wallstreet:online AG (SB1) AI Stock Analysis

• Market Cap: €255.08M
• Dividend Yield: N/A
• Average Volume (3M): 3.26K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.55
• Revenue Growth: 21.89%
• EPS Growth: 29.26%
• Country: DE
• Employees: 265
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): -0.31
• Shares Outstanding: 16,781,252
• 10 Day Avg. Volume: 3,194
• 30 Day Avg. Volume: 3,261
• PEG Ratio: 1.41
• Price to Book (P/B): 3.12
• Price to Sales (P/S): 2.67
• P/FCF Ratio: 25.01
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): -0.59
• Revenue Forecast (FY): €53.24M

• Rating: 53 Neutral
• Price Target: €13.50 ▼(-9.09% Downside)

The stock's overall score is primarily driven by its strong technical momentum, despite poor valuation metrics and challenges in profitability and cash flow conversion. The stable balance sheet provides some support, but operational inefficiencies need addressing.

Positive Factors

Revenue Growth

Strong revenue growth indicates effective market strategies and product offerings, enhancing long-term business sustainability.

Low Leverage

Low leverage provides financial flexibility and reduces risk, supporting long-term stability and potential for strategic investments.

Operating Cash Flow Improvement

Improved operating cash flow enhances liquidity and the ability to fund operations and growth initiatives without relying on external financing.

Negative Factors

Profitability Challenges

Ongoing profitability issues may hinder reinvestment in growth and innovation, affecting long-term competitiveness and shareholder returns.

Operational Inefficiencies

Inefficiencies can lead to higher costs and reduced margins, impacting overall financial performance and competitiveness in the market.

Free Cash Flow Challenges

Negative free cash flow growth limits the company's ability to invest in new opportunities and return capital to shareholders, affecting long-term growth prospects.

wallstreet:online AG Business Overview & Revenue Model

Company Description

Smartbroker Holding AG operates an online broker in Germany. It combines various product range of traditional brokers with favorable conditions of neo brokers. The company also operates four stock market news and community portals and apps, including wallstreet-online.de, boersenNews.de, FinanzNachrichten.de, and ariva.de. In addition, it hosts and operates the finance community across German-speaking Europe. The company was formerly known as wallstreet:online AG. Smartbroker Holding AG was founded in 1998 and is based in Berlin, Germany.

How the Company Makes Money

wallstreet:online AG generates revenue through multiple streams, including advertising sales from its financial news websites, subscription fees for premium content and services, and affiliate marketing partnerships with brokerage firms and financial service providers. The company benefits from a large user base that attracts advertisers looking to reach engaged investors. Additionally, it may earn commissions from user referrals to trading platforms and financial products, enhancing its overall revenue. Strategic partnerships with financial institutions and technology providers further bolster its earnings potential by expanding service offerings and market reach.

wallstreet:online AG Financial Statement Overview

Summary

The company shows positive revenue growth but faces challenges in profitability and cash flow conversion. The balance sheet is stable with low leverage, but operational inefficiencies are evident.

Income Statement

The company has shown a positive revenue growth rate of 18.14% in the latest year, indicating a recovery from the previous year's decline. However, profitability remains a concern with negative net profit and EBIT margins, reflecting ongoing operational challenges.

Balance Sheet

The balance sheet shows a healthy debt-to-equity ratio of 0.13, indicating low leverage. However, the negative return on equity suggests inefficiencies in generating profits from shareholders' equity.

Cash Flow

Operating cash flow has improved significantly, with a strong coverage ratio of 1.40. However, free cash flow growth is negative, and the free cash flow to net income ratio indicates challenges in converting earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	59.38M	57.45M	46.54M	52.79M	48.83M	13.74M
Gross Profit	30.51M	36.56M	29.65M	34.12M	23.85M	-60.32K
EBITDA	5.91M	9.26M	1.56M	7.63M	3.38M	-1.35M
Net Income	-4.43M	-1.39M	-5.97M	-10.09M	-560.00K	3.60M
Balance Sheet
Total Assets	55.44M	63.36M	63.84M	73.93M	75.38M	50.26M
Cash, Cash Equivalents and Short-Term Investments	17.81M	22.01M	12.26M	27.37M	25.53M	14.07M
Total Debt	4.27M	6.19M	10.45M	14.87M	5.70M	7.50M
Total Liabilities	11.54M	14.24M	20.79M	24.50M	25.88M	19.75M
Stockholders Equity	43.83M	49.15M	43.07M	49.40M	49.10M	30.21M
Cash Flow
Free Cash Flow	5.44M	6.13M	-11.44M	-15.51M	1.45M	664.00K
Operating Cash Flow	5.67M	9.99M	189.00K	5.04M	13.93M	1.18M
Investing Cash Flow	-1.11M	-3.43M	-11.01M	-21.99M	-19.79M	-1.32M
Financing Cash Flow	-4.17M	3.21M	-4.51M	18.67M	17.16M	4.54M

wallstreet:online AG Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 14.85
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:SB1, the sentiment is Positive. The current price of 14.85 is above the 20-day moving average (MA) of 13.73, above the 50-day MA of 12.49, and above the 200-day MA of 11.97, indicating a bullish trend. The MACD of 0.86 indicates Negative momentum. The RSI at 72.84 is Negative, neither overbought nor oversold. The STOCH value of 86.78 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:SB1.

wallstreet:online AG Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BWB	77 Outperform	€332.36M	6.94	24.12%	1.90%	15.69%	268.17%
LUS1	71 Outperform	€207.64M	7.05	39.83%	7.95%	36.62%	23.21%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
XTP	56 Neutral	€226.27M	―	―	―	―	―
SB1	53 Neutral	€255.08M	-53.61	-10.06%	―	21.89%	29.26%
ADE	52 Neutral	€162.80M	-415.06	-0.17%	0.30%	47.05%	-166.42%