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DF Deutsche Forfait AG (DE:DFTK)
XETRA:DFTK
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DF Deutsche Forfait (DFTK) AI Stock Analysis

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DE:DFTK

DF Deutsche Forfait

(XETRA:DFTK)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
€1.50
▼(-6.25% Downside)
Action:Reiterated
Date:08/07/26
The score is held back primarily by inconsistent operating performance—especially the 2025 net loss and highly volatile cash flows—despite a comparatively supportive balance sheet with lower debt. Technicals are broadly neutral with limited momentum, while valuation is moderately supported by the dividend but constrained by loss-driven negative earnings.
Positive Factors
Specialized Trade-Finance Model
DF’s focused forfaiting and receivables-financing model targets structural demand in cross-border trade, especially in emerging markets. This business converts contractual payment claims into repeatable fee and spread income, supporting durable revenue streams when underwriting and portfolio controls are maintained.
Negative Factors
Highly Volatile Cash Flow
Large swings in operating cash flow reflect timing and credit risk in trade receivables and can constrain underwriting capacity. Persistent volatility impairs predictability of funding needs, increases reliance on external financing during outflows, and raises the risk that growth will be curtailed when cash tightens.
Read all positive and negative factors
Positive Factors
Negative Factors
Specialized Trade-Finance Model
DF’s focused forfaiting and receivables-financing model targets structural demand in cross-border trade, especially in emerging markets. This business converts contractual payment claims into repeatable fee and spread income, supporting durable revenue streams when underwriting and portfolio controls are maintained.
Read all positive factors

DF Deutsche Forfait (DFTK) vs. iShares MSCI Germany ETF (EWG)

DF Deutsche Forfait Business Overview & Revenue Model

Company Description
DF Deutsche Forfait AG, provides foreign trade finance and related services for exporters, importers, and other financial companies in Iran, Europe, Germany, and the Czech Republic. It operates through Trade Finance; Food and Beverage; and Health ...
How the Company Makes Money
DF Deutsche Forfait primarily makes money through trade-finance activities centered on purchasing, financing, and managing trade receivables. A core revenue stream is forfaiting/receivables purchase: the company buys payment claims (often arising ...

DF Deutsche Forfait Financial Statement Overview

Summary
Fundamentals are mixed: the balance sheet is relatively solid with declining debt in 2025, but earnings quality is weaker with a swing to a net loss in 2025 and meaningful volatility in revenue and profitability. Cash flow reliability is a key concern given the sharp operating cash flow swing (strong 2022–2023, large outflow in 2024, only modest recovery in 2025).
Income Statement
54
Neutral
Balance Sheet
71
Positive
Cash Flow
46
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue11.29M10.46M29.54M11.10M9.95M
Gross Profit4.94M9.50M8.42M10.59M9.31M
EBITDA1.80M4.61M4.52M6.93M5.79M
Net Income-1.99M1.88M1.66M5.40M6.76M
Balance Sheet
Total Assets43.97M52.59M49.58M46.96M40.65M
Cash, Cash Equivalents and Short-Term Investments20.98M28.61M42.31M23.86M7.05M
Total Debt10.00M15.46M16.17M16.28M16.43M
Total Liabilities15.12M21.85M20.78M19.40M18.49M
Stockholders Equity28.85M30.74M28.80M27.56M22.16M
Cash Flow
Free Cash Flow499.10K-9.88M18.29M16.75M-19.94M
Operating Cash Flow260.09K-9.83M18.29M16.80M-18.51M
Investing Cash Flow1.56M-930.14K704.48K-53.55K-1.44M
Financing Cash Flow-6.15M-2.29M-679.15K-183.83K-126.17K

DF Deutsche Forfait Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.60
Price Trends
50DMA
1.59
Negative
100DMA
1.68
Negative
200DMA
1.76
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
47.88
Neutral
STOCH
40.56
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:DFTK, the sentiment is Negative. The current price of 1.6 is above the 20-day moving average (MA) of 1.57, above the 50-day MA of 1.59, and below the 200-day MA of 1.76, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 47.88 is Neutral, neither overbought nor oversold. The STOCH value of 40.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:DFTK.

DF Deutsche Forfait Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
€322.17M10.5722.25%2.97%2.00%-35.47%
64
Neutral
€557.08M20.047.56%-4.72%65.65%
57
Neutral
€18.43M-9.15-6.50%3.76%9.93%-206.27%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
€64.86M16.2310.77%3.38%-4.39%-36.21%
54
Neutral
€549.58M7.275.52%3.60%14.40%10.33%
43
Neutral
€477.39M-1.53-10.36%4.30%-25.75%-496.17%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:DFTK
DF Deutsche Forfait
1.56
-0.21
-11.65%
DE:ALG
ALBIS Leasing
3.10
0.13
4.34%
DE:PBB
Deutsche Pfandbriefbank
3.51
-1.94
-35.52%
DE:GLJ
GRENKE AG
11.78
-6.35
-35.01%
DE:HYQ
HYPOPORT
84.75
-77.25
-47.69%
DE:BWB
Baader Bank AG
6.66
1.87
38.89%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 07, 2026