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Commerzbank AG (CRZBY)
OTHER OTC:CRZBY

Commerzbank AG (CRZBY) Price & Analysis

137 Followers

CRZBY Stock Chart & Stats

$40.52
$0.06(0.36%)
At close: 4:00 PM EST
$40.52
$0.06(0.36%)

Bulls Say, Bears Say

Bulls Say
Capital Returns & CET1 StrengthA sustained, explicit capital-return program plus a CET1 ratio of ~14.7% creates durable shareholder-aligned capital management. This buffer supports buybacks/dividends while keeping regulatory headroom, enabling returns without materially undermining solvency or long-term strategic investments.
Improved Profitability & Operating ResultRecord operating profits and a notable RoTE improvement reflect stronger core earnings power across retail and corporate divisions. Durable margin recovery suggests the bank can generate recurring earnings to fund growth, absorb headwinds, and pursue its 2028 RoTE targets with operational momentum.
Asset Management Scale & Fee BaseSignificant AUM provides a diversified, fee-generating revenue stream less correlated with interest margins. Scale in asset management supports the bank's target of 7% annual commission growth, improving revenue mix resilience and lowering reliance on net interest income over the medium term.
Bears Say
Sharp 2025 Revenue DeclineA material revenue drop in 2025 undermines the durability of recent profit gains: lower top-line momentum makes sustaining margins and achieving growth targets harder. If revenue volatility persists, it raises execution risk against multi-year RoTE and NII ramp plans, pressuring medium-term forecasts.
Elevated Leverage And Debt Data UncertaintyHigher leverage increases sensitivity to funding-cost shocks and limits balance-sheet flexibility. Inconsistent debt-to-equity reporting adds transparency and risk-assessment uncertainty, complicating credit risk, covenant and capital planning and potentially constraining strategic actions during stress periods.
Deposit Competition And Funding HeadwindsRising deposit beta and sizeable 2026 funding needs structurally pressure net interest margins. Persistent deposit competition can steadily erode NII, making NII guidance and replication-portfolio gains harder to realize and increasing sensitivity of earnings to funding-market shifts over the medium term.

Commerzbank AG News

CRZBY FAQ

What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was $23.55 and its highest was $44.02 in the past 12 months.
    What is Commerzbank AG’s market cap?
    Commerzbank AG’s market cap is $45.15B.
      When is Commerzbank AG’s upcoming earnings report date?
      Commerzbank AG’s upcoming earnings report date is May 08, 2026 which is in 29 days.
        How were Commerzbank AG’s earnings last quarter?
        Commerzbank AG released its earnings results on Feb 11, 2026. The company reported $0.735 earnings per share for the quarter, beating the consensus estimate of $0.644 by $0.091.
          Is Commerzbank AG overvalued?
          According to Wall Street analysts Commerzbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Commerzbank AG pay dividends?
            Commerzbank AG pays a Annually dividend of $0.73 which represents an annual dividend yield of 1.72%. See more information on Commerzbank AG dividends here
              What is Commerzbank AG’s EPS estimate?
              Commerzbank AG’s EPS estimate is 0.93.
                How many shares outstanding does Commerzbank AG have?
                Commerzbank AG has 1,127,496,200 shares outstanding.
                  What happened to Commerzbank AG’s price movement after its last earnings report?
                  Commerzbank AG reported an EPS of $0.735 in its last earnings report, beating expectations of $0.644. Following the earnings report the stock price went down -2.468%.
                    Which hedge fund is a major shareholder of Commerzbank AG?
                    Currently, no hedge funds are holding shares in CRZBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Commerzbank AG Stock Smart Score

                      5
                      Neutral
                      1
                      2
                      3
                      4
                      5
                      6
                      7
                      8
                      9
                      10

                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      93.47%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      7.90%
                      Trailing 12-Months
                      Asset Growth
                      20.94%
                      Trailing 12-Months

                      Company Description

                      Commerzbank AG

                      Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers accounts, commercial payments, payment enabling, clearing and custody, and other services; trade services, including documentary collection, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting services; and bilateral loans, club deals, Schuldschein instruments, syndicated loans, bonds, private placements, other debt instruments, and Islamic financing services. It also provides money market, and commodities and precious metals products; interest, currency, and liquidity management services, as well as wealth management services. The company operates approximately 790 branches. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

                      Commerzbank AG (CRZBY) Earnings & Revenues

                      CRZBY Company Deck

                      CRZBY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed a clearly positive operational and financial momentum: strong revenue growth (+10%), a record operating result (+18%), improved profitability (RoTE 10% before restructuring), and an enhanced capital return program. Management upgraded 2026 guidance (NII to EUR 8.5bn, net result > EUR 3.2bn, RoTE >11.2%) and reiterated a credible roadmap to 2028 targets. Headwinds remain — notably lower Polish rates impacting mBank NII, legacy FX mortgage provisions, Aquila impairments, and deposit competition (beta rising to ~42%) — but these were presented as manageable and largely addressed through capital, cost discipline and strategic actions (AI investments, replication portfolio expansion, RWA management). Overall, positive achievements significantly outweigh the highlighted challenges.View all CRZBY earnings summaries
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                      Ownership Overview

                      <0.01%100.00%
                      Insiders
                      <0.01% Other Institutional Investors
                      100.00% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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