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Columbia Banking System (COLB)
NASDAQ:COLB
Earnings Data
Report Date
Apr 23, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.69Last Year’s EPS
0.67Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
Overall the call emphasized successful strategic integration of Pacific Premier, strong sequential and annual operating performance (notably PPNR up 27% QoQ, NIM expansion to 4.06%, and double-digit fee and origination growth), solid capital returns and an active buyback plan, with manageable near-term balance sheet headwinds (transactional loan runoff, seasonal deposit outflows, and non-recurring Q4 margin items). Management provided clear guidance that some Q4 benefits will not repeat in Q1 but expects margins and profitability to trend higher through 2026 as cost synergies are realized and balance sheet optimization continues.Company Guidance
Strategic Acquisition of Pacific Premier Completed
Closed the Pacific Premier acquisition in 2025, expanding Columbia's Western footprint, achieving a top-10 deposit market share in Southern California, and adding complementary fee and trust capabilities (e.g., custodial trust, API marketplace).
Strong Operating Revenue and Profitability Improvement
Fourth quarter operating PPNR rose 27% sequentially and operating net income increased 19% QoQ; full-year 2025 operating results increased 23% vs. 2024.
EPS and Return Metrics Improved
Reported Q4 EPS $0.72 and operating EPS $0.82 (increases of 6% and 15% YoY for the quarter). Achieved ROAA >1.4% and return on tangible common equity >17% for the quarter.
Net Interest Margin Expansion
NIM expanded to 4.06% in Q4 from 3.84% in Q3 and 3.64% for 2024 (22 bps sequential expansion), driven by improved funding performance, earning asset optimization, and one-time items that added ~11 bps in Q4.
Noninterest Income Strength
Q4 noninterest income was $90M GAAP ($88M operating); operating noninterest income rose by $16M sequentially (approximately $13M attributable to two additional months of PAC Premier) with high-water marks in swap and syndication banking revenue.
Cost Savings and Expense Management Progress
Achieved $63M of annualized deal-related cost savings (≈50% of $127M target). Operating noninterest expense was $373M; excluding CDI amortization $331M (near the low end of prior guidance $330–$340M).
Capital Deployment and Strong Capital Ratios
Increased quarterly dividend to $0.37 (from $0.36), repurchased 3.7M shares at an average $27.07, CET1 11.8%, total risk-based capital 13.6%, tangible book value $19.11 (+3% QoQ, +11% YoY), and >$600M excess capital with $600M repurchase authorization.
Robust Origination and Deposit Campaign Results
New loan originations of $1.4B in Q4 (up 23% YoY) and full-year originations +22% YoY. Deposit campaigns added $473M in low-cost deposits in late 2025; three 2025 campaigns added $1.3B in new customer deposits.
COLB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
COLB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jan 22, 2026 | $29.67 | $28.88 | -2.66% |
Oct 30, 2025 | $25.68 | $26.45 | +3.00% |
Jul 24, 2025 | $22.74 | $24.17 | +6.29% |
Apr 23, 2025 | $22.56 | $22.37 | -0.84% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Columbia Banking System (COLB) report earnings?
Columbia Banking System (COLB) is schdueled to report earning on Apr 23, 2026, Before Open (Confirmed).
What is Columbia Banking System (COLB) earnings time?
Columbia Banking System (COLB) earnings time is at Apr 23, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is COLB EPS forecast?
COLB EPS forecast for the fiscal quarter 2026 (Q1) is 0.69.