tiprankstipranks
Trending News
More News >
Bank Ozk (OZK)
:OZK
US Market
Advertisement

Bank OZK (OZK) Earnings Dates, Call Summary & Reports

Compare
617 Followers

Earnings Data

Report Date
Jan 15, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
1.55
Last Year’s EPS
1.56
Same Quarter Last Year
Based on 8 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 16, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The call was a mix of positive developments, particularly around sponsor support and origination growth in CIB, alongside some challenges in asset quality and the impact of high RESG payoffs. The management remains optimistic about the future, particularly with the growth and diversification strategy through CIB.
Company Guidance
During Bank OZK's Third Quarter 2025 Earnings Conference Call, the management provided forward-looking statements indicating expectations for mid-single-digit loan growth in 2026, with more substantial growth anticipated in 2027. The bank attributed this outlook to a strategic diversification of its loan portfolio, particularly through the Corporate and Institutional Banking (CIB) division, which demonstrated a notable increase in origination, expanding by $575 million in outstanding loans and $1.19 billion in commitments. The call highlighted a mixed asset quality picture, with some loans migrating to substandard status, yet overall special mention, substandard, and foreclosed assets decreased modestly. The management also projected a moderation in net interest margin compression, driven by anticipated Federal Reserve rate cuts and a substantial portion of loans benefiting from floor rates. Additionally, the call emphasized continued cautious optimism regarding the resolution of credit issues and the strategic build-out of CIB to enhance revenue and fee income opportunities.
Sponsor Support and Credit Quality
The quarter saw strong sponsor support with 41 loans reaching maturity being extended and modified, nearly $70 million of additional reserve deposits, $13.5 million in fees collected, and over $80 million of unscheduled paydowns.
CIB's Record Origination Growth
CIB originated nearly two dozen new relationships and upsized nearly a half dozen, showing record origination growth for the segment.
Successful Resolution of Foreclosed Assets
The sale of the Lincoln Yards land in Chicago at book value and the expected neutral to positive gains on two other largest OREO assets under contract reflect effective asset management.
Multifamily and Office Leasing Strength
Strong performance in the multifamily sector, with improved lease activity in both office and industrial spaces.
Strategic Focus on CIB for Growth
CIB is expected to carry the growth baton, contributing significantly to the loan book with more diversified and high-quality originations.

Bank OZK (OZK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

OZK Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 15, 2026
2025 (Q4)
1.55 / -
1.56
Oct 16, 2025
2025 (Q3)
1.65 / 1.59
1.552.58% (+0.04)
Jul 17, 2025
2025 (Q2)
1.53 / 1.58
1.523.95% (+0.06)
Apr 16, 2025
2025 (Q1)
1.41 / 1.47
1.51-2.65% (-0.04)
Jan 16, 2025
2024 (Q4)
1.44 / 1.56
1.54.00% (+0.06)
Oct 17, 2024
2024 (Q3)
1.54 / 1.55
1.494.03% (+0.06)
Jul 17, 2024
2024 (Q2)
1.52 / 1.52
1.473.40% (+0.05)
Apr 17, 2024
2024 (Q1)
1.46 / 1.51
1.417.09% (+0.10)
Jan 18, 2024
2023 (Q4)
1.47 / 1.50
1.3411.94% (+0.16)
Oct 19, 2023
2023 (Q3)
1.42 / 1.49
1.0837.96% (+0.41)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

OZK Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 16, 2025
$47.02$45.96-2.25%
Jul 17, 2025
$51.44$51.49+0.10%
Apr 16, 2025
$38.66$40.90+5.79%
Jan 16, 2025
$44.05$48.32+9.69%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank Ozk (OZK) report earnings?
Bank Ozk (OZK) is schdueled to report earning on Jan 15, 2026, After Close (Confirmed).
    What is Bank Ozk (OZK) earnings time?
    Bank Ozk (OZK) earnings time is at Jan 15, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is OZK EPS forecast?
          OZK EPS forecast for the fiscal quarter 2025 (Q4) is 1.55.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis