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FNB Stock Chart & Stats
$19.05
-$0.21(-1.10%)
At close: 4:00 PM EDT
$19.05
-$0.21(-1.10%)
Day’s Range― - ―
52-Week Range$14.46 - $19.59
Previous Close$18.84
Volume4.53M
Average Volume (3M)5.87M
Market Cap
$6.73B
Enterprise Value$11.36K
Total Cash (Recent Filing)$426.00M
Total Debt (Recent Filing)$2.68B
Price to Earnings (P/E)11.2
Beta1.10
Next Earnings
Oct 15, 2026EPS Estimate
0.43Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)1.68
Shares Outstanding355,963,960
10 Day Avg. Volume8,814,138
30 Day Avg. Volume5,866,434
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)0.91
Price to Sales (P/S)2.28
P/FCF Ratio16.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$20.90Price Target Upside9.71% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.68
Revenue Forecast (FY)$1.90B
Bulls Say, Bears Say
Bulls Say
Improving Leverage And Capital RatiosLeverage has materially improved (debt-to-equity ~0.39 TTM), reflecting a stronger capital base that increases loss-absorption capacity and strategic optionality. Lower leverage supports regulatory ratios, allows continued buybacks or M&A flexibility, and reduces refinancing risk over the medium term.
Stronger Cash Generation And Free Cash FlowOperating cash flow and FCF rebounded materially, with FCF covering ~0.93 of net income, which underpins sustainable capital returns, funding for strategic investments (AI/data) and dividend capacity. While historically volatile, the recent improvement enhances earnings quality and balance-sheet flexibility over coming quarters.
Loan Growth And Solid Deposit Funding BaseSustained loan expansion (7.5% annualized) combined with a high loan-to-deposit ratio indicates effective balance-sheet deployment and strong customer demand. A stable deposit base supports organic lending growth and limits wholesale funding reliance, strengthening durable net interest earning capacity if margins normalize.
Bears Say
Deposit Competition Pressuring NIIManagement trimmed NII guidance citing intensified deposit competition, a structural challenge that raises funding costs and compresses net interest spread. Persistent retail and regional bank deposit battles can erode long-term NII unless offset by pricing power, product mix shifts, or lower funding reliance.
Stagnant NIM And Loan-yield PressureFlat NIM and declining loan yields signal limited ability to reprice assets faster than funding costs, constraining core profitability. If loan yields remain pressured and short-term rate volatility persists, margin recovery may be slow, dampening sustainable net interest income growth.
Rising Operating Costs And Outsourced ServicesIncreases in personnel, consulting and other expenses offset efficiency gains and reduce operating leverage. If higher outsourcer and technology spend persists, margin expansion from revenue growth will be limited and the bank may struggle to materially improve efficiency without revenue upgrades or cost discipline.
F.N.B. News
FNB FAQ
What was F.N.B. Corp’s price range in the past 12 months?
F.N.B. Corp lowest stock price was $14.46 and its highest was $19.59 in the past 12 months.
What is F.N.B. Corp’s market cap?
F.N.B. Corp’s market cap is $6.73B.
When is F.N.B. Corp’s upcoming earnings report date?
F.N.B. Corp’s upcoming earnings report date is Oct 15, 2026 which is in 68 days.
How were F.N.B. Corp’s earnings last quarter?
F.N.B. Corp released its earnings results on Jul 16, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.419 by $0.001.
Is F.N.B. Corp overvalued?
According to Wall Street analysts F.N.B. Corp’s price is currently Undervalued.
Does F.N.B. Corp pay dividends?
F.N.B. Corp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 2.59%. See more information on F.N.B. Corp dividends here
What is F.N.B. Corp’s EPS estimate?
F.N.B. Corp’s EPS estimate is 0.43.
How many shares outstanding does F.N.B. Corp have?
F.N.B. Corp has 355,963,960 shares outstanding.
What happened to F.N.B. Corp’s price movement after its last earnings report?
F.N.B. Corp reported an EPS of $0.42 in its last earnings report, beating expectations of $0.419. Following the earnings report the stock price went down -1.693%.
Which hedge fund is a major shareholder of F.N.B. Corp?
Currently, no hedge funds are holding shares in FNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
F.N.B. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$20.90 (9.71% Upside)
$20.90 (9.71% Upside)
Blogger Sentiment
Bullish
FNB Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 5.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.4%
Last 30 Days ▼ 11.4%
Last 30 Days ▼ 11.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.79%
12-Months-Change
Fundamentals
Return on Equity
2.59%
Trailing 12-Months
Asset Growth
2.56%
Trailing 12-Months
Company Description
F.N.B. Corp
F.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.
FNB Company Deck
FNB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated multiple meaningful positives — record revenue, solid EPS growth (17% YoY), strong loan growth (7.5% annualized linked-quarter), improved efficiency (efficiency ratio 53.7%), robust capital metrics (TCE ~9%, CET1 11.4%), active repurchases, improved asset quality, and tangible progress on AI/fee-income initiatives. Key challenges were a downward revision to net interest income guidance driven by deposit competition and one‑month SOFR volatility, flat NIM quarter-over-quarter with some loan-yield pressure, CRE payoffs reducing CRE balances near-term, and modestly higher operating costs. Overall, favorable earnings performance, credit quality, capital returns, and strategic investments outweigh the margin/funding headwinds and expense pressure.View all FNB earnings summariesFNB Stock 12 Month Forecast
Average Price Target
$20.90
▲(9.71% Upside)
Technical Analysis
Bank OZK
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Glacier Bancorp
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Home Bancshares
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United Bankshares
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Valley National Bancorp
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Ownership Overview
1.53% Insiders
31.25% Mutual Funds
3.82% Other Institutional Investors
33.44% Public Companies and
Individual Investors