Education
About Us
Working with TipRanks
Follow Us
Nu Holdings (DE:M1Z)
FRANKFURT:M1Z
Earnings Data
Report Date
Feb 19, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.17Last Year’s EPS
0.1Same Quarter Last Year
Strong Buy
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
Nu Holdings reported strong growth and profitability, with significant customer base expansion and credit portfolio growth. AI integration is enhancing operations, and efficiency is improving. However, challenges include higher funding costs in Brazil and potential regulatory impacts in Mexico and Brazil.Company Guidance
Customer Base Expansion
Nu Holdings' customer base grew to 127 million, with over 4 million net additions in the quarter. Activity rate remained above 83%.
Record Revenue and Profitability
Record revenues surpassed $4 billion, with a net income of $783 million, reflecting a strong profit margin.
Growth in Mexico and Colombia
In Mexico, Nu Holdings has surpassed 13 million customers, reaching around 14% of the adult population. Colombia is approaching 4 million customers.
Strong Credit Portfolio Growth
Total credit balances reached $30.4 billion, up 42% year-over-year. Secured lending grew 133% and unsecured loans 63% year-over-year.
AI Integration in Operations
Nu Holdings is integrating AI deeply into operations, enhancing customer personalization and risk management. Initial models have improved credit card limit policies in Brazil.
Improved Efficiency Ratio
The efficiency ratio decreased to 27.7%, demonstrating enhanced productivity and operating leverage.
DE:M1Z Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:M1Z Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 13, 2025 | €13.83 | €13.66 | -1.20% |
Aug 14, 2025 | €10.34 | €11.20 | +8.29% |
May 13, 2025 | €11.76 | €12.13 | +3.11% |
Feb 20, 2025 | €12.63 | €10.20 | -19.27% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Nu Holdings (DE:M1Z) report earnings?
Nu Holdings (DE:M1Z) is schdueled to report earning on Feb 19, 2026, After Close (Confirmed).
What is Nu Holdings (DE:M1Z) earnings time?
Nu Holdings (DE:M1Z) earnings time is at Feb 19, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Nu Holdings stock?
The P/E ratio of Nu Holdings is N/A.
What is DE:M1Z EPS forecast?
DE:M1Z EPS forecast for the fiscal quarter 2025 (Q4) is 0.17.
