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Total Valuation
F.N.B. has a market cap or net worth of $6.69B. The enterprise value is $11.36K.
Market Cap$6.69B
Enterprise Value$11.36K
Share Statistics
F.N.B. has 353,000,980 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding353,000,980
Owned by Insiders1.54%
Owned by Institutions4.76%
Financial Efficiency
F.N.B.’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.55%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.55%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee640.86K
Profits Per Employee134.36K
Employee Count4,205
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F.N.B. is 11.3. F.N.B.’s PEG ratio is 0.46.
PE Ratio11.3
PS Ratio2.28
PB Ratio0.91
Price to Fair Value0.91
Price to FCF16.33
Price to Operating Cash Flow9.61
PEG Ratio0.46
Income Statement
In the last 12 months, F.N.B. had revenue of 2.69B and earned 565.39M in profits. Earnings per share was 1.57.
Revenue2.69B
Gross Profit1.68B
Operating Income669.36M
Pretax Income669.36M
Net Income565.39M
EBITDA746.36M
Earnings Per Share (EPS)1.57
Cash Flow
In the last 12 months, operating cash flow was 704.00M and capital expenditures -82.00M, giving a free cash flow of 622.00M billion.
Operating Cash Flow704.00M
Free Cash Flow622.00M
Free Cash Flow per Share1.76
Dividends & Yields
F.N.B. pays an annual dividend of $0.13, resulting in a dividend yield of 2.56%
Dividend Per Share$0.13
Dividend Yield2.56%
Payout Ratio28.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.04
52-Week Price Change26.84%
50-Day Moving Average18.69
200-Day Moving Average17.35
Relative Strength Index (RSI)53.64
Average Volume (3m)5.87M
Important Dates
F.N.B. upcoming earnings date is Oct 15, 2026, Before Open (Confirmed).
Last Earnings DateJul 16, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date―
Financial Position
F.N.B. as a current ratio of 1.01, with Debt / Equity ratio of 39.20%
Current Ratio1.01
Quick Ratio1.01
Debt to Market Cap0.64
Net Debt to EBITDA1.90
Interest Coverage Ratio0.72
Taxes
In the past 12 months, F.N.B. has paid 103.97M in taxes.
Income Tax103.97M
Effective Tax Rate0.16
Enterprise Valuation
F.N.B. EV to EBITDA ratio is 10.13, with an EV/FCF ratio of 20.11.
EV to Sales2.81
EV to EBITDA10.13
EV to Free Cash Flow20.11
EV to Operating Cash Flow15.69
Balance Sheet
F.N.B. has $426.00M in cash and marketable securities with $2.68B in debt, giving a net cash position of -$2.25B billion.
Cash & Marketable Securities$426.00M
Total Debt$2.68B
Net Cash-$2.25B
Net Cash Per Share-$6.39
Tangible Book Value Per Share$11.81
Margins
Gross margin is 64.41%, with operating margin of 24.84%, and net profit margin of 20.98%.
Gross Margin64.41%
Operating Margin24.84%
Pretax Margin24.84%
Net Profit Margin20.98%
EBITDA Margin27.70%
EBIT Margin24.84%
Analyst Forecast
The average price target for F.N.B. is $21.10, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$21.10
Price Target Upside10.76% Upside
Analyst ConsensusStrong Buy
Analyst Count5
Revenue Growth Forecast2.88%
EPS Growth Forecast30.47%