Columbia Banking System (COLB)
NASDAQ:COLB
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COLB Stock Chart & Stats
$29.63
-$0.11(-0.40%)
At close: 4:00 PM EST
$29.63
-$0.11(-0.40%)
Day’s Range― - ―
52-Week Range$22.14 - $32.70
Previous CloseN/A
Volume363.04K
Average Volume (3M)2.94M
Market Cap
$8.84B
Enterprise Value$10.57B
Total Cash (Recent Filing)$577.00M
Total Debt (Recent Filing)$3.99B
Price to Earnings (P/E)13.6
Beta1.06
Next Earnings
Jul 23, 2026EPS Estimate
0.73Next Dividend Ex-DateN/A
Dividend Yield5.07%
Share Statistics
EPS (TTM)2.52
Shares Outstanding289,490,360
10 Day Avg. Volume3,316,895
30 Day Avg. Volume2,936,115
Financial Highlights & Ratios
PEG Ratio-1.24
Price to Book (P/B)1.05
Price to Sales (P/S)2.57
P/FCF Ratio11.69
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue3.15
Enterprise Value/Gross Profit4.57
Enterprise Value/Ebitda10.44
Forecast
1Y Price Target
$31.75Price Target Upside7.15% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)3.06
Revenue Forecast (FY)$2.78B
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityConsistently converting earnings into free cash flow indicates high earnings quality and durable liquidity. That cash buffer supports dividends, buybacks, and reinvestment without immediate reliance on wholesale funding, improving resilience through credit cycles and funding stresses over the next several quarters.
Operating Profitability MomentumSizable year-over-year operating income gains reflect improved core revenue mix and disciplined expense control, creating a stronger baseline for recurring earnings. This expansion in PPNR reduces sensitivity to rate swings and supports sustained profitability and capital generation over 2–6 months or longer.
Acquisition Integration & SynergiesEarly, substantial synergy capture and a smooth systems conversion reduce run-rate expenses and drive operating leverage. Realized cost saves plus technology efficiency (AI handling routine support) should sustainably lower the expense/income ratio and bolster margins as remaining synergies flow through.
Bears Say
Capital Consumption Via BuybacksAggressive share repurchases and dividends have reduced excess capital despite healthy ratios today. With ongoing quarterly buybacks ($150–200M guided), capital buffers could tighten if credit losses or RWAs rise, constraining organic growth or forcing slower capital returns to preserve regulatory headroom.
Transactional Loan RunoffPersistent runoff of low‑coupon transactional loans shrinks earning assets unless replaced by core relationship lending. Achieving the required ~4–5% core loan growth to offset runoff is execution-dependent; failing to replace balances risks lower net interest income and asset base contraction in the medium term.
Isolated Agricultural Credit LossA concentrated charge-off highlights sector-specific underwriting exposure. Even if isolated, such losses increase provisions and pressure ROE and capital if they broaden. Management must show disciplined underwriting and monitoring to prevent episodic concentration risks from eroding credit metrics.
Columbia Banking System News
COLB FAQ
What was Columbia Banking System’s price range in the past 12 months?
Columbia Banking System lowest stock price was $22.14 and its highest was $32.70 in the past 12 months.
What is Columbia Banking System’s market cap?
Columbia Banking System’s market cap is $8.84B.
When is Columbia Banking System’s upcoming earnings report date?
Columbia Banking System’s upcoming earnings report date is Jul 23, 2026 which is in 31 days.
How were Columbia Banking System’s earnings last quarter?
Columbia Banking System released its earnings results on Apr 23, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.686 by $0.034.
Is Columbia Banking System overvalued?
According to Wall Street analysts Columbia Banking System’s price is currently Undervalued.
Does Columbia Banking System pay dividends?
Columbia Banking System pays a Quarterly dividend of $0.37 which represents an annual dividend yield of 5.07%. See more information on Columbia Banking System dividends here
What is Columbia Banking System’s EPS estimate?
Columbia Banking System’s EPS estimate is 0.73.
How many shares outstanding does Columbia Banking System have?
Columbia Banking System has 289,490,360 shares outstanding.
What happened to Columbia Banking System’s price movement after its last earnings report?
Columbia Banking System reported an EPS of $0.72 in its last earnings report, beating expectations of $0.686. Following the earnings report the stock price went down -1.448%.
Which hedge fund is a major shareholder of Columbia Banking System?
Currently, no hedge funds are holding shares in COLB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Columbia Banking System Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$31.75 (7.15% Upside)
$31.75 (7.15% Upside)
Blogger Sentiment
Bullish
COLB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 202.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $115.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.26%
12-Months-Change
Fundamentals
Return on Equity
9.16%
Trailing 12-Months
Asset Growth
28.16%
Trailing 12-Months
Company Description
Columbia Banking System
Columbia Banking System, Inc. serves as the parent organization for Columbia State Bank, which delivers a wide array of banking services to individuals, professionals, and small to medium-sized businesses across the United States. For personal clients, the bank provides diverse deposit accounts, including interest-bearing and non-interest checking, savings, money market, and certificates of deposit. Its lending products feature home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loan options. Customers also have access to debit and credit cards, along with comprehensive digital banking solutions. Business clients benefit from services such as checking, savings, interest-bearing money market, and certificate of deposit accounts. The company offers a variety of commercial loans, including agricultural, asset-based, builder, and commercial real estate financing, in addition to Small Business Administration (SBA)-guaranteed loans. Further business support includes professional banking, treasury management, merchant card processing, and international banking services. The company also offers wealth management solutions tailored for individuals, families, and professional businesses. These include financial planning services covering asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer. Insurance options such as long-term care, life, and disability are available. Individual retirement solutions encompass planning, income strategies, and Traditional/Roth IRAs, while business solutions include retirement plans, key person insurance, succession planning, and deferred compensation. Furthermore, Columbia Banking System provides fiduciary, investment, and administrative trust services. These specialized offerings include personal and special needs trusts, estate settlement, investment agency, and charitable management. The bank maintains a physical presence through a network of 153 branch locations, with 68 situated in Washington, 59 in Oregon, 15 in Idaho, and 11 in California. Founded in 1993, the company is headquartered in Tacoma, Washington.
COLB Company Deck
COLB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive operating picture: strong year-over-year operating income growth (PPNR +45%, operating net income +50%), robust loan origination (+38% YoY), significant noninterest income growth (+44% YoY), successful Pacific Premier integration and early realization of synergies (~80% achieved), and continued capital returns (Q1 buybacks of $200 million) while maintaining capital ratios above regulatory minima. Headwinds were largely seasonal or localized—Q1 NIM compression driven by seasonality (expected to reverse), a modest, isolated ag credit loss, slight capital ratio decline from aggressive buybacks, and transactional loan runoff that management expects to replace with higher-return relationship lending. Overall, highlights materially outweigh the contained lowlights.View all COLB earnings summariesCOLB Stock 12 Month Forecast
Average Price Target
$31.75
▲(7.15% Upside)
Technical Analysis
Ownership Overview
0.52% Insiders
33.65% Mutual Funds
23.42% Other Institutional Investors
12.57% Public Companies and
Individual Investors