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Nu Holdings (DE:M1Z)
FRANKFURT:M1Z
M1Z Stock Chart & Stats
€12.33
-€0.13(-1.21%)
At close: 4:00 PM EST
€12.33
-€0.13(-1.21%)
Day’s Range― - ―
52-Week Range€7.60 - €15.82
Previous CloseN/A
Volume1.88K
Average Volume (3M)2.49K
Market Cap
$58.82B
Enterprise Value€94.13B
Total Cash (Recent Filing)$10.74B
Total Debt (Recent Filing)$37.76B
Price to Earnings (P/E)28.2
Beta1.21
Next Earnings
May 14, 2026EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.16
Shares Outstanding3,833,073,000
10 Day Avg. Volume3,380
30 Day Avg. Volume2,486
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio9.52
Enterprise Value/Market Cap1.60
Enterprise Value/Revenue6.11
Enterprise Value/Gross Profit14.24
Enterprise Value/Ebitda23.90
Forecast
1Y Price Target
$17.04Price Target Upside38.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.76
Revenue Forecast (FY)$18.38B
Bulls Say, Bears Say
Bulls Say
AI StrategyAnalyst highlights AI as a core strategic pillar with early, aggressive investment that positions the company to capture structural advantages in financial services.
Proprietary Data And TalentProprietary customer financial behavior data combined with the ability to attract world-class AI talent creates a hard-to-replicate advantage for developing differentiated AI-driven products.
Tax Incentives And Geographic ProfitabilityTax incentives tied to technology and global expansion are expected to lower the effective tax rate and measured U.S. expansion alongside accelerating profitability in Mexico supports growth prospects.
Bears Say
Operating Expense GrowthIncreased operating expenses from technology spending and return-to-office costs are weighing on margins and contributed to a pre-tax earnings shortfall versus analyst expectations.
Provisioning And Loan-lossesHigher loan-loss provisions and one-off charges reduced reported pre-tax profit, creating downside risk to near-term earnings estimates.
Return-to-office Efficiency ImpactPlanned investments in return-to-office practices are expected to slow the pace of efficiency improvements and pressure margin recovery.
Nu Holdings News
M1Z FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was €7.60 and its highest was €15.82 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $58.82B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is May 14, 2026 which is in 60 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Feb 25, 2026. The company reported €0.16 earnings per share for the quarter, missing the consensus estimate of €0.164 by -€0.004.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.17.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,833,073,000 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of €0.16 in its last earnings report, missing expectations of €0.164. Following the earnings report the stock price went down -7.913%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in DE:M1Z
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$17.04 (38.16% Upside)
$17.04 (38.16% Upside)
Blogger Sentiment
Bullish
DE:M1Z Sentiment 93%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.20%
12-Months-Change
Fundamentals
Return on Equity
28.67%
Trailing 12-Months
Asset Growth
49.97%
Trailing 12-Months
Company Description
Nu Holdings
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
M1Z Company Deck
M1Z Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operating performance: robust customer growth, significant revenue and profit expansion, improving monetization (ARPAC), large credit and deposit growth, strong capital/liquidity buffers, and tangible AI/product progress. Near‑term headwinds and noise include regulatory changes to FGTS that reduced secured originations, several one‑time charges (Prosofipo, return‑to‑office provisions), and expected short‑term pressure on the efficiency ratio from deliberate investments in AI, global expansion and office reopening. Asset quality trends are broadly stable but subject to normal seasonality and higher provisions driven by growth. Overall, positive fundamentals and strategic positioning outweigh the manageable and largely explicit near‑term challenges.View all DE:M1Z earnings summariesM1Z Stock 12 Month Forecast
Average Price Target
€17.04
▲(38.16% Upside)