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Columbia Banking System (COLB)
NASDAQ:COLB
US Market
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Columbia Banking System (COLB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 22, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.72
Last Year’s EPS
0.71
Same Quarter Last Year
Moderate Buy
Based on 10 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
Columbia Banking Systems reported a positive third quarter, characterized by the successful acquisition of Pacific Premier and strong operating performance, including increased margins and capital ratios. The announcement of a significant share repurchase program demonstrates confidence in the company's future. However, seasonal deposit outflows and the ongoing process of loan portfolio optimization present challenges that need careful management.
Company Guidance
During the third-quarter 2025 earnings call, Columbia Banking Systems provided significant guidance on their performance and strategic direction. The company successfully completed the acquisition of Pacific Premier, expanding its footprint and bolstering its position as a leading regional bank with approximately $68 billion in assets and nearly a 10% deposit market share in the Northwest. The focus on optimizing the balance sheet and remixing transactional portfolios was highlighted, with the intent to manage down roughly $8 billion of inherited transactional loans. Operating Pre-Provision Net Revenue (PPNR) increased by 12% from the second quarter and 22% from the prior year, reflecting the bank's emphasis on profitability, with net interest margin also seeing a meaningful rise. The bank reported a third-quarter operating earnings per share (EPS) of $0.85, excluding merger-related costs, and an operating return on average tangible equity of 18.2%. The acquisition led to a tangible book dilution of 1.7%, well below the anticipated 7.6%. Looking forward, Columbia expressed confidence in maintaining a high teens return on tangible equity and announced a $700 million share repurchase program, reflecting strong capital generation and a robust outlook.
Successful Acquisition of Pacific Premier
Columbia Banking Systems successfully closed its strategic acquisition of Pacific Premier, expanding its footprint to an 8-state Western region with approximately $68 billion in assets and nearly 10% deposit market share in the Northwest.
Strong Operating Performance
Operating PPNR increased by 12% from the second quarter and 22% from the prior year. This reflects Columbia's focus on profitability and balance sheet optimization, with one month including Pacific Premier's contribution.
Net Interest Margin Increase
Net interest margin expanded by 9 basis points to 3.84%, driven by customer deposit growth and balance sheet optimization, including the reduction of high-cost wholesale funding.
Share Repurchase Program Announcement
The Board of Directors authorized a $700 million share repurchase program, reflecting confidence in the strength of Columbia's balance sheet and enhanced capital position following the acquisition of Pac Premier.
Improved Capital Ratios
Regulatory capital ratios expanded with Tier 1 common at 11.6% and total risk-based capital ratio at 13.4%, well above long-term targets.

Columbia Banking System (COLB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

COLB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
0.72 / -
0.71
Oct 30, 2025
2025 (Q3)
0.69 / 0.85
0.6923.19% (+0.16)
Jul 24, 2025
2025 (Q2)
0.66 / 0.76
0.6713.43% (+0.09)
Apr 23, 2025
2025 (Q1)
0.64 / 0.67
0.653.08% (+0.02)
Jan 23, 2025
2024 (Q4)
0.65 / 0.71
0.4461.36% (+0.27)
Oct 24, 2024
2024 (Q3)
0.62 / 0.69
0.79-12.66% (-0.10)
Jul 25, 2024
2024 (Q2)
0.57 / 0.67
0.81-17.28% (-0.14)
Apr 25, 2024
2024 (Q1)
0.53 / 0.65
0.4641.30% (+0.19)
Jan 24, 2024
2023 (Q4)
0.79 / 0.44
0.88-50.00% (-0.44)
Oct 18, 2023
2023 (Q3)
0.73 / 0.79
0.83-4.82% (-0.04)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

COLB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$26.02$26.80+3.00%
Jul 24, 2025
$23.04$24.49+6.29%
Apr 23, 2025
$22.86$22.66-0.87%
Jan 23, 2025
$26.99$26.80-0.70%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Columbia Banking System (COLB) report earnings?
Columbia Banking System (COLB) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
    What is Columbia Banking System (COLB) earnings time?
    Columbia Banking System (COLB) earnings time is at Jan 22, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is COLB EPS forecast?
          COLB EPS forecast for the fiscal quarter 2025 (Q4) is 0.72.
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