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Bank OZK (OZK)
NASDAQ:OZK
OZK Stock Chart & Stats
$43.76
-$0.31(-0.71%)
At close: 4:00 PM EST
$43.76
-$0.31(-0.71%)
Day’s Range― - ―
52-Week Range$35.71 - $53.66
Previous CloseN/A
Volume245.78K
Average Volume (3M)1.39M
Market Cap
$4.96B
Enterprise Value$3.76B
Total Cash (Recent Filing)$3.54B
Total Debt (Recent Filing)$763.39M
Price to Earnings (P/E)6.9
Beta1.09
Next Earnings
Jan 15, 2026EPS Estimate
1.55Last Dividend Ex-Date
Oct 14, 2025Dividend Yield3.98%
Share Statistics
EPS (TTM)1.59
Shares Outstanding113,431,900
10 Day Avg. Volume1,229,523
30 Day Avg. Volume1,389,254
Financial Highlights & Ratios
PEG Ratio1.54
Price to Book (P/B)0.89
Price to Sales (P/S)1.82
P/FCF Ratio6.85
Enterprise Value/Market Cap0.76
Enterprise Value/Revenue1.34
Enterprise Value/Gross Profit2.44
Enterprise Value/Ebitda3.63
Forecast
1Y Price Target
$54.14Price Target Upside23.72% Upside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)6.2
Revenue Forecast (FY)$1.73B
Bulls Say, Bears Say
Bulls Say
Asset ManagementOZK's largest foreclosed asset, which made up more than half of foreclosed assets, was sold during the quarter at book value.
DiversificationDiversification of the loan book, deposit base, and revenue streams should continue, which could eventually lead to a different lens on valuation.
Revenue GrowthThe bank anticipates continued growth in fee revenue, particularly in 2026 and 2027, which could positively impact financial performance.
Bears Say
Credit ConcernsThere are growing credit concerns in the banking industry, with Bank OZK experiencing its highest non-performing loan ratio since 2018.
Earnings ForecastThe initial 2026 outlook for Bank OZK has led to a significant reduction in the earnings forecast, impacting the stock rating negatively.
ProfitabilityLoan yields and core profitability have declined, contributing to a less favorable outlook for Bank OZK.
Bank OZK News
OZK FAQ
What was Bank OZK’s price range in the past 12 months?
Bank OZK lowest stock price was $35.71 and its highest was $53.66 in the past 12 months.
What is Bank OZK’s market cap?
Bank OZK’s market cap is $4.96B.
When is Bank OZK’s upcoming earnings report date?
Bank OZK’s upcoming earnings report date is Jan 15, 2026 which is in 54 days.
How were Bank OZK’s earnings last quarter?
Bank OZK released its earnings results on Oct 16, 2025. The company reported $1.59 earnings per share for the quarter, missing the consensus estimate of $1.653 by -$0.063.
Is Bank OZK overvalued?
According to Wall Street analysts Bank OZK’s price is currently Undervalued.
Does Bank OZK pay dividends?
Bank OZK pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 3.98%. See more information on Bank OZK dividends here
What is Bank OZK’s EPS estimate?
Bank OZK’s EPS estimate is 1.55.
How many shares outstanding does Bank OZK have?
Bank OZK has 113,431,900 shares outstanding.
What happened to Bank OZK’s price movement after its last earnings report?
Bank OZK reported an EPS of $1.59 in its last earnings report, missing expectations of $1.653. Following the earnings report the stock price went down -2.254%.
Which hedge fund is a major shareholder of Bank OZK?
Currently, no hedge funds are holding shares in OZK
Bank OZK Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$54.14 (23.72% Upside)
$54.14 (23.72% Upside)
Blogger Sentiment
Bullish
OZK Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 189.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 6.5%
Last 30 Days ▲ 6.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-5.11%
12-Months-Change
Fundamentals
Return on Equity
12.35%
Trailing 12-Months
Asset Growth
11.12%
Trailing 12-Months
Company Description
Bank OZK
Bank OZK (OZK) is a regional bank headquartered in Little Rock, Arkansas, offering a wide range of financial services primarily in the southeastern United States. The bank operates through various sectors, including commercial banking, retail banking, and mortgage lending, providing products such as personal and business loans, deposit accounts, and wealth management services. With a focus on serving both individual and corporate clients, Bank OZK emphasizes customer service and community involvement.
OZK Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call was a mix of positive developments, particularly around sponsor support and origination growth in CIB, alongside some challenges in asset quality and the impact of high RESG payoffs. The management remains optimistic about the future, particularly with the growth and diversification strategy through CIB.View all OZK earnings summariesOZK Stock 12 Month Forecast
Average Price Target
$54.14
▲(23.72% Upside)
Technical Analysis
F.N.B.
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Ownership Overview
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Insiders
26.79% Mutual Funds
11.37% Other Institutional Investors
26.54% Public Companies and
Individual Investors