Ford Motor (F) AI Stock Analysis

• Market Cap: $44.02B
• Dividend Yield: 6.93%
• Average Volume (3M): 77.06M
• Price to Earnings (P/E): 14.1
• Beta (1Y): 0.92
• Revenue Growth: 2.72%
• EPS Growth: -17.58%
• Country: US
• Employees: 170,000
• Sector: Consumer Cyclical
• Sector Strength: 64
• Industry: Auto - Manufacturers
• EPS (TTM): 0.37
• Shares Outstanding: 3,909,008,300
• 10 Day Avg. Volume: 67,463,872
• 30 Day Avg. Volume: 77,062,109
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: 3.77
• Enterprise Value/Revenue: 0.91
• Enterprise Value/Gross Profit: 11.32
• Enterprise Value/Ebitda: 12.63
• 1Y Price Target: $10.34
• Price Target Upside: -6.51% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 14

• Rating: 71 Outperform
• Price Target: $12.00 ▲(8.50% Upside)

Ford's overall stock score is driven by strong financial performance with robust cash flow and decent profitability margins. The valuation is attractive with a reasonable P/E ratio and high dividend yield. However, technical analysis presents a mixed outlook, and the earnings call highlights both positive achievements and significant challenges, especially related to tariffs and recalls.

Positive Factors

Financial Performance

Total company EBIT of $2.1 billion came in above consensus estimates, indicating better-than-expected financial performance.

Product Innovation

Ford's next generation low cost EV is described as a 'Model T Moment' for the company, suggesting a significant impact similar to the historical Model T.

Regulatory Environment

The environmental regulatory shift in the US appears to be a sizable opportunity for Ford, with reduced compliance costs and a focus on sales of large ICE vehicles.

Negative Factors

Cost Pressures

The company highlighted that operating results were negatively impacted by $800m tariff headwind.

Market Challenges

Investors remain skeptical about how Ford could operate a profitable EV business in a challenging market.

Operational Challenges

Ford's EV business faces headwinds in a market where even Tesla's car business is unprofitable on an underlying basis.

Ford Motor Business Overview & Revenue Model

Company Description

Ford Motor Company develops, delivers, and services a range of Ford trucks, commercial cars and vans, sport utility vehicles, and Lincoln luxury vehicles worldwide. It operates through Ford Blue, Ford Model e, and Ford Pro; Ford Next; and Ford Credit segments. The company sells Ford and Lincoln vehicles, service parts, and accessories through distributors and dealers, as well as through dealerships to commercial fleet customers, daily rental car companies, and governments. It also engages in vehicle-related financing and leasing activities to and through automotive dealers. In addition, the company provides retail installment sale contracts for new and used vehicles; and direct financing leases for new vehicles to retail and commercial customers, such as leasing companies, government entities, daily rental companies, and fleet customers. Further, it offers wholesale loans to dealers to finance the purchase of vehicle inventory; and loans to dealers to finance working capital and enhance dealership facilities, purchase dealership real estate, and other dealer vehicle programs. The company was incorporated in 1903 and is based in Dearborn, Michigan.

How the Company Makes Money

Ford Motor Company generates revenue primarily through the sale of vehicles, parts, and accessories across its Ford and Lincoln brands. The company's revenue streams are segmented into Automotive and Financial Services. The Automotive segment encompasses the design, manufacture, distribution, and service of vehicles, which includes sales of light trucks, SUVs, and cars. The Financial Services segment, primarily through Ford Credit, provides vehicle-related financing, leasing, and insurance products to and through automotive dealers. Ford's earnings are also bolstered by strategic partnerships and investments, particularly in the areas of electric vehicles and autonomous vehicle technology, which position the company for future growth in these emerging markets.

Ford Motor Financial Statement Overview

Summary

Ford Motor's financial performance is marked by strong cash flow generation and decent profitability margins. However, high leverage remains a concern, posing potential risks in economic downturns. The company shows resilience with a stable asset base and improving cash flow metrics, suggesting a positive outlook for future financial stability.

Income Statement

Ford Motor's income statement shows a strong Gross Profit Margin of 13.99% TTM, reflecting effective cost management. The Net Profit Margin of 2.74% TTM is modest, indicating room for profitability improvements. Revenue growth has been inconsistent, but recent figures show stabilization. The EBIT and EBITDA margins of 2.34% and 7.18% TTM, respectively, suggest moderate operational efficiency.

Balance Sheet

Ford has a high Debt-to-Equity Ratio of 3.54 TTM, indicating significant leverage, which could pose financial risks. Return on Equity is 11.24% TTM, reflecting decent returns for shareholders. The Equity Ratio of 15.69% TTM suggests limited equity cushion, but the company maintains a substantial asset base to support operations.

Cash Flow

Ford's cash flow statement reveals robust free cash flow generation, with a 38.07% growth rate TTM, indicating strong cash management. The Operating Cash Flow to Net Income Ratio of 3.53 TTM highlights efficient cash conversion from operations. The Free Cash Flow to Net Income Ratio of 1.85 TTM reflects a solid cash position, supporting its financial flexibility.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	182.87B	184.99B	176.19B	158.06B	136.34B	127.14B
Gross Profit	14.65B	15.51B	16.16B	17.16B	16.44B	5.79B
EBITDA	13.14B	14.24B	11.81B	4.76B	25.54B	7.99B
Net Income	5.02B	5.88B	4.35B	-1.98B	17.94B	-1.28B
Balance Sheet
Total Assets	284.54B	285.20B	273.31B	255.88B	257.04B	267.26B
Cash, Cash Equivalents and Short-Term Investments	35.23B	38.35B	40.17B	44.07B	49.59B	49.96B
Total Debt	157.78B	160.86B	151.11B	140.47B	139.49B	163.00B
Total Liabilities	239.88B	240.34B	230.51B	212.72B	208.41B	236.45B
Stockholders Equity	44.63B	44.84B	42.77B	43.24B	48.52B	30.69B
Cash Flow
Free Cash Flow	9.31B	6.74B	6.68B	-13.00M	9.56B	18.53B
Operating Cash Flow	17.72B	15.42B	14.92B	6.85B	15.79B	24.27B
Investing Cash Flow	-18.28B	-24.37B	-17.63B	-4.35B	2.75B	-18.61B
Financing Cash Flow	1.82B	7.49B	2.58B	2.51B	-23.50B	2.31B

Ford Motor Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 11.06
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For F, the sentiment is Positive. The current price of 11.06 is below the 20-day moving average (MA) of 11.31, above the 50-day MA of 10.91, and above the 200-day MA of 10.09, indicating a neutral trend. The MACD of -0.02 indicates Positive momentum. The RSI at 48.53 is Neutral, neither overbought nor oversold. The STOCH value of 32.51 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for F.

Ford Motor Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TSLA	77 Outperform	$995.76B	178.78	8.43%	―	-2.73%	-51.64%
TM	77 Outperform	$237.02B	7.70	13.36%	3.01%	1.06%	-7.05%
GM	72 Outperform	$50.06B	8.37	7.07%	0.97%	5.34%	-28.29%
F	71 Outperform	$44.02B	14.11	7.11%	6.93%	2.72%	-17.58%
HMC	71 Outperform	$50.61B	8.98	5.17%	4.33%	0.83%	-26.70%
LI	68 Neutral	$26.26B	22.92	12.22%	―	10.28%	-29.75%
Sector *	60 Neutral	€8.59B	7.63	-12.94%	4.74%	1.67%	-54.84%

Ford Motor Corporate Events

Ford Motor Secures $3 Billion Loan Agreement

On July 28, 2025, Ford Motor Company entered into a Term Loan Credit Agreement with several lenders and JPMorgan Chase Bank, providing $3.0 billion in commitments available until July 28, 2026. The agreement, which is unsecured and free of material adverse change conditions, includes various covenants and requires Ford to maintain a minimum liquidity of $4 billion, impacting its financial operations and stakeholder relationships.

The most recent analyst rating on (F) stock is a Buy with a $20.00 price target. To see the full list of analyst forecasts on Ford Motor stock, see the F Stock Forecast page.

Ford Motor Announces $570M Field Service Action

Ford Motor Company has announced a field service action concerning fuel injectors in specific models of Bronco Sport, Escape, and Kuga vehicles from various model years. The estimated cost of this action is approximately $570 million, which will be accounted for in the company’s second quarter 2025 results as a special item, ensuring it does not affect the company’s adjusted financial metrics.

The most recent analyst rating on (F) stock is a Buy with a $21.00 price target. To see the full list of analyst forecasts on Ford Motor stock, see the F Stock Forecast page.

Ford Motor Releases Q2 2025 U.S. Sales Results

Ford Motor Company announced its U.S. sales results for the second quarter of 2025 on July 1, 2025. The report provides insights into the company’s performance and market positioning during this period, which could have implications for its stakeholders.

The most recent analyst rating on (F) stock is a Buy with a $21.00 price target. To see the full list of analyst forecasts on Ford Motor stock, see the F Stock Forecast page.

Ford Motor Appoints New Chief Accounting Officer

On May 7, 2025, Ford Motor Company appointed Kyle Crockett as Chief Accounting Officer, effective after the filing of its Quarterly Report for the quarter ended June 30, 2025. Crockett, previously with Carrier Global Corporation, will oversee Ford’s accounting and financial reporting. The Board approved a comprehensive compensation package for Crockett, including a base salary, performance bonus, stock awards, and a sign-on bonus. Additionally, Ford held its Annual Meeting of Shareholders on May 8, 2025, where several proposals were voted on, including the election of directors and the approval of executive compensation. Notably, a proposal on reporting supply chain emissions and net zero goals was rejected.

The most recent analyst rating on (F) stock is a Buy with a $21.00 price target. To see the full list of analyst forecasts on Ford Motor stock, see the F Stock Forecast page.