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wallstreet:online AG (DE:SB1)
XETRA:SB1
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wallstreet:online AG (SB1) AI Stock Analysis

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DE:SB1

wallstreet:online AG

(XETRA:SB1)

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Neutral 43 (OpenAI - 5.2)
Rating:43Neutral
Price Target:
€9.50
▲(4.63% Upside)
Action:Reiterated
Date:07/06/26
The score is held down primarily by a sharp deterioration in 2025 profitability (negative gross profit and a much larger net loss) despite better revenue growth. Technicals also remain bearish with the stock trading below all key moving averages and negative MACD, even though momentum indicators are oversold. Valuation is weak due to negative earnings (negative P/E) and no dividend support.
Positive Factors
Low leverage / conservative balance sheet
A very low and declining debt-to-equity (~0.08 in 2025) gives the company durable financial flexibility. It reduces refinancing and solvency risk during multi-quarter losses, supports investment or restructuring options, and preserves borrowing capacity to fund growth or weather volatility.
Negative Factors
Sharp deterioration in profitability
A swing to negative gross profit and a much larger net loss in 2025 reflect structural margin pressure. Persistent negative gross margins erode the firm's ability to fund overhead from core activities, threaten equity cushions, and make long-term profitability contingent on material cost cuts or pricing changes.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage / conservative balance sheet
A very low and declining debt-to-equity (~0.08 in 2025) gives the company durable financial flexibility. It reduces refinancing and solvency risk during multi-quarter losses, supports investment or restructuring options, and preserves borrowing capacity to fund growth or weather volatility.
Read all positive factors

wallstreet:online AG (SB1) vs. iShares MSCI Germany ETF (EWG)

wallstreet:online AG Business Overview & Revenue Model

Company Description
Smartbroker Holding AG, headquartered in Berlin, Germany, provides an online brokerage service to clients across Germany. This platform distinctively blends the comprehensive product suite of conventional brokers with the attractive, budget-friend...
How the Company Makes Money
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wallstreet:online AG Financial Statement Overview

Summary
Despite improved 2025 revenue growth (~15%), profitability weakened sharply: gross profit turned negative and net loss widened significantly (about -€10.6m vs. -€1.4m in 2024). The balance sheet is conservatively levered (debt-to-equity ~0.08), but negative returns and declining equity/assets are risks. Cash flow stayed positive in 2025, yet weakened materially year-over-year and has been volatile historically.
Income Statement
28
Negative
Balance Sheet
66
Positive
Cash Flow
45
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue68.28M57.45M46.54M52.79M48.83M
Gross Profit-2.25M36.56M29.65M34.12M23.85M
EBITDA-600.00K9.26M1.56M7.63M3.38M
Net Income-10.56M-1.39M-5.97M-10.09M-560.00K
Balance Sheet
Total Assets52.81M63.36M63.84M73.93M75.38M
Cash, Cash Equivalents and Short-Term Investments19.87M22.01M12.26M27.37M25.53M
Total Debt2.93M6.19M10.45M14.87M5.70M
Total Liabilities14.03M14.24M20.79M24.50M25.88M
Stockholders Equity38.78M49.15M43.07M49.40M49.10M
Cash Flow
Free Cash Flow1.53M6.13M-11.44M-15.51M1.45M
Operating Cash Flow1.65M9.99M189.00K5.04M13.93M
Investing Cash Flow-557.00K-3.43M-11.01M-21.99M-19.79M
Financing Cash Flow-3.26M3.21M-4.51M18.67M17.16M

wallstreet:online AG Technical Analysis

Technical Analysis Sentiment
Negative
Last Price9.08
Price Trends
50DMA
10.11
Negative
100DMA
11.22
Negative
200DMA
12.18
Negative
Market Momentum
MACD
-0.40
Negative
RSI
33.49
Neutral
STOCH
3.84
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:SB1, the sentiment is Negative. The current price of 9.08 is above the 20-day moving average (MA) of 8.89, below the 50-day MA of 10.11, and below the 200-day MA of 12.18, indicating a bearish trend. The MACD of -0.40 indicates Negative momentum. The RSI at 33.49 is Neutral, neither overbought nor oversold. The STOCH value of 3.84 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:SB1.

wallstreet:online AG Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
€4.00B20.6322.70%0.82%20.27%47.74%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
57
Neutral
€166.58M3.4454.58%11.11%61.13%119.04%
56
Neutral
€188.66M135.006.20%0.43%
43
Neutral
€145.66M-14.29-25.07%30.10%-654.44%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:SB1
wallstreet:online AG
8.58
-2.32
-21.28%
DE:FTK
flatexDEGIRO AG
35.40
7.72
27.89%
DE:EUX
EUWAX AG
47.60
6.27
15.17%
DE:NF4
Netfonds AG
83.50
39.90
91.51%
DE:LUS1
Lang & Schwarz AG
18.80
-3.10
-14.16%
DE:T2G
Tradegate AG Wertpapierhandelsbank
84.00
-2.49
-2.88%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 06, 2026