Asset ManagementOZK's largest foreclosed asset, which constituted more than half of foreclosed assets, was sold during the quarter at book value.
Diversification StrategyDiversification of the loan book, deposit base, and revenue streams should continue, potentially offering a new perspective on valuation.
Revenue GrowthThe bank anticipates continued growth in fee revenue, particularly in 2026 and 2027, which could positively impact financial performance.