Education
About Us
Working with TipRanks
Follow Us
Bank OZK (OZK)
NASDAQ:OZK
OZK Stock Chart & Stats
$49.11
-$0.31(-0.71%)
At close: 4:00 PM EST
$49.11
-$0.31(-0.71%)
Day’s Range― - ―
52-Week Range$35.71 - $53.66
Previous CloseN/A
Volume245.78K
Average Volume (3M)1.30M
Market Cap
$5.67B
Enterprise Value$6.06B
Total Cash (Recent Filing)$3.54B
Total Debt (Recent Filing)$763.39M
Price to Earnings (P/E)7.9
Beta0.99
Next Earnings
Apr 16, 2026EPS Estimate
1.46Next Dividend Ex-DateN/A
Dividend Yield3.68%
Share Statistics
EPS (TTM)1.53
Shares Outstanding113,431,900
10 Day Avg. Volume2,013,985
30 Day Avg. Volume1,300,085
Financial Highlights & Ratios
PEG Ratio1.54
Price to Book (P/B)0.89
Price to Sales (P/S)1.82
P/FCF Ratio6.85
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue2.17
Enterprise Value/Gross Profit3.93
Enterprise Value/Ebitda5.69
Forecast
1Y Price Target
$53.71Price Target Upside9.37% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.99
Revenue Forecast (FY)$1.75B
Bulls Say, Bears Say
Bulls Say
Capital And Earnings StabilityA declining inventory of repossessed properties can preserve capital and limit provision volatility, helping to stabilize earnings expectations.
Credit RemediationSales and remediation of troubled property holdings can lower remediation costs and allow management to focus on higher-quality lending, supporting more stable credit trends.
Foreclosed Asset ReductionAnalyst recognizes meaningful progress in reducing the backlog of foreclosed assets, which should improve reported asset quality and reduce potential future losses.
Bears Say
Loan Portfolio ShrinkageA smaller loan portfolio driven by payoffs and loan sales will reduce interest income and could materially compress core profitability versus expectations.
Margin PressureLower short-term interest rates are expected to compress lending margins more than analysts assume, which would weigh on core profitability.
Sector Concentration RiskAnalyst flags concentration of loans in life science and office sectors as special mention, increasing the risk of future credit deterioration if tenant demand or sponsor support weakens.
Bank OZK News
OZK FAQ
What was Bank OZK’s price range in the past 12 months?
Bank OZK lowest stock price was $35.71 and its highest was $53.66 in the past 12 months.
What is Bank OZK’s market cap?
Bank OZK’s market cap is $5.67B.
When is Bank OZK’s upcoming earnings report date?
Bank OZK’s upcoming earnings report date is Apr 16, 2026 which is in 70 days.
How were Bank OZK’s earnings last quarter?
Bank OZK released its earnings results on Jan 20, 2026. The company reported $1.53 earnings per share for the quarter, missing the consensus estimate of $1.55 by -$0.02.
Is Bank OZK overvalued?
According to Wall Street analysts Bank OZK’s price is currently Undervalued.
Does Bank OZK pay dividends?
Bank OZK pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 3.68%. See more information on Bank OZK dividends here
What is Bank OZK’s EPS estimate?
Bank OZK’s EPS estimate is 1.46.
How many shares outstanding does Bank OZK have?
Bank OZK has 113,431,900 shares outstanding.
What happened to Bank OZK’s price movement after its last earnings report?
Bank OZK reported an EPS of $1.53 in its last earnings report, missing expectations of $1.55. Following the earnings report the stock price went up 0.063%.
Which hedge fund is a major shareholder of Bank OZK?
Currently, no hedge funds are holding shares in OZK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank OZK Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$53.71 (9.37% Upside)
$53.71 (9.37% Upside)
Blogger Sentiment
Bullish
OZK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 217.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.9%
Last 30 Days ▼ 4.7%
Last 30 Days ▼ 4.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.82%
12-Months-Change
Fundamentals
Return on Equity
12.09%
Trailing 12-Months
Asset Growth
6.60%
Trailing 12-Months
Company Description
Bank OZK
Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
OZK Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call balanced conservative risk management and active capital returns against ongoing CRE-related credit work. Management emphasized a strong earnings base (near $700M), improved capital ratios, accretive buybacks and a prudent, elevated allowance built through the CRE cycle. They also highlighted improving market liquidity (refinancings and leasing) and early-stage growth in fee-income channels. Offsetting these positives are remaining stressed RESG assets, several higher‑risk loans under active resolution or appraisal-based valuation pressure, and continued uncertainty in the life-sciences segment. Overall, the tone was cautious but constructive: the company appears positioned to absorb near-term CRE volatility while benefiting from improving market conditions and executing strategic diversification over the next 12–24 months.View all OZK earnings summariesOZK Stock 12 Month Forecast
Average Price Target
$53.71
▲(9.37% Upside)
Technical Analysis
F.N.B.
―
Glacier Bancorp
―
Home Bancshares
―
United Bankshares
―
Valley National Bancorp
―
Ownership Overview
―
Insiders
25.91% Mutual Funds
0.38% Other Institutional Investors
37.69% Public Companies and
Individual Investors