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Baader Bank AG (DE:BWB)
XETRA:BWB
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Baader Bank AG (BWB) AI Stock Analysis

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DE:BWB

Baader Bank AG

(XETRA:BWB)

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Outperform 73 (OpenAI - 5.2)
Rating:73Outperform
Price Target:
€8.00
▲(16.79% Upside)
Action:Upgraded
Date:06/26/26
The score is primarily supported by improved 2025 financial performance and generally solid (but volatile) cash generation, complemented by constructive technicals with price above major moving averages. A low P/E meaningfully boosts valuation, while cyclicality, cash-flow variability, and 2025 balance-sheet data inconsistencies keep the score from being higher.
Positive Factors
Profitability Rebound
A material 2025 margin recovery indicates the business can generate strong operating leverage when volumes recover. Sustained mid-teens net margins and high operating margin provide durable internal cash generation capacity to fund capex, partner integrations, and buffer cycles over the next 2–6 months.
Negative Factors
Cyclicality of Earnings
Meaningful year-to-year swings reduce earnings visibility and make planning harder for recurring investments or dividend policies. For a capital-markets-focused bank, revenue and profitability remain tied to market cycles, increasing execution and cashflow risk across the coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability Rebound
A material 2025 margin recovery indicates the business can generate strong operating leverage when volumes recover. Sustained mid-teens net margins and high operating margin provide durable internal cash generation capacity to fund capex, partner integrations, and buffer cycles over the next 2–6 months.
Read all positive factors

Baader Bank AG (BWB) vs. iShares MSCI Germany ETF (EWG)

Baader Bank AG Business Overview & Revenue Model

Company Description
Baader Bank Aktiengesellschaft provides investment and banking services in Europe. The company trades in equities, bonds, funds and exchange traded funds, and securitized derivatives, as well as engages in the over-the-counter trading activities. ...
How the Company Makes Money
Baader Bank’s earnings primarily come from capital-markets and securities-services activities. Key revenue streams typically include: (1) Trading and market making income: revenue generated from providing liquidity in financial instruments and exe...

Baader Bank AG Financial Statement Overview

Summary
Profitability rebounded strongly in 2025 (revenue up ~29% with net margin expanding to ~15.8% and operating margin ~22.8%), and cash generation has been positive in most years. Offsetting this, results appear cyclical with meaningful year-to-year volatility in earnings/cash flow, and 2025 balance-sheet datapoint inconsistencies plus a sharp drop in total assets reduce confidence in stability based strictly on the provided figures.
Income Statement
72
Positive
Balance Sheet
64
Positive
Cash Flow
70
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue571.77M247.60M344.08M249.96M218.38M
Gross Profit290.21M227.37M328.69M144.61M305.45M
EBITDA84.87M50.08M10.26M21.81M64.12M
Net Income50.70M23.50M2.79M8.69M46.55M
Balance Sheet
Total Assets3.23B4.82B3.94B2.38B1.82B
Cash, Cash Equivalents and Short-Term Investments29.55M66.68M30.75M160.01M1.37B
Total Debt66.69M59.81M75.63M117.64M46.84M
Total Liabilities3.00B4.64B3.77B2.21B1.66B
Stockholders Equity232.26M188.62M164.76M164.04M163.52M
Cash Flow
Free Cash Flow74.65M693.87M1.64B-20.27M885.75M
Operating Cash Flow88.87M708.21M1.65B366.37M897.08M
Investing Cash Flow-53.37M113.28M-22.69M-277.75M-10.87M
Financing Cash Flow-1.68B821.57M-2.63M-8.67M-4.00M

Baader Bank AG Technical Analysis

Technical Analysis Sentiment
Positive
Last Price6.85
Price Trends
50DMA
6.66
Positive
100DMA
6.67
Positive
200DMA
6.54
Positive
Market Momentum
MACD
<0.01
Positive
RSI
54.54
Neutral
STOCH
2.22
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:BWB, the sentiment is Positive. The current price of 6.85 is above the 20-day moving average (MA) of 6.70, above the 50-day MA of 6.66, and above the 200-day MA of 6.54, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 54.54 is Neutral, neither overbought nor oversold. The STOCH value of 2.22 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:BWB.

Baader Bank AG Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
€4.20B26.2118.79%0.11%16.62%45.52%
73
Outperform
€331.88M6.5324.60%1.91%28.70%115.79%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
63
Neutral
€168.94M3.4854.58%8.03%61.13%119.04%
51
Neutral
€185.17M132.5012.06%0.85%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:BWB
Baader Bank AG
6.80
1.99
41.25%
DE:FTK
flatexDEGIRO AG
38.18
11.83
44.88%
DE:QB7
Quirin Privatbank AG
3.18
-0.13
-3.96%
DE:NF4
Netfonds AG
79.50
36.84
86.36%
DE:LUS1
Lang & Schwarz AG
17.85
-3.25
-15.40%
DE:T2G
Tradegate AG Wertpapierhandelsbank
85.00
-0.51
-0.59%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 26, 2026