Bank OZK (OZK)
NASDAQ:OZK
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OZK Stock Chart & Stats
$48.73
-$0.31(-0.71%)
At close: 4:00 PM EST
$48.73
-$0.31(-0.71%)
Day’s Range― - ―
52-Week Range$41.69 - $53.66
Previous CloseN/A
Volume245.78K
Average Volume (3M)1.28M
Market Cap
$5.38B
Enterprise Value$4.44B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$463.58M
Price to Earnings (P/E)7.8
Beta1.05
Next Earnings
Jul 16, 2026EPS Estimate
1.48Next Dividend Ex-DateN/A
Dividend Yield3.68%
Share Statistics
EPS (TTM)1.44
Shares Outstanding113,431,900
10 Day Avg. Volume1,067,827
30 Day Avg. Volume1,275,332
Financial Highlights & Ratios
PEG Ratio8.75
Price to Book (P/B)0.83
Price to Sales (P/S)1.81
P/FCF Ratio6.94
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue1.58
Enterprise Value/Gross Profit2.86
Enterprise Value/Ebitda4.34
Forecast
1Y Price Target
$51.50Price Target Upside5.69% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)5.94
Revenue Forecast (FY)$1.75B
Bulls Say, Bears Say
Bulls Say
Asset Quality ImprovementAnalyst recognizes meaningful progress in reducing the backlog of foreclosed properties, which improves asset quality and lowers potential loss absorption.
Balance-sheet De-riskingAnalyst notes that active sales and foreclosures of troubled loans can shrink problem-asset inventories, helping to clean the balance sheet and rebuild investor confidence.
Bears Say
Loan Growth And Income PressureAnalyst highlights that payoffs, loan sales, and slow funding of new commitments will shrink the loan portfolio and reduce interest income, compressing earnings versus expectations.
Margin CompressionAnalyst warns that lower short-term interest rates are likely to reduce lending margins more than assumed, which would weigh on core profitability.
Sector Concentration RiskAnalyst flags concentration of loans in life science and office sectors classified as special mention, increasing the likelihood of pronounced credit deterioration in those areas.
Bank OZK News
OZK FAQ
What was Bank OZK’s price range in the past 12 months?
Bank OZK lowest stock price was $41.69 and its highest was $53.66 in the past 12 months.
What is Bank OZK’s market cap?
Bank OZK’s market cap is $5.38B.
When is Bank OZK’s upcoming earnings report date?
Bank OZK’s upcoming earnings report date is Jul 16, 2026 which is in 78 days.
How were Bank OZK’s earnings last quarter?
Bank OZK released its earnings results on Apr 21, 2026. The company reported $1.44 earnings per share for the quarter, beating the consensus estimate of $1.427 by $0.013.
Is Bank OZK overvalued?
According to Wall Street analysts Bank OZK’s price is currently Undervalued.
Does Bank OZK pay dividends?
Bank OZK pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 3.68%. See more information on Bank OZK dividends here
What is Bank OZK’s EPS estimate?
Bank OZK’s EPS estimate is 1.48.
How many shares outstanding does Bank OZK have?
Bank OZK has 113,431,900 shares outstanding.
What happened to Bank OZK’s price movement after its last earnings report?
Bank OZK reported an EPS of $1.44 in its last earnings report, beating expectations of $1.427. Following the earnings report the stock price went down -2.061%.
Which hedge fund is a major shareholder of Bank OZK?
Currently, no hedge funds are holding shares in OZK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank OZK Stock Smart Score
Outperform
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Analyst Consensus
Hold
Average Price Target:
$51.50 (5.69% Upside)
$51.50 (5.69% Upside)
Blogger Sentiment
Bullish
OZK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 97.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.5%
Last 30 Days ▲ 5.4%
Last 30 Days ▲ 5.4%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
21.47%
12-Months-Change
Fundamentals
Return on Equity
11.63%
Trailing 12-Months
Asset Growth
6.38%
Trailing 12-Months
Company Description
Bank OZK
Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
OZK Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a constructive growth story led by a fast-expanding and increasingly diversified CIB franchise, supportive security purchases that should lift NII, disciplined deposit management and generally resilient credit in core portfolios. Counterbalancing that optimism are concentrated RESG stresses (notably five loans and ~$150M of OREO), modest increases in criticized/NPA balances, pricing pressure in specific loan sublines, and near-term expense build from the CIB ramp. On balance the company highlighted multiple concrete growth drivers and several manageable credit/operational challenges.View all OZK earnings summariesOZK Stock 12 Month Forecast
Average Price Target
$51.50
▲(5.69% Upside)
Technical Analysis
F.N.B.
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Glacier Bancorp
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Home Bancshares
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United Bankshares
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Valley National Bancorp
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Ownership Overview
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Insiders
24.70% Mutual Funds
7.08% Other Institutional Investors
30.39% Public Companies and Individual Investors