16.91B	27.94	6.53%	―	-10.00%	-54.75%

Ford Motor Corporate Events

Ford Restructures EV Joint Venture Amid Market Challenges

Ford Motor Company is adjusting its electric vehicle strategy due to challenging market conditions, which include lower-than-expected EV adoption rates and changes in regulatory and competitive dynamics. On December 9, 2025, Ford entered into a Joint Venture Disposition Agreement with SK On and SK Battery America to restructure its involvement in the BlueOval SK joint venture, leading to a $3 billion pre-tax charge. Additionally, Ford announced the cancellation of several planned EV models and the end of the current generation F-150 Lightning EV production, resulting in an $8.5 billion pre-tax write-down. These strategic moves reflect Ford’s efforts to align its operations with the evolving EV market and address the underutilization of EV production capacity.

Ford Motor Updates Bylaws for Enhanced Governance

On December 11, 2025, Ford Motor Company’s Board of Directors approved amendments to the Benefit Equalization Plan and Select Retirement Plan, effective January 1, 2026, with the SRP closing to new retirees on January 2, 2026. The Board also updated the company’s By-Laws to modernize meeting protocols, streamline board committee provisions, and align with new SEC rules and Delaware case law, reflecting a strategic move to enhance corporate governance.

Ford Motor Issues Statement on Regulation FD Disclosure

Ford Motor Company issued a statement on November 21, 2025, which was included as Exhibit 99 in their report. The statement’s content and implications for Ford’s operations, industry positioning, or stakeholders were not detailed in the provided text.

Ford Motor Reports Q3 2025 U.S. Sales Figures

Ford Motor Company reported its U.S. sales figures for the third quarter of 2025 on October 1, 2025. This announcement provides insights into the company’s performance in the U.S. market, which is crucial for its overall business strategy and stakeholder interests.