Ford Motor (F) AI Stock Analysis

• Market Cap: $47.12B
• Dividend Yield: 6.33%
• Average Volume (3M): 63.98M
• Price to Earnings (P/E): 15.1
• Beta (1Y): 0.93
• Revenue Growth: 2.72%
• EPS Growth: -17.58%
• Country: US
• Employees: 170,000
• Sector: Consumer Cyclical
• Sector Strength: 80
• Industry: Auto - Manufacturers
• EPS (TTM): 0.37
• Shares Outstanding: 3,909,008,300
• 10 Day Avg. Volume: 52,341,557
• 30 Day Avg. Volume: 63,976,820
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 3.52
• Enterprise Value/Revenue: 0.90
• Enterprise Value/Gross Profit: 12.43
• Enterprise Value/Ebitda: 14.85
• 1Y Price Target: $10.60
• Price Target Upside: -11.00% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 13

• Rating: 73 Outperform
• Price Target: $13.00 ▲(9.15% Upside)

Ford's overall stock score reflects strong earnings call performance and positive technical indicators, which are the most significant factors. The company's financial performance is moderate, with strengths in cash flow but challenges in debt management. Valuation is reasonable, with an attractive dividend yield. The corporate event related to the field service action is already considered in the earnings analysis.

Positive Factors

Financial Performance

Total company EBIT of $2.1 billion came in above consensus estimates, indicating better-than-expected financial performance.

Investment and Growth

Ford unveiled the Ford Universal Vehicle Platform and announced a $2bn investment in its Louisville facility to kickstart the manufacturing phase of its Skunkworks project.

Manufacturing Innovation

Ford highlighted its new Universal EV Platform and Production systems that have 20% fewer parts and an expected increase in throughput of 15%.

Negative Factors

Earnings Pressure

Near-term earnings are set to weaken under the twin pressures of tariffs and affordability-driven demand softness.

Foreign Exchange Impact

The results fell short due to a $400m foreign exchange headwind.

Tariff Challenges

The company highlighted that operating results were negatively impacted by $800m tariff headwind.

Ford Motor Business Overview & Revenue Model

Company Description

Ford Motor Company develops, delivers, and services a range of Ford trucks, commercial cars and vans, sport utility vehicles, and Lincoln luxury vehicles worldwide. It operates through Ford Blue, Ford Model e, and Ford Pro; Ford Next; and Ford Credit segments. The company sells Ford and Lincoln vehicles, service parts, and accessories through distributors and dealers, as well as through dealerships to commercial fleet customers, daily rental car companies, and governments. It also engages in vehicle-related financing and leasing activities to and through automotive dealers. In addition, the company provides retail installment sale contracts for new and used vehicles; and direct financing leases for new vehicles to retail and commercial customers, such as leasing companies, government entities, daily rental companies, and fleet customers. Further, it offers wholesale loans to dealers to finance the purchase of vehicle inventory; and loans to dealers to finance working capital and enhance dealership facilities, purchase dealership real estate, and other dealer vehicle programs. The company was incorporated in 1903 and is based in Dearborn, Michigan.

How the Company Makes Money

Ford generates revenue primarily through the sale of vehicles, which include passenger cars, trucks, and SUVs. The company has a diversified revenue model that includes retail sales to consumers, fleet sales to businesses and governments, and export sales to international markets. Additionally, Ford earns income from its financial services division, Ford Credit, which provides vehicle financing and leasing options to customers and dealerships. Key partnerships with technology firms enhance Ford's capabilities in electric and autonomous vehicle development, while collaborations with suppliers and manufacturers help optimize production and reduce costs. The company also leverages its brand equity and market presence to drive sales in key markets worldwide.

Ford Motor Financial Statement Overview

Summary

Ford exhibits moderate financial health with strengths in cash flow generation and operational efficiency. However, challenges remain in managing high debt levels and improving profit margins. Continued focus on cost management and debt reduction will be essential for enhancing financial stability and shareholder value.

Income Statement

Ford's income statement shows moderate growth and profitability. The TTM revenue growth rate is positive, indicating a slight upward trend in sales. However, the gross profit margin has declined over the years, suggesting increased cost pressures. The net profit margin is relatively low, reflecting challenges in translating revenue into profit. Despite these challenges, the company maintains a positive EBIT and EBITDA margin, indicating operational efficiency.

Balance Sheet

Ford's balance sheet reflects a high debt-to-equity ratio, indicating significant leverage, which could pose financial risks. The return on equity has decreased in the TTM period, showing reduced profitability for shareholders. However, the equity ratio remains stable, suggesting a balanced asset structure. The company needs to manage its debt levels to improve financial stability.

Cash Flow

Ford's cash flow statement reveals a strong operating cash flow, which is crucial for sustaining operations. The free cash flow has shown growth, indicating improved cash generation capabilities. The operating cash flow to net income ratio is healthy, suggesting efficient cash conversion. However, the free cash flow to net income ratio indicates room for improvement in cash profitability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	185.25B	184.99B	176.19B	158.06B	136.34B	127.14B
Gross Profit	13.35B	15.51B	16.16B	17.16B	16.44B	5.79B
EBITDA	11.17B	14.24B	11.81B	4.76B	25.54B	7.99B
Net Income	3.15B	5.88B	4.35B	-1.98B	17.94B	-1.28B
Balance Sheet
Total Assets	292.73B	285.20B	273.31B	255.88B	257.04B	267.26B
Cash, Cash Equivalents and Short-Term Investments	37.50B	38.35B	40.17B	44.07B	49.59B	49.96B
Total Debt	160.24B	160.86B	151.11B	140.47B	139.49B	163.00B
Total Liabilities	247.64B	240.34B	230.51B	212.72B	208.41B	236.45B
Stockholders Equity	45.06B	44.84B	42.77B	43.24B	48.52B	30.69B
Cash Flow
Free Cash Flow	10.13B	6.74B	6.68B	-13.00M	9.56B	18.53B
Operating Cash Flow	18.53B	15.42B	14.92B	6.85B	15.79B	24.27B
Investing Cash Flow	-15.46B	-24.37B	-17.63B	-4.35B	2.75B	-18.61B
Financing Cash Flow	-307.00M	7.49B	2.58B	2.51B	-23.50B	2.31B

Ford Motor Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 11.91
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For F, the sentiment is Positive. The current price of 11.91 is above the 20-day moving average (MA) of 11.33, above the 50-day MA of 11.17, and above the 200-day MA of 10.06, indicating a bullish trend. The MACD of 0.20 indicates Negative momentum. The RSI at 67.26 is Neutral, neither overbought nor oversold. The STOCH value of 94.03 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for F.

Ford Motor Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TM	77 Outperform	$256.13B	9.15	12.05%	2.74%	4.14%	-12.12%
HMC	77 Outperform	$54.44B	12.03	5.17%	4.06%	1.68%	-39.28%
TSLA	76 Outperform	$1.13T	203.65	8.43%	―	-2.73%	-51.64%
GM	75 Outperform	$55.49B	9.25	7.07%	0.87%	5.34%	-28.29%
F	73 Outperform	$47.12B	15.08	7.11%	6.33%	2.72%	-17.58%
LI	68 Neutral	$23.84B	23.35	12.22%	―	10.28%	-29.75%
Sector *	61 Neutral	$17.75B	12.56	-5.49%	3.02%	1.43%	-14.12%

Ford Motor Corporate Events

Ford Motor Secures $3 Billion Loan Agreement

On July 28, 2025, Ford Motor Company entered into a Term Loan Credit Agreement with several lenders and JPMorgan Chase Bank, providing $3.0 billion in commitments available until July 28, 2026. The agreement, which is unsecured and free of material adverse change conditions, includes various covenants and requires Ford to maintain a minimum liquidity of $4 billion, impacting its financial operations and stakeholder relationships.

Ford Motor Announces $570M Field Service Action

Ford Motor Company has announced a field service action concerning fuel injectors in specific models of Bronco Sport, Escape, and Kuga vehicles from various model years. The estimated cost of this action is approximately $570 million, which will be accounted for in the company’s second quarter 2025 results as a special item, ensuring it does not affect the company’s adjusted financial metrics.

Ford Motor Releases Q2 2025 U.S. Sales Results

Ford Motor Company announced its U.S. sales results for the second quarter of 2025 on July 1, 2025. The report provides insights into the company’s performance and market positioning during this period, which could have implications for its stakeholders.